The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 227 1,132 SH   SOLE   0 0 1,132
ABBVIE INC COM 00287Y109 442 3,810 SH   SOLE   0 0 3,810
ALPHABET INC CAP STK CL A 02079K305 252 100 SH   SOLE   0 0 100
ALPHABET INC CAP STK CL C 02079K107 223 85 SH   SOLE   0 0 85
ALTRIA GROUP INC COM 02209S103 2,890 61,214 SH   SOLE   2,185 0 59,029
AMERICAN ELEC PWR CO INC COM 025537101 325 3,796 SH   SOLE   0 0 3,796
ANTHEM INC COM 036752103 868 2,226 SH   SOLE   0 0 2,226
APPLE INC COM 037833100 3,727 25,500 SH   SOLE   0 0 25,500
AT&T INC COM 00206R102 352 12,599 SH   SOLE   0 0 12,599
BALL CORP COM 058498106 504 5,971 SH   SOLE   0 0 5,971
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 652 2,353 SH   SOLE   0 0 2,353
BK OF AMERICA CORP COM 060505104 341 9,057 SH   SOLE   0 0 9,057
BRANDYWINE RLTY TR SH BEN INT NEW 105368203 1,126 79,494 SH   SOLE   0 0 79,494
CAPITAL ONE FINL CORP COM 14040H105 410 2,595 SH   SOLE   0 0 2,595
CARLOTZ INC COM CL A 142552108 286 60,395 SH   SOLE   0 0 60,395
CARMAX INC COM 143130102 2,396 17,830 SH   SOLE   0 0 17,830
COCA COLA CO COM 191216100 400 7,156 SH   SOLE   0 0 7,156
COMCAST CORP NEW CL A 20030N101 359 6,287 SH   SOLE   0 0 6,287
COSTCO WHSL CORP NEW COM 22160K105 265 637 SH   SOLE   0 0 637
CSX CORP COM 126408103 1,123 36,027 SH   SOLE   0 0 36,027
DEERE & CO COM 244199105 231 665 SH   SOLE   0 0 665
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 261 5,517 SH   SOLE   0 0 5,517
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 823 14,661 SH   SOLE   0 0 14,661
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 285 6,632 SH   SOLE   0 0 6,632
DISNEY WALT CO COM 254687106 208 1,176 SH   SOLE   0 0 1,176
DOMINION ENERGY INC COM 25746U109 1,711 22,606 SH   SOLE   0 0 22,606
DUKE ENERGY CORP NEW COM NEW 26441C204 357 3,439 SH   SOLE   0 0 3,439
EXXON MOBIL CORP COM 30231G102 539 9,626 SH   SOLE   0 0 9,626
FACEBOOK INC CL A 30303M102 233 683 SH   SOLE   98 0 585
GENERAL ELECTRIC CO COM 369604103 198 15,585 SH   SOLE   1,299 0 14,286
GRAINGER W W INC COM 384802104 271 589 SH   SOLE   0 0 589
HCA HEALTHCARE INC COM 40412C101 1,791 7,194 SH   SOLE   0 0 7,194
HOME DEPOT INC COM 437076102 1,291 3,968 SH   SOLE   0 0 3,968
HONEYWELL INTL INC COM 438516106 379 1,651 SH   SOLE   0 0 1,651
INTEL CORP COM 458140100 296 5,351 SH   SOLE   0 0 5,351
INTERNATIONAL BUSINESS MACHS COM 459200101 265 1,893 SH   SOLE   0 0 1,893
ISHARES TR SELECT DIVID ETF 464287168 26,158 229,132 SH   SOLE   2,412 0 226,720
ISHARES TR RUS 2000 VAL ETF 464287630 762 4,838 SH   SOLE   0 0 4,838
ISHARES TR CORE MSCI TOTAL 46432F834 60,524 846,961 SH   SOLE   0 0 846,961
ISHARES TR GRWT ALLOCAT ETF 464289867 1,925 34,548 SH   SOLE   0 0 34,548
ISHARES TR CONSER ALLOC ETF 464289883 425 10,664 SH   SOLE   0 0 10,664
ISHARES TR RUS 1000 VAL ETF 464287598 1,744 11,101 SH   SOLE   0 0 11,101
ISHARES TR AGGRES ALLOC ETF 464289859 1,370 19,583 SH   SOLE   0 0 19,583
ISHARES TR CORE S&P MCP ETF 464287507 5,237 19,860 SH   SOLE   207 0 19,653
ISHARES TR RUS 1000 GRW ETF 464287614 891 3,224 SH   SOLE   0 0 3,224
ISHARES TR CORE S&P500 ETF 464287200 29,781 68,781 SH   SOLE   0 0 68,781
ISHARES TR MODERT ALLOC ETF 464289875 1,224 27,205 SH   SOLE   0 0 27,205
ISHARES TR SHORT TREAS BD 464288679 210 1,898 SH   SOLE   0 0 1,898
JOHNSON & JOHNSON COM 478160104 835 4,957 SH   SOLE   0 0 4,957
JPMORGAN CHASE & CO COM 46625H100 479 3,196 SH   SOLE   0 0 3,196
LOWES COS INC COM 548661107 1,076 5,545 SH   SOLE   0 0 5,545
MAXIMUS INC COM 577933104 560 6,439 SH   SOLE   0 0 6,439
MCDONALDS CORP COM 580135101 513 2,191 SH   SOLE   0 0 2,191
MERCK & CO INC COM 58933Y105 412 5,408 SH   SOLE   0 0 5,408
MICROSOFT CORP COM 594918104 2,773 9,928 SH   SOLE   0 0 9,928
MONDELEZ INTL INC CL A 609207105 590 9,166 SH   SOLE   0 0 9,166
NASDAQ INC COM 631103108 486 2,688 SH   SOLE   0 0 2,688
NIKE INC CL B 654106103 326 2,042 SH   SOLE   0 0 2,042
NORFOLK SOUTHN CORP COM 655844108 937 3,649 SH   SOLE   0 0 3,649
NUVEEN MUN VALUE FD INC COM 670928100 131 11,400 SH   SOLE   0 0 11,400
PEPSICO INC COM 713448108 672 4,310 SH   SOLE   0 0 4,310
PFIZER INC COM 717081103 627 15,272 SH   SOLE   0 0 15,272
PHILIP MORRIS INTL INC COM 718172109 3,130 32,975 SH   SOLE   0 0 32,975
POLARIS INC COM 731068102 459 3,400 SH   SOLE   0 0 3,400
PROCTER AND GAMBLE CO COM 742718109 431 3,084 SH   SOLE   0 0 3,084
SOUTHERN CO COM 842587107 368 5,850 SH   SOLE   0 0 5,850
SPDR S&P 500 ETF TR TR UNIT 78462F103 946 2,195 SH   SOLE   0 0 2,195
TARGET CORP COM 87612E106 201 789 SH   SOLE   0 0 789
TJX COS INC NEW COM 872540109 220 3,315 SH   SOLE   0 0 3,315
TRUIST FINL CORP COM 89832Q109 460 8,505 SH   SOLE   0 0 8,505
UDR INC COM 902653104 315 5,814 SH   SOLE   0 0 5,814
UNION PAC CORP COM 907818108 251 1,164 SH   SOLE   0 0 1,164
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 71,385 867,170 SH   SOLE   6,837 0 860,333
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 6,542 75,441 SH   SOLE   0 0 75,441
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,694 46,641 SH   SOLE   0 0 46,641
VANGUARD INDEX FDS LARGE CAP ETF 922908637 40,285 199,389 SH   SOLE   1,150 0 198,239
VANGUARD INDEX FDS GROWTH ETF 922908736 404 1,389 SH   SOLE   0 0 1,389
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 646 6,107 SH   SOLE   0 0 6,107
VANGUARD INDEX FDS MID CAP ETF 922908629 9,007 38,314 SH   SOLE   419 0 37,895
VANGUARD INDEX FDS SML CP GRW ETF 922908595 484 1,724 SH   SOLE   0 0 1,724
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,484 6,813 SH   SOLE   0 0 6,813
VANGUARD INDEX FDS TOTAL STK MKT 922908769 142,169 637,470 SH   SOLE   6,141 0 631,329
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,764 4,453 SH   SOLE   0 0 4,453
VANGUARD INDEX FDS SM CP VAL ETF 922908611 48,208 288,035 SH   SOLE   3,073 0 284,962
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 267 4,601 SH   SOLE   0 0 4,601
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 99,607 1,611,765 SH   SOLE   11,003 0 1,600,762
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 13,781 263,947 SH   SOLE   1,700 0 262,247
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 636 4,053 SH   SOLE   0 0 4,053
VANGUARD STAR FDS VG TL INTL STK F 921909768 306 4,780 SH   SOLE   0 0 4,780
VANGUARD WORLD FD MEGA CAP INDEX 921910873 40,223 261,559 SH   SOLE   2,785 0 258,774
VERIZON COMMUNICATIONS INC COM 92343V104 424 7,625 SH   SOLE   0 0 7,625
WALMART INC COM 931142103 349 2,461 SH   SOLE   0 0 2,461
WELLS FARGO CO NEW COM 949746101 206 4,589 SH   SOLE   0 0 4,589
YUM BRANDS INC COM 988498101 232 1,993 SH   SOLE   0 0 1,993