The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AG MTG INVT TR INC COM NEW 001228501 41 10,000 SH   SOLE   0 0 10,000
AMAZON COM INC COM 023135106 335 2,962 SH   SOLE   0 0 2,962
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 1,669 42,201 SH   SOLE   0 0 42,201
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 1,864 41,969 SH   SOLE   0 0 41,969
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 484 12,412 SH   SOLE   0 0 12,412
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 1,218 32,046 SH   SOLE   0 0 32,046
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 612 13,316 SH   SOLE   0 0 13,316
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 264 5,789 SH   SOLE   0 0 5,789
AMERICAN CENTY ETF TR CORE MUNI FXD IN 025072695 241 5,468 SH   SOLE   0 0 5,468
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 585 12,832 SH   SOLE   0 0 12,832
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1,298 27,332 SH   SOLE   0 0 27,332
AMERICAN CENTY ETF TR US SML CP VALU 025072877 1,108 16,745 SH   SOLE   0 0 16,745
AMERICAN CENTY ETF TR US EQT ETF 025072885 7,106 113,976 SH   SOLE   0 0 113,976
APPLE INC COM 037833100 1,618 11,711 SH   SOLE   0 0 11,711
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 245 917 SH   SOLE   0 0 917
CSX CORP COM 126408103 538 20,184 SH   SOLE   0 0 20,184
CHEVRON CORP NEW COM 166764100 275 1,915 SH   SOLE   0 0 1,915
COLGATE PALMOLIVE CO COM 194162103 339 4,822 SH   SOLE   0 0 4,822
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 508 20,201 SH   SOLE   0 0 20,201
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 725 33,617 SH   SOLE   0 0 33,617
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,326 65,980 SH   SOLE   0 0 65,980
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 83,871 2,160,512 SH   SOLE   0 0 2,160,512
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 28,602 614,842 SH   SOLE   0 0 614,842
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 29,667 761,288 SH   SOLE   0 0 761,288
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 16,210 728,866 SH   SOLE   0 0 728,866
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 58,086 1,961,714 SH   SOLE   0 0 1,961,714
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 371 20,007 SH   SOLE   0 0 20,007
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 17,650 685,190 SH   SOLE   0 0 685,190
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 3,187 168,710 SH   SOLE   0 0 168,710
DOORDASH INC CL A 25809K105 1,179 23,850 SH   SOLE   0 0 23,850
EXXON MOBIL CORP COM 30231G102 977 11,194 SH   SOLE   0 0 11,194
GINKGO BIOWORKS HOLDINGS INC CL A SHS 37611X100 47 15,000 SH   SOLE   0 0 15,000
INVESCO QQQ TR UNIT SER 1 46090E103 264 986 SH   SOLE   0 0 986
ISHARES TR CORE S&P500 ETF 464287200 250 697 SH   SOLE   0 0 697
ISHARES TR MSCI EAFE ETF 464287465 1,838 32,823 SH   SOLE   0 0 32,823
ISHARES TR RUS MID CAP ETF 464287499 3,283 52,828 SH   SOLE   0 0 52,828
ISHARES TR RUS 1000 ETF 464287622 9,081 46,020 SH   SOLE   0 0 46,020
ISHARES TR RUSSELL 2000 ETF 464287655 720 4,367 SH   SOLE   0 0 4,367
ISHARES TR SHRT NAT MUN ETF 464288158 1,041 10,138 SH   SOLE   0 0 10,138
ISHARES TR 0-5 YR TIPS ETF 46429B747 729 7,590 SH   SOLE   0 0 7,590
ISHARES TR CORE 1 5 YR USD 46432F859 220 4,773 SH   SOLE   0 0 4,773
ISHARES TR CORE DIV GRWTH 46434V621 207 4,661 SH   SOLE   0 0 4,661
ISHARES TR CORE MSCI INTL 46435G326 398 8,232 SH   SOLE   0 0 8,232
JOHNSON & JOHNSON COM 478160104 260 1,592 SH   SOLE   0 0 1,592
MICROSOFT CORP COM 594918104 483 2,075 SH   SOLE   0 0 2,075
RITHM CAPITAL CORP COM NEW 64828T201 110 15,000 SH   SOLE   0 0 15,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,773 4,963 SH   SOLE   0 0 4,963
SPDR SER TR S&P DIVID ETF 78464A763 744 6,668 SH   SOLE   0 0 6,668
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 972 23,141 SH   SOLE   0 0 23,141
SOUTHERN CO COM 842587107 250 3,672 SH   SOLE   0 0 3,672
TESLA INC COM 88160R101 473 1,784 SH   SOLE   0 0 1,784
THERMO FISHER SCIENTIFIC INC COM 883556102 327 645 SH   SOLE   0 0 645
TWO HBRS INVT CORP COM NEW 90187B408 33 10,000 SH   SOLE   0 0 10,000
VANGUARD STAR FDS VG TL INTL STK F 921909768 527 11,505 SH   SOLE   0 0 11,505
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 589 7,867 SH   SOLE   0 0 7,867
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,011 28,188 SH   SOLE   0 0 28,188
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 296 8,147 SH   SOLE   0 0 8,147
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 864 18,106 SH   SOLE   0 0 18,106
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 294 8,061 SH   SOLE   0 0 8,061
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 204 3,533 SH   SOLE   0 0 3,533
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 573 11,905 SH   SOLE   0 0 11,905
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,070 13,347 SH   SOLE   0 0 13,347
VANGUARD INDEX FDS SM CP VAL ETF 922908611 308 2,146 SH   SOLE   0 0 2,146
VANGUARD INDEX FDS VALUE ETF 922908744 514 4,161 SH   SOLE   0 0 4,161
VANGUARD INDEX FDS SMALL CP ETF 922908751 374 2,189 SH   SOLE   0 0 2,189
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,174 12,114 SH   SOLE   0 0 12,114
VISTRA CORP COM 92840M102 213 10,125 SH   SOLE   0 0 10,125