The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
HORIZON THERAPEUTICS PUB L SHS G46188101 207 1,892 SH   SOLE   0 0 1,892
LINDE PLC SHS G5494J103 446 1,520 SH   SOLE   0 0 1,520
FIVERR INTL LTD ORD SHS M4R82T106 261 1,430 SH   SOLE   0 0 1,430
ROYAL CARIBBEAN GROUP COM V7780T103 482 5,416 SH   SOLE   0 0 5,416
AGF INVTS TR AGFIQ US MK ANTI 00110G408 717 42,112 SH   SOLE   0 0 42,112
AT&T INC COM 00206R102 868 32,148 SH   SOLE   0 0 32,148
ARK ETF TR NEXT GNRTN INTER 00214Q401 233 1,678 SH   SOLE   0 0 1,678
ABBOTT LABS COM 002824100 405 3,428 SH   SOLE   0 0 3,428
ABBVIE INC COM 00287Y109 314 2,909 SH   SOLE   0 0 2,909
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 501 5,790 SH   SOLE   0 0 5,790
ADOBE SYSTEMS INCORPORATED COM 00724F101 743 1,290 SH   SOLE   0 0 1,290
ADVANCED MICRO DEVICES INC COM 007903107 203 1,969 SH   SOLE   0 0 1,969
ALLSTATE CORP COM 020002101 254 1,997 SH   SOLE   0 0 1,997
ALPHABET INC CAP STK CL C 02079K107 1,410 529 SH   SOLE   0 0 529
ALPHABET INC CAP STK CL A 02079K305 2,952 1,104 SH   SOLE   0 0 1,104
ALTO INGREDIENTS INC COM 021513106 4,658 1,432 SH   SOLE   0 0 1,432
ALTRIA GROUP INC COM 02209S103 678 14,892 SH   SOLE   0 0 14,892
AMERICAN ELEC PWR CO INC COM 025537101 415 5,114 SH   SOLE   0 0 5,114
AMERICAN EXPRESS CO COM 025816109 425 2,536 SH   SOLE   0 0 2,536
AMERISOURCEBERGEN CORP COM 03073E105 879 7,360 SH   SOLE   0 0 7,360
AMGEN INC COM 031162100 626 2,946 SH   SOLE   0 0 2,946
ANALOG DEVICES INC COM 032654105 613 3,658 SH   SOLE   0 0 3,658
ANNALY CAPITAL MANAGEMENT IN COM 035710409 130 15,477 SH   SOLE   0 0 15,477
ANTHEM INC COM 036752103 606 1,626 SH   SOLE   0 0 1,626
APPLE INC COM 037833100 5,550 39,225 SH   SOLE   0 0 39,225
APPLIED MATLS INC COM 038222105 833 6,470 SH   SOLE   0 0 6,470
AUTOMATIC DATA PROCESSING IN COM 053015103 286 1,433 SH   SOLE   0 0 1,433
BK OF AMERICA CORP COM 060505104 209 4,924 SH   SOLE   0 0 4,924
BANK NEW YORK MELLON CORP COM 064058100 373 7,202 SH   SOLE   0 0 7,202
BECTON DICKINSON & CO COM 075887109 366 1,489 SH   SOLE   0 0 1,489
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,443 8,952 SH   SOLE   0 0 8,952
BLACKROCK INC COM 09247X101 230 274 SH   SOLE   0 0 274
BLACKSTONE INC COM 09260D107 395 3,399 SH   SOLE   0 0 3,399
BOOKING HOLDINGS INC COM 09857L108 1,443 608 SH   SOLE   0 0 608
BOSTON SCIENTIFIC CORP COM 101137107 248 5,722 SH   SOLE   0 0 5,722
BROWN FORMAN CORP CL B 115637209 205 3,055 SH   SOLE   0 0 3,055
CSX CORP COM 126408103 712 23,933 SH   SOLE   0 0 23,933
CVS HEALTH CORP COM 126650100 245 2,882 SH   SOLE   0 0 2,882
CABOT OIL & GAS CORP COM 127097103 247 11,347 SH   SOLE   0 0 11,347
CARMAX INC COM 143130102 549 4,290 SH   SOLE   0 0 4,290
CARNIVAL CORP UNIT 99/99/9999 143658300 232 9,264 SH   SOLE   0 0 9,264
CATERPILLAR INC COM 149123101 518 2,698 SH   SOLE   0 0 2,698
CEL-SCI CORP COM PAR NEW 150837607 355 32,340 SH   SOLE   0 0 32,340
CELANESE CORP DEL COM 150870103 222 1,472 SH   SOLE   0 0 1,472
CHEVRON CORP NEW COM 166764100 593 5,842 SH   SOLE   0 0 5,842
CISCO SYS INC COM 17275R102 446 8,197 SH   SOLE   0 0 8,197
CINTAS CORP COM 172908105 590 1,551 SH   SOLE   0 0 1,551
CLOROX CO DEL COM 189054109 407 2,455 SH   SOLE   0 0 2,455
COCA COLA CO COM 191216100 473 9,012 SH   SOLE   0 0 9,012
COMCAST CORP NEW CL A 20030N101 1,482 26,499 SH   SOLE   0 0 26,499
COSTCO WHSL CORP NEW COM 22160K105 324 722 SH   SOLE   0 0 722
DBX ETF TR XTRACK MSCI EAFE 233051200 537 14,231 SH   SOLE   0 0 14,231
DANAHER CORPORATION COM 235851102 1,297 4,259 SH   SOLE   0 0 4,259
DEXCOM INC COM 252131107 304 555 SH   SOLE   0 0 555
DISNEY WALT CO COM 254687106 932 5,512 SH   SOLE   0 0 5,512
DOCUSIGN INC COM 256163106 209 812 SH   SOLE   0 0 812
DOLLAR GEN CORP NEW COM 256677105 271 1,279 SH   SOLE   0 0 1,279
DOMINION ENERGY INC COM 25746U109 686 9,394 SH   SOLE   0 0 9,394
DRAFTKINGS INC COM CL A 26142R104 451 9,364 SH   SOLE   0 0 9,364
DUKE ENERGY CORP NEW COM NEW 26441C204 262 2,686 SH   SOLE   0 0 2,686
EBAY INC. COM 278642103 1,069 15,349 SH   SOLE   0 0 15,349
EDWARDS LIFESCIENCES CORP COM 28176E108 218 1,928 SH   SOLE   0 0 1,928
EPAM SYS INC COM 29414B104 232 407 SH   SOLE   0 0 407
EXELON CORP COM 30161N101 300 6,207 SH   SOLE   0 0 6,207
EXXON MOBIL CORP COM 30231G102 1,452 24,690 SH   SOLE   0 0 24,690
FACEBOOK INC CL A 30303M102 3,250 9,577 SH   SOLE   0 0 9,577
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 313 7,471 SH   SOLE   0 0 7,471
FIDELITY NATL INFORMATION SV COM 31620M106 277 2,275 SH   SOLE   0 0 2,275
FIVE BELOW INC COM 33829M101 381 2,154 SH   SOLE   0 0 2,154
FLEXSHARES TR MORNSTAR UPSTR 33939L407 204 5,561 SH   SOLE   0 0 5,561
FORD MTR CO DEL COM 345370860 311 21,942 SH   SOLE   0 0 21,942
FORTINET INC COM 34959E109 442 1,514 SH   SOLE   0 0 1,514
GENERAL DYNAMICS CORP COM 369550108 426 2,174 SH   SOLE   0 0 2,174
GLOBAL X FDS US INFR DEV ETF 37954Y673 222 8,733 SH   SOLE   0 0 8,733
HERSHEY CO COM 427866108 640 3,783 SH   SOLE   0 0 3,783
HOME DEPOT INC COM 437076102 1,368 4,166 SH   SOLE   0 0 4,166
HONEYWELL INTL INC COM 438516106 727 3,424 SH   SOLE   0 0 3,424
ILLINOIS TOOL WKS INC COM 452308109 803 3,886 SH   SOLE   0 0 3,886
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 544 16,545 SH   SOLE   0 0 16,545
INTEL CORP COM 458140100 624 11,709 SH   SOLE   0 0 11,709
INTERCONTINENTAL EXCHANGE IN COM 45866F104 279 2,434 SH   SOLE   0 0 2,434
INVESCO QQQ TR UNIT SER 1 46090E103 28,801 81,425 SH   SOLE   0 0 81,425
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100 308 14,626 SH   SOLE   0 0 14,626
INTUITIVE SURGICAL INC COM NEW 46120E602 215 216 SH   SOLE   0 0 216
INTUIT COM 461202103 344 637 SH   SOLE   0 0 637
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 946 6,313 SH   SOLE   0 0 6,313
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 351 5,772 SH   SOLE   0 0 5,772
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 212 5,000 SH   SOLE   0 0 5,000
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628 320 4,775 SH   SOLE   0 0 4,775
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 339 15,344 SH   SOLE   0 0 15,344
IQVIA HLDGS INC COM 46266C105 1,139 4,754 SH   SOLE   0 0 4,754
ISHARES TR CORE S&P TTL STK 464287150 344 3,495 SH   SOLE   0 0 3,495
ISHARES TR SELECT DIVID ETF 464287168 320 2,793 SH   SOLE   0 0 2,793
ISHARES TR TIPS BD ETF 464287176 482 3,774 SH   SOLE   0 0 3,774
ISHARES TR CORE S&P500 ETF 464287200 22,231 51,602 SH   SOLE   0 0 51,602
ISHARES TR CORE US AGGBD ET 464287226 943 8,216 SH   SOLE   0 0 8,216
ISHARES TR IBOXX INV CP ETF 464287242 284 2,132 SH   SOLE   0 0 2,132
ISHARES TR GLOBAL TECH ETF 464287291 278 4,908 SH   SOLE   0 0 4,908
ISHARES TR GLOBAL FINLS ETF 464287333 215 2,742 SH   SOLE   0 0 2,742
ISHARES TR 20 YR TR BD ETF 464287432 3,274 22,688 SH   SOLE   0 0 22,688
ISHARES TR BARCLAYS 7 10 YR 464287440 929 8,067 SH   SOLE   0 0 8,067
ISHARES TR MSCI EAFE ETF 464287465 4,675 59,933 SH   SOLE   0 0 59,933
ISHARES TR RUS MD CP GR ETF 464287481 386 3,445 SH   SOLE   0 0 3,445
ISHARES TR CORE S&P MCP ETF 464287507 1,627 6,186 SH   SOLE   0 0 6,186
ISHARES TR ISHARES BIOTECH 464287556 312 1,928 SH   SOLE   0 0 1,928
ISHARES TR US CONSUM DISCRE 464287580 535 6,918 SH   SOLE   0 0 6,918
ISHARES TR RUS 1000 ETF 464287622 570 2,357 SH   SOLE   0 0 2,357
ISHARES TR RUSSELL 2000 ETF 464287655 1,016 4,642 SH   SOLE   0 0 4,642
ISHARES TR CORE S&P US GWT 464287671 226 2,210 SH   SOLE   0 0 2,210
ISHARES TR U.S. REAL ES ETF 464287739 303 2,959 SH   SOLE   0 0 2,959
ISHARES TR CORE S&P SCP ETF 464287804 832 7,616 SH   SOLE   0 0 7,616
ISHARES TR EAFE SML CP ETF 464288273 389 5,229 SH   SOLE   0 0 5,229
ISHARES TR JPMORGAN USD EMG 464288281 672 6,102 SH   SOLE   0 0 6,102
ISHARES TR NATIONAL MUN ETF 464288414 583 5,018 SH   SOLE   0 0 5,018
ISHARES TR IBOXX HI YD ETF 464288513 955 10,913 SH   SOLE   0 0 10,913
ISHARES TR MBS ETF 464288588 1,064 9,842 SH   SOLE   0 0 9,842
ISHARES TR ISHS 1-5YR INVS 464288646 410 7,504 SH   SOLE   0 0 7,504
ISHARES TR PFD AND INCM SEC 464288687 2,248 57,917 SH   SOLE   0 0 57,917
ISHARES TR EAFE VALUE ETF 464288877 1,780 34,997 SH   SOLE   0 0 34,997
ISHARES TR EAFE GRWTH ETF 464288885 1,755 16,481 SH   SOLE   0 0 16,481
ISHARES TR US TREAS BD ETF 46429B267 881 33,221 SH   SOLE   0 0 33,221
ISHARES TR A RATE CP BD ETF 46429B291 2,416 42,889 SH   SOLE   0 0 42,889
ISHARES TR CMBS ETF 46429B366 292 5,406 SH   SOLE   0 0 5,406
ISHARES TR FLTG RATE NT ETF 46429B655 526 10,348 SH   SOLE   0 0 10,348
ISHARES TR CORE HIGH DV ETF 46429B663 284 3,014 SH   SOLE   0 0 3,014
ISHARES TR MSCI USA MIN VOL 46429B697 835 11,365 SH   SOLE   0 0 11,365
ISHARES U S ETF TR INT RT HDG C B 46431W705 288 3,006 SH   SOLE   0 0 3,006
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 293 8,166 SH   SOLE   0 0 8,166
ISHARES TR MSCI USA VALUE 46432F388 368 3,654 SH   SOLE   0 0 3,654
ISHARES TR MSCI USA MMENTM 46432F396 245 1,397 SH   SOLE   0 0 1,397
ISHARES TR CORE MSCI TOTAL 46432F834 214 3,013 SH   SOLE   0 0 3,013
ISHARES TR CORE MSCI EAFE 46432F842 400 5,393 SH   SOLE   0 0 5,393
ISHARES INC CORE MSCI EMKT 46434G103 460 7,448 SH   SOLE   0 0 7,448
ISHARES INC ESG AWR MSCI EM 46434G863 283 6,828 SH   SOLE   0 0 6,828
ISHARES TR EXPONENTIAL TECH 46434V381 290 4,617 SH   SOLE   0 0 4,617
ISHARES TR CORE TOTAL USD 46434V613 1,155 21,685 SH   SOLE   0 0 21,685
ISHARES TR CORE DIV GRWTH 46434V621 1,132 22,537 SH   SOLE   0 0 22,537
ISHARES TR ESG AWR MSCI USA 46435G425 1,409 14,310 SH   SOLE   0 0 14,310
ISHARES TR FALN ANGLS USD 46435G474 492 16,344 SH   SOLE   0 0 16,344
ISHARES TR CYBERSECURITY 46435U135 313 7,210 SH   SOLE   0 0 7,210
ISHARES TR ROBOTICS ARTIF 46435U556 280 6,612 SH   SOLE   0 0 6,612
ISHARES TR BROAD USD HIGH 46435U853 476 11,467 SH   SOLE   0 0 11,467
JPMORGAN CHASE & CO COM 46625H100 1,826 11,155 SH   SOLE   0 0 11,155
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,050 20,706 SH   SOLE   0 0 20,706
JOHNSON & JOHNSON COM 478160104 538 3,328 SH   SOLE   0 0 3,328
KLA CORP COM NEW 482480100 664 1,985 SH   SOLE   0 0 1,985
KANSAS CITY SOUTHERN COM NEW 485170302 455 1,681 SH   SOLE   0 0 1,681
LAM RESEARCH CORP COM 512807108 805 1,414 SH   SOLE   0 0 1,414
LAUDER ESTEE COS INC CL A 518439104 566 1,887 SH   SOLE   0 0 1,887
LILLY ELI & CO COM 532457108 982 4,252 SH   SOLE   0 0 4,252
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 41 16,630 SH   SOLE   0 0 16,630
LOCKHEED MARTIN CORP COM 539830109 692 2,005 SH   SOLE   0 0 2,005
LOWES COS INC COM 548661107 2,053 10,118 SH   SOLE   0 0 10,118
LULULEMON ATHLETICA INC COM 550021109 201 497 SH   SOLE   0 0 497
LYFT INC CL A COM 55087P104 296 5,528 SH   SOLE   0 0 5,528
M & T BK CORP COM 55261F104 355 2,376 SH   SOLE   0 0 2,376
MGM RESORTS INTERNATIONAL COM 552953101 346 8,009 SH   SOLE   0 0 8,009
MARRONE BIO INNOVATIONS INC COM 57165B106 9 10,460 SH   SOLE   0 0 10,460
MASTERCARD INCORPORATED CL A 57636Q104 2,353 6,768 SH   SOLE   0 0 6,768
MERCADOLIBRE INC COM 58733R102 222 132 SH   SOLE   0 0 132
MERCK & CO INC COM 58933Y105 910 12,117 SH   SOLE   0 0 12,117
MICROSOFT CORP COM 594918104 3,763 13,347 SH   SOLE   0 0 13,347
MODERNA INC COM 60770K107 316 820 SH   SOLE   0 0 820
NETFLIX INC COM 64110L106 1,257 2,059 SH   SOLE   0 0 2,059
NEW GOLD INC CDA COM 644535106 12 11,780 SH   SOLE   0 0 11,780
NEWMONT CORP COM 651639106 235 4,322 SH   SOLE   0 0 4,322
NEXTERA ENERGY INC COM 65339F101 204 2,601 SH   SOLE   0 0 2,601
NIKE INC CL B 654106103 791 5,449 SH   SOLE   0 0 5,449
NOVARTIS AG SPONSORED ADR 66987V109 600 7,333 SH   SOLE   0 0 7,333
NVIDIA CORPORATION COM 67066G104 1,098 5,299 SH   SOLE   0 0 5,299
NUVEEN FLOATING RATE INCOME COM 67072T108 108 10,703 SH   SOLE   0 0 10,703
NUVEEN PENNSYLVANIA QLT MUN COM 670972108 275 18,564 SH   SOLE   0 0 18,564
OMNICOM GROUP INC COM 681919106 345 4,762 SH   SOLE   0 0 4,762
ORACLE CORP COM 68389X105 1,904 21,854 SH   SOLE   0 0 21,854
PGIM HIGH YIELD BOND FUND IN COM 69346H100 289 17,786 SH   SOLE   0 0 17,786
PPG INDS INC COM 693506107 215 1,504 SH   SOLE   0 0 1,504
PPL CORP COM 69351T106 397 14,242 SH   SOLE   0 0 14,242
PACER FDS TR TRENDP US LAR CP 69374H105 670 17,764 SH   SOLE   0 0 17,764
PACER FDS TR TRENDP US MID CP 69374H204 262 7,452 SH   SOLE   0 0 7,452
PACER FDS TR TRENDP 100 ETF 69374H303 429 7,703 SH   SOLE   0 0 7,703
PALO ALTO NETWORKS INC COM 697435105 344 718 SH   SOLE   0 0 718
PAYCOM SOFTWARE INC COM 70432V102 303 612 SH   SOLE   0 0 612
PAYCHEX INC COM 704326107 632 5,623 SH   SOLE   0 0 5,623
PAYPAL HLDGS INC COM 70450Y103 1,116 4,288 SH   SOLE   0 0 4,288
PEPSICO INC COM 713448108 892 5,930 SH   SOLE   0 0 5,930
PFIZER INC COM 717081103 636 14,777 SH   SOLE   0 0 14,777
PHILIP MORRIS INTL INC COM 718172109 748 7,892 SH   SOLE   0 0 7,892
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,272 22,286 SH   SOLE   0 0 22,286
PRICE T ROWE GROUP INC COM 74144T108 361 1,833 SH   SOLE   0 0 1,833
PROCTER AND GAMBLE CO COM 742718109 560 4,004 SH   SOLE   0 0 4,004
PROGRESSIVE CORP COM 743315103 244 2,696 SH   SOLE   0 0 2,696
PROSHARES TR S&P 500 DV ARIST 74348A467 1,128 12,736 SH   SOLE   0 0 12,736
QUALCOMM INC COM 747525103 765 5,934 SH   SOLE   0 0 5,934
RAYTHEON TECHNOLOGIES CORP COM 75513E101 261 3,038 SH   SOLE   0 0 3,038
ROBERT HALF INTL INC COM 770323103 325 3,239 SH   SOLE   0 0 3,239
ROBLOX CORP CL A 771049103 530 7,012 SH   SOLE   0 0 7,012
ROCKWELL AUTOMATION INC COM 773903109 306 1,041 SH   SOLE   0 0 1,041
S&P GLOBAL INC COM 78409V104 669 1,574 SH   SOLE   0 0 1,574
SPDR S&P 500 ETF TR TR UNIT 78462F103 27,172 63,318 SH   SOLE   0 0 63,318
SPDR GOLD TR GOLD SHS 78463V107 288 1,754 SH   SOLE   0 0 1,754
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 844 23,295 SH   SOLE   0 0 23,295
SPDR SER TR BLMBRG BRC CNVRT 78464A359 1,515 17,746 SH   SOLE   0 0 17,746
SPDR SER TR PRTFLO S&P500 GW 78464A409 224 3,493 SH   SOLE   0 0 3,493
SPDR SER TR PORTFOLIO SHORT 78464A474 5,824 186,359 SH   SOLE   0 0 186,359
SPDR SER TR S&P BIOTECH 78464A870 529 4,207 SH   SOLE   0 0 4,207
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 394 8,567 SH   SOLE   0 0 8,567
SPDR SER TR BLOMBERG BRC INV 78468R200 4,969 162,075 SH   SOLE   0 0 162,075
SPDR SER TR PRTFLO S&P500 HI 78468R788 267 6,819 SH   SOLE   0 0 6,819
SPDR SER TR PORTFOLIO S&P600 78468R853 744 17,470 SH   SOLE   0 0 17,470
SABA CAPITAL INCOME & OPRNT SHARES 78518H103 52 11,519 SH   SOLE   0 0 11,519
SALESFORCE COM INC COM 79466L302 337 1,242 SH   SOLE   0 0 1,242
SANOFI SPONSORED ADR 80105N105 384 7,966 SH   SOLE   0 0 7,966
SCHWAB CHARLES CORP COM 808513105 618 8,487 SH   SOLE   0 0 8,487
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,172 29,250 SH   SOLE   0 0 29,250
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 615 12,005 SH   SOLE   0 0 12,005
SCHWAB STRATEGIC TR US TIPS ETF 808524870 495 7,908 SH   SOLE   0 0 7,908
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 391 3,073 SH   SOLE   0 0 3,073
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 292 1,626 SH   SOLE   0 0 1,626
SELECT SECTOR SPDR TR ENERGY 81369Y506 379 7,275 SH   SOLE   0 0 7,275
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 331 8,831 SH   SOLE   0 0 8,831
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 589 3,946 SH   SOLE   0 0 3,946
SERVICENOW INC COM 81762P102 325 522 SH   SOLE   0 0 522
SHERWIN WILLIAMS CO COM 824348106 301 1,077 SH   SOLE   0 0 1,077
SOLAREDGE TECHNOLOGIES INC COM 83417M104 228 861 SH   SOLE   0 0 861
SOUTH JERSEY INDS INC COM 838518108 255 12,000 SH   SOLE   0 0 12,000
SPIRIT RLTY CAP INC NEW COM NEW 84860W300 283 6,155 SH   SOLE   0 0 6,155
SPROTT PHYSICAL GOLD TR UNIT 85207H104 835 60,498 SH   SOLE   0 0 60,498
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 417 54,316 SH   SOLE   0 0 54,316
STARBUCKS CORP COM 855244109 311 2,823 SH   SOLE   0 0 2,823
STERLING BANCORP DEL COM 85917A100 1,362 54,584 SH   SOLE   0 0 54,584
STRYKER CORPORATION COM 863667101 483 1,832 SH   SOLE   0 0 1,832
T-MOBILE US INC COM 872590104 215 1,686 SH   SOLE   0 0 1,686
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 584 5,228 SH   SOLE   0 0 5,228
TARGET CORP COM 87612E106 405 1,772 SH   SOLE   0 0 1,772
TEMPLETON GLOBAL INCOME FD COM 880198106 75 14,000 SH   SOLE   0 0 14,000
TESLA INC COM 88160R101 499 644 SH   SOLE   0 0 644
TEXAS INSTRS INC COM 882508104 739 3,845 SH   SOLE   0 0 3,845
THE TRADE DESK INC COM CL A 88339J105 226 3,218 SH   SOLE   0 0 3,218
3M CO COM 88579Y101 576 3,286 SH   SOLE   0 0 3,286
TRAVELERS COMPANIES INC COM 89417E109 252 1,658 SH   SOLE   0 0 1,658
TYLER TECHNOLOGIES INC COM 902252105 12,291 26,798 SH   SOLE   0 0 26,798
UBER TECHNOLOGIES INC COM 90353T100 391 8,736 SH   SOLE   0 0 8,736
UNION PAC CORP COM 907818108 338 1,724 SH   SOLE   0 0 1,724
UNITED PARCEL SERVICE INC CL B 911312106 378 2,078 SH   SOLE   0 0 2,078
UNITEDHEALTH GROUP INC COM 91324P102 1,037 2,654 SH   SOLE   0 0 2,654
VANECK ETF TRUST GOLD MINERS ETF 92189F106 271 9,182 SH   SOLE   0 0 9,182
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 524 17,497 SH   SOLE   0 0 17,497
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 440 7,041 SH   SOLE   0 0 7,041
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,990 19,465 SH   SOLE   0 0 19,465
VANGUARD WORLD FD MEGA GRWTH IND 921910816 592 2,520 SH   SOLE   0 0 2,520
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 240 2,452 SH   SOLE   0 0 2,452
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 276 1,550 SH   SOLE   0 0 1,550
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,306 15,941 SH   SOLE   0 0 15,941
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4,472 52,337 SH   SOLE   0 0 52,337
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 829 16,409 SH   SOLE   0 0 16,409
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,140 21,687 SH   SOLE   0 0 21,687
VANGUARD WORLD FDS INF TECH ETF 92204A702 630 1,570 SH   SOLE   0 0 1,570
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,588 26,046 SH   SOLE   0 0 26,046
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 688 13,748 SH   SOLE   0 0 13,748
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,042 15,419 SH   SOLE   0 0 15,419
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 498 7,254 SH   SOLE   0 0 7,254
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 2,007 37,654 SH   SOLE   0 0 37,654
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 278 2,944 SH   SOLE   0 0 2,944
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 855 2,168 SH   SOLE   0 0 2,168
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 597 4,277 SH   SOLE   0 0 4,277
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 353 1,494 SH   SOLE   0 0 1,494
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,146 11,261 SH   SOLE   0 0 11,261
VANGUARD INDEX FDS MID CAP ETF 922908629 225 950 SH   SOLE   0 0 950
VANGUARD INDEX FDS GROWTH ETF 922908736 424 1,460 SH   SOLE   0 0 1,460
VANGUARD INDEX FDS VALUE ETF 922908744 1,445 10,674 SH   SOLE   0 0 10,674
VANGUARD INDEX FDS SMALL CP ETF 922908751 294 1,345 SH   SOLE   0 0 1,345
VANGUARD INDEX FDS TOTAL STK MKT 922908769 13,858 62,409 SH   SOLE   0 0 62,409
VERIZON COMMUNICATIONS INC COM 92343V104 1,344 24,892 SH   SOLE   0 0 24,892
VISA INC COM CL A 92826C839 2,379 10,679 SH   SOLE   0 0 10,679
WALMART INC COM 931142103 359 2,578 SH   SOLE   0 0 2,578
WASTE MGMT INC DEL COM 94106L109 424 2,842 SH   SOLE   0 0 2,842
WELLS FARGO CO NEW COM 949746101 745 16,057 SH   SOLE   0 0 16,057
WISDOMTREE TR US TOTAL DIVIDND 97717W109 231 1,966 SH   SOLE   0 0 1,966
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 485 17,319 SH   SOLE   0 0 17,319
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 901 20,873 SH   SOLE   0 0 20,873
WISDOMTREE TR US QTLY DIV GRT 97717X669 3,214 54,623 SH   SOLE   0 0 54,623
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 241 467 SH   SOLE   0 0 467
ZOETIS INC CL A 98978V103 684 3,522 SH   SOLE   0 0 3,522