The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 202 1,783 SH   SOLE   0 0 1,783
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 214 2,341 SH   SOLE   0 0 2,341
BROADCOM INC COM 11135F101 218 499 SH   SOLE   0 0 499
VANGUARD INDEX FDS SM CP VAL ETF 922908611 223 1,567 SH   SOLE   0 0 1,567
MICROSOFT CORP COM 594918104 241 1,084 SH   SOLE   0 0 1,084
ISHARES TR EAFE SML CP ETF 464288273 252 3,690 SH   SOLE   0 0 3,690
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 259 3,580 SH   SOLE   0 0 3,580
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 272 988 SH   SOLE   0 0 988
SPDR S&P 500 ETF TR TR UNIT 78462F103 325 868 SH   SOLE   0 0 868
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 328 3,544 SH   SOLE   0 0 3,544
VANGUARD INDEX FDS SMALL CP ETF 922908751 345 1,773 SH   SOLE   0 0 1,773
3M CO COM 88579Y101 353 2,022 SH   SOLE   0 0 2,022
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 364 4,390 SH   SOLE   0 0 4,390
ECOLAB INC COM 278865100 396 1,828 SH   SOLE   0 0 1,828
ISHARES TR RUS 1000 ETF 464287622 411 1,939 SH   SOLE   0 0 1,939
AMERISOURCEBERGEN CORP COM 03073E105 412 4,216 SH   SOLE   0 0 4,216
MEDTRONIC PLC SHS G5960L103 427 3,643 SH   SOLE   0 0 3,643
NVIDIA CORPORATION COM 67066G104 436 835 SH   SOLE   0 0 835
ALPHABET INC CAP STK CL A 02079K305 450 257 SH   SOLE   0 0 257
VANGUARD INDEX FDS LARGE CAP ETF 922908637 454 2,583 SH   SOLE   0 0 2,583
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 484 2,164 SH   SOLE   0 0 2,164
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 489 2,968 SH   SOLE   0 0 2,968
AMAZON COM INC COM 023135106 495 152 SH   SOLE   0 0 152
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 510 5,786 SH   SOLE   0 0 5,786
APPLE INC COM 037833100 562 4,237 SH   SOLE   0 0 4,237
ISHARES TR S&P 500 GRWT ETF 464287309 627 9,817 SH   SOLE   0 0 9,817
ISHARES TR TIPS BD ETF 464287176 723 5,665 SH   SOLE   0 0 5,665
ISHARES TR CORE US AGGBD ET 464287226 752 6,363 SH   SOLE   0 0 6,363
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 755 15,070 SH   SOLE   0 0 15,070
VANGUARD INDEX FDS GROWTH ETF 922908736 800 3,157 SH   SOLE   0 0 3,157
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 858 15,546 SH   SOLE   0 0 15,546
ISHARES TR NASDAQ BIOTECH 464287556 886 5,848 SH   SOLE   0 0 5,848
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,083 8,327 SH   SOLE   0 0 8,327
ISHARES INC CORE MSCI EMKT 46434G103 1,123 18,102 SH   SOLE   0 0 18,102
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 1,163 9,708 SH   SOLE   0 0 9,708
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,164 5,980 SH   SOLE   0 0 5,980
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,263 10,616 SH   SOLE   0 0 10,616
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 1,290 7,362 SH   SOLE   0 0 7,362
ISHARES TR RUS MID CAP ETF 464287499 1,423 20,760 SH   SOLE   0 0 20,760
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,446 4,088 SH   SOLE   0 0 4,088
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,713 36,295 SH   SOLE   0 0 36,295
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,944 35,789 SH   SOLE   0 0 35,789
VANGUARD INDEX FDS VALUE ETF 922908744 2,008 16,880 SH   SOLE   0 0 16,880
ISHARES TR RUSSELL 2000 ETF 464287655 2,059 10,504 SH   SOLE   0 0 10,504
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,062 8,895 SH   SOLE   0 0 8,895
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,151 17,656 SH   SOLE   0 0 17,656
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,916 34,333 SH   SOLE   0 0 34,333
SPDR SER TR S&P 600 SMCP VAL 78464A300 4,238 64,021 SH   SOLE   0 0 64,021
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 5,907 115,599 SH   SOLE   0 0 115,599
ISHARES TR CORE MSCI EAFE 46432F842 11,747 170,019 SH   SOLE   0 0 170,019
ISHARES TR RUS MDCP VAL ETF 464287473 13,306 137,229 SH   SOLE   0 0 137,229
ISHARES TR S&P 500 VAL ETF 464287408 26,649 208,165 SH   SOLE   0 0 208,165
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 32,795 132,338 SH   SOLE   0 0 132,338