The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107   223,953 2,285 SH   SOLE   0 0 2,285
AMAZON COM INC COM 023135106   734,392 7,110 SH   SOLE   0 0 7,110
APPLE INC COM 037833100   1,147,044 6,956 SH   SOLE   0 0 6,956
AT&T INC COM 00206R102   322,996 16,779 SH   SOLE   0 0 16,779
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   237,444 769 SH   SOLE   0 0 769
BRISTOL-MYERS SQUIBB CO COM 110122108   203,148 2,931 SH   SOLE   0 0 2,931
CELANESE CORP DEL COM 150870103   274,947 2,525 SH   SOLE   0 0 2,525
CHEVRON CORP NEW COM 166764100   338,720 2,076 SH   SOLE   0 0 2,076
CISCO SYS INC COM 17275R102   285,317 5,458 SH   SOLE   0 0 5,458
COMCAST CORP NEW CL A 20030N101   306,957 8,097 SH   SOLE   0 0 8,097
CONAGRA BRANDS INC COM 205887102   303,936 8,092 SH   SOLE   0 0 8,092
CUMMINS INC COM 231021106   269,934 1,130 SH   SOLE   0 0 1,130
CVS HEALTH CORP COM 126650100   450,542 6,063 SH   SOLE   0 0 6,063
EXXON MOBIL CORP COM 30231G102   211,973 1,933 SH   SOLE   0 0 1,933
FEDEX CORP COM 31428X106   351,189 1,537 SH   SOLE   0 0 1,537
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   219,164 4,764 SH   SOLE   0 0 4,764
GENERAL MLS INC COM 370334104   399,098 4,670 SH   SOLE   0 0 4,670
HARTFORD FINL SVCS GROUP INC COM 416515104   258,829 3,714 SH   SOLE   0 0 3,714
HEWLETT PACKARD ENTERPRISE C COM 42824C109   263,992 16,572 SH   SOLE   0 0 16,572
HUNTINGTON INGALLS INDS INC COM 446413106   344,895 1,666 SH   SOLE   0 0 1,666
INTERPUBLIC GROUP COS INC COM 460690100   305,033 8,191 SH   SOLE   0 0 8,191
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   2,538,224 122,030 SH   SOLE   0 0 122,030
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   700,028 29,562 SH   SOLE   0 0 29,562
INVESCO QQQ TR UNIT SER 1 46090E103   490,939 1,530 SH   SOLE   0 0 1,530
ISHARES INC MSCI EMERG MRKT 464286533   240,970 4,416 SH   SOLE   0 0 4,416
ISHARES TR FLTG RATE NT ETF 46429B655   3,671,163 72,855 SH   SOLE   0 0 72,855
ISHARES TR MSCI USA MIN VOL 46429B697   349,588 4,806 SH   SOLE   0 0 4,806
ISHARES TR ESG AWRE 1 5 YR 46435G243   1,201,082 49,920 SH   SOLE   0 0 49,920
ISHARES TR ESG AWR US AGRGT 46435U549   571,863 11,899 SH   SOLE   0 0 11,899
ISHARES TR RUS 2000 GRW ETF 464287648   3,720,397 16,402 SH   SOLE   0 0 16,402
ISHARES TR MSCI EAFE ETF 464287465   742,034 10,375 SH   SOLE   0 0 10,375
ISHARES TR CORE S&P MCP ETF 464287507   1,579,780 6,315 SH   SOLE   0 0 6,315
ISHARES TR S&P MC 400VL ETF 464287705   541,495 5,269 SH   SOLE   0 0 5,269
ISHARES TR S&P MC 400GR ETF 464287606   873,209 12,211 SH   SOLE   0 0 12,211
ISHARES TR CORE S&P SCP ETF 464287804   528,200 5,462 SH   SOLE   0 0 5,462
ISHARES TR SP SMCP600VL ETF 464287879   245,248 2,620 SH   SOLE   0 0 2,620
ISHARES TR S&P 500 VAL ETF 464287408   18,877,872 124,393 SH   SOLE   0 0 124,393
ISHARES TR CORE S&P500 ETF 464287200   2,543,139 6,186 SH   SOLE   0 0 6,186
ISHARES TR S&P 500 GRWT ETF 464287309   2,833,202 44,345 SH   SOLE   0 0 44,345
ISHARES TR RUS 1000 VAL ETF 464287598   834,080 5,478 SH   SOLE   0 0 5,478
ISHARES TR RUS 1000 GRW ETF 464287614   513,826 2,103 SH   SOLE   0 0 2,103
ISHARES TR RUSSELL 2000 ETF 464287655   359,833 2,017 SH   SOLE   0 0 2,017
ISHARES TR RUS 2000 VAL ETF 464287630   5,961,530 43,508 SH   SOLE   0 0 43,508
ISHARES TR CORE US AGGBD ET 464287226   798,845 8,017 SH   SOLE   0 0 8,017
ISHARES TR SELECT DIVID ETF 464287168   5,004,172 42,705 SH   SOLE   0 0 42,705
ISHARES TR IBOXX INV CP ETF 464287242   712,871 6,504 SH   SOLE   0 0 6,504
ISHARES TR MSCI EMG MKT ETF 464287234   538,077 13,636 SH   SOLE   0 0 13,636
ISHARES TR EAFE VALUE ETF 464288877   1,523,891 31,401 SH   SOLE   0 0 31,401
ISHARES TR EAFE GRWTH ETF 464288885   3,686,121 39,348 SH   SOLE   0 0 39,348
ISHARES TR IBOXX HI YD ETF 464288513   3,527,656 46,693 SH   SOLE   0 0 46,693
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   6,290,755 125,015 SH   SOLE   0 0 125,015
LEIDOS HOLDINGS INC COM 525327102   241,013 2,618 SH   SOLE   0 0 2,618
MICROSOFT CORP COM 594918104   530,184 1,839 SH   SOLE   0 0 1,839
NUCOR CORP COM 670346105   285,770 1,850 SH   SOLE   0 0 1,850
NVIDIA CORPORATION COM 67066G104   500,819 1,803 SH   SOLE   0 0 1,803
PACER FDS TR US CASH COWS 100 69374H881   5,808,372 123,714 SH   SOLE   0 0 123,714
PARAMOUNT GLOBAL CLASS B COM 92556H206   324,633 14,551 SH   SOLE   0 0 14,551
PEPSICO INC COM 713448108   478,902 2,627 SH   SOLE   0 0 2,627
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   256,255 3,448 SH   SOLE   0 0 3,448
PROSHARES TR S&P 500 DV ARIST 74348A467   941,689 10,321 SH   SOLE   0 0 10,321
RALPH LAUREN CORP CL A 751212101   306,842 2,630 SH   SOLE   0 0 2,630
REGENERON PHARMACEUTICALS COM 75886F107   318,808 388 SH   SOLE   0 0 388
SAP SE SPON ADR 803054204   320,678 2,534 SH   SOLE   0 0 2,534
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   693,484 10,245 SH   SOLE   0 0 10,245
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   364,503 4,519 SH   SOLE   0 0 4,519
SELECT SECTOR SPDR TR ENERGY 81369Y506   869,301 10,495 SH   SOLE   0 0 10,495
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,742,144 54,188 SH   SOLE   0 0 54,188
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   1,025,415 10,135 SH   SOLE   0 0 10,135
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,370,706 15,699 SH   SOLE   0 0 15,699
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,006,734 13,475 SH   SOLE   0 0 13,475
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,268,010 17,519 SH   SOLE   0 0 17,519
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   342,447 2,290 SH   SOLE   0 0 2,290
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   373,650 9,996 SH   SOLE   0 0 9,996
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   693,089 11,956 SH   SOLE   0 0 11,956
SKYWORKS SOLUTIONS INC COM 83088M102   331,878 2,813 SH   SOLE   0 0 2,813
SMUCKER J M CO COM NEW 832696405   208,043 1,322 SH   SOLE   0 0 1,322
SNAP ON INC COM 833034101   464,647 1,882 SH   SOLE   0 0 1,882
SPDR GOLD TR GOLD SHS 78463V107   1,826,887 9,971 SH   SOLE   0 0 9,971
SPDR S&P 500 ETF TR TR UNIT 78462F103   215,117 525 SH   SOLE   0 0 525
SPDR SER TR PRTFLO S&P500 GW 78464A409   10,080,779 182,095 SH   SOLE   0 0 182,095
SPDR SER TR NUVEEN BLMBRG SH 78468R739   871,928 18,337 SH   SOLE   0 0 18,337
SYNCHRONY FINANCIAL COM 87165B103   220,775 7,592 SH   SOLE   0 0 7,592
TAPESTRY INC COM 876030107   309,357 7,176 SH   SOLE   0 0 7,176
TARGET CORP COM 87612E106   328,444 1,983 SH   SOLE   0 0 1,983
THE CIGNA GROUP COM 125523100   232,277 909 SH   SOLE   0 0 909
UGI CORP NEW COM 902681105   379,371 10,914 SH   SOLE   0 0 10,914
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   657,667 12,711 SH   SOLE   0 0 12,711
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   281,557 3,681 SH   SOLE   0 0 3,681
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   325,959 4,415 SH   SOLE   0 0 4,415
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   563,948 11,528 SH   SOLE   0 0 11,528
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   2,344,527 12,030 SH   SOLE   0 0 12,030
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   4,685,747 34,950 SH   SOLE   0 0 34,950
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   241,349 642 SH   SOLE   0 0 642
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   459,102 11,364 SH   SOLE   0 0 11,364
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   766,587 15,132 SH   SOLE   0 0 15,132
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   9,883,730 129,657 SH   SOLE   0 0 129,657
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,178,873 26,099 SH   SOLE   0 0 26,099
VANGUARD WORLD FD ESG US STK ETF 921910733   644,864 8,993 SH   SOLE   0 0 8,993
WEYERHAEUSER CO MTN BE COM NEW 962166104   216,092 7,172 SH   SOLE   0 0 7,172
ZETA GLOBAL HOLDINGS CORP CL A 98956A105   560,290 51,735 SH   SOLE   0 0 51,735