The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD BD INDEX FD INC TOTAL BND MRKT ETF 921937835 43,795 547,918 SH   SOLE   547,918 0 0
SPDR SERIES TRUST BLOMBERG INTL TR ETF 78464A516 1,778 60,262 SH   SOLE   60,262 0 0
POWERSHARES DB CMDTY IDX TRACK UNIT BEN INT ETF 73935S105 3,355 197,627 SH   SOLE   197,627 0 0
ISHARES TR JPMORGAN USD EMG ETF 464288281 3,896 34,536 SH   SOLE   34,536 0 0
ISHARES TR IBOXX HI YD ETF ETF 464288513 5,694 66,486 SH   SOLE   66,486 0 0
ISHARES TR CORE MSCI EAFE ETF 46432F842 20,351 308,904 SH   SOLE   308,904 0 0
ISHARES TR RUS 1000 VAL ETF ETF 464287598 24,319 202,724 SH   SOLE   202,724 0 0
ISHARES TR RUS 1000 GRW ETF ETF 464287614 41,341 303,774 SH   SOLE   303,774 0 0
ISHARES TR RUS 2000 VAL ETF ETF 464287630 7,630 62,602 SH   SOLE   62,602 0 0
ISHARES TR RUS 2000 GRW ETF ETF 464287648 7,387 38,761 SH   SOLE   38,761 0 0
PIMCO ETF TR ENHAN SHRT MA AC ETF 72201R833 8,588 84,571 SH   SOLE   84,571 0 0
ISHARES TR TIPS BD ETF ETF 464287176 7,061 62,457 SH   SOLE   62,457 0 0
VANGUARD INDEX FDS REAL ESTATE ETF ETF 922908553 5,022 66,547 SH   SOLE   66,547 0 0
VANGUARD INTL EQUITY INDEX FD FTSE SMCAP ETF ETF 922042718 4,872 40,856 SH   SOLE   40,856 0 0
VANGUARD INTL EQUITY INDEX FD FTSE EMR MKT ETF ETF 922042858 5,702 121,366 SH   SOLE   121,366 0 0