The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR 0-5YR INVT GR CP 46434V100   785 15,559 SH   SOLE   0 0 15,559
ALPHABET INC CAP STK CL A 02079K305   425 2,561 SH   SOLE   0 0 2,561
META PLATFORMS INC CL A 30303M102   794 1,387 SH   SOLE   0 0 1,387
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,273 2,766 SH   SOLE   0 0 2,766
APPLE INC COM 037833100   4,563 19,586 SH   SOLE   0 0 19,586
MERCK & CO INC COM 58933Y105   1,406 12,384 SH   SOLE   0 0 12,384
VERIZON COMMUNICATIONS INC COM 92343V104   1,272 28,323 SH   SOLE   0 0 28,323
AMERICAN ELEC PWR CO INC COM 025537101   936 9,124 SH   SOLE   0 0 9,124
ALTRIA GROUP INC COM 02209S103   726 14,217 SH   SOLE   0 0 14,217
JPMORGAN CHASE & CO. COM 46625H100   677 3,209 SH   SOLE   0 0 3,209
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   671 7,815 SH   SOLE   0 0 7,815
RTX CORPORATION COM 75513E101   611 5,046 SH   SOLE   0 0 5,046
CISCO SYS INC COM 17275R102   565 10,607 SH   SOLE   0 0 10,607
AMGEN INC COM 031162100   505 1,568 SH   SOLE   0 0 1,568
APPLIED MATLS INC COM 038222105   397 1,965 SH   SOLE   0 0 1,965
BLACKSTONE INC COM 09260D107   313 2,045 SH   SOLE   0 0 2,045
AMAZON COM INC COM 023135106   273 1,466 SH   SOLE   0 0 1,466
VISA INC COM CL A 92826C839   716 2,604 SH   SOLE   0 0 2,604
DUKE ENERGY CORP NEW COM NEW 26441C204   555 4,810 SH   SOLE   0 0 4,810
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   210 13,112 SH   SOLE   0 0 13,112
VANGUARD WORLD FD CONSUM STP ETF 92204A207   1,807 8,273 SH   SOLE   0 0 8,273
ISHARES TR CORE DIV GRWTH 46434V621   31,996 510,387 SH   SOLE   0 0 510,387
ISHARES TR CORE HIGH DV ETF 46429B663   3,893 33,094 SH   SOLE   0 0 33,094
SPDR GOLD TR GOLD SHS 78463V107   514 2,113 SH   SOLE   0 0 2,113
SELECT SECTOR SPDR TR INDL 81369Y704   698 5,156 SH   SOLE   0 0 5,156
VANGUARD WORLD FD INF TECH ETF 92204A702   3,010 5,132 SH   SOLE   0 0 5,132
VANGUARD WORLD FD MATERIALS ETF 92204A801   880 4,161 SH   SOLE   0 0 4,161
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   282 2,906 SH   SOLE   0 0 2,906
ISHARES TR MSCI EAFE MIN VL 46429B689   547 7,134 SH   SOLE   0 0 7,134
ISHARES TR MSCI INTL QUALTY 46434V456   423 10,205 SH   SOLE   0 0 10,205
ISHARES TR MSCI USA QLT FCT 46432F339   1,025 5,714 SH   SOLE   0 0 5,714
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   242 2,932 SH   SOLE   0 0 2,932
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   287 6,878 SH   SOLE   0 0 6,878
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   217 5,785 SH   SOLE   0 0 5,785
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   4,355 105,509 SH   SOLE   0 0 105,509
SPDR SER TR S&P DIVID ETF 78464A763   32,716 230,330 SH   SOLE   0 0 230,330
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   826 11,510 SH   SOLE   0 0 11,510
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   4,430 112,820 SH   SOLE   0 0 112,820
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   18,434 312,327 SH   SOLE   0 0 312,327
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   21,608 272,073 SH   SOLE   0 0 272,073
TOTALENERGIES SE SPONSORED ADS 89151E109   273 4,224 SH   SOLE   0 0 4,224
SPDR S&P 500 ETF TR TR UNIT 78462F103   588 1,025 SH   SOLE   0 0 1,025
INVESCO QQQ TR UNIT SER 1 46090E103   1,588 3,255 SH   SOLE   0 0 3,255
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   623 6,450 SH   SOLE   0 0 6,450
VANGUARD INDEX FDS GROWTH ETF 922908736   37,617 97,980 SH   SOLE   0 0 97,980
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   34,916 661,155 SH   SOLE   0 0 661,155
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   26,736 208,549 SH   SOLE   0 0 208,549
VANGUARD INDEX FDS SMALL CP ETF 922908751   26,180 110,368 SH   SOLE   0 0 110,368
VANGUARD INDEX FDS MID CAP ETF 922908629   22,163 84,004 SH   SOLE   0 0 84,004
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   10,439 42,875 SH   SOLE   0 0 42,875
ELI LILLY & CO COM 532457108   8,000 9,029 SH   SOLE   0 0 9,029
VANGUARD INDEX FDS SML CP GRW ETF 922908595   5,505 20,591 SH   SOLE   0 0 20,591
LANCASTER COLONY CORP COM 513847103   4,079 23,104 SH   SOLE   0 0 23,104
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,366 16,766 SH   SOLE   0 0 16,766
STRYKER CORPORATION COM 863667101   3,244 8,979 SH   SOLE   0 0 8,979
MICROSOFT CORP COM 594918104   2,883 6,701 SH   SOLE   0 0 6,701
KELLANOVA COM 487836108   2,623 32,504 SH   SOLE   0 0 32,504
CATERPILLAR INC COM 149123101   1,961 5,014 SH   SOLE   0 0 5,014
PROCTER AND GAMBLE CO COM 742718109   1,753 10,122 SH   SOLE   0 0 10,122
PFIZER INC COM 717081103   1,709 59,066 SH   SOLE   0 0 59,066
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,634 9,744 SH   SOLE   0 0 9,744
QUALCOMM INC COM 747525103   1,566 9,207 SH   SOLE   0 0 9,207
MCDONALDS CORP COM 580135101   1,557 5,113 SH   SOLE   0 0 5,113
VANGUARD INDEX FDS VALUE ETF 922908744   1,433 8,209 SH   SOLE   0 0 8,209
ISHARES TR MSCI EAFE ETF 464287465   1,316 15,741 SH   SOLE   0 0 15,741
CHEVRON CORP NEW COM 166764100   1,303 8,849 SH   SOLE   0 0 8,849
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,272 6,421 SH   SOLE   0 0 6,421
ISHARES TR SELECT DIVID ETF 464287168   1,223 9,055 SH   SOLE   0 0 9,055
UNITED PARCEL SERVICE INC CL B 911312106   1,026 7,526 SH   SOLE   0 0 7,526
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,019 19,926 SH   SOLE   0 0 19,926
PEPSICO INC COM 713448108   1,017 5,983 SH   SOLE   0 0 5,983
COCA COLA CO COM 191216100   869 12,088 SH   SOLE   0 0 12,088
LOCKHEED MARTIN CORP COM 539830109   738 1,262 SH   SOLE   0 0 1,262
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   695 16,904 SH   SOLE   0 0 16,904
KIMBERLY-CLARK CORP COM 494368103   681 4,787 SH   SOLE   0 0 4,787
US BANCORP DEL COM NEW 902973304   611 13,354 SH   SOLE   0 0 13,354
CLOROX CO DEL COM 189054109   607 3,725 SH   SOLE   0 0 3,725
PHILIP MORRIS INTL INC COM 718172109   549 4,523 SH   SOLE   0 0 4,523
INTEL CORP COM 458140100   525 22,394 SH   SOLE   0 0 22,394
BRISTOL-MYERS SQUIBB CO COM 110122108   515 9,950 SH   SOLE   0 0 9,950
ISHARES TR S&P MC 400VL ETF 464287705   494 4,000 SH   SOLE   0 0 4,000
TORONTO DOMINION BK ONT COM NEW 891160509   492 7,771 SH   SOLE   0 0 7,771
DOW INC COM 260557103   452 8,270 SH   SOLE   0 0 8,270
ISHARES TR EAFE GRWTH ETF 464288885   451 4,185 SH   SOLE   0 0 4,185
VANGUARD INDEX FDS TOTAL STK MKT 922908769   399 1,409 SH   SOLE   0 0 1,409
GENERAL MLS INC COM 370334104   384 5,201 SH   SOLE   0 0 5,201
ISHARES TR RUS MD CP GR ETF 464287481   371 3,165 SH   SOLE   0 0 3,165
NATIONAL FUEL GAS CO COM 636180101   344 5,678 SH   SOLE   0 0 5,678
NUVEEN MUN VALUE FD INC COM 670928100   319 35,400 SH   SOLE   0 0 35,400
GENERAL DYNAMICS CORP COM 369550108   291 963 SH   SOLE   0 0 963
GILEAD SCIENCES INC COM 375558103   265 3,160 SH   SOLE   0 0 3,160
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   264 3,356 SH   SOLE   0 0 3,356
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   240 2,303 SH   SOLE   0 0 2,303
PHILLIPS 66 COM 718546104   239 1,815 SH   SOLE   0 0 1,815
WESTERN DIGITAL CORP. COM 958102105   221 3,229 SH   SOLE   0 0 3,229
JOHNSON & JOHNSON COM 478160104   220 1,354 SH   SOLE   0 0 1,354
MONDELEZ INTL INC CL A 609207105   218 2,962 SH   SOLE   0 0 2,962
ENTERPRISE PRODS PARTNERS L COM 293792107   205 7,034 SH   SOLE   0 0 7,034