The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aflac Inc. Com 001055102 90 1,700 SH   SOLE 0 1,700 0 0
Aflac Inc. Com 001055102 48 900 SH   DFND 0 900 0 0
AMC Entertainment Holdings Inc-CL A Com 00165C104 6 800 SH   DFND 0 800 0 0
AT&T Inc Com 00206R102 1,018 26,061 SH   SOLE 0 26,061 0 0
AT&T Inc Com 00206R102 193 4,943 SH   DFND 0 4,943 0 0
ATT Inc Preferred Pfd Stk 00206R508 53 2,000 SH   SOLE 0 2,000 0 0
Abbott Laboratories Com 002824100 3,244 37,344 SH   SOLE 0 37,344 0 0
Abbott Laboratories Com 002824100 1,069 12,306 SH   DFND 0 12,306 0 0
Abbvie Inc Com 00287Y109 2,384 26,924 SH   SOLE 0 26,924 0 0
Abbvie Inc Com 00287Y109 253 2,856 SH   DFND 0 2,856 0 0
Activision Blizzard Inc Com 00507V109 42 700 SH   DFND 0 700 0 0
Adobe Systems Inc. Com 00724F101 168 508 SH   SOLE 0 508 0 0
Air Products & Chemicals Inc Com 009158106 49 207 SH   SOLE 0 207 0 0
Albemarle Corp. Com 012653101 1,038 14,207 SH   SOLE 0 14,207 0 0
Albemarle Corp. Com 012653101 437 5,978 SH   DFND 0 5,978 0 0
Alibaba Group Holding Ltd Com 01609W102 190 895 SH   SOLE 0 895 0 0
Alibaba Group Holding Ltd Com 01609W102 64 300 SH   DFND 0 300 0 0
Alliance Resource Partners LP Com 01877R108 12 1,065 SH   DFND 0 1,065 0 0
Alliant Energy Corp Com 018802108 80 1,467 SH   SOLE 0 1,467 0 0
AllianceBernstein Holding LP Com 01881G106 59 1,952 SH   DFND 0 1,952 0 0
Allstate Corp Com 020002101 51 454 SH   SOLE 0 454 0 0
Allstate Corp Pfd Stk 020002838 78 3,000 SH   DFND 0 3,000 0 0
Alphabet Inc Cap Class C Com 02079K107 40 30 SH   SOLE 0 30 0 0
Alphabet Inc Cap Class A Com 02079K305 4,630 3,457 SH   SOLE 0 3,457 0 0
Alphabet Inc Cap Class A Com 02079K305 1,832 1,368 SH   DFND 0 1,368 0 0
Altria Group Inc Com 02209S103 330 6,604 SH   SOLE 0 6,604 0 0
Altria Group Inc Com 02209S103 279 5,600 SH   DFND 0 5,600 0 0
Amazon.com Inc. Com 023135106 381 206 SH   SOLE 0 206 0 0
Amazon.com Inc. Com 023135106 203 110 SH   DFND 0 110 0 0
America Movil Sa De Sv Sponsored ADR Com 02364W105 354 22,122 SH   SOLE 0 22,122 0 0
American Electric Power Co Com 025537101 144 1,524 SH   SOLE 0 1,524 0 0
American Express Co Com 025816109 41 332 SH   SOLE 0 332 0 0
American Tower Corp Cl A Com 03027X100 80 350 SH   DFND 0 350 0 0
American Water Works Co Com 030420103 123 1,000 SH   DFND 0 1,000 0 0
Amgen Inc Com 031162100 69 286 SH   SOLE 0 286 0 0
Analog Devices, Inc. Com 032654105 9 74 SH   SOLE 0 74 0 0
Anglo American PLC ADR Com 03485P300 39 2,700 SH   DFND 0 2,700 0 0
Annaly Mtg Mgmt Inc Com 035710409 46 4,894 SH   DFND 0 4,894 0 0
Anthem Inc Com 036752103 53 177 SH   SOLE 0 177 0 0
Apple Computer Inc Com 037833100 8,707 29,652 SH   SOLE 0 29,652 0 0
Apple Computer Inc Com 037833100 2,325 7,917 SH   DFND 0 7,917 0 0
Applied Materials Inc Com 038222105 7 108 SH   SOLE 0 108 0 0
Astrazeneca PLC Sponsored ADR UK Com 046353108 10 200 SH   SOLE 0 200 0 0
Atmos Energy Corp Com 049560105 24 213 SH   SOLE 0 213 0 0
Automatic Data Processing Inc Com 053015103 101 592 SH   SOLE 0 592 0 0
Avalonbay Communities Inc Com 053484101 29 140 SH   SOLE 0 140 0 0
BP Amoco PLC Sponsored ADR Com 055622104 187 4,946 SH   SOLE 0 4,946 0 0
Bank America Corp Com 060505104 2,417 68,613 SH   SOLE 0 68,613 0 0
Bank America Corp Com 060505104 838 23,804 SH   DFND 0 23,804 0 0
Bank of Americal Corp Prfd Pfd Stk 06055H202 52 2,000 SH   SOLE 0 2,000 0 0
Barrick Gold Corp Com 067901108 6 300 SH   SOLE 0 300 0 0
Baxter Intl Inc Com 071813109 134 1,600 SH   SOLE 0 1,600 0 0
Becton Dickinson & Co Com 075887109 5 17 SH   SOLE 0 17 0 0
Berkshire Hathaway Inc Class B Com 084670702 101 447 SH   SOLE 0 447 0 0
Berkshire Hathaway Inc Class B Com 084670702 91 400 SH   DFND 0 400 0 0
Biotricity Inc Com 09074H104 3 5,000 SH   DFND 0 5,000 0 0
Blackrock Inc Com 09247X101 4,999 9,945 SH   SOLE 0 9,945 0 0
Blackrock Inc Com 09247X101 1,194 2,376 SH   DFND 0 2,376 0 0
Blackrock Taxable Municipal Bond Trust Com 09248X100 107 4,395 SH   DFND 0 4,395 0 0
Blackrock Total Return Fd Com 09252M743 137 11,503 SH   SOLE 0 11,503 0 0
Boeing Co Com 097023105 2,709 8,316 SH   SOLE 0 8,316 0 0
Boeing Co Com 097023105 298 916 SH   DFND 0 916 0 0
Boston Scientific Corp Com 101137107 33 722 SH   SOLE 0 722 0 0
Bristol Myers Squibb Co Com 110122108 270 4,209 SH   SOLE 0 4,209 0 0
Bristol Myers Squibb Co Com 110122108 142 2,205 SH   DFND 0 2,205 0 0
Bristol Myers Squibb Co Cont Value Rights Com 110122157 1 492 SH   SOLE 0 492 0 0
British Amern Tob Plc ADR Com 110448107 45 1,052 SH   DFND 0 1,052 0 0
Broadcom Inc Com 11135F101 2,220 7,024 SH   SOLE 0 7,024 0 0
Broadcom Inc Com 11135F101 838 2,651 SH   DFND 0 2,651 0 0
CF Inds Hldgs. Com 125269100 31 650 SH   SOLE 0 650 0 0
CF Inds Hldgs. Com 125269100 1 25 SH   DFND 0 25 0 0
Cigna Corp Com 125523100 25 120 SH   SOLE 0 120 0 0
CSW Industrials Inc Com 126402106 35 460 SH   SOLE 0 460 0 0
CSX Corp. Com 126408103 179 2,475 SH   SOLE 0 2,475 0 0
CVS Health Corp Com 126650100 4 52 SH   SOLE 0 52 0 0
Carnival Corp Com Paired Com 143658300 5 100 SH   SOLE 0 100 0 0
Caterpillar Inc Com 149123101 503 3,408 SH   SOLE 0 3,408 0 0
Caterpillar Inc Com 149123101 150 1,014 SH   DFND 0 1,014 0 0
Century Link Inc Com 156700106 2 137 SH   SOLE 0 137 0 0
Charter Communications Inc CL A Com 16119P108 40 82 SH   SOLE 0 82 0 0
Charter Communications Inc CL A Com 16119P108 18 38 SH   DFND 0 38 0 0
Chemed Corp Com 16359R103 351 800 SH   SOLE 0 800 0 0
Cheniere Energy Com 16411R208 1,692 27,699 SH   SOLE 0 27,699 0 0
Cheniere Energy Com 16411R208 742 12,142 SH   DFND 0 12,142 0 0
Chevron Corp Com 166764100 1,877 15,575 SH   SOLE 0 15,575 0 0
Chevron Corp Com 166764100 799 6,630 SH   DFND 0 6,630 0 0
Cisco Systems Inc Com 17275R102 3,242 67,590 SH   SOLE 0 67,590 0 0
Cisco Systems Inc Com 17275R102 513 10,702 SH   DFND 0 10,702 0 0
Citigroup Inc New Com 172967424 97 1,208 SH   SOLE 0 1,208 0 0
Clorox Co Com 189054109 18 119 SH   SOLE 0 119 0 0
Coca Cola Co Com 191216100 81 1,471 SH   SOLE 0 1,471 0 0
Coca Cola Co Com 191216100 142 2,562 SH   DFND 0 2,562 0 0
Cognex Corp Com 192422103 3 56 SH   SOLE 0 56 0 0
Cohen & Steers Infrastructure Fund Com 19248A109 20 755 SH   SOLE 0 755 0 0
Colgate-Palmolive Co Com 194162103 101 1,474 SH   SOLE 0 1,474 0 0
Columbia Property Trust Inc Com 198287203 26 1,250 SH   SOLE 0 1,250 0 0
Comcast Corp New Class A Com 20030N101 1,811 40,275 SH   SOLE 0 40,275 0 0
Comcast Corp New Class A Com 20030N101 154 3,425 SH   DFND 0 3,425 0 0
Comerica Inc Common Stock Com 200340107 342 4,770 SH   SOLE 0 4,770 0 0
Conagra Brands Inc Com 205887102 15 450 SH   SOLE 0 450 0 0
Conocophillips Com Com 20825C104 3 50 SH   SOLE 0 50 0 0
Consolidated Edison Inc. Com 209115104 33 370 SH   SOLE 0 370 0 0
Constellation Brands Inc Com 21036P108 1,542 8,128 SH   SOLE 0 8,128 0 0
Constellation Brands Inc Com 21036P108 767 4,043 SH   DFND 0 4,043 0 0
Corteva Inc Com 22052L104 12 413 SH   DFND 0 413 0 0
Costco Wholesale Corp Com 22160K105 179 608 SH   SOLE 0 608 0 0
CrossAmerica Partners LC Com 22758A105 25 1,374 SH   DFND 0 1,374 0 0
Cummins Inc. Com 231021106 2,209 12,342 SH   SOLE 0 12,342 0 0
Cummins Inc. Com 231021106 306 1,708 SH   DFND 0 1,708 0 0
Danaher Corp Com 235851102 2,388 15,559 SH   SOLE 0 15,559 0 0
Danaher Corp Com 235851102 865 5,636 SH   DFND 0 5,636 0 0
Deere & Co Com 244199105 61 350 SH   SOLE 0 350 0 0
Deere & Co Com 244199105 36 210 SH   DFND 0 210 0 0
Dell Technologies Inc Com 24703L202 3 51 SH   SOLE 0 51 0 0
Delta Air Lines Inc Com 247361702 29 500 SH   SOLE 0 500 0 0
Diageo PLC ADR Com 25243Q205 34 200 SH   DFND 0 200 0 0
Digital Rlty Tr Inc Prrd Pfd Stk 253868822 155 6,000 SH   SOLE 0 6,000 0 0
Digital Rlty Tr Inc Prrd Pfd Stk 253868822 52 2,000 SH   DFND 0 2,000 0 0
Disney Common Stock Com 254687106 2,995 20,707 SH   SOLE 0 20,707 0 0
Disney Common Stock Com 254687106 1,186 8,198 SH   DFND 0 8,198 0 0
Dominion Resources Inc New Com 25746U109 12 141 SH   SOLE 0 141 0 0
Dominion Resources Inc New Com 25746U109 41 500 SH   DFND 0 500 0 0
Dow Inc Com 260557103 33 598 SH   SOLE 0 598 0 0
Dow Inc Com 260557103 40 733 SH   DFND 0 733 0 0
Duke Energy Corp New Com 26441C204 78 851 SH   SOLE 0 851 0 0
Duke Energy Corp New Com 26441C204 197 2,156 SH   DFND 0 2,156 0 0
Dupont De Nemours Inc Com 26614N102 12 180 SH   DFND 0 180 0 0
Electronic Arts Com 285512109 14 132 SH   SOLE 0 132 0 0
Emerson Electric Corp Com 291011104 53 700 SH   SOLE 0 700 0 0
Enbridge Inc Com 29250N105 2,203 55,387 SH   SOLE 0 55,387 0 0
Enbridge Inc Com 29250N105 297 7,472 SH   DFND 0 7,472 0 0
Energy Transfer LP Com 29273V100 25 1,920 SH   SOLE 0 1,920 0 0
Entergy Corp Com 29364G103 60 502 SH   SOLE 0 502 0 0
Entergy Corp Com 29364G103 60 500 SH   DFND 0 500 0 0
Enterprise Prods Partners L P Com 293792107 114 4,050 SH   SOLE 0 4,050 0 0
Exelon Corp Com 30161N101 157 3,454 SH   SOLE 0 3,454 0 0
Exxon Mobil Corp Com 30231G102 172 2,470 SH   SOLE 0 2,470 0 0
Exxon Mobil Corp Com 30231G102 178 2,551 SH   DFND 0 2,551 0 0
Facebook Inc Com 30303M102 53 256 SH   SOLE 0 256 0 0
Fastenal Co Com 311900104 22 600 SH   DFND 0 600 0 0
Fidelity Natl Information Svcs Com 31620M106 6 42 SH   SOLE 0 42 0 0
Fifth Third Bancorp Com 316773100 675 21,959 SH   SOLE 0 21,959 0 0
Fifth Third Bancorp Com 316773100 72 2,338 SH   DFND 0 2,338 0 0
First Quantum Minerals Ltd. Com 335934105 3 250 SH   SOLE 0 250 0 0
Fiserv Inc Com 337738108 2,336 20,205 SH   SOLE 0 20,205 0 0
Fiserv Inc Com 337738108 947 8,186 SH   DFND 0 8,186 0 0
Frontier Communications Corp New Com 35906A306 0 78 SH   SOLE 0 78 0 0
General Dynamics Corp Com 369550108 18 100 SH   SOLE 0 100 0 0
General Dynamics Corp Com 369550108 53 300 SH   DFND 0 300 0 0
General Electric Co Com 369604103 206 18,489 SH   DFND 0 18,489 0 0
General Mills Inc Com 370334104 86 1,600 SH   SOLE 0 1,600 0 0
General Mills Inc Com 370334104 8 150 SH   DFND 0 150 0 0
Geron Corp Com 374163103 8 6,220 SH   DFND 0 6,220 0 0
Gilead Sciences Inc Com 375558103 32 500 SH   DFND 0 500 0 0
Glaxosmithkline PLC ADR Com 37733W105 35 750 SH   DFND 0 750 0 0
Glencore PLC ADR Com 37827X100 104 16,605 SH   DFND 0 16,605 0 0
Global X S&P 500 Covered Call ETF Com 37954Y475 33 658 SH   SOLE 0 658 0 0
Goldman Sachs Group Inc Com 38141G104 35 151 SH   DFND 0 151 0 0
Hanesbrands Inc. Com 410345102 30 2,000 SH   DFND 0 2,000 0 0
Hasbro Inc. Com 418056107 1,653 15,651 SH   SOLE 0 15,651 0 0
Hasbro Inc. Com 418056107 166 1,575 SH   DFND 0 1,575 0 0
Health Ins. Innovations Inc Com 42225K106 72 3,741 SH   DFND 0 3,741 0 0
Heritage Crystal Clean Inc. Com 42726M106 11 347 SH   SOLE 0 347 0 0
Hershey Co. Com 427866108 29 200 SH   SOLE 0 200 0 0
Home Depot Inc Com 437076102 2,258 10,339 SH   SOLE 0 10,339 0 0
Home Depot Inc Com 437076102 289 1,324 SH   DFND 0 1,324 0 0
Honeywell Intl Inc Com 438516106 537 3,035 SH   SOLE 0 3,035 0 0
Host Hotels & Resorts Inc Com 44107P104 1,261 67,952 SH   SOLE 0 67,952 0 0
Host Hotels & Resorts Inc Com 44107P104 491 26,448 SH   DFND 0 26,448 0 0
Huya Inc ADR Com 44852D108 7 400 SH   SOLE 0 400 0 0
Icahn Enterprises LP Com 451100101 43 702 SH   DFND 0 702 0 0
Illumina Inc Com 452327109 5 16 SH   SOLE 0 16 0 0
Intel Corp Com 458140100 5,416 90,494 SH   SOLE 0 90,494 0 0
Intel Corp Com 458140100 1,973 32,962 SH   DFND 0 32,962 0 0
International Business Machines Corp Com 459200101 276 2,060 SH   SOLE 0 2,060 0 0
Invesco QQQ Trust Series 1 Com 46090E103 170 800 SH   SOLE 0 800 0 0
Intuitive Surgical Inc Com New Com 46120E602 106 180 SH   SOLE 0 180 0 0
Invesco Senior Loan ETF Com 46138G508 9,630 421,991 SH   SOLE 0 421,991 0 0
Invesco Senior Loan ETF Com 46138G508 2,967 129,999 SH   DFND 0 129,999 0 0
Iqvia Holdings Inc Com 46266C105 1,656 10,716 SH   SOLE 0 10,716 0 0
Iqvia Holdings Inc Com 46266C105 874 5,655 SH   DFND 0 5,655 0 0
IShares Gold Trust Com 464285105 22 1,550 SH   SOLE 0 1,550 0 0
Ishares Dow Jones Select Div. Index Fd. Com 464287168 181 1,712 SH   SOLE 0 1,712 0 0
Ishares TIPS Bond ETF Com 464287176 23 200 SH   SOLE 0 200 0 0
Ishares TIPS Bond ETF Com 464287176 10 85 SH   DFND 0 85 0 0
Ishares S & P 500 Index Fund Com 464287200 582 1,800 SH   SOLE 0 1,800 0 0
Ishares Core Total US Bond Com 464287226 21 190 SH   SOLE 0 190 0 0
Ishares Tr MSCI Emerging Markets Com 464287234 243 5,406 SH   SOLE 0 5,406 0 0
Ishares Iboxx Invt Grade Group Bd Fnd Com 464287242 54 420 SH   SOLE 0 420 0 0
Ishares MSCI Eafe Index Fd Com 464287465 1,468 21,137 SH   SOLE 0 21,137 0 0
Ishares Tr Russell Midcap Index Fund Com 464287499 464 7,780 SH   SOLE 0 7,780 0 0
Ishares Nasdaq Biotech ETF Com 464287556 6 51 SH   SOLE 0 51 0 0
Ishares Tr Cohen & Steers Realty Majors Com 464287564 24 206 SH   DFND 0 206 0 0
Ishares Tr Russell 1000 Growth Index Fund Com 464287614 70 400 SH   SOLE 0 400 0 0
Ishares Tr Russell 1000 Growth Index Fund Com 464287614 120 681 SH   DFND 0 681 0 0
Ishares Tr Russell 2000 Index Fd Com 464287655 588 3,547 SH   SOLE 0 3,547 0 0
Ishares Russell 3000 Index Com 464287689 19 100 SH   SOLE 0 100 0 0
Ishares S & P Midcap 400/Value Com 464287705 15 88 SH   DFND 0 88 0 0
Ishares DJ US Healthcare Com 464287762 24 109 SH   SOLE 0 109 0 0
Ishares S&P Smallcap 600 Index Fd Com 464287804 54 645 SH   SOLE 0 645 0 0
Ishares S&P Smallcap 600 Index Fd Com 464287804 19 222 SH   DFND 0 222 0 0
I Shares U.S. Basic Materials EFT Com 464287838 5 50 SH   SOLE 0 50 0 0
Ishares DJ Intl Select Div Com 464288448 102 3,035 SH   SOLE 0 3,035 0 0
IShares Core US REIT ETF Com 464288521 36 662 SH   SOLE 0 662 0 0
Ishares US Preferred Stock E Pfd Stk 464288687 38 1,000 SH   SOLE 0 1,000 0 0
Ishares US Preferred Stock E Pfd Stk 464288687 109 2,900 SH   DFND 0 2,900 0 0
Ishares Regional Bank Com 464288778 2,533 49,705 SH   SOLE 0 49,705 0 0
Ishares Regional Bank Com 464288778 971 19,045 SH   DFND 0 19,045 0 0
Ishares India 50 ETF Com 464289529 23 600 SH   DFND 0 600 0 0
Ishares Silver Tr Com 46428Q109 15 886 SH   SOLE 0 886 0 0
Ishares MSCI Japan ETF Com 46434G822 5 83 SH   DFND 0 83 0 0
J P Morgan Chase & Co Com 46625H100 7,024 50,387 SH   SOLE 0 50,387 0 0
J P Morgan Chase & Co Com 46625H100 2,290 16,425 SH   DFND 0 16,425 0 0
JP Morgan BetaBuilders Dev Asia ex-Japan ETF Com 46641Q688 62 2,399 SH   SOLE 0 2,399 0 0
JP Morgan Betabuilders Canada ETF Com 46641Q696 74 2,837 SH   SOLE 0 2,837 0 0
JP Morgan BetaBldrs Japan ETF Com 46641Q712 105 4,299 SH   SOLE 0 4,299 0 0
JP Morgan Betabldrs Europe ETF Com 46641Q720 230 9,000 SH   SOLE 0 9,000 0 0
Jacobs Engineering Group Inc Com 469814107 37 408 SH   SOLE 0 408 0 0
Johnson & Johnson Com 478160104 4,442 30,455 SH   SOLE 0 30,455 0 0
Johnson & Johnson Com 478160104 1,216 8,333 SH   DFND 0 8,333 0 0
J2 Global Inc Com 48123V102 6 65 SH   SOLE 0 65 0 0
JP Morgan Chase 6.15 Pfd Stk 48127V827 24 940 SH   DFND 0 940 0 0
KAR Auction Services Inc. Com 48238T109 1,683 77,226 SH   SOLE 0 77,226 0 0
KAR Auction Services Inc. Com 48238T109 218 10,012 SH   DFND 0 10,012 0 0
Keycorp New Com 493267108 71 3,506 SH   SOLE 0 3,506 0 0
Kimberly-Clark Corp Com 494368103 67 489 SH   SOLE 0 489 0 0
Kimberly-Clark Corp Com 494368103 17 125 SH   DFND 0 125 0 0
Kinder Morgan Inc Com 49456B101 47 2,200 SH   SOLE 0 2,200 0 0
Kirlkland Lake Gold Ltd Com 49741E100 44 1,000 SH   SOLE 0 1,000 0 0
Kohls Corp Com 500255104 1,897 37,233 SH   SOLE 0 37,233 0 0
Kohls Corp Com 500255104 220 4,319 SH   DFND 0 4,319 0 0
Kraft Heinz Co Com 500754106 6 196 SH   SOLE 0 196 0 0
Kraft Heinz Co Com 500754106 15 461 SH   DFND 0 461 0 0
Kraneshares CSI China ETF Com 500767306 7,904 162,362 SH   SOLE 0 162,362 0 0
Kraneshares CSI China ETF Com 500767306 1,776 36,485 SH   DFND 0 36,485 0 0
LKQ Corporation Com 501889208 1,991 55,765 SH   SOLE 0 55,765 0 0
LKQ Corporation Com 501889208 861 24,125 SH   DFND 0 24,125 0 0
Laboratory Corp of America Holdings Com 50540R409 17 100 SH   SOLE 0 100 0 0
Lamar Advertising Co. Com 512816109 1,558 17,452 SH   SOLE 0 17,452 0 0
Lamar Advertising Co. Com 512816109 209 2,340 SH   DFND 0 2,340 0 0
Lilly Eli & Co Com 532457108 944 7,180 SH   SOLE 0 7,180 0 0
Lilly Eli & Co Com 532457108 805 6,127 SH   DFND 0 6,127 0 0
Lockheed Martin Corp Com 539830109 280 719 SH   SOLE 0 719 0 0
Lowes Companies Inc Com 548661107 32 265 SH   SOLE 0 265 0 0
Lululemon Athletica Inc Com 550021109 85 365 SH   DFND 0 365 0 0
MGT Capital Investments Inc. Com 55302P202 1 37,974 SH   DFND 0 37,974 0 0
Manitowoc Inc. Com 563571405 5 300 SH   SOLE 0 300 0 0
Marathon Oil Corp Com 565849106 14 1,000 SH   DFND 0 1,000 0 0
Marathon Pete Corp Com 56585A102 38 627 SH   SOLE 0 627 0 0
Marathon Pete Corp Com 56585A102 48 800 SH   DFND 0 800 0 0
Marriott International Class A Com 571903202 76 500 SH   SOLE 0 500 0 0
Masco Corp Com 574599106 48 1,000 SH   SOLE 0 1,000 0 0
Mastercard Inc. Com 57636Q104 3,818 12,786 SH   SOLE 0 12,786 0 0
Mastercard Inc. Com 57636Q104 1,763 5,904 SH   DFND 0 5,904 0 0
McDonalds Corp Com 580135101 644 3,258 SH   SOLE 0 3,258 0 0
McDonalds Corp Com 580135101 244 1,236 SH   DFND 0 1,236 0 0
Merck & Co Inc Com 58933Y105 932 10,243 SH   SOLE 0 10,243 0 0
Merck & Co Inc Com 58933Y105 82 900 SH   DFND 0 900 0 0
Metlife Inc Com 59156R108 1,804 35,397 SH   SOLE 0 35,397 0 0
Metlife Inc Com 59156R108 724 14,195 SH   DFND 0 14,195 0 0
Microsoft Corp Com 594918104 8,755 55,516 SH   SOLE 0 55,516 0 0
Microsoft Corp Com 594918104 2,534 16,071 SH   DFND 0 16,071 0 0
Mondelez Intl Inc Com 609207105 233 4,224 SH   SOLE 0 4,224 0 0
Mondelez Intl Inc Com 609207105 153 2,785 SH   DFND 0 2,785 0 0
Morgan Stanley Com 617446448 42 821 SH   SOLE 0 821 0 0
Mowi ASA Sponsored ADR Com 624678108 5 200 SH   DFND 0 200 0 0
NCR Corp Common Stock Com 62886E108 7 200 SH   SOLE 0 200 0 0
National Grid PLC SP-ADR Com 636274409 78 1,237 SH   DFND 0 1,237 0 0
Nextera Energy Inc Com 65339F101 85 352 SH   SOLE 0 352 0 0
Nextera Energy Inc Com 65339F101 121 500 SH   DFND 0 500 0 0
Nisource Inc. Com 65473P105 13 449 SH   SOLE 0 449 0 0
Nokia Corp Sponsored ADR Com 654902204 0 14 SH   SOLE 0 14 0 0
Nordstrom Inc Com 655664100 12 300 SH   DFND 0 300 0 0
Norfolk Southern Corp Com 655844108 2,317 11,936 SH   SOLE 0 11,936 0 0
Norfolk Southern Corp Com 655844108 1,017 5,237 SH   DFND 0 5,237 0 0
Northern Trust Corp Com 665859104 16 150 SH   SOLE 0 150 0 0
Northrop Grumman Corp Com 666807102 31 90 SH   SOLE 0 90 0 0
Nvidia Corporation Com 67066G104 2,771 11,778 SH   SOLE 0 11,778 0 0
Nvidia Corporation Com 67066G104 982 4,174 SH   DFND 0 4,174 0 0
Nuveen Credit Stategies Income Fd Com 67073D102 9 1,200 SH   SOLE 0 1,200 0 0
Nuveen Build America Bond Fund Com 67074C103 24 1,093 SH   DFND 0 1,093 0 0
O Reilly Automotive Inc Com 67103H107 16 37 SH   SOLE 0 37 0 0
Occidental Petroleum Corp. Com 674599105 4 101 SH   SOLE 0 101 0 0
Odyssey Marine Exploration Inc Com 676118201 0 84 SH   SOLE 0 84 0 0
Omega Healthare Investors Com 681936100 8 200 SH   DFND 0 200 0 0
Oneok Inc Com 682680103 2,309 30,519 SH   SOLE 0 30,519 0 0
Oneok Inc Com 682680103 257 3,391 SH   DFND 0 3,391 0 0
Open Text Corp Com 683715106 6 135 SH   SOLE 0 135 0 0
Oracle Corp Com 68389X105 51 960 SH   SOLE 0 960 0 0
Oracle Corp Com 68389X105 265 5,000 SH   DFND 0 5,000 0 0
Paychex Inc Com 704326107 2,189 25,732 SH   SOLE 0 25,732 0 0
Paychex Inc Com 704326107 200 2,353 SH   DFND 0 2,353 0 0
Paypal Holdings Inc Com 70450Y103 2,723 25,174 SH   SOLE 0 25,174 0 0
Paypal Holdings Inc Com 70450Y103 936 8,652 SH   DFND 0 8,652 0 0
Pennantpark Investment Corp Com 708062104 11 1,702 SH   DFND 0 1,702 0 0
Pepsico Inc. Com 713448108 2,015 14,745 SH   SOLE 0 14,745 0 0
Pepsico Inc. Com 713448108 240 1,755 SH   DFND 0 1,755 0 0
Pfizer Inc Com 717081103 3,682 93,971 SH   SOLE 0 93,971 0 0
Pfizer Inc Com 717081103 904 23,083 SH   DFND 0 23,083 0 0
Philip Morris Intl Inc Com 718172109 383 4,504 SH   SOLE 0 4,504 0 0
Philip Morris Intl Inc Com 718172109 277 3,250 SH   DFND 0 3,250 0 0
Phillips 66 Com 718546104 28 250 SH   SOLE 0 250 0 0
Pioneer Natural Resources Co Com 723787107 12 81 SH   SOLE 0 81 0 0
Pitney Bowes Inc. Com 724479100 13 3,342 SH   DFND 0 3,342 0 0
T Rowe Price Group Inc Com 74144T108 28 232 SH   SOLE 0 232 0 0
Principal Financial Group Inc Com 74251V102 1,836 33,386 SH   SOLE 0 33,386 0 0
Principal Financial Group Inc Com 74251V102 240 4,361 SH   DFND 0 4,361 0 0
Procter & Gamble Co Com 742718109 3,051 24,431 SH   SOLE 0 24,431 0 0
Procter & Gamble Co Com 742718109 584 4,679 SH   DFND 0 4,679 0 0
Public Service Enterprise Group Inc Com 744573106 2,768 46,880 SH   SOLE 0 46,880 0 0
Public Service Enterprise Group Inc Com 744573106 289 4,898 SH   DFND 0 4,898 0 0
Public Storage Pfd Pfd Stk 74460W628 26 1,000 SH   SOLE 0 1,000 0 0
Public Storage Pfd Pfd Stk 74460W628 334 13,000 SH   DFND 0 13,000 0 0
Pulte Homes, Inc Com 745867101 2,062 53,149 SH   SOLE 0 53,149 0 0
Pulte Homes, Inc Com 745867101 978 25,217 SH   DFND 0 25,217 0 0
Qualcomm Inc Com 747525103 2,757 31,253 SH   SOLE 0 31,253 0 0
Qualcomm Inc Com 747525103 361 4,086 SH   DFND 0 4,086 0 0
Quantum Fuel Sys Tech Worldwde Com 74765E307 0 50 SH   SOLE 0 50 0 0
Quest Diagnostics Inc Com 74834L100 53 500 SH   SOLE 0 500 0 0
Raytheon Co New Com 755111507 198 900 SH   SOLE 0 900 0 0
Regeneron Pharmaceuticals Inc Com 75886F107 52 139 SH   DFND 0 139 0 0
Resideo Technologies Inc Com 76118Y104 5 451 SH   SOLE 0 451 0 0
Roper Industries Inc Com 776696106 2,221 6,269 SH   SOLE 0 6,269 0 0
Roper Industries Inc Com 776696106 1,177 3,323 SH   DFND 0 3,323 0 0
Ross Stores Inc Com 778296103 12 106 SH   SOLE 0 106 0 0
Royal Dutch Shell Com 780259107 115 1,919 SH   DFND 0 1,919 0 0
Royal Dutch Shell PLC Sponsored ADR Com 780259206 84 1,425 SH   SOLE 0 1,425 0 0
S & P Index Spider Com 78462F103 6,127 19,037 SH   SOLE 0 19,037 0 0
S & P Index Spider Com 78462F103 1,621 5,037 SH   DFND 0 5,037 0 0
Spider Gold Tr Com 78463V107 88 617 SH   SOLE 0 617 0 0
Spider Gold Tr Com 78463V107 42 292 SH   DFND 0 292 0 0
SPDR Portfolio Emerging Mkt Com 78463X509 5,010 133,278 SH   SOLE 0 133,278 0 0
SPDR Portfolio Emerging Mkt Com 78463X509 1,606 42,719 SH   DFND 0 42,719 0 0
Spdr S&P Global Infrastructure Com 78463X855 17 310 SH   SOLE 0 310 0 0
SPDR Portfolio World Com 78463X889 365 11,640 SH   SOLE 0 11,640 0 0
SPDR Portfolio World Com 78463X889 370 11,814 SH   DFND 0 11,814 0 0
SPDR Bloomberg Barclays Cons Sec ETF Com 78464A359 55 993 SH   DFND 0 993 0 0
SPDR Portfolio Intermediate Corp Bond ETF Com 78464A375 13,898 393,591 SH   SOLE 0 393,591 0 0
SPDR Portfolio Intermediate Corp Bond ETF Com 78464A375 994 28,159 SH   DFND 0 28,159 0 0
Spdr Blmbrg Barclay Emerg Mkt Local Bnd ETF Com 78464A391 14 512 SH   SOLE 0 512 0 0
SPDR Portfolio S&P 500 Grwth Com 78464A409 82 1,961 SH   SOLE 0 1,961 0 0
SPDR Portfolio S&P 500 Value Com 78464A508 155 4,432 SH   SOLE 0 4,432 0 0
Spdr Portfolio Ggregate Bond ETF Com 78464A649 18 629 SH   SOLE 0 629 0 0
Spdr Portfolio Mid Cap ETF Com 78464A847 53 1,460 SH   SOLE 0 1,460 0 0
SPDR S&P Biotech ETF Com 78464A870 55 582 SH   SOLE 0 582 0 0
Spdr Doubleline Tr Tact ETF Com 78467V848 27 552 SH   SOLE 0 552 0 0
SPDR Dow Jones Indl Average Ser 1 Com 78467X109 442 1,549 SH   SOLE 0 1,549 0 0
SPDR S&P Midcap 400 Ser 1 Com 78467Y107 878 2,338 SH   SOLE 0 2,338 0 0
SPDR S&P Midcap 400 Ser 1 Com 78467Y107 9 25 SH   DFND 0 25 0 0
Spdr Portfolio Small Cap ETF Com 78468R853 53 1,624 SH   SOLE 0 1,624 0 0
Salesforce Com Inc. Com 79466L302 27 166 SH   SOLE 0 166 0 0
Schwab Strategic Tr US Reit ETF Com 808524847 32 705 SH   SOLE 0 705 0 0
SPDR Materials ETF Com 81369Y100 1,308 21,291 SH   SOLE 0 21,291 0 0
SPDR Materials ETF Com 81369Y100 432 7,026 SH   DFND 0 7,026 0 0
Sector Spdr Healthcare Com 81369Y209 33 325 SH   SOLE 0 325 0 0
SPDR Discrectionary ETF Com 81369Y407 3,223 25,695 SH   SOLE 0 25,695 0 0
SPDR Discrectionary ETF Com 81369Y407 1,213 9,671 SH   DFND 0 9,671 0 0
Financial Select Sector SPDR Com 81369Y605 9 299 SH   SOLE 0 299 0 0
Industrial Select Sector Spdr Com 81369Y704 11 140 SH   SOLE 0 140 0 0
Select Sector Spdr Tr Utils Com 81369Y886 161 2,486 SH   SOLE 0 2,486 0 0
Select Sector Spdr Tr Utils Com 81369Y886 144 2,234 SH   DFND 0 2,234 0 0
Shopify Inc Com 82509L107 60 150 SH   DFND 0 150 0 0
Simon Property Group Inc Com 828806109 30 202 SH   DFND 0 202 0 0
Smith & Nephew PLC Com 83175M205 12 250 SH   DFND 0 250 0 0
Smucker J M Co Com 832696405 31 300 SH   SOLE 0 300 0 0
Snap-On Inc. Com 833034101 34 200 SH   DFND 0 200 0 0
Southern Co. Com 842587107 92 1,443 SH   SOLE 0 1,443 0 0
Southern Co. Com 842587107 201 3,150 SH   DFND 0 3,150 0 0
Southwest Airlines Co Com 844741108 1,441 26,690 SH   SOLE 0 26,690 0 0
Southwest Airlines Co Com 844741108 564 10,445 SH   DFND 0 10,445 0 0
Sprott Physical Gold & Silver Trust Com 85208R101 22 1,500 SH   SOLE 0 1,500 0 0
Stanley Black & Decker Inc Com 854502101 2,547 15,370 SH   SOLE 0 15,370 0 0
Stanley Black & Decker Inc Com 854502101 872 5,263 SH   DFND 0 5,263 0 0
Starbucks Corp Com 855244109 2,143 24,372 SH   SOLE 0 24,372 0 0
Starbucks Corp Com 855244109 244 2,777 SH   DFND 0 2,777 0 0
State Street Corp Com 857477103 32 400 SH   SOLE 0 400 0 0
Store Capital Corp Com 862121100 27 729 SH   SOLE 0 729 0 0
Stryker Corp Com 863667101 21 100 SH   DFND 0 100 0 0
Summit Hotel Properties Inc. Com 866082100 73 5,886 SH   SOLE 0 5,886 0 0
Sysco Corporation Com 871829107 1,220 14,266 SH   SOLE 0 14,266 0 0
Sysco Corporation Com 871829107 593 6,936 SH   DFND 0 6,936 0 0
Target Corp Com 87612E106 32 251 SH   SOLE 0 251 0 0
Target Corp Com 87612E106 117 912 SH   DFND 0 912 0 0
Tencent Hldgs Ltd-UNS ADR Com 88032Q109 10 207 SH   SOLE 0 207 0 0
Texas Instruments Inc Com 882508104 56 435 SH   SOLE 0 435 0 0
Thermo Fisher Scientific Inc. Com 883556102 2,162 6,655 SH   SOLE 0 6,655 0 0
Thermo Fisher Scientific Inc. Com 883556102 675 2,079 SH   DFND 0 2,079 0 0
Thomson Reuters Corp Com 884903709 29 408 SH   SOLE 0 408 0 0
3m Co Com 88579Y101 98 553 SH   SOLE 0 553 0 0
3m Co Com 88579Y101 131 745 SH   DFND 0 745 0 0
Total SA ADR Com 89151E109 4 76 SH   SOLE 0 76 0 0
Total SA ADR Com 89151E109 37 665 SH   DFND 0 665 0 0
Travelers Cos Inc Com 89417E109 27 200 SH   SOLE 0 200 0 0
Truist Finl Corp Com 89832Q109 2,130 37,826 SH   SOLE 0 37,826 0 0
Truist Finl Corp Com 89832Q109 325 5,776 SH   DFND 0 5,776 0 0
Tyson Foods Inc Class A Com 902494103 5,168 56,761 SH   SOLE 0 56,761 0 0
Tyson Foods Inc Class A Com 902494103 1,453 15,964 SH   DFND 0 15,964 0 0
US Bancorp Del Com New Com 902973304 56 949 SH   SOLE 0 949 0 0
US Bancorp Del Com New Com 902973304 4,015 67,720 SH   DFND 0 67,720 0 0
Ulta Salon Cosmetics & Fragrance Inc Com 90384S303 1,658 6,548 SH   SOLE 0 6,548 0 0
Ulta Salon Cosmetics & Fragrance Inc Com 90384S303 683 2,698 SH   DFND 0 2,698 0 0
Unilever Plc Sponsored ADR Com 904767704 1,736 30,363 SH   SOLE 0 30,363 0 0
Unilever Plc Sponsored ADR Com 904767704 264 4,610 SH   DFND 0 4,610 0 0
Unilever New York ADR Com 904784709 29 500 SH   SOLE 0 500 0 0
Unilever New York ADR Com 904784709 17 298 SH   DFND 0 298 0 0
Union Pacific Corp Com 907818108 145 804 SH   SOLE 0 804 0 0
Union Pacific Corp Com 907818108 145 800 SH   DFND 0 800 0 0
United Continental Holdings Inc Com 910047109 67 765 SH   SOLE 0 765 0 0
United Parcel Service Inc Class B Com 911312106 42 355 SH   SOLE 0 355 0 0
United Parcel Service Inc Class B Com 911312106 26 225 SH   DFND 0 225 0 0
United Technologies Corp Com 913017109 1,964 13,111 SH   SOLE 0 13,111 0 0
United Technologies Corp Com 913017109 943 6,294 SH   DFND 0 6,294 0 0
Unitedhealth Group Inc Com 91324P102 50 170 SH   SOLE 0 170 0 0
Universal Health Services Inc CL B Com 913903100 7 49 SH   SOLE 0 49 0 0
Valero Energy Corp Com 91913Y100 4,646 49,615 SH   SOLE 0 49,615 0 0
Valero Energy Corp Com 91913Y100 1,029 10,984 SH   DFND 0 10,984 0 0
Vaneck Vectors Morningstar Wide MOAT ETF Com 92189F643 614 11,202 SH   SOLE 0 11,202 0 0
Vanguard Dividend Appreciation ETF Com 921908844 336 2,695 SH   SOLE 0 2,695 0 0
Vanguard Dividend Appreciation ETF Com 921908844 216 1,729 SH   DFND 0 1,729 0 0
Vanguard FTSE Deloped ETF Com 921943858 22 509 SH   SOLE 0 509 0 0
Vanguard High Dividend Yield Com 921946406 1,688 18,012 SH   SOLE 0 18,012 0 0
Vanguard High Dividend Yield Com 921946406 471 5,028 SH   DFND 0 5,028 0 0
Vanguard FTSE All-World ETF Com 922042775 28 527 SH   DFND 0 527 0 0
Vanguard MSCI Emerging Markets ETF Com 922042858 47 1,059 SH   SOLE 0 1,059 0 0
Vanguard REIT Com 922908553 1,430 15,410 SH   SOLE 0 15,410 0 0
Vanguard REIT Com 922908553 533 5,748 SH   DFND 0 5,748 0 0
Vanguard Mid-Cap ETF Com 922908629 15 86 SH   SOLE 0 86 0 0
Vanguard Value ETF Com 922908744 209 1,745 SH   SOLE 0 1,745 0 0
Vanguard Small Cap ETF Com 922908751 504 3,045 SH   SOLE 0 3,045 0 0
Verizon Communications Com 92343V104 4,226 68,820 SH   SOLE 0 68,820 0 0
Verizon Communications Com 92343V104 1,021 16,633 SH   DFND 0 16,633 0 0
Vermilion Energy Inc Com 923725105 16 971 SH   DFND 0 971 0 0
Vertex Pharmaceutials Inc. Com 92532F100 16 73 SH   SOLE 0 73 0 0
Visa Inc Com 92826C839 27 145 SH   SOLE 0 145 0 0
Vodafone Group PLC Com 92857W308 4 195 SH   DFND 0 195 0 0
WEC Energy Group Inc Com 92939U106 590 6,398 SH   SOLE 0 6,398 0 0
WEC Energy Group Inc Com 92939U106 55 600 SH   DFND 0 600 0 0
Wal-Mart Stores Inc Com 931142103 2,040 17,164 SH   SOLE 0 17,164 0 0
Wal-Mart Stores Inc Com 931142103 847 7,129 SH   DFND 0 7,129 0 0
Walgreens Boots Alliance Inc Com 931427108 42 718 SH   SOLE 0 718 0 0
Walgreens Boots Alliance Inc Com 931427108 6 100 SH   DFND 0 100 0 0
Waste Connections Inc. Com 94106B101 16 173 SH   SOLE 0 173 0 0
Waste Management New Com 94106L109 163 1,433 SH   SOLE 0 1,433 0 0
Waste Management New Com 94106L109 220 1,933 SH   DFND 0 1,933 0 0
Wells Fargo & Co New Com 949746101 20 377 SH   SOLE 0 377 0 0
Wells Fargo & Co New Com 949746101 32 600 SH   DFND 0 600 0 0
Wells Fargo Co Pfd Non-Cumlative Class A Pfd Stk 94988U714 26 1,000 SH   DFND 0 1,000 0 0
Welltower Inc Com 95040Q104 99 1,205 SH   SOLE 0 1,205 0 0
Welltower Inc Com 95040Q104 6 78 SH   DFND 0 78 0 0
Western Digital Corp Com 958102105 20 309 SH   DFND 0 309 0 0
Weyerhaeuser Company Com 962166104 2,181 72,203 SH   SOLE 0 72,203 0 0
Weyerhaeuser Company Com 962166104 615 20,362 SH   DFND 0 20,362 0 0
Williams Co Inc. Com 969457100 19 807 SH   DFND 0 807 0 0
Williams Sonoma Inc Com 969904101 6 82 SH   SOLE 0 82 0 0
Wintrust Financial Corp Com 97650W108 28 400 SH   SOLE 0 400 0 0
Woodward Governor Co Com 980745103 118 1,000 SH   SOLE 0 1,000 0 0
Xcel Energy Com 98389B100 253 3,979 SH   SOLE 0 3,979 0 0
Yum Brands Inc Com 988498101 23 228 SH   SOLE 0 228 0 0
Yum Brands Inc Com 988498101 15 150 SH   DFND 0 150 0 0
Yum China Holdings Inc Com 98850P109 6 120 SH   SOLE 0 120 0 0
Zimmer Biomet Holdings Inc Com 98956P102 77 517 SH   SOLE 0 517 0 0
Zions Bancorporation Com 989701107 2,486 47,889 SH   SOLE 0 47,889 0 0
Zions Bancorporation Com 989701107 273 5,261 SH   DFND 0 5,261 0 0
Allegion PLC Com G0176J109 65 519 SH   SOLE 0 519 0 0
Accenture PLC Com G1151C101 29 140 SH   SOLE 0 140 0 0
Eaton Corp PLC Com G29183103 3,014 31,819 SH   SOLE 0 31,819 0 0
Eaton Corp PLC Com G29183103 389 4,111 SH   DFND 0 4,111 0 0
Everest Re Group Ltd Com G3223R108 64 230 SH   SOLE 0 230 0 0
Ingersoll-Rand PLC Com G47791101 160 1,200 SH   SOLE 0 1,200 0 0
Johnson Controls International PLC Com G51502105 54 1,316 SH   SOLE 0 1,316 0 0
Linde PLC Com G5494J103 56 264 SH   SOLE 0 264 0 0
Medtronic Holdings LTD Com G5960L103 3,675 32,395 SH   SOLE 0 32,395 0 0
Medtronic Holdings LTD Com G5960L103 876 7,721 SH   DFND 0 7,721 0 0
Aptiv PLC Com G6095L109 1,933 20,352 SH   SOLE 0 20,352 0 0
Aptiv PLC Com G6095L109 1,084 11,414 SH   DFND 0 11,414 0 0
Seadrill Ltd Com G7998G106 0 6 SH   SOLE 0 6 0 0
Chubb LTD Com H1467J104 30 190 SH   SOLE 0 190 0 0
Chubb LTD Com H1467J104 28 180 SH   DFND 0 180 0 0
TE Connectivity Ltd Com H84989104 46 483 SH   SOLE 0 483 0 0
NPX Semiconductors NV Com N6596X109 27 212 SH   SOLE 0 212 0 0