The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC COM 023135106 218 67 SH   SOLE NONE 0 0 67
ANNALY CAPITAL MANAGEMENT INC COM COM 035710409 245 29,010 SH   SOLE NONE 0 0 29,010
APPLE INC COM USD0.00001 COM 037833100 748 5,639 SH   SOLE NONE 0 0 5,639
BERKSHIRE HATHAWAY INC CL B NEW 084670702 202 874 SH   SOLE NONE 0 0 874
BLACKSTONE MORTGAGE TRUST INC COM COM CL A 09257W100 265 9,639 SH   SOLE NONE 0 0 9,639
BROADCOM INC COM COM 11135F101 270 618 SH   SOLE NONE 0 0 618
DIREXION SHS ETF TR DLY DLY S&P500 BR 3X 25460E885 56 14,552 SH   SOLE NONE 0 0 14,552
DISNEY WALT CO COM COM 254687106 295 1,633 SH   SOLE NONE 0 0 1,633
GENERAL DYNAMICS CORP COM 369550108 271 1,823 SH   SOLE NONE 0 0 1,823
INVESCO EXCH TRADED FD TR II PFD ETF PFD ETF 46138E511 260 17,052 SH   SOLE NONE 0 0 17,052
ISHARES 0-5 YEAR TIPS BOND ETF 0-5 YR TIPS ETF 46429B747 603 5,780 SH   SOLE NONE 0 0 5,780
ISHARES CORE 1-5 YEAR USD BOND ETF CORE 1 5 YR USD 46432F859 2,746 53,181 SH   SOLE NONE 0 0 53,181
ISHARES CORE S&P SMALL-CAP E CORE S&P SCP ETF 464287804 9,417 102,478 SH   SOLE NONE 0 0 102,478
ISHARES CORE S&P TOTAL US STOCK MARKET ETF CORE S&P TTL STK 464287150 1,319 15,307 SH   SOLE NONE 0 0 15,307
ISHARES CORE S&P US VALUE ETF CORE S&P US VLU 464287663 1,569 25,241 SH   SOLE NONE 0 0 25,241
ISHARES CORE US AGGREGATE BOND ETF CORE US AGGBD ET 464287226 11,195 94,728 SH   SOLE NONE 0 0 94,728
ISHARES IBONDS DEC 2021 TERM CORPORATE ETF IBONDS DEC21 ETF 46434VBK5 2,513 100,897 SH   SOLE NONE 0 0 100,897
ISHARES IBONDS DEC 2021 TERM MUNI BOND ETF IBONDS DEC2021 46435G789 932 36,185 SH   SOLE NONE 0 0 36,185
ISHARES IBONDS DEC 2022 TERM CORPORATE ETF IBONDS DEC22 ETF 46434VBA7 2,711 106,037 SH   SOLE NONE 0 0 106,037
ISHARES IBONDS DEC 2022 TERM MUNI BOND ETF IBONDS DEC2022 46435G755 575 21,839 SH   SOLE NONE 0 0 21,839
ISHARES IBONDS DEC 2023 TERM CORPORATE ETF IBONDS DEC23 ETF 46434VAX8 2,201 83,808 SH   SOLE NONE 0 0 83,808
ISHARES IBOXX INVESTMENT GRADE CORPORATE BOND ETF IBOXX INV CP ETF 464287242 1,528 11,068 SH   SOLE NONE 0 0 11,068
ISHARES INC CORE MSCI EMERGING MKTS ETF CORE MSCI EMKT 46434G103 6,206 100,040 SH   SOLE NONE 0 0 100,040
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 2,216 30,375 SH   SOLE NONE 0 0 30,375
ISHARES NEW YORK MUNI BOND ETF NEW YORK MUN ETF 464288323 229 3,933 SH   SOLE NONE 0 0 3,933
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 555 4,060 SH   SOLE NONE 0 0 4,060
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 277 1,417 SH   SOLE NONE 0 0 1,417
ISHARES RUSSELL 2000 VALUE ETF RUS 2000 VAL ETF 464287630 570 4,327 SH   SOLE NONE 0 0 4,327
ISHARES RUSSELL MID-CAP VALUE ETF RUS MDCP VAL ETF 464287473 490 5,060 SH   SOLE NONE 0 0 5,060
ISHARES S&P 500 CORE S&P500 ETF 464287200 23,898 63,663 SH   SOLE NONE 0 0 63,663
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 10,952 171,618 SH   SOLE NONE 0 0 171,618
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 4,905 38,316 SH   SOLE NONE 0 0 38,316
ISHARES S&P MID-CAP 400 GROWTH ETF S&P MC 400GR ETF 464287606 4,350 60,242 SH   SOLE NONE 0 0 60,242
ISHARES S&P MIDCAP 400 INDEX FUND CORE S&P MCP ETF 464287507 8,020 34,896 SH   SOLE NONE 0 0 34,896
ISHARES S&P SMALLCAP 600 VALUE INDEX FUND SP SMCP600VL ETF 464287879 297 3,654 SH   SOLE NONE 0 0 3,654
ISHARES SELECT DIVIDEND ETF SELECT DIVID ETF 464287168 2,544 26,459 SH   SOLE NONE 0 0 26,459
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF SHRT NAT MUN ETF 464288158 744 6,885 SH   SOLE NONE 0 0 6,885
ISHARES TR BLACKROCK ULTRA BLACKROCK ULTRA 46434V878 1,078 21,354 SH   SOLE NONE 0 0 21,354
ISHARES TR CORE MSCI TOTAL CORE MSCI TOTAL 46432F834 2,404 35,783 SH   SOLE NONE 0 0 35,783
ISHARES TR EAFE GRWTH ETF EAFE GRWTH ETF 464288885 658 6,525 SH   SOLE NONE 0 0 6,525
ISHARES TR EAFE SML CP ETF EAFE SML CP ETF 464288273 4,098 59,959 SH   SOLE NONE 0 0 59,959
ISHARES TR FLTG RATE NT ETF FLTG RATE NT ETF 46429B655 1,583 31,225 SH   SOLE NONE 0 0 31,225
ISHARES TR IBONDS DEC2023 TERM MUNI BD ETF IBONDS DEC2023 46435G318 522 19,947 SH   SOLE NONE 0 0 19,947
ISHARES TR IBOXX HI YD ETF IBOXX HI YD ETF 464288513 355 4,067 SH   SOLE NONE 0 0 4,067
ISHARES TR INTL SEL DIV ETF INTL SEL DIV ETF 464288448 300 10,211 SH   SOLE NONE 0 0 10,211
ISHARES TR ISHS 1-5YR INVS ISHS 1-5YR INVS 464288646 1,197 21,698 SH   SOLE NONE 0 0 21,698
ISHARES TR MBS ETF MBS ETF 464288588 1,267 11,506 SH   SOLE NONE 0 0 11,506
ISHARES TR MSCI ACWI EX US MSCI ACWI EX US 464288240 420 7,928 SH   SOLE NONE 0 0 7,928
ISHARES TR MSCI EAFE MIN VL MSCI EAFE MIN VL 46429B689 712 9,699 SH   SOLE NONE 0 0 9,699
ISHARES TR PFD AND INCM SEC PFD AND INCM SEC 464288687 961 24,958 SH   SOLE NONE 0 0 24,958
ISHARES TR RUS 1000 GRW ETF RUS 1000 GRW ETF 464287614 1,227 5,091 SH   SOLE NONE 0 0 5,091
ISHARES TR RUS 2000 GRW ETF RUS 2000 GRW ETF 464287648 899 3,136 SH   SOLE NONE 0 0 3,136
ISHARES TR S&P SMALL CAP 600 GROWTH ETF S&P SML 600 GWT 464287887 3,808 33,353 SH   SOLE NONE 0 0 33,353
ISHARES TRUST 0-5YR HIGH YIELD CORP 0-5YR HI YL CP 46434V407 294 6,488 SH   SOLE NONE 0 0 6,488
ISHARES TRUST CORE DIVID GWTH CORE DIV GRWTH 46434V621 2,440 54,455 SH   SOLE NONE 0 0 54,455
ISHARES TRUST CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 9,220 133,452 SH   SOLE NONE 0 0 133,452
ISHARES TRUST MSCI EMG MKTS ETF USD DIS MSCI EMG MKT ETF 464287234 760 14,722 SH   SOLE NONE 0 0 14,722
ISHARES TRUST S & P MID CAPITAL S&P MC 400VL ETF 464287705 1,419 16,449 SH   SOLE NONE 0 0 16,449
ISHARES TRUST UNITED STATES TREASURY TIPS BD ETF 464287176 3,773 29,560 SH   SOLE NONE 0 0 29,560
ISHARES U S ETF TR BLACKROCK ST MAT BLACKROCK ST MAT 46431W507 235 4,701 SH   SOLE NONE 0 0 4,701
ISHARES U S REAL ESTATE ETF U.S. REAL ES ETF 464287739 3,163 36,930 SH   SOLE NONE 0 0 36,930
ISHARES U.S. HEALTHCARE ETF US HLTHCARE ETF 464287762 385 1,567 SH   SOLE NONE 0 0 1,567
JOHNSON &JOHNSON COM 478160104 269 1,711 SH   SOLE NONE 0 0 1,711
JPMORGAN CHASE & CO COM 46625H100 50,891 400,501 SH   SOLE NONE 0 0 400,501
LAM RESEARCH CORP COM 512807108 204 434 SH   SOLE NONE 0 0 434
MFA FINANCIAL INC COM 55272X102 206 53,113 SH   SOLE NONE 0 0 53,113
MICROSOFT CORP COM 594918104 680 3,061 SH   SOLE NONE 0 0 3,061
NETFLIX INC COM 64110L106 267 494 SH   SOLE NONE 0 0 494
PROCTER AND GAMBLE CO COM COM 742718109 567 4,077 SH   SOLE NONE 0 0 4,077
SELECT SECTOR SPDR TRUST AMEX FINANCIAL SELECT INDEX USD DIS SBI INT-FINL 81369Y605 387 13,133 SH   SOLE NONE 0 0 13,133
SELECT SECTOR SPDR TRUST TECHNOLOGY SELECT SECTOR USD DIS TECHNOLOGY 81369Y803 257 1,982 SH   SOLE NONE 0 0 1,982
SPDR S&P500 ETF TRUST TRUST UNIT DEPOSITARY RECEIPT TR UNIT 78462F103 3,395 9,080 SH   SOLE NONE 0 0 9,080
TPG RE FIN TR INC COM COM 87266M107 159 15,059 SH   SOLE NONE 0 0 15,059
VANGUARD CHARLOTTE TOTAL INTL BD INDEX FD ETF INTL BD IDX ETF 92203J407 3,877 66,228 SH   SOLE NONE 0 0 66,228
VANGUARD INTL EQUITY INDEX FDS FTSE SMCAP ETF FTSE SMCAP ETF 922042718 298 2,451 SH   SOLE NONE 0 0 2,451
VANGUARD MID-CAP VALUE INDEX FUND MCAP VL IDXVIP 922908512 672 5,657 SH   SOLE NONE 0 0 5,657
VANGUARD REAL ESTATE ETF REAL ESTATE ETF 922908553 597 7,033 SH   SOLE NONE 0 0 7,033
VANGUARD RUSSELL 2000 ETF VNG RUS2000IDX 92206C664 610 3,857 SH   SOLE NONE 0 0 3,857
VANGUARD SCOTTSDALE FDS INTER TERM TREAS INTER TERM TREAS 92206C706 491 7,083 SH   SOLE NONE 0 0 7,083
VANGUARD SCOTTSDALE FDS VANGUARD MTG-BACKED SECS IDX FD ETF MORTG-BACK SEC 92206C771 1,386 25,646 SH   SOLE NONE 0 0 25,646
VANGUARD SHORT TERM TREASURY ETF SHORT TERM TREAS 92206C102 254 4,139 SH   SOLE NONE 0 0 4,139
VANGUARD SMALL CAP VALUE ETF SM CP VAL ETF 922908611 1,152 8,101 SH   SOLE NONE 0 0 8,101
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 1,375 10,025 SH   SOLE NONE 0 0 10,025