The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   872,516 8,397 SH   SOLE   0 0 8,397
ABBVIE INC COM 00287Y109   457,984 2,670 SH   SOLE   0 0 2,670
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   784,922 2,587 SH   SOLE   0 0 2,587
ACUITY BRANDS INC COM 00508Y102   357,814 1,482 SH   SOLE   0 0 1,482
ADOBE INC COM 00724F101   2,159,940 3,888 SH   SOLE   0 0 3,888
ADVANCED MICRO DEVICES INC COM 007903107   211,684 1,305 SH   SOLE   0 0 1,305
AECOM COM 00766T100   530,515 6,019 SH   SOLE   0 0 6,019
AEGON LTD AMER REG 1 CERT 0076CA104   419,451 68,426 SH   SOLE   0 0 68,426
AERCAP HOLDINGS NV SHS N00985106   325,175 3,489 SH   SOLE   0 0 3,489
AFFIRM HLDGS INC COM CL A 00827B106   400,796 13,267 SH   SOLE   0 0 13,267
AFLAC INC COM 001055102   706,889 7,915 SH   SOLE   0 0 7,915
AGILENT TECHNOLOGIES INC COM 00846U101   316,556 2,442 SH   SOLE   0 0 2,442
AIR LEASE CORP CL A 00912X302   393,643 8,282 SH   SOLE   0 0 8,282
AIRBNB INC COM CL A 009066101   468,992 3,093 SH   SOLE   0 0 3,093
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   457,587 3,912 SH   SOLE   0 0 3,912
ALLSTATE CORP COM 020002101   252,103 1,579 SH   SOLE   0 0 1,579
ALLY FINL INC COM 02005N100   202,396 5,102 SH   SOLE   0 0 5,102
ALPHA & OMEGA SEMICONDUCTOR SHS G6331P104   495,227 13,252 SH   SOLE   0 0 13,252
ALPHABET INC CAP STK CL C 02079K107   4,235,450 23,092 SH   SOLE   0 0 23,092
ALPHABET INC CAP STK CL A 02079K305   6,265,786 34,399 SH   SOLE   0 0 34,399
ALTUS POWER INC COM CL A 02217A102   39,490 10,074 SH   SOLE   0 0 10,074
AMAZON COM INC COM 023135106   8,393,621 43,434 SH   SOLE   0 0 43,434
AMERICAN EXPRESS CO COM 025816109   948,660 4,097 SH   SOLE   0 0 4,097
AMERICAN INTL GROUP INC COM NEW 026874784   583,378 7,858 SH   SOLE   0 0 7,858
AMERICAN TOWER CORP NEW COM 03027X100   458,931 2,361 SH   SOLE   0 0 2,361
AMERIPRISE FINL INC COM 03076C106   426,763 999 SH   SOLE   0 0 999
AMGEN INC COM 031162100   1,281,982 4,103 SH   SOLE   0 0 4,103
AMPHENOL CORP NEW CL A 032095101   202,110 3,000 SH   SOLE   0 0 3,000
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   1,026,057 17,645 SH   SOLE   0 0 17,645
AON PLC SHS CL A G0403H108   250,717 854 SH   SOLE   0 0 854
APOLLO GLOBAL MGMT INC COM 03769M106   714,442 6,051 SH   SOLE   0 0 6,051
APPLE INC COM 037833100   22,468,731 106,679 SH   SOLE   0 0 106,679
APPLIED MATLS INC COM 038222105   1,128,032 4,780 SH   SOLE   0 0 4,780
ARDAGH METAL PACKAGING S A SHS L02235106   124,641 36,659 SH   SOLE   0 0 36,659
ARROW ELECTRS INC COM 042735100   433,770 3,592 SH   SOLE   0 0 3,592
ASML HOLDING N V N Y REGISTRY SHS N07059210   561,479 549 SH   SOLE   0 0 549
ASTRAZENECA PLC SPONSORED ADR 046353108   1,719,368 22,046 SH   SOLE   0 0 22,046
AT&T INC COM 00206R102   463,663 24,263 SH   SOLE   0 0 24,263
ATI INC COM 01741R102   342,127 6,170 SH   SOLE   0 0 6,170
AUTODESK INC COM 052769106   410,272 1,658 SH   SOLE   0 0 1,658
AUTOMATIC DATA PROCESSING IN COM 053015103   1,056,909 4,428 SH   SOLE   0 0 4,428
AVALONBAY CMNTYS INC COM 053484101   388,333 1,877 SH   SOLE   0 0 1,877
AXALTA COATING SYS LTD COM G0750C108   260,205 7,615 SH   SOLE   0 0 7,615
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   1,073,391 107,018 SH   SOLE   0 0 107,018
BANCO SANTANDER S.A. ADR 05964H105   162,610 35,121 SH   SOLE   0 0 35,121
BANK NEW YORK MELLON CORP COM 064058100   778,929 13,006 SH   SOLE   0 0 13,006
BECTON DICKINSON & CO COM 075887109   372,121 1,592 SH   SOLE   0 0 1,592
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,267,996 3,117 SH   SOLE   0 0 3,117
BJS WHSL CLUB HLDGS INC COM 05550J101   218,722 2,490 SH   SOLE   0 0 2,490
BLACKSTONE INC COM 09260D107   728,687 5,886 SH   SOLE   0 0 5,886
BLOCK INC CL A 852234103   354,953 5,504 SH   SOLE   0 0 5,504
BOOKING HOLDINGS INC COM 09857L108   1,144,874 289 SH   SOLE   0 0 289
BOSTON PROPERTIES INC COM 101121101   266,555 4,330 SH   SOLE   0 0 4,330
BOSTON SCIENTIFIC CORP COM 101137107   993,583 12,902 SH   SOLE   0 0 12,902
BRISTOL-MYERS SQUIBB CO COM 110122108   368,786 8,880 SH   SOLE   0 0 8,880
BROADCOM INC COM 11135F101   613,312 382 SH   SOLE   0 0 382
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   469,057 2,381 SH   SOLE   0 0 2,381
CADENCE DESIGN SYSTEM INC COM 127387108   222,196 722 SH   SOLE   0 0 722
CALEDONIA MNG CORP PLC SHS NEW G1757E113   114,006 11,729 SH   SOLE   0 0 11,729
CARLISLE COS INC COM 142339100   503,271 1,242 SH   SOLE   0 0 1,242
CARRIER GLOBAL CORPORATION COM 14448C104   252,446 4,002 SH   SOLE   0 0 4,002
CBRE GROUP INC CL A 12504L109   693,187 7,779 SH   SOLE   0 0 7,779
CDW CORP COM 12514G108   686,070 3,065 SH   SOLE   0 0 3,065
CHECK POINT SOFTWARE TECH LT ORD M22465104   531,630 3,222 SH   SOLE   0 0 3,222
CHESAPEAKE UTILS CORP COM 165303108   765,065 7,204 SH   SOLE   0 0 7,204
CHEVRON CORP NEW COM 166764100   667,913 4,270 SH   SOLE   0 0 4,270
CHIPOTLE MEXICAN GRILL INC COM 169656105   843,144 13,458 SH   SOLE   0 0 13,458
CHUBB LIMITED COM H1467J104   595,867 2,336 SH   SOLE   0 0 2,336
CHURCH & DWIGHT CO INC COM 171340102   525,127 5,065 SH   SOLE   0 0 5,065
CINTAS CORP COM 172908105   681,353 973 SH   SOLE   0 0 973
CISCO SYS INC COM 17275R102   210,622 4,433 SH   SOLE   0 0 4,433
CITIZENS FINL GROUP INC COM 174610105   263,523 7,314 SH   SOLE   0 0 7,314
CLOUDFLARE INC CL A COM 18915M107   312,683 3,775 SH   SOLE   0 0 3,775
CME GROUP INC COM 12572Q105   372,557 1,895 SH   SOLE   0 0 1,895
COCA COLA CO COM 191216100   210,139 3,301 SH   SOLE   0 0 3,301
COLGATE PALMOLIVE CO COM 194162103   310,140 3,196 SH   SOLE   0 0 3,196
COMCAST CORP NEW CL A 20030N101   730,527 18,655 SH   SOLE   0 0 18,655
CONAGRA BRANDS INC COM 205887102   406,861 14,316 SH   SOLE   0 0 14,316
CONSTELLATION BRANDS INC CL A 21036P108   463,104 1,800 SH   SOLE   0 0 1,800
CONSTELLATION ENERGY CORP COM 21037T109   369,098 1,843 SH   SOLE   0 0 1,843
COPA HOLDINGS SA CL A P31076105   937,809 9,853 SH   SOLE   0 0 9,853
COPART INC COM 217204106   238,142 4,397 SH   SOLE   0 0 4,397
CORNING INC COM 219350105   656,905 16,909 SH   SOLE   0 0 16,909
CORTEVA INC COM 22052L104   297,857 5,522 SH   SOLE   0 0 5,522
COSTCO WHSL CORP NEW COM 22160K105   937,830 1,103 SH   SOLE   0 0 1,103
COUPANG INC CL A 22266T109   550,545 26,279 SH   SOLE   0 0 26,279
CROWDSTRIKE HLDGS INC CL A 22788C105   1,200,917 3,134 SH   SOLE   0 0 3,134
CROWN CASTLE INC COM 22822V101   353,869 3,622 SH   SOLE   0 0 3,622
CVS HEALTH CORP COM 126650100   629,698 10,662 SH   SOLE   0 0 10,662
D R HORTON INC COM 23331A109   659,411 4,679 SH   SOLE   0 0 4,679
DAKOTA GOLD CORP COM 46655E100   47,624 18,676 SH   SOLE   0 0 18,676
DANAHER CORPORATION COM 235851102   746,802 2,989 SH   SOLE   0 0 2,989
DARDEN RESTAURANTS INC COM 237194105   284,179 1,878 SH   SOLE   0 0 1,878
DECKERS OUTDOOR CORP COM 243537107   534,308 552 SH   SOLE   0 0 552
DEERE & CO COM 244199105   474,804 1,271 SH   SOLE   0 0 1,271
DELEK US HLDGS INC NEW COM 24665A103   425,377 17,180 SH   SOLE   0 0 17,180
DEXCOM INC COM 252131107   528,691 4,663 SH   SOLE   0 0 4,663
DHT HOLDINGS INC SHS NEW Y2065G121   482,203 41,677 SH   SOLE   0 0 41,677
DIAGEO PLC SPON ADR NEW 25243Q205   538,109 4,268 SH   SOLE   0 0 4,268
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   251,016 4,265 SH   SOLE   0 0 4,265
DISCOVER FINL SVCS COM 254709108   285,951 2,186 SH   SOLE   0 0 2,186
DISNEY WALT CO COM 254687106   901,361 9,078 SH   SOLE   0 0 9,078
DIVERSIFIED HEALTHCARE TR COM SH BEN INT 25525P107   31,808 10,429 SH   SOLE   0 0 10,429
DOLLAR GEN CORP NEW COM 256677105   245,022 1,853 SH   SOLE   0 0 1,853
DONALDSON INC COM 257651109   573,553 8,015 SH   SOLE   0 0 8,015
DOORDASH INC CL A 25809K105   1,452,213 13,350 SH   SOLE   0 0 13,350
DUPONT DE NEMOURS INC COM 26614N102   287,832 3,576 SH   SOLE   0 0 3,576
EATON CORP PLC SHS G29183103   375,006 1,196 SH   SOLE   0 0 1,196
EBAY INC. COM 278642103   573,354 10,673 SH   SOLE   0 0 10,673
ECOLAB INC COM 278865100   3,047,114 12,803 SH   SOLE   0 0 12,803
EDISON INTL COM 281020107   526,295 7,329 SH   SOLE   0 0 7,329
EDWARDS LIFESCIENCES CORP COM 28176E108   606,779 6,569 SH   SOLE   0 0 6,569
ELEVANCE HEALTH INC COM 036752103   612,302 1,130 SH   SOLE   0 0 1,130
ELI LILLY & CO COM 532457108   3,406,062 3,762 SH   SOLE   0 0 3,762
EMCOR GROUP INC COM 29084Q100   232,191 636 SH   SOLE   0 0 636
ENTEGRIS INC COM 29362U104   1,059,505 7,825 SH   SOLE   0 0 7,825
EQUIFAX INC COM 294429105   230,337 950 SH   SOLE   0 0 950
EQUITABLE HLDGS INC COM 29452E101   409,049 10,011 SH   SOLE   0 0 10,011
EQUITY RESIDENTIAL SH BEN INT 29476L107   262,313 3,783 SH   SOLE   0 0 3,783
ESAB CORPORATION COM 29605J106   233,998 2,478 SH   SOLE   0 0 2,478
EVOLUTION PETE CORP COM 30049A107   207,343 39,344 SH   SOLE   0 0 39,344
EXPEDIA GROUP INC COM NEW 30212P303   411,105 3,263 SH   SOLE   0 0 3,263
EXPEDITORS INTL WASH INC COM 302130109   404,070 3,238 SH   SOLE   0 0 3,238
EXTRA SPACE STORAGE INC COM 30225T102   223,946 1,441 SH   SOLE   0 0 1,441
FAIR ISAAC CORP COM 303250104   553,782 372 SH   SOLE   0 0 372
FIDELITY NATL INFORMATION SV COM 31620M106   404,156 5,363 SH   SOLE   0 0 5,363
FISERV INC COM 337738108   664,271 4,457 SH   SOLE   0 0 4,457
FLOWSERVE CORP COM 34354P105   266,715 5,545 SH   SOLE   0 0 5,545
FMC CORP COM NEW 302491303   468,112 8,134 SH   SOLE   0 0 8,134
FORMFACTOR INC COM 346375108   492,533 8,137 SH   SOLE   0 0 8,137
FORTIVE CORP COM 34959J108   784,200 10,583 SH   SOLE   0 0 10,583
FORTUNE BRANDS INNOVATIONS I COM 34964C106   216,315 3,331 SH   SOLE   0 0 3,331
FULLER H B CO COM 359694106   344,704 4,479 SH   SOLE   0 0 4,479
GALLAGHER ARTHUR J & CO COM 363576109   388,706 1,499 SH   SOLE   0 0 1,499
GARTNER INC COM 366651107   746,787 1,663 SH   SOLE   0 0 1,663
GENERAL MLS INC COM 370334104   552,450 8,733 SH   SOLE   0 0 8,733
GENTEX CORP COM 371901109   397,744 11,799 SH   SOLE   0 0 11,799
GILEAD SCIENCES INC COM 375558103   686,374 10,004 SH   SOLE   0 0 10,004
GLOBALFOUNDRIES INC ORDINARY SHARES G39387108   582,755 11,526 SH   SOLE   0 0 11,526
GODADDY INC CL A 380237107   314,906 2,254 SH   SOLE   0 0 2,254
GOLAR LNG LTD SHS G9456A100   704,748 22,480 SH   SOLE   0 0 22,480
GOLDMAN SACHS GROUP INC COM 38141G104   1,366,298 3,021 SH   SOLE   0 0 3,021
GRAB HOLDINGS LIMITED CLASS A ORD G4124C109   401,533 113,108 SH   SOLE   0 0 113,108
GRAINGER W W INC COM 384802104   455,631 505 SH   SOLE   0 0 505
GSK PLC SPONSORED ADR 37733W204   691,537 17,962 SH   SOLE   0 0 17,962
GXO LOGISTICS INCORPORATED COMMON STOCK 36262G101   280,982 5,564 SH   SOLE   0 0 5,564
HCA HEALTHCARE INC COM 40412C101   230,679 718 SH   SOLE   0 0 718
HEWLETT PACKARD ENTERPRISE C COM 42824C109   358,980 16,957 SH   SOLE   0 0 16,957
HOME DEPOT INC COM 437076102   910,505 2,645 SH   SOLE   0 0 2,645
HORMEL FOODS CORP COM 440452100   2,391,422 78,433 SH   SOLE   0 0 78,433
HOST HOTELS & RESORTS INC COM 44107P104   357,191 19,866 SH   SOLE   0 0 19,866
HP INC COM 40434L105   653,753 18,668 SH   SOLE   0 0 18,668
HSBC HLDGS PLC SPON ADR NEW 404280406   775,431 17,826 SH   SOLE   0 0 17,826
HUBBELL INC COM 443510607   827,081 2,263 SH   SOLE   0 0 2,263
HUBSPOT INC COM 443573100   1,539,352 2,610 SH   SOLE   0 0 2,610
HUNTINGTON BANCSHARES INC COM 446150104   275,383 20,894 SH   SOLE   0 0 20,894
ICHOR HOLDINGS SHS G4740B105   280,914 7,287 SH   SOLE   0 0 7,287
ICON PLC SHS G4705A100   439,485 1,402 SH   SOLE   0 0 1,402
IDEXX LABS INC COM 45168D104   573,434 1,177 SH   SOLE   0 0 1,177
ILLINOIS TOOL WKS INC COM 452308109   1,059,575 4,472 SH   SOLE   0 0 4,472
INDIE SEMICONDUCTOR INC CLASS A COM 45569U101   188,345 30,526 SH   SOLE   0 0 30,526
ING GROEP N.V. SPONSORED ADR 456837103   492,398 28,728 SH   SOLE   0 0 28,728
INSIGHT ENTERPRISES INC COM 45765U103   210,262 1,060 SH   SOLE   0 0 1,060
INTEL CORP COM 458140100   236,318 7,631 SH   SOLE   0 0 7,631
INTERCONTINENTAL EXCHANGE IN COM 45866F104   424,907 3,104 SH   SOLE   0 0 3,104
INTERNATIONAL BUSINESS MACHS COM 459200101   235,039 1,359 SH   SOLE   0 0 1,359
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   596,491 6,265 SH   SOLE   0 0 6,265
INTERPUBLIC GROUP COS INC COM 460690100   216,866 7,455 SH   SOLE   0 0 7,455
INTUIT COM 461202103   1,307,191 1,989 SH   SOLE   0 0 1,989
INTUITIVE SURGICAL INC COM NEW 46120E602   949,310 2,134 SH   SOLE   0 0 2,134
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   1,085,682 59,784 SH   SOLE   0 0 59,784
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   1,660,489 83,233 SH   SOLE   0 0 83,233
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   1,667,001 86,733 SH   SOLE   0 0 86,733
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   1,667,731 86,974 SH   SOLE   0 0 86,974
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   1,683,607 79,943 SH   SOLE   0 0 79,943
INVESCO EXCH TRD SLF IDX FD BULLETSHS 2032 46139W858   1,046,155 52,256 SH   SOLE   0 0 52,256
INVESCO EXCH TRD SLF IDX FD INVESCO BULLETSH 46139W825   1,055,411 51,209 SH   SOLE   0 0 51,209
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   1,069,146 65,753 SH   SOLE   0 0 65,753
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   1,059,564 66,430 SH   SOLE   0 0 66,430
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   1,672,240 81,772 SH   SOLE   0 0 81,772
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   5,258,428 138,562 SH   SOLE   0 0 138,562
INVESCO QQQ TR UNIT SER 1 46090E103   260,309 543 SH   SOLE   0 0 543
INVITATION HOMES INC COM 46187W107   348,528 9,711 SH   SOLE   0 0 9,711
IQVIA HLDGS INC COM 46266C105   372,557 1,762 SH   SOLE   0 0 1,762
IRON MTN INC DEL COM 46284V101   580,469 6,477 SH   SOLE   0 0 6,477
ISHARES INC CORE MSCI EMKT 46434G103   5,422,978 101,307 SH   SOLE   0 0 101,307
ISHARES INC FRONTIER AND SEL 464286145   509,437 18,552 SH   SOLE   0 0 18,552
ISHARES INC ESG AWR MSCI EM 46434G863   56,769,575 1,693,098 SH   SOLE   0 0 1,693,098
ISHARES TR U.S. TECH ETF 464287721   415,832 2,763 SH   SOLE   0 0 2,763
ISHARES TR MSCI USA ESG SLC 464288802   26,415,216 235,074 SH   SOLE   0 0 235,074
ISHARES TR CORE MSCI EAFE 46432F842   10,791,647 148,563 SH   SOLE   0 0 148,563
ISHARES TR S&P MC 400GR ETF 464287606   247,313 2,807 SH   SOLE   0 0 2,807
ISHARES TR CORE TOTAL USD 46434V613   546,348 12,082 SH   SOLE   0 0 12,082
ISHARES TR RUS MDCP VAL ETF 464287473   224,135 1,856 SH   SOLE   0 0 1,856
ISHARES TR GLB INFRASTR ETF 464288372   273,144 5,700 SH   SOLE   0 0 5,700
ISHARES TR S&P 500 VAL ETF 464287408   460,262 2,529 SH   SOLE   0 0 2,529
ISHARES TR S&P MC 400VL ETF 464287705   347,282 3,061 SH   SOLE   0 0 3,061
ISHARES TR RUS 1000 VAL ETF 464287598   1,881,516 10,784 SH   SOLE   0 0 10,784
ISHARES TR CORE S&P500 ETF 464287200   8,654,081 15,814 SH   SOLE   0 0 15,814
ISHARES TR RUS 1000 ETF 464287622   1,184,507 3,981 SH   SOLE   0 0 3,981
ISHARES TR JPMORGAN USD EMG 464288281   8,250,503 93,247 SH   SOLE   0 0 93,247
ISHARES TR ESG AW MSCI EAFE 46435G516   63,822,720 810,139 SH   SOLE   0 0 810,139
ISHARES TR RUS MID CAP ETF 464287499   2,262,213 27,901 SH   SOLE   0 0 27,901
ISHARES TR MSCI KLD400 SOC 464288570   489,445 4,713 SH   SOLE   0 0 4,713
ISHARES TR RUSSELL 2000 ETF 464287655   616,430 3,038 SH   SOLE   0 0 3,038
ISHARES TR MSCI EAFE ETF 464287465   488,397 6,235 SH   SOLE   0 0 6,235
ISHARES TR CORE S&P SCP ETF 464287804   3,052,341 28,617 SH   SOLE   0 0 28,617
ISHARES TR NATIONAL MUN ETF 464288414   98,103,849 920,731 SH   SOLE   0 0 920,731
ISHARES TR SHRT NAT MUN ETF 464288158   59,631,069 570,359 SH   SOLE   0 0 570,359
ISHARES TR CORE S&P US GWT 464287671   338,332 2,654 SH   SOLE   0 0 2,654
ISHARES TR CORE S&P MCP ETF 464287507   4,189,601 71,593 SH   SOLE   0 0 71,593
ISHARES TR RUS 1000 GRW ETF 464287614   1,173,729 3,220 SH   SOLE   0 0 3,220
ISHARES TR ESG MSCI LEADR 46435U218   9,111,056 93,514 SH   SOLE   0 0 93,514
ISHARES TR BROAD USD HIGH 46435U853   3,913,750 107,876 SH   SOLE   0 0 107,876
ISHARES TR S&P 500 GRWT ETF 464287309   332,681 3,595 SH   SOLE   0 0 3,595
J P MORGAN EXCHANGE TRADED F SUSTAINABLE MUNI 46654Q815   257,333 5,118 SH   SOLE   0 0 5,118
JABIL INC COM 466313103   403,285 3,707 SH   SOLE   0 0 3,707
JOHNSON & JOHNSON COM 478160104   227,200 1,554 SH   SOLE   0 0 1,554
JPMORGAN CHASE & CO. COM 46625H100   841,400 4,160 SH   SOLE   0 0 4,160
KIMBERLY-CLARK CORP COM 494368103   413,379 2,991 SH   SOLE   0 0 2,991
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   297,310 11,798 SH   SOLE   0 0 11,798
KULICKE & SOFFA INDS INC COM 501242101   353,529 7,187 SH   SOLE   0 0 7,187
LAM RESEARCH CORP COM 512807108   233,202 219 SH   SOLE   0 0 219
LAMAR ADVERTISING CO NEW CL A 512816109   323,926 2,710 SH   SOLE   0 0 2,710
LATTICE SEMICONDUCTOR CORP COM 518415104   563,199 9,712 SH   SOLE   0 0 9,712
LAUDER ESTEE COS INC CL A 518439104   440,602 4,141 SH   SOLE   0 0 4,141
LENDINGCLUB CORP COM NEW 52603A208   104,921 12,402 SH   SOLE   0 0 12,402
LIBERTY ENERGY INC COM CL A 53115L104   433,614 20,757 SH   SOLE   0 0 20,757
LIGHT & WONDER INC COM 80874P109   223,709 2,133 SH   SOLE   0 0 2,133
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   743,603 272,382 SH   SOLE   0 0 272,382
LOCKHEED MARTIN CORP COM 539830109   304,249 651 SH   SOLE   0 0 651
MARSH & MCLENNAN COS INC COM 571748102   669,247 3,176 SH   SOLE   0 0 3,176
MASTERCARD INCORPORATED CL A 57636Q104   1,439,946 3,264 SH   SOLE   0 0 3,264
MATERION CORP COM 576690101   221,342 2,047 SH   SOLE   0 0 2,047
MAXEON SOLAR TECHNOLOGIES LT SHS Y58473102   18,165 21,295 SH   SOLE   0 0 21,295
MCDONALDS CORP COM 580135101   376,648 1,478 SH   SOLE   0 0 1,478
MEDICAL PPTYS TRUST INC COM 58463J304   97,984 22,734 SH   SOLE   0 0 22,734
MEDTRONIC PLC SHS G5960L103   203,072 2,580 SH   SOLE   0 0 2,580
MERCK & CO INC COM 58933Y105   2,193,077 17,715 SH   SOLE   0 0 17,715
META PLATFORMS INC CL A 30303M102   12,902,180 25,588 SH   SOLE   0 0 25,588
METLIFE INC COM 59156R108   267,073 3,805 SH   SOLE   0 0 3,805
METTLER TOLEDO INTERNATIONAL COM 592688105   452,819 324 SH   SOLE   0 0 324
MICROSOFT CORP COM 594918104   13,486,580 30,175 SH   SOLE   0 0 30,175
MIDDLEBY CORP COM 596278101   470,455 3,837 SH   SOLE   0 0 3,837
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   62,041 14,667 SH   SOLE   0 0 14,667
MKS INSTRS INC COM 55306N104   808,813 6,194 SH   SOLE   0 0 6,194
MODERNA INC COM 60770K107   272,294 2,293 SH   SOLE   0 0 2,293
MONDAY COM LTD SHS M7S64H106   353,436 1,468 SH   SOLE   0 0 1,468
MONDELEZ INTL INC CL A 609207105   846,581 12,937 SH   SOLE   0 0 12,937
MONGODB INC CL A 60937P106   209,716 839 SH   SOLE   0 0 839
MOODYS CORP COM 615369105   711,193 1,690 SH   SOLE   0 0 1,690
MSCI INC COM 55354G100   652,771 1,355 SH   SOLE   0 0 1,355
NASDAQ INC COM 631103108   241,944 4,015 SH   SOLE   0 0 4,015
NATWEST GROUP PLC SPONS ADR 639057207   235,151 29,284 SH   SOLE   0 0 29,284
NETFLIX INC COM 64110L106   9,104,131 13,490 SH   SOLE   0 0 13,490
NEW JERSEY RES CORP COM 646025106   837,747 19,601 SH   SOLE   0 0 19,601
NIOCORP DEVS LTD COM NEW 654484609   25,647 14,825 SH   SOLE   0 0 14,825
NOBLE CORP PLC ORD SHS A G65431127   415,424 9,304 SH   SOLE   0 0 9,304
NOMURA HLDGS INC SPONSORED ADR 65535H208   808,530 139,884 SH   SOLE   0 0 139,884
NORDIC AMERICAN TANKERS LIMI COM G65773106   82,191 20,651 SH   SOLE   0 0 20,651
NORFOLK SOUTHN CORP COM 655844108   378,069 1,761 SH   SOLE   0 0 1,761
NORTHERN OIL & GAS INC COM 665531307   221,793 5,967 SH   SOLE   0 0 5,967
NORTHERN TR CORP COM 665859104   372,283 4,433 SH   SOLE   0 0 4,433
NOVARTIS AG SPONSORED ADR 66987V109   1,937,785 18,202 SH   SOLE   0 0 18,202
NOVO-NORDISK A S ADR 670100205   3,298,864 23,111 SH   SOLE   0 0 23,111
NU HLDGS LTD ORD SHS CL A G6683N103   401,485 31,147 SH   SOLE   0 0 31,147
NUCOR CORP COM 670346105   438,040 2,771 SH   SOLE   0 0 2,771
NVIDIA CORPORATION COM 67066G104   2,663,769 21,562 SH   SOLE   0 0 21,562
NXP SEMICONDUCTORS N V COM N6596X109   572,085 2,126 SH   SOLE   0 0 2,126
OLYMPIC STEEL INC COM 68162K106   212,539 4,741 SH   SOLE   0 0 4,741
OMNICOM GROUP INC COM 681919106   410,739 4,579 SH   SOLE   0 0 4,579
ORACLE CORP COM 68389X105   951,688 6,740 SH   SOLE   0 0 6,740
ORANGE SPONSORED ADR 684060106   341,208 34,155 SH   SOLE   0 0 34,155
OTIS WORLDWIDE CORP COM 68902V107   1,305,478 13,562 SH   SOLE   0 0 13,562
PACTIV EVERGREEN INC COM 69526K105   386,691 34,160 SH   SOLE   0 0 34,160
PAYCHEX INC COM 704326107   545,969 4,605 SH   SOLE   0 0 4,605
PEARSON PLC SPONSORED ADR 705015105   210,800 16,891 SH   SOLE   0 0 16,891
PEPSICO INC COM 713448108   285,402 1,730 SH   SOLE   0 0 1,730
PFIZER INC COM 717081103   647,460 23,140 SH   SOLE   0 0 23,140
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   301,777 9,226 SH   SOLE   0 0 9,226
PINTEREST INC CL A 72352L106   352,560 8,000 SH   SOLE   0 0 8,000
PNC FINL SVCS GROUP INC COM 693475105   492,716 3,169 SH   SOLE   0 0 3,169
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   274,810 3,503 SH   SOLE   0 0 3,503
PROCTER AND GAMBLE CO COM 742718109   425,625 2,581 SH   SOLE   0 0 2,581
PROGRESSIVE CORP COM 743315103   751,287 3,617 SH   SOLE   0 0 3,617
PROLOGIS INC. COM 74340W103   809,980 7,212 SH   SOLE   0 0 7,212
PROTALIX BIOTHERAPEUTICS INC COM 74365A309   12,278 10,494 SH   SOLE   0 0 10,494
PRUDENTIAL FINL INC COM 744320102   821,736 7,012 SH   SOLE   0 0 7,012
PTC INC COM 69370C100   273,232 1,504 SH   SOLE   0 0 1,504
PUBLIC STORAGE OPER CO COM 74460D109   329,359 1,145 SH   SOLE   0 0 1,145
PULTE GROUP INC COM 745867101   453,612 4,120 SH   SOLE   0 0 4,120
QUALCOMM INC COM 747525103   209,840 1,054 SH   SOLE   0 0 1,054
RAMBUS INC DEL COM 750917106   376,710 6,411 SH   SOLE   0 0 6,411
RAYMOND JAMES FINL INC COM 754730109   259,087 2,096 SH   SOLE   0 0 2,096
REGENERON PHARMACEUTICALS COM 75886F107   322,666 307 SH   SOLE   0 0 307
REGIONS FINANCIAL CORP NEW COM 7591EP100   336,772 16,805 SH   SOLE   0 0 16,805
RELIANCE INC COM 759509102   1,136,402 3,979 SH   SOLE   0 0 3,979
RELX PLC SPONSORED ADR 759530108   1,781,062 38,820 SH   SOLE   0 0 38,820
RESMED INC COM 761152107   537,630 2,809 SH   SOLE   0 0 2,809
RILEY EXPLORATION PERMIAN IN COM 76665T102   201,227 7,108 SH   SOLE   0 0 7,108
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   387,516 28,876 SH   SOLE   0 0 28,876
ROPER TECHNOLOGIES INC COM 776696106   402,453 714 SH   SOLE   0 0 714
S&P GLOBAL INC COM 78409V104   1,369,759 3,071 SH   SOLE   0 0 3,071
SAFE BULKERS INC COM Y7388L103   183,685 31,561 SH   SOLE   0 0 31,561
SALESFORCE INC COM 79466L302   1,276,244 4,964 SH   SOLE   0 0 4,964
SANOFI SPONSORED ADR 80105N105   786,024 16,200 SH   SOLE   0 0 16,200
SAP SE SPON ADR 803054204   2,934,275 14,547 SH   SOLE   0 0 14,547
SCHWAB CHARLES CORP COM 808513105   613,396 8,324 SH   SOLE   0 0 8,324
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   715,489 9,201 SH   SOLE   0 0 9,201
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   434,986 9,167 SH   SOLE   0 0 9,167
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   17,744,082 282,234 SH   SOLE   0 0 282,234
SCHWAB STRATEGIC TR US TIPS ETF 808524870   3,382,464 65,035 SH   SOLE   0 0 65,035
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,532,804 39,896 SH   SOLE   0 0 39,896
SCORPIO TANKERS INC SHS Y7542C130   465,873 5,731 SH   SOLE   0 0 5,731
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   370,113 9,003 SH   SOLE   0 0 9,003
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   825,740 3,650 SH   SOLE   0 0 3,650
SENSIENT TECHNOLOGIES CORP COM 81725T100   338,529 4,563 SH   SOLE   0 0 4,563
SERVICENOW INC COM 81762P102   1,225,632 1,558 SH   SOLE   0 0 1,558
SFL CORPORATION LTD SHS G7738W106   627,043 45,176 SH   SOLE   0 0 45,176
SILA REALTY TRUST INC COMMON STOCK 146280508   200,205 9,457 SH   SOLE   0 0 9,457
SIMON PPTY GROUP INC NEW COM 828806109   901,540 5,939 SH   SOLE   0 0 5,939
SITIME CORP COM 82982T106   531,600 4,274 SH   SOLE   0 0 4,274
SKYWORKS SOLUTIONS INC COM 83088M102   892,394 8,373 SH   SOLE   0 0 8,373
SM ENERGY CO COM 78454L100   1,358,373 31,422 SH   SOLE   0 0 31,422
SMART GLOBAL HLDGS INC SHS G8232Y101   376,783 16,475 SH   SOLE   0 0 16,475
SMITH & NEPHEW PLC SPDN ADR NEW 83175M205   280,088 11,303 SH   SOLE   0 0 11,303
SMITH A O CORP COM 831865209   343,312 4,198 SH   SOLE   0 0 4,198
SNAP ON INC COM 833034101   232,114 888 SH   SOLE   0 0 888
SONY GROUP CORP SPONSORED ADR 835699307   843,299 9,927 SH   SOLE   0 0 9,927
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   730,798 19,400 SH   SOLE   0 0 19,400
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   246,051 7,014 SH   SOLE   0 0 7,014
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,118,547 11,243 SH   SOLE   0 0 11,243
SPDR SER TR BLOOMBERG HIGH Y 78468R622   5,407,601 57,363 SH   SOLE   0 0 57,363
SPDR SER TR PRTFLO S&P500 GW 78464A409   597,690 7,459 SH   SOLE   0 0 7,459
SPDR SER TR PRTFLO S&P500 VL 78464A508   3,805,933 78,086 SH   SOLE   0 0 78,086
SPOTIFY TECHNOLOGY S A SHS L8681T102   2,830,700 9,021 SH   SOLE   0 0 9,021
SPX TECHNOLOGIES INC COM 78473E103   593,577 4,176 SH   SOLE   0 0 4,176
STANLEY BLACK & DECKER INC COM 854502101   489,965 6,133 SH   SOLE   0 0 6,133
STATE STR CORP COM 857477103   212,380 2,870 SH   SOLE   0 0 2,870
STRYKER CORPORATION COM 863667101   863,214 2,537 SH   SOLE   0 0 2,537
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   887,340 66,170 SH   SOLE   0 0 66,170
SYNAPTICS INC COM 87157D109   295,470 3,350 SH   SOLE   0 0 3,350
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205   725,714 56,083 SH   SOLE   0 0 56,083
TARGET CORP COM 87612E106   774,283 5,230 SH   SOLE   0 0 5,230
TD SYNNEX CORPORATION COM 87162W100   300,271 2,602 SH   SOLE   0 0 2,602
TEEKAY TANKERS LTD CL A Y8565N300   365,656 5,314 SH   SOLE   0 0 5,314
TELEFONICA S A SPONSORED ADR 879382208   386,082 91,706 SH   SOLE   0 0 91,706
TESLA INC COM 88160R101   897,584 4,536 SH   SOLE   0 0 4,536
TETRA TECH INC NEW COM 88162G103   264,393 1,293 SH   SOLE   0 0 1,293
THE CIGNA GROUP COM 125523100   740,807 2,241 SH   SOLE   0 0 2,241
THE TRADE DESK INC COM CL A 88339J105   1,175,165 12,032 SH   SOLE   0 0 12,032
THERMO FISHER SCIENTIFIC INC COM 883556102   732,776 1,325 SH   SOLE   0 0 1,325
TJX COS INC NEW COM 872540109   1,133,575 10,296 SH   SOLE   0 0 10,296
T-MOBILE US INC COM 872590104   1,153,664 6,548 SH   SOLE   0 0 6,548
TOAST INC CL A 888787108   561,709 21,797 SH   SOLE   0 0 21,797
TRACTOR SUPPLY CO COM 892356106   398,250 1,475 SH   SOLE   0 0 1,475
TRANSDIGM GROUP INC COM 893641100   245,301 192 SH   SOLE   0 0 192
TRAVELERS COMPANIES INC COM 89417E109   217,980 1,072 SH   SOLE   0 0 1,072
TRUIST FINL CORP COM 89832Q109   448,446 11,543 SH   SOLE   0 0 11,543
UBER TECHNOLOGIES INC COM 90353T100   1,176,980 16,194 SH   SOLE   0 0 16,194
UFP INDUSTRIES INC COM 90278Q108   301,952 2,696 SH   SOLE   0 0 2,696
ULTRA CLEAN HLDGS INC COM 90385V107   529,935 10,815 SH   SOLE   0 0 10,815
UNILEVER PLC SPON ADR NEW 904767704   1,528,557 27,797 SH   SOLE   0 0 27,797
UNITEDHEALTH GROUP INC COM 91324P102   1,565,350 3,074 SH   SOLE   0 0 3,074
UNITIL CORP COM 913259107   260,659 5,033 SH   SOLE   0 0 5,033
US BANCORP DEL COM NEW 902973304   450,635 11,351 SH   SOLE   0 0 11,351
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   4,869,985 204,793 SH   SOLE   0 0 204,793
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   646,015 2,478 SH   SOLE   0 0 2,478
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   9,886,716 191,418 SH   SOLE   0 0 191,418
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   18,940,223 246,939 SH   SOLE   0 0 246,939
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   48,419,930 672,032 SH   SOLE   0 0 672,032
VANGUARD INDEX FDS SMALL CP ETF 922908751   39,088,257 179,271 SH   SOLE   0 0 179,271
VANGUARD INDEX FDS MID CAP ETF 922908629   33,748,729 139,400 SH   SOLE   0 0 139,400
VANGUARD INDEX FDS VALUE ETF 922908744   57,013,470 355,423 SH   SOLE   0 0 355,423
VANGUARD INDEX FDS TOTAL STK MKT 922908769   406,930,748 1,521,180 SH   SOLE   0 0 1,521,180
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   11,287,635 134,762 SH   SOLE   0 0 134,762
VANGUARD INDEX FDS SM CP VAL ETF 922908611   12,189,505 66,784 SH   SOLE   0 0 66,784
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   18,908,771 125,698 SH   SOLE   0 0 125,698
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,103,338 4,206 SH   SOLE   0 0 4,206
VANGUARD INDEX FDS SML CP GRW ETF 922908595   452,485 1,809 SH   SOLE   0 0 1,809
VANGUARD INDEX FDS GROWTH ETF 922908736   3,127,497 8,362 SH   SOLE   0 0 8,362
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   9,790,826 241,332 SH   SOLE   0 0 241,332
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   94,547,919 2,160,601 SH   SOLE   0 0 2,160,601
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   897,965 15,313 SH   SOLE   0 0 15,313
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   188,897,487 3,822,288 SH   SOLE   0 0 3,822,288
VANGUARD WORLD FD ESG US STK ETF 921910733   704,223 7,289 SH   SOLE   0 0 7,289
VANGUARD WORLD FD ESG INTL STK ETF 921910725   369,658 6,455 SH   SOLE   0 0 6,455
VEEVA SYS INC CL A COM 922475108   351,013 1,918 SH   SOLE   0 0 1,918
VENTAS INC COM 92276F100   269,576 5,259 SH   SOLE   0 0 5,259
VERISK ANALYTICS INC COM 92345Y106   559,091 2,074 SH   SOLE   0 0 2,074
VERIZON COMMUNICATIONS INC COM 92343V104   860,926 20,876 SH   SOLE   0 0 20,876
VERTEX PHARMACEUTICALS INC COM 92532F100   818,854 1,747 SH   SOLE   0 0 1,747
VISA INC COM CL A 92826C839   1,976,136 7,529 SH   SOLE   0 0 7,529
VISHAY INTERTECHNOLOGY INC COM 928298108   458,332 20,553 SH   SOLE   0 0 20,553
VITESSE ENERGY INC COMMON STOCK 92852X103   292,505 12,342 SH   SOLE   0 0 12,342
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   126,451 14,256 SH   SOLE   0 0 14,256
WALMART INC COM 931142103   376,285 5,557 SH   SOLE   0 0 5,557
WATSCO INC COM 942622200   444,247 959 SH   SOLE   0 0 959
WELLS FARGO CO NEW COM 949746101   303,483 5,110 SH   SOLE   0 0 5,110
WELLTOWER INC COM 95040Q104   561,074 5,382 SH   SOLE   0 0 5,382
WEST PHARMACEUTICAL SVSC INC COM 955306105   289,204 878 SH   SOLE   0 0 878
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   5,614,344 111,595 SH   SOLE   0 0 111,595
WPP PLC NEW ADR 92937A102   377,685 8,250 SH   SOLE   0 0 8,250
ZOETIS INC CL A 98978V103   343,600 1,982 SH   SOLE   0 0 1,982