The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 252 2,120 SH   SOLE   0 0 2,120
ABBVIE INC COM 00287Y109 274 1,684 SH   SOLE   0 0 1,684
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108 206 8,641 SH   SOLE   0 0 8,641
ALPHABET INC CAP STK CL C 02079K107 212 76 SH   SOLE   0 0 76
ALPHABET INC CAP STK CL A 02079K305 245 88 SH   SOLE   0 0 88
ALPHATEC HLDGS INC COM NEW 02081G201 779 67,757 SH   SOLE   0 0 67,757
AMAZON COM INC COM 023135106 421 129 SH   SOLE   0 0 129
ANTHEM INC COM 036752103 201 410 SH   SOLE   0 0 410
APPLE INC COM 037833100 1,479 8,468 SH   SOLE   0 0 8,468
ATMOS ENERGY CORP COM 049560105 3,549 29,701 SH   SOLE   0 0 29,701
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 362 9,804 SH   SOLE   0 0 9,804
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 442 1,250 SH   SOLE   0 0 1,250
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 645 20,469 SH   SOLE   0 0 20,469
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 410 14,578 SH   SOLE   0 0 14,578
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 632 12,886 SH   SOLE   0 0 12,886
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 939 16,756 SH   SOLE   0 0 16,756
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 3,653 78,434 SH   SOLE   0 0 78,434
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 511 18,515 SH   SOLE   0 0 18,515
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 2,817 84,151 SH   SOLE   0 0 84,151
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 976 20,379 SH   SOLE   0 0 20,379
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 578 12,461 SH   SOLE   0 0 12,461
FRANKLIN ELEC INC COM 353514102 531 6,396 SH   SOLE   0 0 6,396
HOME DEPOT INC COM 437076102 406 1,358 SH   SOLE   0 0 1,358
HP INC COM 40434L105 333 9,167 SH   SOLE   0 0 9,167
INVESCO QQQ TR UNIT SER 1 46090E103 272 751 SH   SOLE   0 0 751
ISHARES GOLD TR ISHARES NEW 464285204 724 19,654 SH   SOLE   0 0 19,654
ISHARES INC MSCI PAC JP ETF 464286665 229 4,654 SH   SOLE   0 0 4,654
ISHARES INC CORE MSCI EMKT 46434G103 1,511 27,192 SH   SOLE   0 0 27,192
ISHARES INC MSCI EMERG MKT 46434G889 10,657 220,235 SH   SOLE   0 0 220,235
ISHARES SILVER TR ISHARES 46428Q109 412 17,987 SH   SOLE   0 0 17,987
ISHARES TR CORE S&P TTL STK 464287150 3,591 35,572 SH   SOLE   0 0 35,572
ISHARES TR SELECT DIVID ETF 464287168 737 5,735 SH   SOLE   0 0 5,735
ISHARES TR TIPS BD ETF 464287176 12,521 100,508 SH   SOLE   0 0 100,508
ISHARES TR CORE S&P500 ETF 464287200 97,322 214,455 SH   SOLE   0 0 214,455
ISHARES TR CORE US AGGBD ET 464287226 60,320 563,208 SH   SOLE   0 0 563,208
ISHARES TR IBOXX INV CP ETF 464287242 774 6,402 SH   SOLE   0 0 6,402
ISHARES TR S&P 500 GRWT ETF 464287309 1,102 14,424 SH   SOLE   0 0 14,424
ISHARES TR NORTH AMERN NAT 464287374 704 17,397 SH   SOLE   0 0 17,397
ISHARES TR S&P 500 VAL ETF 464287408 56,423 362,262 SH   SOLE   0 0 362,262
ISHARES TR MSCI EAFE ETF 464287465 7,350 99,747 SH   SOLE   0 0 99,747
ISHARES TR RUS MDCP VAL ETF 464287473 593 4,953 SH   SOLE   0 0 4,953
ISHARES TR RUS MID CAP ETF 464287499 3,496 44,795 SH   SOLE   0 0 44,795
ISHARES TR CORE S&P MCP ETF 464287507 71,145 265,062 SH   SOLE   0 0 265,062
ISHARES TR RUS 1000 VAL ETF 464287598 2,082 12,543 SH   SOLE   0 0 12,543
ISHARES TR RUS 1000 GRW ETF 464287614 293 1,057 SH   SOLE   0 0 1,057
ISHARES TR RUS 1000 ETF 464287622 3,113 12,450 SH   SOLE   0 0 12,450
ISHARES TR RUS 2000 VAL ETF 464287630 884 5,477 SH   SOLE   0 0 5,477
ISHARES TR CORE S&P US VLU 464287663 1,177 15,508 SH   SOLE   0 0 15,508
ISHARES TR S&P MC 400VL ETF 464287705 4,983 45,433 SH   SOLE   0 0 45,433
ISHARES TR CORE S&P SCP ETF 464287804 18,518 171,657 SH   SOLE   0 0 171,657
ISHARES TR SP SMCP600VL ETF 464287879 22,432 219,017 SH   SOLE   0 0 219,017
ISHARES TR S&P SML 600 GWT 464287887 209 1,672 SH   SOLE   0 0 1,672
ISHARES TR SHRT NAT MUN ETF 464288158 5,872 56,138 SH   SOLE   0 0 56,138
ISHARES TR MSCI ACWI EX US 464288240 430 8,228 SH   SOLE   0 0 8,228
ISHARES TR NATIONAL MUN ETF 464288414 5,045 46,011 SH   SOLE   0 0 46,011
ISHARES TR IBOXX HI YD ETF 464288513 429 5,216 SH   SOLE   0 0 5,216
ISHARES TR CRE U S REIT ETF 464288521 9,416 145,647 SH   SOLE   0 0 145,647
ISHARES TR MBS ETF 464288588 308 3,027 SH   SOLE   0 0 3,027
ISHARES TR ISHS 5-10YR INVT 464288638 2,807 51,164 SH   SOLE   0 0 51,164
ISHARES TR ISHS 1-5YR INVS 464288646 736 14,229 SH   SOLE   0 0 14,229
ISHARES TR 0-5 YR TIPS ETF 46429B747 4,189 39,914 SH   SOLE   0 0 39,914
ISHARES TR CORE MSCI TOTAL 46432F834 55,232 829,364 SH   SOLE   0 0 829,364
ISHARES TR CORE MSCI EAFE 46432F842 6,482 93,253 SH   SOLE   0 0 93,253
ISHARES TR CORE 1 5 YR USD 46432F859 23,444 483,786 SH   SOLE   0 0 483,786
ISHARES TR MSCI INTL MULTFT 46434V274 29,771 1,075,935 SH   SOLE   0 0 1,075,935
ISHARES TR MSCI USA MULTIFT 46434V282 62,360 1,401,955 SH   SOLE   0 0 1,401,955
ISHARES TR MSCI USA SML CP 46434V290 10,758 197,150 SH   SOLE   0 0 197,150
ISHARES TR CORE TOTAL USD 46434V613 3,845 77,468 SH   SOLE   0 0 77,468
ISHARES TR BLACKROCK ULTRA 46434V878 10,820 215,754 SH   SOLE   0 0 215,754
ISHARES TR IBONDS DEC2023 46435G318 1,748 68,627 SH   SOLE   0 0 68,627
ISHARES TR CORE INTL AGGR 46435G672 28,861 553,640 SH   SOLE   0 0 553,640
ISHARES TR IBONDS DEC2022 46435G755 1,942 74,921 SH   SOLE   0 0 74,921
ISHARES TR IBONDS DEC 26 46435U259 575 22,551 SH   SOLE   0 0 22,551
ISHARES TR IBONDS DEC 27 46435U283 416 16,365 SH   SOLE   0 0 16,365
ISHARES TR IBONDS DEC 28 46435U325 413 16,222 SH   SOLE   0 0 16,222
ISHARES TR IBONDS DEC 25 46435U432 957 35,885 SH   SOLE   0 0 35,885
ISHARES TR IBONDS DEC 46435U697 1,318 50,714 SH   SOLE   0 0 50,714
ISHARES TR BROAD USD HIGH 46435U853 13,908 357,896 SH   SOLE   0 0 357,896
JPMORGAN CHASE & CO COM 46625H100 1,953 14,330 SH   SOLE   0 0 14,330
KNOWBE4 INC CL A 49926T104 302 13,123 SH   SOLE   0 0 13,123
LINCOLN NATL CORP IND COM 534187109 1,255 19,194 SH   SOLE   0 0 19,194
MICROSOFT CORP COM 594918104 217 704 SH   SOLE   0 0 704
OLD NATL BANCORP IND COM 680033107 384 23,460 SH   SOLE   0 0 23,460
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,124 76,588 SH   SOLE   0 0 76,588
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,194 15,744 SH   SOLE   0 0 15,744
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,205 46,568 SH   SOLE   0 0 46,568
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 4,061 80,295 SH   SOLE   0 0 80,295
SCHWAB STRATEGIC TR US TIPS ETF 808524870 451 7,433 SH   SOLE   0 0 7,433
SEMPRA COM 816851109 224 1,332 SH   SOLE   0 0 1,332
SPDR GOLD TR GOLD SHS 78463V107 1,210 6,698 SH   SOLE   0 0 6,698
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 3,979 63,379 SH   SOLE   0 0 63,379
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 930 27,141 SH   SOLE   0 0 27,141
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,362 7,444 SH   SOLE   0 0 7,444
SPDR SER TR PORTFOLIO INTRMD 78464A375 406 11,884 SH   SOLE   0 0 11,884
SPDR SER TR PORTFOLIO SHORT 78464A474 402 13,342 SH   SOLE   0 0 13,342
SPDR SER TR PRTFLO S&P500 VL 78464A508 387 9,270 SH   SOLE   0 0 9,270
SPDR SER TR DJ REIT ETF 78464A607 4,133 35,211 SH   SOLE   0 0 35,211
SPDR SER TR PORTFLI TIPS ETF 78464A656 2,342 77,374 SH   SOLE   0 0 77,374
SPDR SER TR S&P DIVID ETF 78464A763 883 6,893 SH   SOLE   0 0 6,893
SPDR SER TR BLOOMBERG HIGH Y 78468R622 1,657 16,165 SH   SOLE   0 0 16,165
TESLA INC COM 88160R101 838 777 SH   SOLE   0 0 777
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 17,947 119,085 SH   SOLE   0 0 119,085
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 1,474 8,318 SH   SOLE   0 0 8,318
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 7,159 36,153 SH   SOLE   0 0 36,153
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 1,468 8,764 SH   SOLE   0 0 8,764
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 4,696 25,827 SH   SOLE   0 0 25,827
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 721 7,861 SH   SOLE   0 0 7,861
VANGUARD BD INDEX FDS INTERMED TERM 921937819 10,646 129,989 SH   SOLE   0 0 129,989
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,215 41,274 SH   SOLE   0 0 41,274
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 21,640 272,077 SH   SOLE   0 0 272,077
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 29,010 553,250 SH   SOLE   0 0 553,250
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 29,085 70,051 SH   SOLE   0 0 70,051
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,974 13,187 SH   SOLE   0 0 13,187
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 23,540 217,159 SH   SOLE   0 0 217,159
VANGUARD INDEX FDS SM CP VAL ETF 922908611 11,830 67,241 SH   SOLE   0 0 67,241
VANGUARD INDEX FDS MID CAP ETF 922908629 24,931 104,821 SH   SOLE   0 0 104,821
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,912 23,560 SH   SOLE   0 0 23,560
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,881 11,357 SH   SOLE   0 0 11,357
VANGUARD INDEX FDS VALUE ETF 922908744 5,918 40,030 SH   SOLE   0 0 40,030
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,300 15,527 SH   SOLE   0 0 15,527
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,859 30,129 SH   SOLE   0 0 30,129
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,149 22,127 SH   SOLE   0 0 22,127
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 10,057 174,608 SH   SOLE   0 0 174,608
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,262 49,019 SH   SOLE   0 0 49,019
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 289 3,908 SH   SOLE   0 0 3,908
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 403 6,468 SH   SOLE   0 0 6,468
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 6,320 123,407 SH   SOLE   0 0 123,407
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 5,510 106,880 SH   SOLE   0 0 106,880
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 16,876 216,110 SH   SOLE   0 0 216,110
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 4,445 88,732 SH   SOLE   0 0 88,732
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 18,102 210,389 SH   SOLE   0 0 210,389
VANGUARD STAR FDS VG TL INTL STK F 921909768 36,609 612,813 SH   SOLE   0 0 612,813
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 951 19,793 SH   SOLE   0 0 19,793
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 6,815 63,502 SH   SOLE   0 0 63,502
VANGUARD WORLD FD MEGA CAP INDEX 921910873 9,032 56,791 SH   SOLE   0 0 56,791
VANGUARD WORLD FDS ENERGY ETF 92204A306 863 8,066 SH   SOLE   0 0 8,066
VANGUARD WORLD FDS MATERIALS ETF 92204A801 937 4,827 SH   SOLE   0 0 4,827
WALMART INC COM 931142103 253 1,696 SH   SOLE   0 0 1,696
WILLIAMS COS INC COM 969457100 338 10,129 SH   SOLE   0 0 10,129