The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   425,858,136 6,543,610 SH   SOLE   0 0 6,543,610
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   400,545,255 7,196,286 SH   SOLE   0 0 7,196,286
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   369,975,031 5,803,530 SH   SOLE   0 0 5,803,530
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   252,082,977 6,160,386 SH   SOLE   0 0 6,160,386
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   128,379,952 3,618,375 SH   SOLE   0 0 3,618,375
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   58,228,556 1,891,766 SH   SOLE   0 0 1,891,766
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   27,611,482 919,463 SH   SOLE   0 0 919,463
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   18,353,954 718,636 SH   SOLE   0 0 718,636
APPLE INC COM 037833100   15,410,278 61,538 SH   SOLE   0 0 61,538
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   15,275,908 212,431 SH   SOLE   0 0 212,431
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   13,993,445 569,882 SH   SOLE   0 0 569,882
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   12,456,001 468,799 SH   SOLE   0 0 468,799
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   12,011,932 473,470 SH   SOLE   0 0 473,470
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   8,154,393 311,118 SH   SOLE   0 0 311,118
ISHARES TR CORE S&P500 ETF 464287200   6,386,768 10,849 SH   SOLE   0 0 10,849
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,236,064 21,792 SH   SOLE   0 0 21,792
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   4,838,889 66,863 SH   SOLE   0 0 66,863
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,874,138 19,549 SH   SOLE   0 0 19,549
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   3,824,792 110,575 SH   SOLE   0 0 110,575
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,606,100 12,443 SH   SOLE   0 0 12,443
AMAZON COM INC COM 023135106   3,247,850 14,804 SH   SOLE   0 0 14,804
SUNSTONE HOTEL INVS INC NEW COM 867892101   2,665,863 225,157 SH   SOLE   0 0 225,157
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,504,286 4,648 SH   SOLE   0 0 4,648
MICROSOFT CORP COM 594918104   2,456,283 5,827 SH   SOLE   0 0 5,827
VANGUARD INDEX FDS MID CAP ETF 922908629   2,339,781 8,858 SH   SOLE   0 0 8,858
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   2,338,273 57,636 SH   SOLE   0 0 57,636
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,142,682 13,245 SH   SOLE   0 0 13,245
SPDR SER TR PORTFLI HIGH YLD 78468R606   2,141,581 91,248 SH   SOLE   0 0 91,248
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,644,611 2,806 SH   SOLE   0 0 2,806
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,618,789 31,654 SH   SOLE   0 0 31,654
SPDR SER TR S&P DIVID ETF 78464A763   1,617,073 12,241 SH   SOLE   0 0 12,241
VANGUARD INDEX FDS VALUE ETF 922908744   1,463,249 8,643 SH   SOLE   0 0 8,643
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,433,612 30,580 SH   SOLE   0 0 30,580
META PLATFORMS INC CL A 30303M102   1,374,584 2,348 SH   SOLE   0 0 2,348
ISHARES TR CORE S&P SCP ETF 464287804   1,340,438 11,634 SH   SOLE   0 0 11,634
ISHARES TR CORE S&P TTL STK 464287150   1,288,772 10,020 SH   SOLE   0 0 10,020
VANGUARD WORLD FD INF TECH ETF 92204A702   1,166,057 1,875 SH   SOLE   0 0 1,875
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   978,725 8,331 SH   SOLE   0 0 8,331
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   973,645 2,148 SH   SOLE   0 0 2,148
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   966,334 16,832 SH   SOLE   0 0 16,832
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   932,536 27,598 SH   SOLE   0 0 27,598
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   890,357 34,430 SH   SOLE   0 0 34,430
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   825,914 9,272 SH   SOLE   0 0 9,272
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591   812,491 16,060 SH   SOLE   0 0 16,060
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   786,401 22,907 SH   SOLE   0 0 22,907
MANAGER DIRECTED PORTFOLIOS VERT GLB SUST RE 56170L695   772,637 76,348 SH   SOLE   0 0 76,348
ISHARES TR MSCI INTL VLU FT 46435G409   734,002 27,075 SH   SOLE   0 0 27,075
INVESCO QQQ TR UNIT SER 1 46090E103   703,939 1,377 SH   SOLE   0 0 1,377
JPMORGAN CHASE & CO. COM 46625H100   690,125 2,879 SH   SOLE   0 0 2,879
BERKSHIRE HATHAWAY INC DEL CL A 084670108   680,920 1 SH   SOLE   0 0 1
ALPHABET INC CAP STK CL A 02079K305   666,336 3,520 SH   SOLE   0 0 3,520
SCHWAB CHARLES CORP COM 808513105   654,766 8,847 SH   SOLE   0 0 8,847
ISHARES TR INTERNATIONAL SL 46434V266   623,578 19,318 SH   SOLE   0 0 19,318
ORACLE CORP COM 68389X105   604,570 3,628 SH   SOLE   0 0 3,628
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   581,231 9,917 SH   SOLE   0 0 9,917
ISHARES INC CORE MSCI EMKT 46434G103   559,982 10,724 SH   SOLE   0 0 10,724
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   559,331 19,254 SH   SOLE   0 0 19,254
ALPHABET INC CAP STK CL C 02079K107   552,367 2,900 SH   SOLE   0 0 2,900
NVIDIA CORPORATION COM 67066G104   538,103 4,007 SH   SOLE   0 0 4,007
F N B CORP COM 302520101   515,127 34,853 SH   SOLE   0 0 34,853
TESLA INC COM 88160R101   512,582 1,269 SH   SOLE   0 0 1,269
ISHARES TR EAFE SML CP ETF 464288273   500,201 8,234 SH   SOLE   0 0 8,234
ELI LILLY & CO COM 532457108   498,085 645 SH   SOLE   0 0 645
AMERICAN CENTY ETF TR US SML CP VALU 025072877   492,179 5,099 SH   SOLE   0 0 5,099
EXXON MOBIL CORP COM 30231G102   456,358 4,242 SH   SOLE   0 0 4,242
ISHARES TR SP SMCP600VL ETF 464287879   448,190 4,127 SH   SOLE   0 0 4,127
VISA INC COM CL A 92826C839   446,881 1,414 SH   SOLE   0 0 1,414
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   419,985 7,726 SH   SOLE   0 0 7,726
UNITEDHEALTH GROUP INC COM 91324P102   395,158 781 SH   SOLE   0 0 781
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   391,268 1,998 SH   SOLE   0 0 1,998
ISHARES INC EM MKT SM-CP ETF 464286475   389,401 6,698 SH   SOLE   0 0 6,698
BANK NEW YORK MELLON CORP COM 064058100   386,609 5,032 SH   SOLE   0 0 5,032
ISHARES TR MSCI EAFE ETF 464287465   376,070 4,974 SH   SOLE   0 0 4,974
ARISTA NETWORKS INC COM SHS 040413205   362,538 3,280 SH   SOLE   0 0 3,280
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   361,986 15,947 SH   SOLE   0 0 15,947
BROADCOM INC COM 11135F101   351,642 1,517 SH   SOLE   0 0 1,517
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   350,994 5,393 SH   SOLE   0 0 5,393
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   342,591 14,780 SH   SOLE   0 0 14,780
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   329,664 2,584 SH   SOLE   0 0 2,584
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   310,726 7,056 SH   SOLE   0 0 7,056
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   300,580 9,506 SH   SOLE   0 0 9,506
AMERICAN CENTY ETF TR AVANTIS EMERGING 025072141   292,725 5,492 SH   SOLE   0 0 5,492
AMERICAN CENTY ETF TR US EQT ETF 025072885   289,770 2,989 SH   SOLE   0 0 2,989
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   289,040 12,206 SH   SOLE   0 0 12,206
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   286,499 503 SH   SOLE   0 0 503
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   281,508 6,953 SH   SOLE   0 0 6,953
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   274,899 5,958 SH   SOLE   0 0 5,958
HONEYWELL INTL INC COM 438516106   274,005 1,213 SH   SOLE   0 0 1,213
ISHARES TR EAFE VALUE ETF 464288877   269,088 5,128 SH   SOLE   0 0 5,128
UNION PAC CORP COM 907818108   259,793 1,139 SH   SOLE   0 0 1,139
MICROSTRATEGY INC CL A NEW 594972408   258,051 891 SH   SOLE   0 0 891
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   255,961 3,833 SH   SOLE   0 0 3,833
DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583   253,491 4,798 SH   SOLE   0 0 4,798
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   252,614 3,269 SH   SOLE   0 0 3,269
ABBVIE INC COM 00287Y109   249,543 1,404 SH   SOLE   0 0 1,404
JOHNSON & JOHNSON COM 478160104   246,093 1,702 SH   SOLE   0 0 1,702
INTUITIVE SURGICAL INC COM NEW 46120E602   233,316 447 SH   SOLE   0 0 447
ISHARES TR MORNINGSTR US EQ 464287127   227,248 2,800 SH   SOLE   0 0 2,800
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   226,733 9,988 SH   SOLE   0 0 9,988
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   226,047 1,290 SH   SOLE   0 0 1,290
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   225,671 3,556 SH   SOLE   0 0 3,556
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   216,240 11,689 SH   SOLE   0 0 11,689
EATON CORP PLC SHS G29183103   215,716 650 SH   SOLE   0 0 650
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   207,142 8,210 SH   SOLE   0 0 8,210
AMGEN INC COM 031162100   205,906 790 SH   SOLE   0 0 790
VERISK ANALYTICS INC COM 92345Y106   204,920 744 SH   SOLE   0 0 744