The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC SHS CL A G0408V102 221 1,341 SH   SOLE   0 0 1,341
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 279 1,706 SH   SOLE   0 0 1,706
EATON CORP PLC SHS G29183103 269 3,458 SH   SOLE   0 0 3,458
STERIS PLC SHS USD G8473T100 222 1,587 SH   SOLE   0 0 1,587
ALPS ETF TR RIVRFRNT STR INC 00162Q783 2,940 131,507 SH   SOLE   0 0 131,507
AT&T INC COM 00206R102 789 27,068 SH   SOLE   0 0 27,068
ABBOTT LABS COM 002824100 384 4,869 SH   SOLE   0 0 4,869
ABBVIE INC COM 00287Y109 760 9,970 SH   SOLE   0 0 9,970
AKAMAI TECHNOLOGIES INC COM 00971T101 293 3,202 SH   SOLE   0 0 3,202
ALTRIA GROUP INC COM 02209S103 266 6,866 SH   SOLE   0 0 6,866
AMAZON COM INC COM 023135106 450 231 SH   SOLE   0 0 231
AMERICAN EXPRESS CO COM 025816109 225 2,630 SH   SOLE   0 0 2,630
AMERICAN TOWER CORP NEW COM 03027X100 249 1,144 SH   SOLE   0 0 1,144
AMGEN INC COM 031162100 871 4,295 SH   SOLE   0 0 4,295
APPLE INC COM 037833100 3,345 13,155 SH   SOLE   0 0 13,155
BCE INC COM NEW 05534B760 414 10,141 SH   SOLE   0 0 10,141
BP PLC SPONSORED ADR 055622104 349 14,315 SH   SOLE   0 0 14,315
BK OF AMERICA CORP COM 060505104 300 14,131 SH   SOLE   0 0 14,131
BERKSHIRE HATHAWAY INC DEL CL A 084670108 272 1 SH   SOLE   0 0 1
BEST BUY INC COM 086516101 269 4,712 SH   SOLE   0 0 4,712
BRISTOL-MYERS SQUIBB CO COM 110122108 395 7,087 SH   SOLE   0 0 7,087
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 252 7,379 SH   SOLE   0 0 7,379
CDW CORP COM 12514G108 300 3,218 SH   SOLE   0 0 3,218
CANADIAN IMP BK COMM COM 136069101 336 5,797 SH   SOLE   0 0 5,797
CHEVRON CORP NEW COM 166764100 413 5,695 SH   SOLE   0 0 5,695
CISCO SYS INC COM 17275R102 309 7,869 SH   SOLE   0 0 7,869
COCA COLA CO COM 191216100 465 10,513 SH   SOLE   0 0 10,513
COMCAST CORP NEW CL A 20030N101 308 8,955 SH   SOLE   0 0 8,955
D R HORTON INC COM 23331A109 228 6,717 SH   SOLE   0 0 6,717
DTE ENERGY CO COM 233331107 751 7,908 SH   SOLE   0 0 7,908
DISNEY WALT CO COM DISNEY 254687106 275 2,844 SH   SOLE   0 0 2,844
DOMINION ENERGY INC COM 25746U109 482 6,683 SH   SOLE   0 0 6,683
DUKE ENERGY CORP NEW COM NEW 26441C204 451 5,577 SH   SOLE   0 0 5,577
ENBRIDGE INC COM 29250N105 248 8,511 SH   SOLE   0 0 8,511
EVERSOURCE ENERGY COM 30040W108 224 2,864 SH   SOLE   0 0 2,864
EXXON MOBIL CORP COM 30231G102 374 9,841 SH   SOLE   0 0 9,841
FACEBOOK INC CL A 30303M102 446 2,672 SH   SOLE   0 0 2,672
FIDELITY NATL INFORMATION SV COM 31620M106 414 3,404 SH   SOLE   0 0 3,404
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 2,601 62,233 SH   SOLE   0 0 62,233
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 1,702 33,373 SH   SOLE   0 0 33,373
FORD MTR CO DEL COM 345370860 125 25,891 SH   SOLE   0 0 25,891
GILEAD SCIENCES INC COM 375558103 482 6,450 SH   SOLE   0 0 6,450
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 429 11,330 SH   SOLE   0 0 11,330
HILL ROM HLDGS INC COM 431475102 224 2,222 SH   SOLE   0 0 2,222
HOME DEPOT INC COM 437076102 415 2,223 SH   SOLE   0 0 2,223
HUNTINGTON BANCSHARES INC COM 446150104 142 17,332 SH   SOLE   0 0 17,332
INTEL CORP COM 458140100 395 7,304 SH   SOLE   0 0 7,304
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 3,179 64,467 SH   SOLE   0 0 64,467
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 2,461 82,210 SH   SOLE   0 0 82,210
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 4,875 58,017 SH   SOLE   0 0 58,017
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 2,208 73,295 SH   SOLE   0 0 73,295
ISHARES TR CORE S&P TTL STK 464287150 4,453 77,828 SH   SOLE   0 0 77,828
ISHARES TR CORE US AGGBD ET 464287226 3,136 27,182 SH   SOLE   0 0 27,182
ISHARES TR MSCI EMG MKT ETF 464287234 8,590 251,688 SH   SOLE   0 0 251,688
ISHARES TR IBOXX INV CP ETF 464287242 1,442 11,678 SH   SOLE   0 0 11,678
ISHARES TR 1 3 YR TREAS BD 464287457 596 6,871 SH   SOLE   0 0 6,871
ISHARES TR MSCI EAFE ETF 464287465 12,148 227,239 SH   SOLE   0 0 227,239
ISHARES TR RUS 1000 ETF 464287622 19,498 137,767 SH   SOLE   0 0 137,767
ISHARES TR RUSSELL 2000 ETF 464287655 862 7,530 SH   SOLE   0 0 7,530
ISHARES TR JPMORGAN USD EMG 464288281 11,093 114,741 SH   SOLE   0 0 114,741
ISHARES TR IBOXX HI YD ETF 464288513 3,851 49,965 SH   SOLE   0 0 49,965
ISHARES TR MBS ETF 464288588 1,923 17,416 SH   SOLE   0 0 17,416
ISHARES TR INTRM GOV CR ETF 464288612 6,219 54,208 SH   SOLE   0 0 54,208
ISHARES TR INTRM TR CRP ETF 464288638 2,639 48,045 SH   SOLE   0 0 48,045
ISHARES TR SH TR CRPORT ETF 464288646 2,496 47,671 SH   SOLE   0 0 47,671
ISHARES TR SHORT TREAS BD 464288679 433 3,899 SH   SOLE   0 0 3,899
ISHARES TR US TREAS BD ETF 46429B267 1,545 55,173 SH   SOLE   0 0 55,173
ISHARES TR CMBS ETF 46429B366 653 12,160 SH   SOLE   0 0 12,160
ISHARES TR FLTG RATE NT ETF 46429B655 1,764 36,197 SH   SOLE   0 0 36,197
ISHARES TR MSCI MIN VOL ETF 46429B697 1,827 33,830 SH   SOLE   0 0 33,830
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 4,669 96,287 SH   SOLE   0 0 96,287
ISHARES TR USA MOMENTUM FCT 46432F396 340 3,191 SH   SOLE   0 0 3,191
ISHARES TR CORE MSCI EAFE 46432F842 727 14,566 SH   SOLE   0 0 14,566
ISHARES INC CORE MSCI EMKT 46434G103 1,465 36,191 SH   SOLE   0 0 36,191
ISHARES TR CORE TOTAL USD 46434V613 1,080 20,562 SH   SOLE   0 0 20,562
JPMORGAN CHASE & CO COM 46625H100 610 6,774 SH   SOLE   0 0 6,774
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 3,133 63,080 SH   SOLE   0 0 63,080
J P MORGAN EXCHANGE-TRADED F HIGH YLD RESRCH 46641Q878 663 14,972 SH   SOLE   0 0 14,972
JOHNSON & JOHNSON COM 478160104 393 2,997 SH   SOLE   0 0 2,997
KELLOGG CO COM 487836108 313 5,226 SH   SOLE   0 0 5,226
KIMBERLY CLARK CORP COM 494368103 513 4,011 SH   SOLE   0 0 4,011
LAM RESEARCH CORP COM 512807108 383 1,596 SH   SOLE   0 0 1,596
LOWES COS INC COM 548661107 330 3,830 SH   SOLE   0 0 3,830
MASTERCARD INC CL A 57636Q104 498 2,061 SH   SOLE   0 0 2,061
MERCK & CO. INC COM 58933Y105 544 7,065 SH   SOLE   0 0 7,065
MICROSOFT CORP COM 594918104 1,744 11,057 SH   SOLE   0 0 11,057
MONDELEZ INTL INC CL A 609207105 302 6,029 SH   SOLE   0 0 6,029
NATIONAL GRID PLC SPONSORED ADR NE 636274409 379 6,507 SH   SOLE   0 0 6,507
NEXTERA ENERGY INC COM 65339F101 1,249 5,190 SH   SOLE   0 0 5,190
NORFOLK SOUTHERN CORP COM 655844108 323 2,214 SH   SOLE   0 0 2,214
OSI ETF TR OSHARS FTSE US 67110P407 911 31,384 SH   SOLE   0 0 31,384
PPL CORP COM 69351T106 287 11,625 SH   SOLE   0 0 11,625
PEPSICO INC COM 713448108 634 5,276 SH   SOLE   0 0 5,276
PFIZER INC COM 717081103 579 17,728 SH   SOLE   0 0 17,728
PHILIP MORRIS INTL INC COM 718172109 647 8,864 SH   SOLE   0 0 8,864
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 1,357 15,827 SH   SOLE   0 0 15,827
PROLOGIS INC. COM 74340W103 213 2,652 SH   SOLE   0 0 2,652
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,338 5,189 SH   SOLE   0 0 5,189
SPDR GOLD TRUST GOLD SHS 78463V107 1,537 10,385 SH   SOLE   0 0 10,385
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,671 58,706 SH   SOLE   0 0 58,706
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 235 10,333 SH   SOLE   0 0 10,333
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,233 51,516 SH   SOLE   0 0 51,516
SPDR SER TR BLOMBRG BRC EMRG 78464A391 208 8,489 SH   SOLE   0 0 8,489
SPDR SER TR DJ REIT ETF 78464A607 471 6,523 SH   SOLE   0 0 6,523
SPDR SER TR PORTFOLIO AGRGTE 78464A649 951 31,483 SH   SOLE   0 0 31,483
SPDR SER TR PORTFLI TIPS ETF 78464A656 324 11,141 SH   SOLE   0 0 11,141
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 1,807 45,169 SH   SOLE   0 0 45,169
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 4,871 101,573 SH   SOLE   0 0 101,573
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 223 850 SH   SOLE   0 0 850
SPDR SER TR BLOMBERG BRC INV 78468R200 2,708 92,109 SH   SOLE   0 0 92,109
SPDR SER TR BLOOMBERG BRCLYS 78468R622 520 5,494 SH   SOLE   0 0 5,494
SPDR SER TR PORTFOLIO S&P600 78468R853 286 13,103 SH   SOLE   0 0 13,103
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 939 10,602 SH   SOLE   0 0 10,602
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 729 35,016 SH   SOLE   0 0 35,016
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 995 12,376 SH   SOLE   0 0 12,376
SOUTHERN CO COM 842587107 318 5,870 SH   SOLE   0 0 5,870
STARWOOD PPTY TR INC COM 85571B105 126 12,300 SH   SOLE   0 0 12,300
T MOBILE US INC COM 872590104 314 3,748 SH   SOLE   0 0 3,748
UNITED PARCEL SERVICE INC CL B 911312106 303 3,244 SH   SOLE   0 0 3,244
UNITEDHEALTH GROUP INC COM 91324P102 371 1,490 SH   SOLE   0 0 1,490
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 1,232 48,685 SH   SOLE   0 0 48,685
VANGUARD WORLD FD MEGA GRWTH IND 921910816 2,201 17,321 SH   SOLE   0 0 17,321
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 1,796 27,213 SH   SOLE   0 0 27,213
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 2,822 26,444 SH   SOLE   0 0 26,444
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,625 18,195 SH   SOLE   0 0 18,195
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,149 38,318 SH   SOLE   0 0 38,318
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 497 5,823 SH   SOLE   0 0 5,823
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,852 145,516 SH   SOLE   0 0 145,516
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 264 5,428 SH   SOLE   0 0 5,428
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 4,117 73,182 SH   SOLE   0 0 73,182
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,534 45,719 SH   SOLE   0 0 45,719
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 261 3,306 SH   SOLE   0 0 3,306
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 2,885 52,930 SH   SOLE   0 0 52,930
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,217 17,807 SH   SOLE   0 0 17,807
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 478 5,883 SH   SOLE   0 0 5,883
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 555 4,384 SH   SOLE   0 0 4,384
VANGUARD INDEX FDS SML CP GRW ETF 922908595 330 2,197 SH   SOLE   0 0 2,197
VANGUARD INDEX FDS SM CP VAL ETF 922908611 590 6,639 SH   SOLE   0 0 6,639
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 244 2,692 SH   SOLE   0 0 2,692
VANGUARD INDEX FDS GROWTH ETF 922908736 4,638 29,599 SH   SOLE   0 0 29,599
VANGUARD INDEX FDS VALUE ETF 922908744 4,133 46,405 SH   SOLE   0 0 46,405
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,218 10,554 SH   SOLE   0 0 10,554
VERIZON COMMUNICATIONS INC COM 92343V104 792 14,742 SH   SOLE   0 0 14,742
VISA INC COM CL A 92826C839 541 3,358 SH   SOLE   0 0 3,358
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 224 16,241 SH   SOLE   0 0 16,241
WALMART INC COM 931142103 302 2,655 SH   SOLE   0 0 2,655
WASTE MGMT INC DEL COM 94106L109 261 2,820 SH   SOLE   0 0 2,820
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 837 16,331 SH   SOLE   0 0 16,331
ZEBRA TECHNOLOGIES CORP CL A 989207105 300 1,635 SH   SOLE   0 0 1,635