The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   508,931 3,140 SH   SOLE 0 0 0 3,140
ALPHABET INC CAP STK CL C 02079K107   959,840 5,882 SH   SOLE 0 0 0 5,882
AMAZON COM INC COM 023135106   704,417 3,774 SH   SOLE 0 0 0 3,774
APPLE INC COM 037833100   3,184,336 13,903 SH   SOLE 0 0 0 13,903
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,767,176 3,885 SH   SOLE 0 0 0 3,885
CBIZ INC COM 124805102   557,565 8,742 SH   SOLE 0 0 0 8,742
COCA COLA CO COM 191216100   258,952 3,739 SH   SOLE 0 0 0 3,739
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   3,631,440 91,219 SH   SOLE 0 0 0 91,219
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   5,493,147 176,232 SH   SOLE 0 0 0 176,232
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   1,787,380 28,639 SH   SOLE 0 0 0 28,639
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   832,334 13,032 SH   SOLE 0 0 0 13,032
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   254,569 10,315 SH   SOLE 0 0 0 10,315
DISNEY WALT CO COM 254687106   250,745 2,696 SH   SOLE 0 0 0 2,696
ELI LILLY & CO COM 532457108   246,797 271 SH   SOLE 0 0 0 271
HCA HEALTHCARE INC COM 40412C101   309,800 800 SH   SOLE 0 0 0 800
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420   246,756 5,093 SH   SOLE 0 0 0 5,093
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,094,624 11,758 SH   SOLE 0 0 0 11,758
INVESCO QQQ TR UNIT SER 1 46090E103   628,339 1,276 SH   SOLE 0 0 0 1,276
ISHARES TR CORE S&P MCP ETF 464287507   1,369,043 22,092 SH   SOLE 0 0 0 22,092
ISHARES TR CORE S&P500 ETF 464287200   1,144,236 1,977 SH   SOLE 0 0 0 1,977
ISHARES TR U.S. TECH ETF 464287721   273,689 1,770 SH   SOLE 0 0 0 1,770
ISHARES TR SELECT DIVID ETF 464287168   1,054,554 7,941 SH   SOLE 0 0 0 7,941
ISHARES TR ISHS 1-5YR INVS 464288646   619,222 11,862 SH   SOLE 0 0 0 11,862
ISHARES TR PFD AND INCM SEC 464288687   325,504 9,852 SH   SOLE 0 0 0 9,852
ISHARES TR BROAD USD HIGH 46435U853   2,253,184 60,553 SH   SOLE 0 0 0 60,553
ISHARES TR US TREAS BD ETF 46429B267   22,443,388 975,375 SH   SOLE 0 0 0 975,375
ISHARES TR ISHS 5-10YR INVT 464288638   36,933,604 698,178 SH   SOLE 0 0 0 698,178
JOHNSON & JOHNSON COM 478160104   496,388 3,093 SH   SOLE 0 0 0 3,093
JPMORGAN CHASE & CO. COM 46625H100   352,889 1,658 SH   SOLE 0 0 0 1,658
MARRIOTT INTL INC NEW CL A 571903202   394,058 1,512 SH   SOLE 0 0 0 1,512
MICROSOFT CORP COM 594918104   777,509 1,870 SH   SOLE 0 0 0 1,870
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   535,339 12,722 SH   SOLE 0 0 0 12,722
NVIDIA CORPORATION COM 67066G104   1,925,339 14,282 SH   SOLE 0 0 0 14,282
PAYCHEX INC COM 704326107   273,271 1,962 SH   SOLE 0 0 0 1,962
PEPSICO INC COM 713448108   523,879 3,028 SH   SOLE 0 0 0 3,028
PIMCO CORPORATE & INCOME OPP COM 72201B101   336,756 23,113 SH   SOLE 0 0 0 23,113
PROCTER AND GAMBLE CO COM 742718109   241,742 1,431 SH   SOLE 0 0 0 1,431
SCHWAB STRATEGIC TR US REIT ETF 808524847   212,410 9,521 SH   SOLE 0 0 0 9,521
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   15,230,203 685,428 SH   SOLE 0 0 0 685,428
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   5,956,761 234,981 SH   SOLE 0 0 0 234,981
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   35,080,550 1,310,932 SH   SOLE 0 0 0 1,310,932
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   4,843,530 21,021 SH   SOLE 0 0 0 21,021
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   3,154,376 20,648 SH   SOLE 0 0 0 20,648
SPDR S&P 500 ETF TR TR UNIT 78462F103   346,757 602 SH   SOLE 0 0 0 602
SPDR SER TR PORTFOLIO INTRMD 78464A375   44,562,512 1,337,410 SH   SOLE 0 0 0 1,337,410
UNITEDHEALTH GROUP INC COM 91324P102   210,505 352 SH   SOLE 0 0 0 352
US BANCORP DEL COM NEW 902973304   351,206 7,815 SH   SOLE 0 0 0 7,815
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   6,421,954 68,523 SH   SOLE 0 0 0 68,523
VANGUARD INDEX FDS GROWTH ETF 922908736   11,253,470 29,052 SH   SOLE 0 0 0 29,052
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   248,252 1,497 SH   SOLE 0 0 0 1,497
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   13,797,462 26,055 SH   SOLE 0 0 0 26,055
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   901,349 7,557 SH   SOLE 0 0 0 7,557
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   45,472,291 551,447 SH   SOLE 0 0 0 551,447
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   249,759 2,848 SH   SOLE 0 0 0 2,848
VANGUARD STAR FDS VG TL INTL STK F 921909768   7,746,019 121,525 SH   SOLE 0 0 0 121,525
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   670,177 12,955 SH   SOLE 0 0 0 12,955
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   6,268,889 48,683 SH   SOLE 0 0 0 48,683
WALMART INC COM 931142103   238,830 3,000 SH   SOLE 0 0 0 3,000
WELLTOWER INC COM 95040Q104   790,612 6,422 SH   SOLE 0 0 0 6,422