The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   8,633,845 67,473 SH   SOLE   67,473 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   204,961 562 SH   SOLE   562 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   239,377 1,423 SH   SOLE   1,423 0 0
ELEVANCE HEALTH INC COM Stock 036752103   1,004,359 2,232 SH   SOLE   2,232 0 0
JOHNSON & JOHNSON COM Stock 478160104   1,347,933 8,551 SH   SOLE   8,551 0 0
WASTE MGMT INC DEL COM Stock 94106L109   223,435 1,437 SH   SOLE   1,437 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   6,644,593 31,201 SH   SOLE   31,201 0 0
INVESCO WATER RESOURCES ETF ETF 46137V142   336,148 6,346 SH   SOLE   6,346 0 0
VANGUARD ENERGY ETF ETF 92204A306   483,042 4,023 SH   SOLE   4,023 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   1,733,004 3,108 SH   SOLE   3,108 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   2,860,972 9,156 SH   SOLE   9,156 0 0
SHELL PLC SPON ADS ADR 780259305   206,238 3,196 SH   SOLE   3,196 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   2,607,531 18,097 SH   SOLE   18,097 0 0
COCA COLA CO COM Stock 191216100   508,586 9,571 SH   SOLE   9,571 0 0
ISHARES U.S. HEALTHCARE ETF ETF 464287762   398,287 1,463 SH   SOLE   1,463 0 0
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107   285,506 10,590 SH   SOLE   10,590 0 0
TRUIST FINL CORP COM Stock 89832Q109   1,506,994 55,161 SH   SOLE   55,161 0 0
ISHARES MSCI ACWI EX U.S. ETF ETF 464288240   2,341,230 50,112 SH   SOLE   50,112 0 0
INTEL CORP COM Stock 458140100   486,196 13,435 SH   SOLE   13,435 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109   2,507,082 7,504 SH   SOLE   7,504 0 0
MERCK & CO INC COM Stock 58933Y105   1,733,874 16,691 SH   SOLE   16,691 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   4,300,810 10,013 SH   SOLE   10,013 0 0
MCKESSON CORP COM Stock 58155Q103   414,120 930 SH   SOLE   930 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   315,749 1,343 SH   SOLE   1,343 0 0
EMERSON ELEC CO COM Stock 291011104   849,157 8,935 SH   SOLE   8,935 0 0
ALLSTATE CORP COM Stock 020002101   268,262 2,371 SH   SOLE   2,371 0 0
SHENANDOAH TELECOMMUNICATIONS COM Stock 82312B106   824,564 37,911 SH   SOLE   37,911 0 0
MFS HIGH YIELD MUN TR SH BEN INT CEF 59318E102   58,058 19,098 SH   SOLE   19,098 0 0
JPMORGAN USD High Yield Corporate Bond ETF ETF 46641Q878   788,867 18,235 SH   SOLE   18,235 0 0
ISHARES S&P 100 ETF ETF 464287101   292,381 1,443 SH   SOLE   1,443 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   798,353 25,879 SH   SOLE   25,879 0 0
PEPSICO INC COM Stock 713448108   1,340,760 8,365 SH   SOLE   8,365 0 0
BLUE RIDGE BANKSHARES INC VA COM Stock 095825105   42,017 10,149 SH   SOLE   10,149 0 0
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425   360,545 3,825 SH   SOLE   3,825 0 0
US BANCORP DEL COM NEW Stock 902973304   305,203 9,580 SH   SOLE   9,580 0 0
XCEL ENERGY INC COM Stock 98389B100   229,400 4,000 SH   SOLE   4,000 0 0
HOME DEPOT INC COM Stock 437076102   692,642 2,365 SH   SOLE   2,365 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   360,208 1,462 SH   SOLE   1,462 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102   6,335,808 84,141 SH   SOLE   84,141 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630   3,022,976 22,884 SH   SOLE   22,884 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209   24,567,630 188,967 SH   SOLE   188,967 0 0
SOUTHERN CO COM Stock 842587107   645,006 9,928 SH   SOLE   9,928 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   257,906 950 SH   SOLE   950 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   232,682 4,657 SH   SOLE   4,657 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   28,508,081 309,366 SH   SOLE   309,366 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   37,918,689 109,484 SH   SOLE   109,484 0 0
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   20,328,877 271,885 SH   SOLE   271,885 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   14,724,087 107,022 SH   SOLE   107,022 0 0
EASTMAN CHEM CO COM Stock 277432100   254,137 3,438 SH   SOLE   3,438 0 0
INTUIT COM Stock 461202103   246,385 462 SH   SOLE   462 0 0
CSX CORP COM Stock 126408103   641,856 20,765 SH   SOLE   20,765 0 0
MICROSOFT CORP COM Stock 594918104   5,214,543 15,934 SH   SOLE   15,934 0 0
SCHLUMBERGER LTD COM STK Stock 806857108   382,325 6,864 SH   SOLE   6,864 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   7,881,375 15 SH   SOLE   15 0 0
BOEING CO COM Stock 097023105   288,473 1,540 SH   SOLE   1,540 0 0
VANGUARD SMALL-CAP ETF ETF 922908751   2,121,492 11,436 SH   SOLE   11,436 0 0
VANGUARD MID-CAP ETF ETF 922908629   1,818,560 8,810 SH   SOLE   8,810 0 0
VANGUARD LARGE-CAP ETF ETF 922908637   412,786 2,096 SH   SOLE   2,096 0 0
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654   3,980,413 79,071 SH   SOLE   79,071 0 0
ATLANTIC UN BANKSHARES CORP COM Stock 04911A107   396,269 13,707 SH   SOLE   13,707 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504   567,531 2,399 SH   SOLE   2,399 0 0
NORFOLK SOUTHN CORP COM Stock 655844108   327,674 1,711 SH   SOLE   1,711 0 0
UDR INC COM REIT 902653104   206,079 5,758 SH   SOLE   5,758 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702   556,079 1,311 SH   SOLE   1,311 0 0
PUTNAM MASTER INTER INCOME TR SH BEN INT CEF 746909100   43,043 14,300 SH   SOLE   14,300 0 0
VANGUARD S&P 500 ETF ETF 922908363   801,613 2,032 SH   SOLE   2,032 0 0
ELI LILLY & CO COM Stock 532457108   1,580,325 2,796 SH   SOLE   2,796 0 0
AIR PRODS & CHEMS INC COM Stock 009158106   6,318,869 22,482 SH   SOLE   22,482 0 0
LIBERTY ALL STAR EQUITY FD SH BEN INT CEF 530158104   88,200 15,000 SH   SOLE   15,000 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   260,431 4,899 SH   SOLE   4,899 0 0
VANGUARD S&P 500 VALUE ETF ETF 921932703   5,815,993 39,292 SH   SOLE   39,292 0 0
BLACKROCK MUNIYILD QULT FD INC COM CEF 09254F100   106,361 10,397 SH   SOLE   10,397 0 0
BILL HOLDINGS INC COM Stock 090043100   990,356 8,833 SH   SOLE   8,833 0 0
INVESCO MUNI INCOME OPP TRST COM CEF 46132X101   68,452 12,180 SH   SOLE   12,180 0 0
VANGUARD S&P 500 GROWTH ETF ETF 921932505   5,817,358 23,275 SH   SOLE   23,275 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   1,632,652 18,783 SH   SOLE   18,783 0 0
SYSCO CORP COM Stock 871829107   6,564,252 104,277 SH   SOLE   104,277 0 0
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354   448,970 7,705 SH   SOLE   7,705 0 0
ISHARES 0-3 MONTH TREASURY BOND ETF ETF 46436E718   282,719 2,817 SH   SOLE   2,817 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168   3,398,312 32,288 SH   SOLE   32,288 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101   488,714 6,770 SH   SOLE   6,770 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   583,234 3,737 SH   SOLE   3,737 0 0
DIMENSIONAL US CORE EQUITY MARKET ETF ETF 25434V104   219,993 7,338 SH   SOLE   7,338 0 0
DFA International Core Equity Market ETF ETF 25434V203   290,943 11,242 SH   SOLE   11,242 0 0
PIMCO 0-5 YEAR HIGH YIELD CORPORATE BOND INDEX ETF ETF 72201R783   7,525,482 84,234 SH   SOLE   84,234 0 0
SCHWAB US AGGREGATE BOND ETF ETF 808524839   1,789,213 41,037 SH   SOLE   41,037 0 0
Schwab US Dividend ETF ETF 808524797   14,757,024 211,935 SH   SOLE   211,935 0 0
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525   2,998,983 31,545 SH   SOLE   31,545 0 0
DIMENSIONAL U.S. SMALL CAP ETF ETF 25434V500   658,394 12,767 SH   SOLE   12,767 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697   802,514 11,109 SH   SOLE   11,109 0 0
VANGUARD VALUE ETF ETF 922908744   503,450 3,700 SH   SOLE   3,700 0 0
VANGUARD GROWTH ETF ETF 922908736   1,653,507 5,949 SH   SOLE   5,949 0 0
FIRST NATL CORP COM Stock 32106V107   1,180,153 65,637 SH   SOLE   65,637 0 0
DIMENSIONAL CORE FIXED INCOME ETF ETF 25434V872   4,398,932 109,836 SH   SOLE   109,836 0 0
DIMENSIONAL SHORT-DURATION FIXED INCOME ETF ETF 25434V864   5,209,915 112,355 SH   SOLE   112,355 0 0
Dimensional National Municipal Bond ETF ETF 25434V849   18,209,097 393,370 SH   SOLE   393,370 0 0
ROYCE VALUE TR INC COM CEF 780910105   129,803 10,253 SH   SOLE   10,253 0 0
DIMENSIONAL US SMALL CAP VALUE ETF ETF 25434V815   409,880 16,628 SH   SOLE   16,628 0 0
PACKAGING CORP AMER COM Stock 695156109   1,966,686 12,978 SH   SOLE   12,978 0 0
DFA US Marketwide Value ETF ETF 25434V724   5,797,704 173,740 SH   SOLE   173,740 0 0
BLACKSTONE STRATEGIC CRED 2027 COM SHS BEN IN CEF 09257R101   109,300 10,000 SH   SOLE   10,000 0 0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805   7,143,439 152,703 SH   SOLE   152,703 0 0
METLIFE INC COM Stock 59156R108   258,341 4,213 SH   SOLE   4,213 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   40,293,068 630,071 SH   SOLE   630,071 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   292,210 936 SH   SOLE   936 0 0
ENBRIDGE INC COM Stock 29250N105   340,347 10,696 SH   SOLE   10,696 0 0
NVIDIA CORPORATION COM Stock 67066G104   243,911 533 SH   SOLE   533 0 0
EOG RES INC COM Stock 26875P101   1,642,332 13,609 SH   SOLE   13,609 0 0
ABBVIE INC COM Stock 00287Y109   585,103 3,947 SH   SOLE   3,947 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   8,706,654 126,587 SH   SOLE   126,587 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   3,698,090 71,738 SH   SOLE   71,738 0 0
VIRTUS CONVERTIBLE & INCOME FD COM CEF 92838X102   36,321 11,987 SH   SOLE   11,987 0 0
INVESCO S&P 500 QUALITY ETF ETF 46137V241   14,359,044 285,809 SH   SOLE   285,809 0 0
MCDONALDS CORP COM Stock 580135101   690,039 2,780 SH   SOLE   2,780 0 0
CISCO SYS INC COM Stock 17275R102   245,084 4,585 SH   SOLE   4,585 0 0
WISDOMTREE U.S. LARGECAP DIVIDEND FUND ETF 97717W307   8,672,477 142,593 SH   SOLE   142,593 0 0
AT&T INC COM Stock 00206R102   338,299 23,412 SH   SOLE   23,412 0 0
KKR INCOME OPPORTUNITIES FD COM CEF 48249T106   161,990 13,728 SH   SOLE   13,728 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506   213,630 2,492 SH   SOLE   2,492 0 0
ISHARES U.S. CONSUMER STAPLES ETF ETF 464287812   292,030 1,617 SH   SOLE   1,617 0 0
ISHARES BIOTECHNOLOGY ETF ETF 464287556   1,872,597 15,289 SH   SOLE   15,289 0 0
GENERAL ELECTRIC CO COM NEW Stock 369604301   477,315 4,282 SH   SOLE   4,282 0 0
MOTOROLA SOLUTIONS INC COM NEW Stock 620076307   309,277 1,120 SH   SOLE   1,120 0 0
WESTERN ASSET GBL HIGH INC FD COM CEF 95766B109   68,587 10,700 SH   SOLE   10,700 0 0
CALAMOS CONV & HIGH INCOME FD COM SHS CEF 12811P108   265,444 23,828 SH   SOLE   23,828 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407   275,051 1,713 SH   SOLE   1,713 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721   1,261,521 11,684 SH   SOLE   11,684 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467   283,227 3,251 SH   SOLE   3,251 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   3,325,702 21,721 SH   SOLE   21,721 0 0
WISDOMTREE U.S. AI ENHANCED VALUE FUND ETF 97717W406   331,540 3,776 SH   SOLE   3,776 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   4,057,636 58,560 SH   SOLE   58,560 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   4,858,520 11,263 SH   SOLE   11,263 0 0
DFA Emerging Value ETF ETF 25434V740   5,083,226 216,584 SH   SOLE   216,584 0 0
WELLS FARGO CO NEW COM Stock 949746101   853,496 21,504 SH   SOLE   21,504 0 0
UNION PAC CORP COM Stock 907818108   325,758 1,609 SH   SOLE   1,609 0 0
JPMORGAN CHASE & CO COM Stock 46625H100   9,314,186 64,191 SH   SOLE   64,191 0 0
CHEVRON CORP NEW COM Stock 166764100   7,259,439 44,748 SH   SOLE   44,748 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   1,448,092 14,258 SH   SOLE   14,258 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   3,580,829 82,584 SH   SOLE   82,584 0 0
DANAHER CORPORATION COM Stock 235851102   286,092 1,317 SH   SOLE   1,317 0 0
SPDR S&P BANK ETF ETF 78464A797   459,621 12,658 SH   SOLE   12,658 0 0
BANK AMERICA CORP COM Stock 060505104   658,759 25,269 SH   SOLE   25,269 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   26,895,686 237,847 SH   SOLE   237,847 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   472,663 3,328 SH   SOLE   3,328 0 0
ORACLE CORP COM Stock 68389X105   950,919 8,648 SH   SOLE   8,648 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   22,278,815 219,907 SH   SOLE   219,907 0 0
PFIZER INC COM Stock 717081103   621,328 18,754 SH   SOLE   18,754 0 0
3M CO COM Stock 88579Y101   331,607 3,751 SH   SOLE   3,751 0 0
ISHARES MSCI USA VALUE FACTOR ETF ETF 46432F388   410,080 4,586 SH   SOLE   4,586 0 0
CATERPILLAR INC COM Stock 149123101   354,066 1,331 SH   SOLE   1,331 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   5,546,703 39,982 SH   SOLE   39,982 0 0
AMERICAN EXPRESS CO COM Stock 025816109   415,558 2,783 SH   SOLE   2,783 0 0
AMGEN INC COM Stock 031162100   362,422 1,355 SH   SOLE   1,355 0 0
APPLIED MATLS INC COM Stock 038222105   216,047 1,540 SH   SOLE   1,540 0 0
VANGUARD UTILITIES ETF ETF 92204A876   261,825 2,113 SH   SOLE   2,113 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   24,235,842 156,350 SH   SOLE   156,350 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   89,034,933 959,945 SH   SOLE   959,945 0 0
ISHARES EXPANDED TECH SECTOR ETF ETF 464287549   4,135,920 10,539 SH   SOLE   10,539 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879   2,950,006 34,167 SH   SOLE   34,167 0 0
VANGUARD SHORT-TERM BOND ETF ETF 921937827   18,015,319 240,557 SH   SOLE   240,557 0 0
GABELLI EQUITY TR INC COM CEF 362397101   206,120 41,224 SH   SOLE   41,224 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105   658,920 5,476 SH   SOLE   5,476 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   436,622 7,706 SH   SOLE   7,706 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689   1,173,750 4,776 SH   SOLE   4,776 0 0
DOMINION ENERGY INC COM Stock 25746U109   1,779,521 42,674 SH   SOLE   42,674 0 0
EXXON MOBIL CORP COM Stock 30231G102   2,839,342 26,494 SH   SOLE   26,494 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   880,106 1,677 SH   SOLE   1,677 0 0
PRICE T ROWE GROUP INC COM Stock 74144T108   303,109 2,967 SH   SOLE   2,967 0 0
LOWES COS INC COM Stock 548661107   280,463 1,406 SH   SOLE   1,406 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   23,346,026 95,344 SH   SOLE   95,344 0 0
ISHARES MSCI EAFE ETF ETF 464287465   4,168,962 60,843 SH   SOLE   60,843 0 0
APPLE INC COM Stock 037833100   30,206,049 170,185 SH   SOLE   170,185 0 0
ABBOTT LABS COM Stock 002824100   427,531 4,413 SH   SOLE   4,413 0 0
DISNEY WALT CO COM Stock 254687106   5,149,487 62,087 SH   SOLE   62,087 0 0
VANGUARD TOTAL WORLD STOCK ETF ETF 922042742   1,046,810 11,251 SH   SOLE   11,251 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622   10,086,627 42,749 SH   SOLE   42,749 0 0
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF ETF 78468R663   6,710,508 73,315 SH   SOLE   73,315 0 0