The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD RUS 3000 ID ETF VNG RUS3000IDX 92206C599   4,427,788 17,047 SH   SOLE   17,047 0 0
ISHARES:RUSS 1000 ETF RUS 1000 ETF 464287622   168,031,611 521,578 SH   SOLE   521,578 0 0
ISHARES:RUSS 2000 ETF RUSSELL 2000 ETF 464287655   50,996,520 230,795 SH   SOLE   230,795 0 0
VANGUARD RUS 1000 ID ETF VNG RUS1000IDX 92206C730   180,054,498 675,069 SH   SOLE   675,069 0 0
VANGUARD RUS 2000 ID ETF VNG RUS2000IDX 92206C664   52,163,740 583,944 SH   SOLE   583,944 0 0
ISHARES:CORE MSCI EMMKTS CORE MSCI EMKT 46434G103   27,395,988 524,626 SH   SOLE   524,626 0 0
ISHARES:MSCI JAPAN MSCI JPN ETF NEW 46434G822   37,327,463 556,296 SH   SOLE   556,296 0 0
ISHARES:S&P GSCI CMDTY UNIT BEN INT 46428R107   4,203,417 193,083 SH   SOLE   193,083 0 0
SPDR PTF ST CORP BOND PORTFOLIO SHORT 78464A474   14,781,685 495,033 SH   SOLE   495,033 0 0
SCHWAB STR:US LG CAP ETF US LRG CAP ETF 808524201   21,810,178 940,905 SH   SOLE   940,905 0 0
SPDR S&P 500 TR UNIT 78462F103   8,351,640 14,250 SH   SOLE   14,250 0 0
VANGUARD 500 IDX ETF S&P 500 ETF SHS 922908363   9,568,188 17,758 SH   SOLE   17,758 0 0
ISHARES:CORE S&P 500 CORE S&P500 ETF 464287200   8,906,728 15,130 SH   SOLE   15,130 0 0
SCHWAB STR:INTL EQTY ETF INTL EQTY ETF 808524805   20,047,820 1,083,666 SH   SOLE   1,083,666 0 0
FT III:PFD SEC & INC PFD SECS INC ETF 33739E108   861,229 48,657 SH   SOLE   48,657 0 0
ISHARES:CORE US AGG BD CORE US AGGBD ET 464287226   3,958,171 40,848 SH   SOLE   40,848 0 0
ISHARES:RUSS 1000 GR RUS 1000 GRW ETF 464287614   2,927,607 7,290 SH   SOLE   7,290 0 0
VANGUARD RUS 2000 VI ETF VNG RUS2000VAL 92206C649   2,763,330 19,109 SH   SOLE   19,109 0 0
ISHARES:1-5 IG CORP BD ISHS 1-5YR INVS 464288646   1,029,192 19,907 SH   SOLE   19,907 0 0
VANGUARD ST CORP BD ETF SHRT TRM CORP BD 92206C409   1,045,256 13,399 SH   SOLE   13,399 0 0
PIMCO ETF:ENH SM ACT ETF ENHAN SHRT MA AC 72201R833   1,087,987 10,843 SH   SOLE   10,843 0 0
VANGUARD SH-TM B ETF SHORT TRM BOND 921937827   815,971 10,560 SH   SOLE   10,560 0 0
NS RCIM TA PR & INC SEC NORTH SQUARE RCI 301471108   5,012,600 200,000 SH   SOLE   200,000 0 0
APPLE ORD COM 037833100   2,985,257 11,921 SH   SOLE   11,921 0 0
ABBVIE ORD COM 00287Y109   4,835,217 27,210 SH   SOLE   27,210 0 0
ACCENTURE CL A ORD SHS CLASS A G1151C101   2,764,366 7,858 SH   SOLE   7,858 0 0
ANALOG DEVICES ORD COM 032654105   4,460,385 20,994 SH   SOLE   20,994 0 0
AMERIPRISE FINANCE ORD COM 03076C106   5,602,228 10,522 SH   SOLE   10,522 0 0
AIR PRODUCTS AND CHEMICALS ORD COM 009158106   1,283,717 4,426 SH   SOLE   4,426 0 0
BROADCOM ORD COM 11135F101   13,116,348 56,575 SH   SOLE   56,575 0 0
AMERICAN EXPRESS ORD COM 025816109   2,263,914 7,628 SH   SOLE   7,628 0 0
BLACKROCK ORD COM 09290D101   1,885,177 1,839 SH   SOLE   1,839 0 0
COSTCO WHOLESALE ORD COM 22160K105   4,059,992 4,431 SH   SOLE   4,431 0 0
CINTAS ORD COM 172908105   1,666,955 9,124 SH   SOLE   9,124 0 0
CHEVRON ORD COM 166764100   1,642,775 11,342 SH   SOLE   11,342 0 0
DIGITAL REALTY REIT ORD COM 253868103   866,434 4,886 SH   SOLE   4,886 0 0
EQUINIX REIT ORD COM 29444U700   1,836,750 1,948 SH   SOLE   1,948 0 0
EATON ORD SHS G29183103   7,405,015 22,313 SH   SOLE   22,313 0 0
FIDELITY NATIONAL INFORMATN SVCS ORD COM 31620M106   1,734,051 21,469 SH   SOLE   21,469 0 0
GENERAL DYNAMICS ORD COM 369550108   2,127,945 8,076 SH   SOLE   8,076 0 0
CORNING ORD COM 219350105   1,710,197 35,989 SH   SOLE   35,989 0 0
HOME DEPOT ORD COM 437076102   4,516,174 11,610 SH   SOLE   11,610 0 0
JPMORGAN CHASE ORD COM 46625H100   6,781,156 28,289 SH   SOLE   28,289 0 0
COCA-COLA ORD COM 191216100   297,229 4,774 SH   SOLE   4,774 0 0
ELI LILLY ORD COM 532457108   8,082,068 10,469 SH   SOLE   10,469 0 0
LOCKHEED MARTIN ORD COM 539830109   1,704,678 3,508 SH   SOLE   3,508 0 0
MARRIOTT INTERNATIONAL CL A ORD CL A 571903202   1,497,629 5,369 SH   SOLE   5,369 0 0
MCDONALD'S ORD COM 580135101   4,118,177 14,206 SH   SOLE   14,206 0 0
MONDELEZ INTERNATIONAL CL A ORD CL A 609207105   1,692,509 28,336 SH   SOLE   28,336 0 0
META PLATFORMS CL A ORD CL A 30303M102   4,860,319 8,301 SH   SOLE   8,301 0 0
MARSH & MCLENNAN ORD COM 571748102   3,721,636 17,521 SH   SOLE   17,521 0 0
MARATHON PETROLEUM ORD COM 56585A102   200,880 1,440 SH   SOLE   1,440 0 0
MERCK & CO ORD COM 58933Y105   3,093,430 31,096 SH   SOLE   31,096 0 0
MICROSOFT ORD COM 594918104   9,957,938 23,625 SH   SOLE   23,625 0 0
MOTOROLA SOLUTIONS ORD COM NEW 620076307   7,291,678 15,775 SH   SOLE   15,775 0 0
NEXTERA ENERGY ORD COM 65339F101   2,246,908 31,342 SH   SOLE   31,342 0 0
PAYCHEX ORD COM 704326107   3,125,504 22,290 SH   SOLE   22,290 0 0
PEPSICO ORD COM 713448108   1,633,581 10,743 SH   SOLE   10,743 0 0
PROCTER & GAMBLE ORD COM 742718109   3,294,323 19,650 SH   SOLE   19,650 0 0
PARKER HANNIFIN ORD COM 701094104   5,881,369 9,247 SH   SOLE   9,247 0 0
PNC FINANCIAL SERVICES GROUP ORD COM 693475105   2,335,992 12,113 SH   SOLE   12,113 0 0
PHILLIPS 66 ORD COM 718546104   1,321,132 11,596 SH   SOLE   11,596 0 0
QUALCOMM ORD COM 747525103   4,368,338 28,436 SH   SOLE   28,436 0 0
RTX ORD COM 75513E101   1,172,938 10,136 SH   SOLE   10,136 0 0
SOUTHERN ORD COM 842587107   3,695,921 44,897 SH   SOLE   44,897 0 0
SIMON PROP GRP REIT ORD COM 828806109   2,195,333 12,748 SH   SOLE   12,748 0 0
STRYKER ORD COM 863667101   2,499,467 6,942 SH   SOLE   6,942 0 0
TJX ORD COM 872540109   1,295,929 10,727 SH   SOLE   10,727 0 0
UNITEDHEALTH GRP ORD COM 91324P102   2,627,943 5,195 SH   SOLE   5,195 0 0
UNITED RENTAL ORD COM 911363109   1,731,514 2,458 SH   SOLE   2,458 0 0
VISA CL A ORD COM CL A 92826C839   2,279,913 7,214 SH   SOLE   7,214 0 0
VICI PPTYS ORD COM 925652109   921,137 31,535 SH   SOLE   31,535 0 0
VALERO ENERGY ORD COM 91913Y100   698,395 5,697 SH   SOLE   5,697 0 0
WEC ENERGY GROUP ORD COM 92939U106   1,786,102 18,993 SH   SOLE   18,993 0 0
WELLTOWER ORD COM 95040Q104   1,796,684 14,256 SH   SOLE   14,256 0 0
EXXON MOBIL ORD COM 30231G102   1,354,952 12,596 SH   SOLE   12,596 0 0