The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   362,005 3,575 SH   SOLE 0 0 0 3,575
ABBVIE INC COM 00287Y109   1,352,892 8,489 SH   SOLE 0 0 0 8,489
ABRDN ETFS BBRG ALL COMD K1 003261104   1,274,364 61,356 SH   SOLE 0 0 0 61,356
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   256,085 13,571 SH   SOLE 0 0 0 13,571
AIR PRODS & CHEMS INC COM 009158106   366,193 1,275 SH   SOLE 0 0 0 1,275
ALPHABET INC CAP STK CL A 02079K305   1,375,252 13,258 SH   SOLE 0 0 0 13,258
AMAZON COM INC COM 023135106   906,886 8,780 SH   SOLE 0 0 0 8,780
AMERICAN CENTY ETF TR US SML CP VALU 025072877   4,751,620 64,159 SH   SOLE 0 0 0 64,159
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   4,868,752 83,255 SH   SOLE 0 0 0 83,255
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   2,012,041 38,042 SH   SOLE 0 0 0 38,042
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   2,880,304 56,355 SH   SOLE 0 0 0 56,355
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   1,993,521 48,083 SH   SOLE 0 0 0 48,083
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   2,210,283 45,866 SH   SOLE 0 0 0 45,866
AMERICAN INTL GROUP INC COM NEW 026874784   221,685 4,402 SH   SOLE 0 0 0 4,402
AMERICAN TOWER CORP NEW COM 03027X100   218,439 1,069 SH   SOLE 0 0 0 1,069
APPLE INC COM 037833100   2,651,393 16,079 SH   SOLE 0 0 0 16,079
BANK AMERICA CORP COM 060505104   213,858 7,478 SH   SOLE 0 0 0 7,478
BARRICK GOLD CORP COM 067901108   1,105,286 59,520 SH   SOLE 0 0 0 59,520
CARLYLE GROUP INC COM 14316J108   380,485 12,250 SH   SOLE 0 0 0 12,250
CHEVRON CORP NEW COM 166764100   903,432 5,537 SH   SOLE 0 0 0 5,537
COCA COLA CO COM 191216100   278,599 4,491 SH   SOLE 0 0 0 4,491
COSTCO WHSL CORP NEW COM 22160K105   531,651 1,070 SH   SOLE 0 0 0 1,070
CSX CORP COM 126408103   421,914 14,092 SH   SOLE 0 0 0 14,092
DEERE & CO COM 244199105   530,138 1,284 SH   SOLE 0 0 0 1,284
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   506,364 18,789 SH   SOLE 0 0 0 18,789
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   5,923,668 257,327 SH   SOLE 0 0 0 257,327
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   469,493 10,062 SH   SOLE 0 0 0 10,062
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   2,334,610 54,932 SH   SOLE 0 0 0 54,932
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   9,800,166 202,839 SH   SOLE 0 0 0 202,839
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   821,593 32,956 SH   SOLE 0 0 0 32,956
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   3,513,523 147,596 SH   SOLE 0 0 0 147,596
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   3,293,501 143,258 SH   SOLE 0 0 0 143,258
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   464,267 13,867 SH   SOLE 0 0 0 13,867
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   1,018,434 41,452 SH   SOLE 0 0 0 41,452
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   835,183 32,778 SH   SOLE 0 0 0 32,778
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,394,020 26,452 SH   SOLE 0 0 0 26,452
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   296,281 6,658 SH   SOLE 0 0 0 6,658
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   925,162 28,705 SH   SOLE 0 0 0 28,705
EATON CORP PLC SHS G29183103   395,795 2,310 SH   SOLE 0 0 0 2,310
EXXON MOBIL CORP COM 30231G102   301,236 2,747 SH   SOLE 0 0 0 2,747
GLOBAL X FDS US PFD ETF 37954Y657   8,113,803 408,550 SH   SOLE 0 0 0 408,550
HERSHEY CO COM 427866108   209,888 825 SH   SOLE 0 0 0 825
HOME DEPOT INC COM 437076102   689,973 2,338 SH   SOLE 0 0 0 2,338
HONEYWELL INTL INC COM 438516106   292,222 1,529 SH   SOLE 0 0 0 1,529
HP INC COM 40434L105   482,808 16,450 SH   SOLE 0 0 0 16,450
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   443,205 10,500 SH   SOLE 0 0 0 10,500
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   4,206,623 187,343 SH   SOLE 0 0 0 187,343
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   282,177 13,386 SH   SOLE 0 0 0 13,386
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858   9,888,878 419,821 SH   SOLE 0 0 0 419,821
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 MUNI 46138J544   873,781 34,812 SH   SOLE 0 0 0 34,812
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   275,980 1,000 SH   SOLE 0 0 0 1,000
INVESCO QQQ TR UNIT SER 1 46090E103   356,414 1,111 SH   SOLE 0 0 0 1,111
ISHARES TR MSCI EAFE ETF 464287465   427,117 5,972 SH   SOLE 0 0 0 5,972
ISHARES TR CORE S&P MCP ETF 464287507   773,245 3,091 SH   SOLE 0 0 0 3,091
ISHARES TR S&P MC 400VL ETF 464287705   378,913 3,687 SH   SOLE 0 0 0 3,687
ISHARES TR CORE S&P SCP ETF 464287804   265,248 2,743 SH   SOLE 0 0 0 2,743
ISHARES TR CORE S&P500 ETF 464287200   737,066 1,793 SH   SOLE 0 0 0 1,793
ISHARES TR RUSSELL 2000 ETF 464287655   1,267,162 7,103 SH   SOLE 0 0 0 7,103
ISHARES TR RUS 2000 VAL ETF 464287630   776,903 5,670 SH   SOLE 0 0 0 5,670
ISHARES TR CORE S&P US VLU 464287663   751,671 10,188 SH   SOLE 0 0 0 10,188
ISHARES TR CORE S&P US GWT 464287671   959,160 10,805 SH   SOLE 0 0 0 10,805
ISHARES TR GLOBAL ENERG ETF 464287341   1,036,021 27,437 SH   SOLE 0 0 0 27,437
ISHARES TR MSCI EMG MKT ETF 464287234   310,787 7,876 SH   SOLE 0 0 0 7,876
ISHARES TR MRGSTR MD CP VAL 464288406   364,659 5,893 SH   SOLE 0 0 0 5,893
ISHARES TR SELECT DIVID ETF 464287168   384,116 3,278 SH   SOLE 0 0 0 3,278
ISHARES TR INTL SEL DIV ETF 464288448   923,911 33,609 SH   SOLE 0 0 0 33,609
ISHARES TR PFD AND INCM SEC 464288687   3,795,634 121,577 SH   SOLE 0 0 0 121,577
ISHARES TR JPMORGAN USD EMG 464288281   914,568 10,600 SH   SOLE 0 0 0 10,600
ISHARES TR EAFE SML CP ETF 464288273   365,748 6,146 SH   SOLE 0 0 0 6,146
ISHARES TR EAFE VALUE ETF 464288877   3,002,794 61,875 SH   SOLE 0 0 0 61,875
ISHARES TR EAFE GRWTH ETF 464288885   848,272 9,055 SH   SOLE 0 0 0 9,055
ISHARES TR MSCI INTL VLU FT 46435G409   299,414 12,078 SH   SOLE 0 0 0 12,078
ISHARES TR EXPONENTIAL TECH 46434V381   248,375 4,713 SH   SOLE 0 0 0 4,713
ISHARES TR GLOBAL REIT ETF 46434V647   1,949,073 85,001 SH   SOLE 0 0 0 85,001
ISHARES TR CORE MSCI TOTAL 46432F834   1,599,859 25,825 SH   SOLE 0 0 0 25,825
ISHARES TR CORE MSCI EAFE 46432F842   404,443 6,050 SH   SOLE 0 0 0 6,050
ISHARES TR SHRT NAT MUN ETF 464288158   269,132 2,571 SH   SOLE 0 0 0 2,571
ISHARES TR CORE HIGH DV ETF 46429B663   1,718,562 16,905 SH   SOLE 0 0 0 16,905
ISHARES TR MSCI USA MIN VOL 46429B697   480,884 6,611 SH   SOLE 0 0 0 6,611
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   354,806 7,051 SH   SOLE 0 0 0 7,051
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   339,792 7,342 SH   SOLE 0 0 0 7,342
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   5,437,222 107,053 SH   SOLE 0 0 0 107,053
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   657,836 12,993 SH   SOLE 0 0 0 12,993
JOHNSON & JOHNSON COM 478160104   501,976 3,239 SH   SOLE 0 0 0 3,239
JPMORGAN CHASE & CO COM 46625H100   478,889 3,675 SH   SOLE 0 0 0 3,675
LAKELAND BANCORP INC COM 511637100   754,818 48,262 SH   SOLE 0 0 0 48,262
LEIDOS HOLDINGS INC COM 525327102   582,095 6,323 SH   SOLE 0 0 0 6,323
LILLY ELI & CO COM 532457108   1,085,551 3,161 SH   SOLE 0 0 0 3,161
LOCKHEED MARTIN CORP COM 539830109   286,947 607 SH   SOLE 0 0 0 607
MASTERCARD INCORPORATED CL A 57636Q104   273,284 752 SH   SOLE 0 0 0 752
MEDICAL PPTYS TRUST INC COM 58463J304   188,402 22,920 SH   SOLE 0 0 0 22,920
MERCK & CO INC COM 58933Y105   712,735 6,699 SH   SOLE 0 0 0 6,699
MICROSOFT CORP COM 594918104   1,920,943 6,663 SH   SOLE 0 0 0 6,663
NIKE INC CL B 654106103   214,129 1,746 SH   SOLE 0 0 0 1,746
NVIDIA CORPORATION COM 67066G104   1,022,194 3,680 SH   SOLE 0 0 0 3,680
PATTERSON COS INC COM 703395103   248,881 9,297 SH   SOLE 0 0 0 9,297
PEPSICO INC COM 713448108   259,757 1,425 SH   SOLE 0 0 0 1,425
PFIZER INC COM 717081103   652,186 15,985 SH   SOLE 0 0 0 15,985
PNC FINL SVCS GROUP INC COM 693475105   220,436 1,734 SH   SOLE 0 0 0 1,734
PROCTER AND GAMBLE CO COM 742718109   326,375 2,195 SH   SOLE 0 0 0 2,195
QUALCOMM INC COM 747525103   432,624 3,391 SH   SOLE 0 0 0 3,391
RAYMOND JAMES FINL INC COM 754730109   320,289 3,434 SH   SOLE 0 0 0 3,434
RAYTHEON TECHNOLOGIES CORP COM 75513E101   221,616 2,263 SH   SOLE 0 0 0 2,263
REPUBLIC FIRST BANCORP INC COM 760416107   13,600 10,000 SH   SOLE 0 0 0 10,000
SALESFORCE INC COM 79466L302   419,738 2,101 SH   SOLE 0 0 0 2,101
SCHWAB CHARLES CORP COM 808513105   223,086 4,259 SH   SOLE 0 0 0 4,259
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   673,728 19,360 SH   SOLE 0 0 0 19,360
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   276,435 5,715 SH   SOLE 0 0 0 5,715
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,736,071 41,404 SH   SOLE 0 0 0 41,404
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   242,954 3,728 SH   SOLE 0 0 0 3,728
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,267,661 19,330 SH   SOLE 0 0 0 19,330
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   607,319 18,016 SH   SOLE 0 0 0 18,016
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,828,202 26,945 SH   SOLE 0 0 0 26,945
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,795,663 38,213 SH   SOLE 0 0 0 38,213
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   344,293 8,705 SH   SOLE 0 0 0 8,705
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   5,331,147 160,916 SH   SOLE 0 0 0 160,916
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   5,985,777 122,987 SH   SOLE 0 0 0 122,987
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   2,297,245 88,186 SH   SOLE 0 0 0 88,186
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   7,007,999 224,113 SH   SOLE 0 0 0 224,113
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   4,550,012 82,848 SH   SOLE 0 0 0 82,848
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   325,229 10,116 SH   SOLE 0 0 0 10,116
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   472,661 3,130 SH   SOLE 0 0 0 3,130
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   205,618 1,375 SH   SOLE 0 0 0 1,375
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,369,969 13,117 SH   SOLE 0 0 0 13,117
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,916,871 51,416 SH   SOLE 0 0 0 51,416
SPDR SER TR BLOOMBERG EMERGI 78464A391   446,766 21,054 SH   SOLE 0 0 0 21,054
SPDR SER TR S&P DIVID ETF 78464A763   240,987 1,948 SH   SOLE 0 0 0 1,948
SPDR SER TR S&P BIOTECH 78464A870   331,514 4,350 SH   SOLE 0 0 0 4,350
STATE STR CORP COM 857477103   219,425 2,899 SH   SOLE 0 0 0 2,899
T-MOBILE US INC COM 872590104   228,123 1,575 SH   SOLE 0 0 0 1,575
TEXAS INSTRS INC COM 882508104   200,333 1,077 SH   SOLE 0 0 0 1,077
TEXAS PACIFIC LAND CORPORATI COM 88262P102   2,359,786 1,387 SH   SOLE 0 0 0 1,387
TRANE TECHNOLOGIES PLC SHS G8994E103   245,429 1,334 SH   SOLE 0 0 0 1,334
UNITED RENTALS INC COM 911363109   479,661 1,212 SH   SOLE 0 0 0 1,212
UNITEDHEALTH GROUP INC COM 91324P102   737,240 1,560 SH   SOLE 0 0 0 1,560
VALERO ENERGY CORP COM 91913Y100   676,222 4,844 SH   SOLE 0 0 0 4,844
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   7,501,472 297,088 SH   SOLE 0 0 0 297,088
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,016,175 13,338 SH   SOLE 0 0 0 13,338
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,258,678 6,640 SH   SOLE 0 0 0 6,640
VANGUARD INDEX FDS GROWTH ETF 922908736   776,507 3,113 SH   SOLE 0 0 0 3,113
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   328,390 1,685 SH   SOLE 0 0 0 1,685
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,561,273 19,104 SH   SOLE 0 0 0 19,104
VANGUARD INDEX FDS VALUE ETF 922908744   7,874,065 57,013 SH   SOLE 0 0 0 57,013
VANGUARD INDEX FDS MID CAP ETF 922908629   620,738 2,943 SH   SOLE 0 0 0 2,943
VANGUARD INDEX FDS SM CP VAL ETF 922908611   8,762,534 55,194 SH   SOLE 0 0 0 55,194
VANGUARD INDEX FDS TOTAL STK MKT 922908769   366,563 1,796 SH   SOLE 0 0 0 1,796
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   572,468 14,170 SH   SOLE 0 0 0 14,170
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   515,500 7,601 SH   SOLE 0 0 0 7,601
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   770,235 14,405 SH   SOLE 0 0 0 14,405
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   1,356,747 22,260 SH   SOLE 0 0 0 22,260
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,616,852 10,498 SH   SOLE 0 0 0 10,498
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,228,000 40,355 SH   SOLE 0 0 0 40,355
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,053,835 45,469 SH   SOLE 0 0 0 45,469
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,697,045 16,086 SH   SOLE 0 0 0 16,086
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   627,773 10,075 SH   SOLE 0 0 0 10,075
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   1,728,963 27,909 SH   SOLE 0 0 0 27,909
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   4,188,003 56,840 SH   SOLE 0 0 0 56,840
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   393,978 1,560 SH   SOLE 0 0 0 1,560
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   739,179 3,880 SH   SOLE 0 0 0 3,880
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   203,007 2,100 SH   SOLE 0 0 0 2,100
VANGUARD WORLD FDS INF TECH ETF 92204A702   596,322 1,547 SH   SOLE 0 0 0 1,547
VANGUARD WORLD FDS ENERGY ETF 92204A306   219,322 1,920 SH   SOLE 0 0 0 1,920
VANGUARD WORLD FDS MATERIALS ETF 92204A801   523,858 2,946 SH   SOLE 0 0 0 2,946
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   827,695 3,471 SH   SOLE 0 0 0 3,471
VISA INC COM CL A 92826C839   481,132 2,134 SH   SOLE 0 0 0 2,134
WALMART INC COM 931142103   248,601 1,686 SH   SOLE 0 0 0 1,686
YORK WTR CO COM 987184108   606,963 13,579 SH   SOLE 0 0 0 13,579