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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR ETF 464287374   2,047,827 45,915 SH   SOLE   0 0 45,915
ISHARES TR ETF 464287465   210,569 2,620 SH   SOLE   0 0 2,620
MICROSOFT CORP COM 594918104   1,558,493 3,748 SH   SOLE   0 0 3,748
SPDR GOLD TR GOLD SHS 78463V107   4,318,408 16,393 SH   SOLE   0 0 16,393
STARBUCKS CORP COM 855244109   33,063 296 SH   SOLE   0 0 296
VANGUARD INTL EQUITY INDEX F ETF 922042858   6,932,610 154,539 SH   SOLE   0 0 154,539
VANGUARD TAX-MANAGED FDS ETF 921943858   3,239 64 SH   SOLE   0 0 64
VANGUARD INTL EQUITY INDEX F ETF 922042874   14,086,885 205,888 SH   SOLE   0 0 205,888
VANGUARD INTL EQUITY INDEX F ETF 922042775   84,062 1,398 SH   SOLE   0 0 1,398
VANGUARD INDEX FDS ETF 922908538   5,674,956 20,703 SH   SOLE   0 0 20,703
VANGUARD INDEX FDS ETF 922908512   5,497,851 33,196 SH   SOLE   0 0 33,196
VANGUARD INTL EQUITY INDEX F ETF 922042866   6,607,428 89,495 SH   SOLE   0 0 89,495
VANGUARD INDEX FDS ETF 922908553   4,298,292 46,756 SH   SOLE   0 0 46,756
VANGUARD INDEX FDS ETF 922908363   56,877 102 SH   SOLE   0 0 102
VANGUARD BD INDEX FDS ETF 921937827   9,379,231 121,069 SH   SOLE   0 0 121,069
VANGUARD MALVERN FDS ETF 922020805   2,046,099 41,783 SH   SOLE   0 0 41,783
VANGUARD INDEX FDS ETF 922908751   7,757 31 SH   SOLE   0 0 31
VANGUARD INDEX FDS ETF 922908595   4,510,411 15,358 SH   SOLE   0 0 15,358
VANGUARD INDEX FDS ETF 922908611   4,651,018 22,657 SH   SOLE   0 0 22,657
VANGUARD CHARLOTTE FDS ETF 92203J407   4,093,268 82,893 SH   SOLE   0 0 82,893
VANGUARD BD INDEX FDS ETF 921937835   10,297,299 141,914 SH   SOLE   0 0 141,914
VANGUARD INDEX FDS ETF 922908769   248,671 827 SH   SOLE   0 0 827
VANGUARD WORLD FD ETF 921910816   19,480,983 55,187 SH   SOLE   0 0 55,187
VANGUARD WORLD FD ETF 921910840   24,294,312 184,846 SH   SOLE   0 0 184,846