The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Equities 88579Y101 74 500 SH   DFND   0 0 500
3M CO Equities 88579Y101 441 2,961 SH   SOLE   2,961 0 0
ABBOTT LABORATORIES Equities 002824100 13,720 115,921 SH   SOLE   115,921 0 0
ABBOTT LABORATORIES Equities 002824100 947 8,000 SH   DFND   8,000 0 0
ABBVIE INC Equities 00287Y109 1,297 8,000 SH   DFND   8,000 0 0
ABBVIE INC Equities 00287Y109 18,634 114,946 SH   SOLE   114,861 0 85
ACCENTURE PLC A Equities G1151C101 807 2,393 SH   SOLE   2,393 0 0
ADOBE INC Equities 00724F101 468 1,028 SH   SOLE   1,028 0 0
AFLAC INC COM Equities 001055102 299 4,649 SH   SOLE   4,649 0 0
ALLSTATE CORP Equities 020002101 103 742 SH   DFND   0 0 742
ALLSTATE CORP Equities 020002101 159 1,149 SH   SOLE   1,149 0 0
ALLY FINANCIAL INC Equities 02005N100 352 8,107 SH   SOLE   8,107 0 0
ALPHABET INC CAP STK CLASS C Equities 02079K107 1,637 586 SH   SOLE   586 0 0
ALPHABET INC CLASS A Equities 02079K305 1,118 402 SH   SOLE   402 0 0
ALPS DIV DOGS ETF Equities 00162Q858 308 5,594 SH   SOLE   5,419 0 175
ALTRIA GROUP INC COMMON Equities 02209S103 366 7,000 SH   DFND   0 0 7,000
ALTRIA GROUP INC COMMON Equities 02209S103 617 11,816 SH   SOLE   11,616 0 200
AMAZON.COM INC Equities 023135106 1,881 577 SH   SOLE   577 0 0
AMCOR PLC Equities G0250X107 155 13,650 SH   SOLE   13,650 0 0
AMEREN CORPORATION Equities 023608102 265 2,827 SH   SOLE   2,827 0 0
AMERICAN ELEC PWR CO INC COMMON Equities 025537101 100 1,000 SH   DFND   1,000 0 0
AMERICAN ELEC PWR CO INC COMMON Equities 025537101 101 1,014 SH   SOLE   1,014 0 0
AMERICAN EXPRESS COMMON Equities 025816109 639 3,419 SH   SOLE   3,419 0 0
AMERICAN EXPRESS COMMON Equities 025816109 444 2,375 SH   DFND   2,375 0 0
AMERICAN RES CORP CL A Equities 02927U208 166 64,492 SH   SOLE   64,492 0 0
AMERIPRISE FINL INC COMMON Equities 03076C106 366 1,219 SH   SOLE   1,219 0 0
AMERIPRISE FINL INC COMMON Equities 03076C106 144 478 SH   DFND   478 0 0
AMGEN INC Equities 031162100 377 1,558 SH   SOLE   1,558 0 0
ANNALY CAPITAL MANAGEMENT INC Equities 035710409 203 28,895 SH   SOLE   28,895 0 0
ANSYS INC COM Equities 03662Q105 280 882 SH   SOLE   882 0 0
AON PLC Equities G0403H108 510 1,567 SH   SOLE   1,567 0 0
APOLLO GLOBAL MGMT INC Equities 03769M106 331 5,337 SH   SOLE   5,337 0 0
APPLE INC COMMON Equities 037833100 5,910 33,845 SH   SOLE   33,845 0 0
APPLIED MATERIALS INC Equities 038222105 529 4,011 SH   SOLE   4,011 0 0
ARCH CAPITAL GROUP LTD Equities G0450A105 281 5,794 SH   SOLE   5,794 0 0
ARCHER DANIELS MIDLAND CO Equities 039483102 117,751 1,304,575 SH   SOLE   1,304,575 0 0
AT&T INC Equities 00206R102 787 33,293 SH   SOLE   32,993 0 300
AT&T INC Equities 00206R102 2 100 SH   DFND   100 0 0
AUTOMATIC DATA PROCESSING INC Equities 053015103 784 3,445 SH   SOLE   3,445 0 0
AUTOMATIC DATA PROCESSING INC Equities 053015103 91 400 SH   DFND   400 0 0
BANK AMER CORP COMMON Equities 060505104 661 16,038 SH   SOLE   16,038 0 0
BANK OF NEW YORK MELLON CORP Equities 064058100 209 4,217 SH   SOLE   4,217 0 0
BAXTER INTERNATIONAL COMMON Equities 071813109 144 1,858 SH   SOLE   1,858 0 0
BAXTER INTERNATIONAL COMMON Equities 071813109 185 2,392 SH   DFND   892 0 1,500
BECTON DICKINSON & CO Equities 075887109 229 860 SH   SOLE   860 0 0
BERKSHIRE HATHAWAY INC DEL CLAS Equities 084670702 1,535 4,349 SH   SOLE   4,349 0 0
BLACKROCK INC CL A Equities 09247X101 259 339 SH   SOLE   339 0 0
BOEING CO Equities 097023105 96 500 SH   DFND   0 0 500
BOEING CO Equities 097023105 181 946 SH   SOLE   596 0 350
BRISTOL MYERS SQUIBB COMMON Equities 110122108 88 1,200 SH   DFND   0 0 1,200
BRISTOL MYERS SQUIBB COMMON Equities 110122108 724 9,914 SH   SOLE   9,514 0 400
BROADCOM INC Equities 11135F101 203 323 SH   SOLE   323 0 0
CAPITAL ONE FINL CORP COMMON Equities 14040H105 847 6,450 SH   SOLE   6,450 0 0
CATERPILLAR INC. Equities 149123101 446 2,000 SH   DFND   0 0 2,000
CATERPILLAR INC. Equities 149123101 859 3,857 SH   SOLE   3,257 0 600
CHEVRON CORP Equities 166764100 1,654 10,159 SH   SOLE   10,069 0 90
CHUBB LIMITED COM NPV Equities H1467J104 262 1,226 SH   SOLE   1,226 0 0
CIGNA CORP Equities 125523100 521 2,174 SH   SOLE   2,174 0 0
CISCO SYSTEMS INC Equities 17275R102 1,598 28,663 SH   SOLE   28,483 0 180
CISCO SYSTEMS INC Equities 17275R102 234 4,200 SH   DFND   2,700 0 1,500
CLOROX COMMON Equities 189054109 289 2,080 SH   SOLE   2,080 0 0
COCA-COLA CO Equities 191216100 5,636 90,906 SH   SOLE   90,906 0 0
COCA-COLA CO Equities 191216100 806 13,000 SH   DFND   13,000 0 0
COMCAST CORP NEW CL A Equities 20030N101 694 14,819 SH   SOLE   14,819 0 0
CONOCOPHILLIPS Equities 20825C104 271 2,709 SH   SOLE   2,709 0 0
CORTEVA INC COM Equities 22052L104 231 4,022 SH   SOLE   4,022 0 0
COSTCO WHOLESALE CORP NEW COMMO Equities 22160K105 474 823 SH   SOLE   823 0 0
CUMMINS INC Equities 231021106 216 1,051 SH   SOLE   1,051 0 0
DANAHER CORP COMMON Equities 235851102 1,080 3,682 SH   SOLE   3,682 0 0
DEERE & CO Equities 244199105 78 187 SH   SOLE   187 0 0
DEERE & CO Equities 244199105 415 1,000 SH   DFND   0 0 1,000
DISCOVER FINL SVCS Equities 254709108 34 312 SH   DFND   0 0 312
DISCOVER FINL SVCS Equities 254709108 273 2,480 SH   SOLE   2,480 0 0
DOW INC Equities 260557103 496 7,780 SH   SOLE   7,780 0 0
DUKE ENERGY CORP NEW COMMON NEW Equities 26441C204 523 4,681 SH   SOLE   4,681 0 0
EASTMAN CHEM COMMON Equities 277432100 28 250 SH   DFND   0 0 250
EASTMAN CHEM COMMON Equities 277432100 275 2,454 SH   SOLE   2,369 0 85
EATON CORP PLC Equities G29183103 574 3,784 SH   SOLE   3,719 0 65
EDWARDS LIFESCIENCES CORP COMMO Equities 28176E108 212 1,800 SH   DFND   0 0 1,800
EMERSON ELECTRIC CO Equities 291011104 653 6,661 SH   SOLE   6,661 0 0
EXXON MOBIL CORP Equities 30231G102 950 11,500 SH   DFND   11,500 0 0
EXXON MOBIL CORP Equities 30231G102 1,979 23,962 SH   SOLE   23,962 0 0
FIRST TRUST TWC OPPORTUNISTIC F Equities 33740F805 395 7,960 SH   DFND   6,850 0 1,110
FIRST TRUST TWC OPPORTUNISTIC F Equities 33740F805 1,697 34,235 SH   SOLE   30,990 0 3,245
FT DJ GLBL SEL ETF Equities 33734X200 218 8,586 SH   SOLE   8,215 0 371
FT TECH DIV INDX ETF Equities 33738R118 237 4,014 SH   SOLE   3,844 0 170
GENERAL ELECTRIC CO Equities 369604301 378 4,127 SH   SOLE   4,127 0 0
GENERAL ELECTRIC CO Equities 369604301 240 2,625 SH   DFND   2,250 0 375
HONEYWELL INTL INC COMMON Equities 438516106 350 1,800 SH   DFND   0 0 1,800
HONEYWELL INTL INC COMMON Equities 438516106 222 1,141 SH   SOLE   1,141 0 0
HP INC COMMON Equities 40434L105 245 6,762 SH   SOLE   6,762 0 0
HUBBELL INC NPV Equities 443510607 464 2,525 SH   DFND   2,525 0 0
ILLINOIS TOOL WKS INC Equities 452308109 218 1,041 SH   SOLE   1,041 0 0
INTEL CORP Equities 458140100 1,690 34,100 SH   SOLE   34,100 0 0
INTERNATIONAL BUSINESS MACHINES Equities 459200101 549 4,225 SH   SOLE   4,225 0 0
INTERNATIONAL BUSINESS MACHINES Equities 459200101 130 1,000 SH   DFND   0 0 1,000
INTUIT Equities 461202103 317 660 SH   SOLE   660 0 0
INVESCO AC VAR ETF Equities 46090A879 19,548 784,256 SH   SOLE   777,431 0 6,825
INVESCO AC VAR ETF Equities 46090A879 317 12,733 SH   DFND   12,733 0 0
INVESCO EX OPTM ETF Equities 46090F100 326 18,500 SH   SOLE   18,500 0 0
INVESCO QQQ TRUST SERIES 1 Equities 46090E103 2,361 6,513 SH   SOLE   6,513 0 0
INVSC EX PFD ETF Equities 46138E511 664 48,965 SH   SOLE   48,965 0 0
INVSC EX SP EQ ETF Equities 46137V357 623 3,950 SH   SOLE   3,950 0 0
ISHARES AAA-A RATED CORP BOND E Equities 46429B291 290 5,600 SH   SOLE   5,600 0 0
ISHARES AGENCY BOND ETF Equities 464288166 1,309 11,660 SH   SOLE   11,660 0 0
ISHARES CORE MSCI EMERG MARKTET Equities 46434G103 5,235 94,247 SH   SOLE   94,247 0 0
ISHARES CORE MSCI EMERG MARKTET Equities 46434G103 25 445 SH   DFND   445 0 0
ISHARES CORE S&P 500 ETF Equities 464287200 2,677 5,901 SH   SOLE   3,916 0 1,985
ISHARES CORE S&P 500 ETF Equities 464287200 885 1,950 SH   DFND   0 0 1,950
ISHARES CORE S&P SMALL CAP ETF Equities 464287804 290 2,685 SH   DFND   2,685 0 0
ISHARES CORE S&P SMALL CAP ETF Equities 464287804 2,892 26,811 SH   SOLE   24,371 0 2,440
ISHARES CORE U.S. AGGREGATE BO Equities 464287226 285 2,665 SH   DFND   2,300 0 365
ISHARES CORE U.S. AGGREGATE BO Equities 464287226 8,296 77,460 SH   SOLE   75,060 0 2,400
ISHARES EDGE MSCI MIN VOL USA Equities 46429B697 385 4,969 SH   SOLE   4,969 0 0
ISHARES FLOAT RATE Equities 46429B655 1,416 28,035 SH   SOLE   28,035 0 0
ISHARES GLBL MAT ETF Equities 464288695 3,425 36,439 SH   SOLE   36,439 0 0
ISHARES GLOBAL CONSUMER DISCR E Equities 464288745 1,835 11,736 SH   SOLE   11,736 0 0
ISHARES GNMA BOND ETF Equities 46429B333 1,341 28,105 SH   SOLE   28,105 0 0
ISHARES IBOXX $ INVST GRADE CRP Equities 464287242 296 2,445 SH   SOLE   2,445 0 0
ISHARES MSCI EAFE Equities 464287465 2,763 37,537 SH   SOLE   37,087 0 450
ISHARES MSCI EAFE Equities 464287465 64 870 SH   DFND   870 0 0
ISHARES MSCI EMERG Equities 464287234 41 900 SH   DFND   900 0 0
ISHARES MSCI EMERG Equities 464287234 2,073 45,917 SH   SOLE   45,292 0 625
ISHARES RUSSELL 1000 VALUE Equities 464287598 738 4,448 SH   SOLE   4,448 0 0
ISHARES RUSSELL 2000 Equities 464287655 4,703 22,912 SH   SOLE   22,912 0 0
ISHARES RUSSELL 2000 Equities 464287655 100 485 SH   DFND   485 0 0
ISHARES S&P 500 GROWTH ETF Equities 464287309 61 800 SH   DFND   800 0 0
ISHARES S&P 500 GROWTH ETF Equities 464287309 388 5,085 SH   SOLE   5,085 0 0
ISHARES S&P GLO INDS Equities 464288729 3,062 26,378 SH   SOLE   26,378 0 0
ISHARES S&P GLOB TECH SECTOR ID Equities 464287291 2,168 37,373 SH   SOLE   37,373 0 0
ISHARES S&P GLOB TECH SECTOR ID Equities 464287291 9 157 SH   DFND   157 0 0
ISHARES S&P GLOBAL FINANCIALS I Equities 464287333 15 195 SH   DFND   195 0 0
ISHARES S&P GLOBAL FINANCIALS I Equities 464287333 2,281 28,712 SH   SOLE   28,712 0 0
ISHARES SELECT DIV Equities 464287168 367 2,865 SH   SOLE   2,785 0 80
ISHARES SHORT-TERM CORPORATE BD Equities 464288646 4,697 90,820 SH   SOLE   86,925 0 3,895
ISHARES SHORT-TERM CORPORATE BD Equities 464288646 230 4,445 SH   DFND   3,830 0 615
ISHARES TIPS BOND ETF Equities 464287176 392 3,150 SH   SOLE   3,150 0 0
ISHARES TR MSCI Equities 464288257 7,584 76,010 SH   SOLE   76,010 0 0
ISHARES TR MSCI Equities 464288257 30 305 SH   DFND   305 0 0
ISHARES TR S&P MIDCAP 400 INDEX Equities 464287507 615 2,292 SH   SOLE   2,292 0 0
ISHARES US PFD STK Equities 464288687 252 6,921 SH   SOLE   6,676 0 245
ISHARES US RE ETF Equities 464287739 513 4,736 SH   SOLE   4,736 0 0
ISHS INTL SEL DV ETF Equities 464288448 11,874 373,860 SH   SOLE   370,892 0 2,968
JM SMUCKER CO/THE-NEW COM Equities 832696405 211 1,558 SH   SOLE   1,558 0 0
JOHNSON & JOHNSON Equities 478160104 1,613 9,100 SH   DFND   6,000 0 3,100
JOHNSON & JOHNSON Equities 478160104 2,323 13,107 SH   SOLE   13,107 0 0
JP MORGAN INTL BOND OPPORTUNITI Equities 46641Q852 19,453 397,612 SH   SOLE   397,490 0 122
JP MORGAN INTL BOND OPPORTUNITI Equities 46641Q852 501 10,245 SH   DFND   10,245 0 0
JP MORGAN ULTRA SHORT INC ETF Equities 46641Q837 241 4,785 SH   DFND   4,115 0 670
JP MORGAN ULTRA SHORT INC ETF Equities 46641Q837 2,165 43,066 SH   SOLE   40,981 0 2,085
JPMORGAN CHASE & CO Equities 46625H100 1,751 12,848 SH   SOLE   12,848 0 0
JPMORGAN ULTRA-SHORT MUNICIPAL Equities 46641Q654 709 13,996 SH   DFND   13,996 0 0
JPMORGAN ULTRA-SHORT MUNICIPAL Equities 46641Q654 6,916 136,570 SH   SOLE   136,570 0 0
KIMBERLY-CLARK CORP Equities 494368103 415 3,366 SH   SOLE   3,366 0 0
KRAFT HEINZ COMMON Equities 500754106 164 4,151 SH   DFND   0 0 4,151
KRAFT HEINZ COMMON Equities 500754106 51 1,306 SH   SOLE   1,306 0 0
KROGER CO Equities 501044101 612 10,661 SH   SOLE   10,661 0 0
LILLY ELI & COMMON Equities 532457108 718 2,507 SH   SOLE   2,507 0 0
LINCOLN NATL CORP IND COMMON Equities 534187109 241 3,691 SH   SOLE   3,691 0 0
LOCKHEED MARTIN CORP Equities 539830109 234 529 SH   SOLE   529 0 0
LOWES COS INC COMMON Equities 548661107 519 2,566 SH   SOLE   2,566 0 0
LOWES COS INC COMMON Equities 548661107 20 100 SH   DFND   100 0 0
LYONDELLBASELL INDUSTRIES N V Equities N53745100 286 2,784 SH   SOLE   2,695 0 89
MARSH & MCLENNAN COS INC Equities 571748102 215 1,263 SH   SOLE   1,263 0 0
MASTERCARD CL A Equities 57636Q104 493 1,379 SH   SOLE   1,379 0 0
MCDONALDS CORP COMMON Equities 580135101 931 3,764 SH   SOLE   3,764 0 0
MEDTRONIC PLC Equities G5960L103 738 6,653 SH   SOLE   6,153 0 500
MERCK & CO INC NEW Equities 58933Y105 492 6,000 SH   DFND   6,000 0 0
MERCK & CO INC NEW Equities 58933Y105 1,690 20,597 SH   SOLE   20,597 0 0
META PLATFORMS INC. Equities 30303M102 776 3,488 SH   SOLE   3,488 0 0
METLIFE INC COMMON Equities 59156R108 324 4,616 SH   SOLE   4,616 0 0
MICROCHIP TECHNOLOGY INC Equities 595017104 254 3,382 SH   SOLE   3,382 0 0
MICROSOFT CORP Equities 594918104 7,632 24,754 SH   SOLE   24,754 0 0
MICROSOFT CORP Equities 594918104 92 300 SH   DFND   100 0 200
MONDELEZ INTL INC CLASS A Equities 609207105 392 6,247 SH   SOLE   6,247 0 0
MONDELEZ INTL INC CLASS A Equities 609207105 628 10,000 SH   DFND   0 0 10,000
MOODYS CORP Equities 615369105 579 1,716 SH   SOLE   1,716 0 0
MORGAN STANLEY Equities 617446448 288 3,291 SH   SOLE   3,291 0 0
MORGAN STANLEY Equities 617446448 55 624 SH   DFND   0 0 624
NEXTERA ENERGY INC Equities 65339F101 220 2,596 SH   DFND   2,596 0 0
NEXTERA ENERGY INC Equities 65339F101 425 5,023 SH   SOLE   5,023 0 0
NORFOLK SOUTHERN CORP Equities 655844108 952 3,337 SH   SOLE   3,337 0 0
NORTHERN TR CORP Equities 665859104 441 3,789 SH   SOLE   3,699 0 90
NUCOR CORP COMMON Equities 670346105 204 1,370 SH   SOLE   1,370 0 0
NVIDIA CORP Equities 67066G104 601 2,202 SH   SOLE   2,202 0 0
OGE ENERGY CORP Equities 670837103 287 7,048 SH   SOLE   7,048 0 0
ONEOK INC NEW Equities 682680103 241 3,418 SH   SOLE   3,418 0 0
ORACLE CORP Equities 68389X105 83 1,000 SH   DFND   1,000 0 0
ORACLE CORP Equities 68389X105 1,818 21,976 SH   SOLE   21,976 0 0
PALANTIR TECHNOLOGIES INC Equities 69608A108 235 17,103 SH   SOLE   17,103 0 0
PAYCHEX COMMON Equities 704326107 384 2,813 SH   SOLE   2,813 0 0
PEPSICO INC Equities 713448108 154 920 SH   DFND   0 0 920
PEPSICO INC Equities 713448108 1,448 8,648 SH   SOLE   8,648 0 0
PFIZER INC Equities 717081103 515 9,940 SH   DFND   3,940 0 6,000
PFIZER INC Equities 717081103 1,742 33,641 SH   SOLE   32,613 0 1,028
PHILIP MORRIS INTL INC COMMON Equities 718172109 761 8,100 SH   DFND   100 0 8,000
PHILIP MORRIS INTL INC COMMON Equities 718172109 547 5,822 SH   SOLE   5,822 0 0
PPL CORP Equities 69351T106 492 17,233 SH   SOLE   16,908 0 325
PRINCIPAL FIN'L GROUP Equities 74251V102 377 5,132 SH   SOLE   5,132 0 0
PROCTER & GAMBLE CO Equities 742718109 474 3,100 SH   DFND   0 0 3,100
PROCTER & GAMBLE CO Equities 742718109 23,314 152,580 SH   SOLE   152,580 0 0
PROVECTUS BIOPHARMACEUTICALS IN Equities 74373P108 163 2,411,871 SH   SOLE   2,411,871 0 0
PRUDENTIAL FINL INC Equities 744320102 559 4,733 SH   SOLE   4,733 0 0
PUBLIC SVC ENTERPRISE GROUP Equities 744573106 206 2,942 SH   SOLE   2,942 0 0
QUALCOMM INC COMMON Equities 747525103 730 4,778 SH   SOLE   4,778 0 0
RAYTHEON TECHNOLOGIES CORP Equities 75513E101 585 5,906 SH   SOLE   5,906 0 0
RAYTHEON TECHNOLOGIES CORP Equities 75513E101 462 4,668 SH   DFND   4,668 0 0
RESMED INC Equities 761152107 247 1,020 SH   SOLE   1,020 0 0
S&P GLOBAL INC COM Equities 78409V104 439 1,072 SH   SOLE   1,072 0 0
S&P GLOBAL INC COM Equities 78409V104 492 1,200 SH   DFND   1,200 0 0
SALESFORCE INC Equities 79466L302 595 2,801 SH   SOLE   2,801 0 0
SCHWAB CHARLES CORP NEW Equities 808513105 282 3,344 SH   SOLE   3,344 0 0
SCHWAB STRATEGIC TR Equities 808524706 328 11,814 SH   SOLE   11,814 0 0
SCHWAB STRATEGIC TR Equities 808524805 565 15,397 SH   SOLE   15,397 0 0
SCHWAB STRATEGIC US DIVIDEND EQ Equities 808524797 577 7,316 SH   SOLE   7,016 0 300
SELECT SECTOR SPDR TR UTILS Equities 81369Y886 950 12,759 SH   SOLE   12,759 0 0
SOUTHERN COMMON Equities 842587107 451 6,219 SH   SOLE   6,219 0 0
SPDR BARCLAYS BLOOMBERG ST BD E Equities 78464A474 1,250 41,483 SH   DFND   41,483 0 0
SPDR BARCLAYS BLOOMBERG ST BD E Equities 78464A474 53,210 1,766,030 SH   SOLE   1,765,828 0 202
SPDR BARCLAYS HIGH YIELD BOND E Equities 78468R622 259 2,522 SH   SOLE   2,522 0 0
SPDR BARCLAYS SHORT TERM HIGHI Equities 78468R408 2,406 91,704 SH   SOLE   91,474 0 230
SPDR DJIA TRUST Equities 78467X109 394 1,136 SH   SOLE   1,136 0 0
SPDR GOLD TR GOLD SHS Equities 78463V107 478 2,646 SH   SOLE   2,646 0 0
SPDR GOLD TR GOLD SHS Equities 78463V107 90 500 SH   DFND   500 0 0
SPDR S&P 500 ETF TR TR UNIT Equities 78462F103 668 1,480 SH   DFND   1,480 0 0
SPDR S&P 500 ETF TR TR UNIT Equities 78462F103 70,446 155,979 SH   SOLE   155,529 0 450
SPDR S&P MIDCAP 400 ETF TR Equities 78467Y107 3,616 7,372 SH   SOLE   7,292 0 80
SPDR S&P MIDCAP 400 ETF TR Equities 78467Y107 78 160 SH   DFND   160 0 0
SPDR SER TR NUVEEN BLOOMBERG BA Equities 78468R739 2,397 50,652 SH   DFND   50,652 0 0
SPDR SER TR NUVEEN BLOOMBERG BA Equities 78468R739 25,931 547,883 SH   SOLE   547,883 0 0
SPDR SERIES TRUST S&P DIVID ETF Equities 78464A763 404 3,150 SH   SOLE   3,075 0 75
STANLEY BLACK & DECKER INC Equities 854502101 154 1,102 SH   SOLE   720 0 382
STANLEY BLACK & DECKER INC Equities 854502101 178 1,275 SH   DFND   0 0 1,275
STRYKER CORP Equities 863667101 205 766 SH   SOLE   766 0 0
SYNOPSYS INC Equities 871607107 223 670 SH   SOLE   670 0 0
T-MOBILE US INC COMMON Equities 872590104 212 1,650 SH   SOLE   1,650 0 0
TARGET CORP Equities 87612E106 1,426 6,721 SH   SOLE   6,721 0 0
TARGET CORP Equities 87612E106 637 3,000 SH   DFND   0 0 3,000
TECH SELECT SEC SPDR Equities 81369Y803 1,642 10,331 SH   SOLE   10,331 0 0
TECH SELECT SEC SPDR Equities 81369Y803 40 250 SH   DFND   250 0 0
TESLA MTRS INC Equities 88160R101 1,436 1,333 SH   SOLE   1,333 0 0
TEXAS INSTRS INC COMMON Equities 882508104 275 1,500 SH   DFND   0 0 1,500
TEXAS INSTRS INC COMMON Equities 882508104 286 1,558 SH   SOLE   1,558 0 0
THE HOME DEPOT INC Equities 437076102 2,109 7,047 SH   SOLE   7,047 0 0
THERMO FISHER SCIENTIFIC INC CO Equities 883556102 566 959 SH   SOLE   959 0 0
TRAVELERS COMPANIES INC Equities 89417E109 159 871 SH   SOLE   871 0 0
TRAVELERS COMPANIES INC Equities 89417E109 64 349 SH   DFND   0 0 349
TRUIST FINANCIAL CORP COM Equities 89832Q109 331 5,844 SH   SOLE   5,844 0 0
UNION PACIFIC CORP Equities 907818108 409 1,497 SH   SOLE   1,497 0 0
UNION PACIFIC CORP Equities 907818108 1,311 4,800 SH   DFND   4,800 0 0
UNITED PARCEL SVC INC CLASS B Equities 911312106 822 3,834 SH   SOLE   3,834 0 0
UNITEDHEALTH GROUP INC Equities 91324P102 1,107 2,170 SH   SOLE   2,170 0 0
VANECK AGRIBUSINESS ETF Equities 92189F700 350 3,349 SH   SOLE   3,349 0 0
VANECK AGRIBUSINESS ETF Equities 92189F700 26 250 SH   DFND   250 0 0
VANGUARD FTSE EMERGING MARKETS Equities 922042858 15,872 344,076 SH   SOLE   342,651 0 1,425
VANGUARD FTSE EMERGING MARKETS Equities 922042858 282 6,111 SH   DFND   6,111 0 0
VANGUARD IND FD MID-CAP ETF Equities 922908629 360 1,515 SH   SOLE   1,515 0 0
VANGUARD INDEX FUNDS VANGUARD E Equities 922908652 513 3,096 SH   DFND   3,096 0 0
VANGUARD INDEX FUNDS VANGUARD E Equities 922908652 20,032 120,922 SH   SOLE   120,637 0 285
VANGUARD INDEX FUNDS VANGUARD R Equities 922908553 437 4,034 SH   SOLE   4,034 0 0
VANGUARD INTERMEDIATE-TERM BOND Equities 921937819 5,302 64,743 SH   SOLE   64,743 0 0
VANGUARD LARGE-CAP ETF Equities 922908637 30,608 146,808 SH   SOLE   146,808 0 0
VANGUARD LARGE-CAP ETF Equities 922908637 2,261 10,846 SH   DFND   10,846 0 0
VANGUARD MUN BD FD INC TAX EXEM Equities 922907746 4,542 88,110 SH   SOLE   88,110 0 0
VANGUARD STAR FUNDS VANGUARD TO Equities 921909768 1,835 30,717 SH   DFND   30,717 0 0
VANGUARD STAR FUNDS VANGUARD TO Equities 921909768 68,622 1,148,685 SH   SOLE   1,146,510 0 2,175
VERIZON COMMUNICATIONS INC COMM Equities 92343V104 592 11,622 SH   SOLE   11,622 0 0
VERIZON COMMUNICATIONS INC COMM Equities 92343V104 51 1,000 SH   DFND   0 0 1,000
VISA COMMON CL A Equities 92826C839 1,016 4,581 SH   SOLE   4,581 0 0
WAL-MART STORES COMMON Equities 931142103 428 2,871 SH   SOLE   2,871 0 0
WALT DISNEY COMMON Equities 254687106 1,011 7,368 SH   SOLE   7,368 0 0
WELLS FARGO & CO Equities 949746101 684 14,117 SH   SOLE   14,117 0 0
WESTERN DIGITAL CORP Equities 958102105 19 392 SH   SOLE   392 0 0
WESTERN DIGITAL CORP Equities 958102105 298 6,000 SH   DFND   0 0 6,000
WILLIAMS COS INC DEL Equities 969457100 201 6,018 SH   SOLE   6,018 0 0