The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 318 4,035 SH   SOLE   0 0 4,035
ABBVIE INC COM 00287Y109 214 2,815 SH   SOLE   0 0 2,815
ALPHABET INC CAP STK CL A 02079K305 666 573 SH   SOLE   0 0 573
ALPHABET INC CAP STK CL C 02079K107 536 461 SH   SOLE   0 0 461
AMAZON COM INC COM 023135106 755 387 SH   SOLE   0 0 387
APPLE INC COM 037833100 5,157 20,278 SH   SOLE   0 0 20,278
AT&T INC COM 00206R102 303 10,382 SH   SOLE   0 0 10,382
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,261 28,774 SH   SOLE   0 0 28,774
BK OF AMERICA CORP COM 060505104 570 26,831 SH   SOLE   0 0 26,831
BOEING CO COM 097023105 261 1,751 SH   SOLE   0 0 1,751
BRISTOL MYERS SQUIBB CO COM 110122108 236 4,239 SH   SOLE   0 0 4,239
CHEVRON CORP NEW COM 166764100 390 5,383 SH   SOLE   0 0 5,383
CISCO SYS INC COM 17275R102 345 8,765 SH   SOLE   0 0 8,765
CITIGROUP GLOBAL MKTS HLDGS VLCTYSHS 3X LNG 17325E291 2 14,375 SH   SOLE   0 0 14,375
COHEN & STEERS INFRASTRUCTUR COM 19248A109 474 25,136 SH   SOLE   0 0 25,136
COSTCO WHSL CORP NEW COM 22160K105 633 2,222 SH   SOLE   0 0 2,222
DISNEY WALT CO COM DISNEY 254687106 892 9,230 SH   SOLE   0 0 9,230
ECOLAB INC COM 278865100 208 1,332 SH   SOLE   0 0 1,332
EXXON MOBIL CORP COM 30231G102 813 21,424 SH   SOLE   0 0 21,424
FIRST TR EXCHANGE TRADED FD MATERIALS ALPH 33734X168 712 26,044 SH   SOLE   0 0 26,044
GENERAL ELECTRIC CO COM 369604103 101 12,704 SH   SOLE   0 0 12,704
INTEL CORP COM 458140100 205 3,795 SH   SOLE   0 0 3,795
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 228 10,847 SH   SOLE   0 0 10,847
INVESCO EXCHANGE-TRADED FD T S&P500 LOW VOL 46138E354 5,448 116,122 SH   SOLE   0 0 116,122
INVESCO EXCHANGE-TRADED FD T S&P INTL LOW 46138E230 2,322 88,306 SH   SOLE   0 0 88,306
ISHARES INC MIN VOL EMRG MKT 464286533 810 17,266 SH   SOLE   0 0 17,266
ISHARES TR RUS 1000 GRW ETF 464287614 276 1,832 SH   SOLE   0 0 1,832
ISHARES TR MSCI EAFE ETF 464287465 5,532 103,478 SH   SOLE   0 0 103,478
ISHARES TR SELECT DIVID ETF 464287168 471 6,401 SH   SOLE   0 0 6,401
ISHARES TR GLB INFRASTR ETF 464288372 1,845 54,019 SH   SOLE   0 0 54,019
ISHARES TR MSCI MIN VOL ETF 46429B697 35,553 658,262 SH   SOLE   0 0 658,262
ISHARES TR MIN VOL EAFE ETF 46429B689 21,612 348,304 SH   SOLE   0 0 348,304
JOHNSON & JOHNSON COM 478160104 557 4,250 SH   SOLE   0 0 4,250
JPMORGAN CHASE & CO COM 46625H100 336 3,729 SH   SOLE   0 0 3,729
KIMBERLY CLARK CORP COM 494368103 303 2,372 SH   SOLE   0 0 2,372
LILLY ELI & CO COM 532457108 369 2,661 SH   SOLE   0 0 2,661
MERCK & CO. INC COM 58933Y105 562 7,309 SH   SOLE   0 0 7,309
MICROSOFT CORP COM 594918104 1,514 9,602 SH   SOLE   0 0 9,602
PEPSICO INC COM 713448108 957 7,965 SH   SOLE   0 0 7,965
PFIZER INC COM 717081103 253 7,742 SH   SOLE   0 0 7,742
PROCTER & GAMBLE CO COM 742718109 495 4,500 SH   SOLE   0 0 4,500
S&P GLOBAL INC COM 78409V104 429 1,749 SH   SOLE   0 0 1,749
SOUTHERN CO COM 842587107 238 4,388 SH   SOLE   0 0 4,388
SPDR S&P 500 ETF TR TR UNIT 78462F103 422 1,637 SH   SOLE   0 0 1,637
SQUARE INC CL A 852234103 211 4,034 SH   SOLE   0 0 4,034
STRYKER CORP COM 863667101 300 1,803 SH   SOLE   0 0 1,803
TESLA INC COM 88160R101 483 921 SH   SOLE   0 0 921
UNITED TECHNOLOGIES CORP COM 913017109 894 9,481 SH   SOLE   0 0 9,481
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,753 29,115 SH   SOLE   0 0 29,115
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,018 28,896 SH   SOLE   0 0 28,896
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,225 27,935 SH   SOLE   0 0 27,935
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 626 2,641 SH   SOLE   0 0 2,641
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 480 11,690 SH   SOLE   0 0 11,690
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,223 19,467 SH   SOLE   0 0 19,467
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 456 7,310 SH   SOLE   0 0 7,310
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 789 7,630 SH   SOLE   0 0 7,630
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 517 7,310 SH   SOLE   0 0 7,310
VANGUARD WORLD FD ESG US STK ETF 921910733 612 13,357 SH   SOLE   0 0 13,357
VANGUARD WORLD FD ESG INTL STK ETF 921910725 330 8,016 SH   SOLE   0 0 8,016
VERIZON COMMUNICATIONS INC COM 92343V104 315 5,863 SH   SOLE   0 0 5,863
VISA INC COM CL A 92826C839 298 1,850 SH   SOLE   0 0 1,850
WISDOMTREE TR US SMALLCAP DIVD 97717W604 848 47,038 SH   SOLE   0 0 47,038
WP CAREY INC COM 92936U109 225 3,870 SH   SOLE   0 0 3,870