The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 2,883 20,487 SH   SOLE   0 0 20,487
ABBVIE INC COM 00287Y109 4,505 33,274 SH   SOLE   10 0 33,264
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 484 4,075 SH   SOLE   0 0 4,075
ALPHABET INC CAP STK CL C 02079K107 819 283 SH   SOLE   0 0 283
ALPHABET INC CAP STK CL A 02079K305 200 69 SH   SOLE   0 0 69
AMAZON COM INC COM 023135106 1,014 304 SH   SOLE   0 0 304
AMERICAN AXLE & MFG HLDGS IN COM 024061103 218 23,400 SH   SOLE   0 0 23,400
APPLE INC COM 037833100 4,237 23,860 SH   SOLE   140 0 23,720
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 21,026 70,322 SH   SOLE   254 0 70,068
BK OF AMERICA CORP COM 060505104 214 4,817 SH   SOLE   240 0 4,577
BOEING CO COM 097023105 653 3,246 SH   SOLE   0 0 3,246
BOX INC CL A 10316T104 414 15,795 SH   SOLE   0 0 15,795
BROADCOM INC COM 11135F101 645 970 SH   SOLE   0 0 970
CARRIER GLOBAL CORPORATION COM 14448C104 273 5,039 SH   SOLE   0 0 5,039
CATERPILLAR INC COM 149123101 315 1,523 SH   SOLE   0 0 1,523
DEERE & CO COM 244199105 274 798 SH   SOLE   0 0 798
DISNEY WALT CO COM 254687106 597 3,857 SH   SOLE   0 0 3,857
DOCUSIGN INC COM 256163106 286 1,875 SH   SOLE   50 0 1,825
EXXON MOBIL CORP COM 30231G102 467 7,625 SH   SOLE   0 0 7,625
FORD MTR CO DEL COM 345370860 335 16,127 SH   SOLE   0 0 16,127
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 1,095 49,339 SH   SOLE   0 0 49,339
HOME DEPOT INC COM 437076102 1,366 3,292 SH   SOLE   0 0 3,292
INTERNATIONAL BUSINESS MACHS COM 459200101 409 3,058 SH   SOLE   0 0 3,058
INTUIT COM 461202103 302 469 SH   SOLE   0 0 469
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 827 5,080 SH   SOLE   0 0 5,080
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 461 5,068 SH   SOLE   0 0 5,068
INVESCO LTD SHS G491BT108 234 10,176 SH   SOLE   0 0 10,176
INVESCO QQQ TR UNIT SER 1 46090E103 10,419 26,188 SH   SOLE   0 0 26,188
ISHARES INC CORE MSCI EMKT 46434G103 220 3,672 SH   SOLE   0 0 3,672
ISHARES TR CORE S&P TTL STK 464287150 332 3,107 SH   SOLE   0 0 3,107
ISHARES TR CORE S&P500 ETF 464287200 19,347 40,562 SH   SOLE   182 0 40,380
ISHARES TR CORE S&P MCP ETF 464287507 2,919 10,312 SH   SOLE   22 0 10,290
ISHARES TR CORE S&P US VLU 464287663 1,314 17,208 SH   SOLE   0 0 17,208
ISHARES TR CORE S&P SCP ETF 464287804 5,927 51,756 SH   SOLE   83 0 51,672
ISHARES TR CORE HIGH DV ETF 46429B663 235 2,322 SH   SOLE   0 0 2,322
ISHARES TR CORE MSCI EAFE 46432F842 843 11,293 SH   SOLE   0 0 11,293
ISHARES TR CORE DIV GRWTH 46434V621 1,542 27,745 SH   SOLE   0 0 27,745
ISHARES TR MSCI EAFE ETF 464287465 1,115 14,177 SH   SOLE   0 0 14,177
ISHARES TR MSCI USA MIN VOL 46429B697 1,636 20,227 SH   SOLE   0 0 20,227
ISHARES TR MSCI USA QLT FCT 46432F339 266 1,827 SH   SOLE   0 0 1,827
ISHARES TR MSCI USA MMENTM 46432F396 229 1,257 SH   SOLE   0 0 1,257
ISHARES TR NATIONAL MUN ETF 464288414 410 3,524 SH   SOLE   0 0 3,524
ISHARES TR RUS MD CP GR ETF 464287481 1,914 16,615 SH   SOLE   0 0 16,615
ISHARES TR RUS MID CAP ETF 464287499 486 5,857 SH   SOLE   0 0 5,857
ISHARES TR RUSSELL 2000 ETF 464287655 437 1,965 SH   SOLE   0 0 1,965
ISHARES TR CORE S&P US GWT 464287671 40,547 350,633 SH   SOLE   1,418 0 349,215
ISHARES TR SELECT DIVID ETF 464287168 260 2,122 SH   SOLE   0 0 2,122
ISHARES TR U.S. TECH ETF 464287721 594 5,170 SH   SOLE   0 0 5,170
ISHARES TR US TREAS BD ETF 46429B267 19,291 723,043 SH   SOLE   2,662 0 720,381
JOHNSON & JOHNSON COM 478160104 543 3,173 SH   SOLE   0 0 3,173
JPMORGAN CHASE & CO COM 46625H100 1,038 6,556 SH   SOLE   0 0 6,556
LKQ CORP COM 501889208 241 4,018 SH   SOLE   0 0 4,018
LOWES COS INC COM 548661107 1,164 4,502 SH   SOLE   100 0 4,402
MASTERCARD INCORPORATED CL A 57636Q104 201 559 SH   SOLE   0 0 559
META MATERIALS INC COM 59134N104 99 40,302 SH   SOLE   6,181 0 34,121
META PLATFORMS INC CL A 30303M102 1,955 5,813 SH   SOLE   50 0 5,763
MICROSOFT CORP COM 594918104 2,164 6,433 SH   SOLE   100 0 6,333
NVIDIA CORPORATION COM 67066G104 255 868 SH   SOLE   0 0 868
PEPSICO INC COM 713448108 363 2,091 SH   SOLE   0 0 2,091
PHILLIPS 66 COM 718546104 357 4,927 SH   SOLE   0 0 4,927
PIMCO DYNAMIC INCOME FD SHS 72201Y101 1,211 46,739 SH   SOLE   0 0 46,739
PROCTER AND GAMBLE CO COM 742718109 2,721 16,632 SH   SOLE   0 0 16,632
QUALCOMM INC COM 747525103 1,357 7,422 SH   SOLE   0 0 7,422
REPUBLIC SVCS INC COM 760759100 258 1,852 SH   SOLE   0 0 1,852
SALESFORCE COM INC COM 79466L302 410 1,613 SH   SOLE   0 0 1,613
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 293 2,590 SH   SOLE   0 0 2,590
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 633 16,209 SH   SOLE   500 0 15,709
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 327 6,312 SH   SOLE   0 0 6,312
SMARTFINANCIAL INC COM NEW 83190L208 545 19,904 SH   SOLE   0 0 19,904
SPDR GOLD TR GOLD SHS 78463V107 298 1,741 SH   SOLE   0 0 1,741
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 39,647 1,086,802 SH   SOLE   4,466 0 1,082,337
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,956 6,223 SH   SOLE   0 0 6,223
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 878 1,695 SH   SOLE   0 0 1,695
SPDR SER TR PRTFLO S&P500 VL 78464A508 45,709 1,088,313 SH   SOLE   4,654 0 1,083,660
SPDR SER TR PORTFOLIO AGRGTE 78464A649 202 6,836 SH   SOLE   0 0 6,836
SPDR SER TR PORTFOLIO S&P500 78464A854 372 6,660 SH   SOLE   0 0 6,660
SPDR SER TR S&P 400 MDCP GRW 78464A821 284 3,483 SH   SOLE   0 0 3,483
SPDR SER TR S&P HOMEBUILD 78464A888 322 3,754 SH   SOLE   0 0 3,754
TESLA INC COM 88160R101 331 313 SH   SOLE   0 0 313
TWITTER INC COM 90184L102 372 8,602 SH   SOLE   0 0 8,602
VANGUARD INDEX FDS GROWTH ETF 922908736 393 1,225 SH   SOLE   0 0 1,225
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 273 625 SH   SOLE   0 0 625
VANGUARD INDEX FDS SMALL CP ETF 922908751 240 1,062 SH   SOLE   0 0 1,062
VANGUARD INDEX FDS TOTAL STK MKT 922908769 731 3,026 SH   SOLE   0 0 3,026
VANGUARD INDEX FDS VALUE ETF 922908744 214 1,456 SH   SOLE   0 0 1,456
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 33,325 194,033 SH   SOLE   769 0 193,264
VANGUARD WORLD FDS INF TECH ETF 92204A702 485 1,058 SH   SOLE   0 0 1,058
VIACOMCBS INC CL B 92556H206 363 12,019 SH   SOLE   0 0 12,019
VISA INC COM CL A 92826C839 541 2,499 SH   SOLE   0 0 2,499
WASTE MGMT INC DEL COM 94106L109 237 1,423 SH   SOLE   0 0 1,423
WISDOMTREE TR US SMALLCAP FUND 97717W562 272 5,301 SH   SOLE   0 0 5,301