The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   3,071,487 29,559 SH   SOLE   0 0 29,559
ABBVIE INC COM 00287Y109   1,151,434 6,713 SH   SOLE   0 0 6,713
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   368,340 1,214 SH   SOLE   0 0 1,214
ADOBE INC COM 00724F101   386,656 696 SH   SOLE   0 0 696
ALPHABET INC CAP STK CL C 02079K107   3,172,007 17,294 SH   SOLE   0 0 17,294
ALPHABET INC CAP STK CL A 02079K305   4,671,661 25,647 SH   SOLE   0 0 25,647
AMAZON COM INC COM 023135106   8,961,303 46,372 SH   SOLE   0 0 46,372
AMERICAN EXPRESS CO COM 025816109   317,687 1,372 SH   SOLE   0 0 1,372
AMERICAN WTR WKS CO INC NEW COM 030420103   228,872 1,772 SH   SOLE   0 0 1,772
APOLLO GLOBAL MGMT INC COM 03769M106   1,660,182 14,061 SH   SOLE   0 0 14,061
APPLE HOSPITALITY REIT INC COM NEW 03784Y200   279,241 19,205 SH   SOLE   0 0 19,205
APPLE INC COM 037833100   28,651,446 136,034 SH   SOLE   0 0 136,034
APPLIED MATLS INC COM 038222105   448,381 1,900 SH   SOLE   0 0 1,900
ARES CAPITAL CORP COM 04010L103   301,409 14,463 SH   SOLE   0 0 14,463
BANK AMERICA CORP COM 060505104   280,949 7,064 SH   SOLE   0 0 7,064
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,656,233 11,446 SH   SOLE   0 0 11,446
BLACKROCK INC COM 09247X101   2,924,210 3,714 SH   SOLE   0 0 3,714
BOEING CO COM 097023105   308,215 1,693 SH   SOLE   0 0 1,693
BROADCOM INC COM 11135F101   2,024,573 1,261 SH   SOLE   0 0 1,261
BROWN FORMAN CORP CL B 115637209   1,081,216 25,034 SH   SOLE   0 0 25,034
CATERPILLAR INC COM 149123101   1,111,529 3,337 SH   SOLE   0 0 3,337
CHEVRON CORP NEW COM 166764100   2,225,750 14,229 SH   SOLE   0 0 14,229
CHIPOTLE MEXICAN GRILL INC COM 169656105   287,250 4,585 SH   SOLE   0 0 4,585
CISCO SYS INC COM 17275R102   241,815 5,090 SH   SOLE   0 0 5,090
CITY HLDG CO COM 177835105   202,088 1,902 SH   SOLE   0 0 1,902
CLOROX CO DEL COM 189054109   226,077 1,657 SH   SOLE   0 0 1,657
COCA COLA CO COM 191216100   1,394,144 21,903 SH   SOLE   0 0 21,903
COMCAST CORP NEW CL A 20030N101   307,091 7,842 SH   SOLE   0 0 7,842
COMPASS DIVERSIFIED SH BEN INT 20451Q104   266,511 12,175 SH   SOLE   0 0 12,175
CONSTELLATION ENERGY CORP COM 21037T109   354,001 1,768 SH   SOLE   0 0 1,768
COSTCO WHSL CORP NEW COM 22160K105   3,470,711 4,083 SH   SOLE   0 0 4,083
CROWDSTRIKE HLDGS INC CL A 22788C105   688,592 1,797 SH   SOLE   0 0 1,797
CSX CORP COM 126408103   276,464 8,265 SH   SOLE   0 0 8,265
DATADOG INC CL A COM 23804L103   436,537 3,366 SH   SOLE   0 0 3,366
DISNEY WALT CO COM 254687106   757,081 7,625 SH   SOLE   0 0 7,625
EATON VANCE TAX-MANAGED GLOB COM 27829F108   105,979 12,542 SH   SOLE   0 0 12,542
ELI LILLY & CO COM 532457108   2,903,627 3,207 SH   SOLE   0 0 3,207
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   288,810 17,806 SH   SOLE   0 0 17,806
ETF SER SOLUTIONS CLEARSHS ULTRA 26922A453   4,768,567 47,619 SH   SOLE   0 0 47,619
ETF SER SOLUTIONS CLERSHS PITON IN 26922A131   290,163 3,154 SH   SOLE   0 0 3,154
EXXON MOBIL CORP COM 30231G102   1,444,951 12,552 SH   SOLE   0 0 12,552
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192   988,736 10,350 SH   SOLE   0 0 10,350
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   455,309 8,070 SH   SOLE   0 0 8,070
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   355,772 14,551 SH   SOLE   0 0 14,551
FORD MTR CO DEL COM 345370860   208,742 16,646 SH   SOLE   0 0 16,646
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   918,401 144,176 SH   SOLE   0 0 144,176
FS KKR CAP CORP COM 302635206   1,465,301 74,268 SH   SOLE   0 0 74,268
GILEAD SCIENCES INC COM 375558103   663,283 9,667 SH   SOLE   0 0 9,667
GLOBAL X FDS INTERNET OF THNG 37954Y780   679,049 18,915 SH   SOLE   0 0 18,915
GLOBAL X FDS US INFR DEV ETF 37954Y673   1,409,878 38,084 SH   SOLE   0 0 38,084
GOLDMAN SACHS GROUP INC COM 38141G104   203,092 449 SH   SOLE   0 0 449
GRAINGER W W INC COM 384802104   1,134,405 1,257 SH   SOLE   0 0 1,257
HERSHEY CO COM 427866108   211,405 1,150 SH   SOLE   0 0 1,150
HOME DEPOT INC COM 437076102   1,515,682 4,403 SH   SOLE   0 0 4,403
HONEYWELL INTL INC COM 438516106   2,244,451 10,511 SH   SOLE   0 0 10,511
INTEL CORP COM 458140100   513,914 16,594 SH   SOLE   0 0 16,594
INTERNATIONAL BUSINESS MACHS COM 459200101   2,279,969 13,183 SH   SOLE   0 0 13,183
INVESCO QQQ TR UNIT SER 1 46090E103   5,785,003 12,074 SH   SOLE   0 0 12,074
ISHARES INC CORE MSCI EMKT 46434G103   280,658 5,243 SH   SOLE   0 0 5,243
ISHARES TR CORE MSCI EAFE 46432F842   2,078,336 28,611 SH   SOLE   0 0 28,611
ISHARES TR CORE DIV GRWTH 46434V621   255,788 4,440 SH   SOLE   0 0 4,440
ISHARES TR CORE S&P TTL STK 464287150   1,387,232 11,679 SH   SOLE   0 0 11,679
ISHARES TR CRE U S REIT ETF 464288521   5,642,400 105,347 SH   SOLE   0 0 105,347
ISHARES TR CORE US AGGBD ET 464287226   756,855 7,797 SH   SOLE   0 0 7,797
ISHARES TR MSCI EMG MKT ETF 464287234   798,434 18,747 SH   SOLE   0 0 18,747
ISHARES TR US AER DEF ETF 464288760   719,408 5,448 SH   SOLE   0 0 5,448
ISHARES TR U.S. MED DVC ETF 464288810   1,337,448 23,866 SH   SOLE   0 0 23,866
ISHARES TR CORE S&P MCP ETF 464287507   2,156,094 36,844 SH   SOLE   0 0 36,844
ISHARES TR CORE S&P SCP ETF 464287804   3,703,294 34,721 SH   SOLE   0 0 34,721
ISHARES TR S&P 500 VAL ETF 464287408   283,862 1,560 SH   SOLE   0 0 1,560
ISHARES TR CORE S&P500 ETF 464287200   3,799,728 6,944 SH   SOLE   0 0 6,944
ISHARES TR RUS 1000 ETF 464287622   263,323 885 SH   SOLE   0 0 885
ISHARES TR RUS 1000 GRW ETF 464287614   407,962 1,119 SH   SOLE   0 0 1,119
ISHARES TR RUSSELL 2000 ETF 464287655   2,176,604 10,728 SH   SOLE   0 0 10,728
ISHARES TR EXPND TEC SC ETF 464287549   9,649,924 102,321 SH   SOLE   0 0 102,321
ISHARES TR RUS MD CP GR ETF 464287481   235,928 2,138 SH   SOLE   0 0 2,138
ISHARES TR US HLTHCARE ETF 464287762   209,545 3,420 SH   SOLE   0 0 3,420
ISHARES TR MSCI EAFE ETF 464287465   1,424,918 18,191 SH   SOLE   0 0 18,191
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   4,567,093 90,491 SH   SOLE   0 0 90,491
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   8,142,405 146,710 SH   SOLE   0 0 146,710
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   6,857,430 120,985 SH   SOLE   0 0 120,985
JOHNSON & JOHNSON COM 478160104   2,949,735 20,182 SH   SOLE   0 0 20,182
JPMORGAN CHASE & CO. COM 46625H100   2,214,663 10,950 SH   SOLE   0 0 10,950
KBR INC COM 48242W106   512,735 7,994 SH   SOLE   0 0 7,994
KKR & CO INC COM 48251W104   598,289 5,685 SH   SOLE   0 0 5,685
KLA CORP COM NEW 482480100   325,681 395 SH   SOLE   0 0 395
LISTED FD TR SPEAR ALPHA ETF 53656F383   3,230,858 137,075 SH   SOLE   0 0 137,075
LKQ CORP COM 501889208   547,532 13,165 SH   SOLE   0 0 13,165
LOCKHEED MARTIN CORP COM 539830109   804,978 1,723 SH   SOLE   0 0 1,723
LOWES COS INC COM 548661107   2,986,709 13,548 SH   SOLE   0 0 13,548
LTC PPTYS INC COM 502175102   606,510 17,580 SH   SOLE   0 0 17,580
MARRIOTT INTL INC NEW CL A 571903202   448,242 1,854 SH   SOLE   0 0 1,854
MARVELL TECHNOLOGY INC COM 573874104   221,653 3,171 SH   SOLE   0 0 3,171
MASTERCARD INCORPORATED CL A 57636Q104   1,703,431 3,861 SH   SOLE   0 0 3,861
MCDONALDS CORP COM 580135101   6,020,047 23,623 SH   SOLE   0 0 23,623
MERCK & CO INC COM 58933Y105   716,802 5,790 SH   SOLE   0 0 5,790
META PLATFORMS INC CL A 30303M102   1,777,469 3,525 SH   SOLE   0 0 3,525
MICRON TECHNOLOGY INC COM 595112103   422,869 3,215 SH   SOLE   0 0 3,215
MICROSOFT CORP COM 594918104   17,810,634 39,849 SH   SOLE   0 0 39,849
MONDELEZ INTL INC CL A 609207105   6,024,354 92,059 SH   SOLE   0 0 92,059
NORTHROP GRUMMAN CORP COM 666807102   230,267 528 SH   SOLE   0 0 528
NOVO-NORDISK A S ADR 670100205   2,556,616 17,911 SH   SOLE   0 0 17,911
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   364,895 4,496 SH   SOLE   0 0 4,496
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   263,661 6,977 SH   SOLE   0 0 6,977
NVIDIA CORPORATION COM 67066G104   15,982,308 129,369 SH   SOLE   0 0 129,369
ORACLE CORP COM 68389X105   202,340 1,433 SH   SOLE   0 0 1,433
OREILLY AUTOMOTIVE INC COM 67103H107   550,207 521 SH   SOLE   0 0 521
PALO ALTO NETWORKS INC COM 697435105   1,991,006 5,873 SH   SOLE   0 0 5,873
PEPSICO INC COM 713448108   9,299,443 56,384 SH   SOLE   0 0 56,384
PHILIP MORRIS INTL INC COM 718172109   777,683 7,675 SH   SOLE   0 0 7,675
PROCTER AND GAMBLE CO COM 742718109   1,376,398 8,346 SH   SOLE   0 0 8,346
PUBLIC STORAGE OPER CO COM 74460D109   760,041 2,642 SH   SOLE   0 0 2,642
QUALCOMM INC COM 747525103   542,566 2,724 SH   SOLE   0 0 2,724
RTX CORPORATION COM 75513E101   823,909 8,207 SH   SOLE   0 0 8,207
SALESFORCE INC COM 79466L302   1,307,157 5,084 SH   SOLE   0 0 5,084
SANDY SPRING BANCORP INC COM 800363103   266,571 10,943 SH   SOLE   0 0 10,943
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   823,385 8,165 SH   SOLE   0 0 8,165
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   435,887 5,884 SH   SOLE   0 0 5,884
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   925,133 34,832 SH   SOLE   0 0 34,832
SELECT SECTOR SPDR TR ENERGY 81369Y506   244,555 2,683 SH   SOLE   0 0 2,683
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   277,654 1,905 SH   SOLE   0 0 1,905
SNOWFLAKE INC CL A 833445109   231,679 1,715 SH   SOLE   0 0 1,715
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   207,163 530 SH   SOLE   0 0 530
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,425,257 11,806 SH   SOLE   0 0 11,806
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,302,353 2,434 SH   SOLE   0 0 2,434
SPDR SER TR PRTFLO S&P500 HI 78468R788   393,651 9,785 SH   SOLE   0 0 9,785
STANLEY BLACK & DECKER INC COM 854502101   343,847 4,304 SH   SOLE   0 0 4,304
STRYKER CORPORATION COM 863667101   221,163 650 SH   SOLE   0 0 650
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   613,723 3,531 SH   SOLE   0 0 3,531
TARGET CORP COM 87612E106   567,204 3,831 SH   SOLE   0 0 3,831
TEGNA INC COM 87901J105   271,607 19,484 SH   SOLE   0 0 19,484
TESLA INC COM 88160R101   729,386 3,686 SH   SOLE   0 0 3,686
THERMO FISHER SCIENTIFIC INC COM 883556102   457,599 827 SH   SOLE   0 0 827
TJX COS INC NEW COM 872540109   254,708 2,313 SH   SOLE   0 0 2,313
TRUIST FINL CORP COM 89832Q109   220,280 5,670 SH   SOLE   0 0 5,670
UNITEDHEALTH GROUP INC COM 91324P102   2,244,433 4,407 SH   SOLE   0 0 4,407
US BANCORP DEL COM NEW 902973304   501,603 12,635 SH   SOLE   0 0 12,635
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   565,980 2,171 SH   SOLE   0 0 2,171
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   628,348 8,721 SH   SOLE   0 0 8,721
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   229,813 1,001 SH   SOLE   0 0 1,001
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   46,156,959 92,290 SH   SOLE   0 0 92,290
VANGUARD INDEX FDS VALUE ETF 922908744   1,075,179 6,703 SH   SOLE   0 0 6,703
VANGUARD INDEX FDS SMALL CP ETF 922908751   12,989,965 59,576 SH   SOLE   0 0 59,576
VANGUARD INDEX FDS GROWTH ETF 922908736   1,132,128 3,027 SH   SOLE   0 0 3,027
VANGUARD INDEX FDS SML CP GRW ETF 922908595   219,445 877 SH   SOLE   0 0 877
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   380,817 8,702 SH   SOLE   0 0 8,702
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   359,365 4,496 SH   SOLE   0 0 4,496
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   922,030 5,051 SH   SOLE   0 0 5,051
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,172,114 43,952 SH   SOLE   0 0 43,952
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   1,021,364 12,566 SH   SOLE   0 0 12,566
VANGUARD WORLD FD CONSUM STP ETF 92204A207   2,284,730 11,253 SH   SOLE   0 0 11,253
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   2,104,773 7,913 SH   SOLE   0 0 7,913
VERIZON COMMUNICATIONS INC COM 92343V104   281,928 6,836 SH   SOLE   0 0 6,836
VERTEX PHARMACEUTICALS INC COM 92532F100   1,486,780 3,172 SH   SOLE   0 0 3,172
VISA INC COM CL A 92826C839   5,078,233 19,348 SH   SOLE   0 0 19,348
WALMART INC COM 931142103   3,878,174 57,276 SH   SOLE   0 0 57,276
WASTE MGMT INC DEL COM 94106L109   6,851,600 32,116 SH   SOLE   0 0 32,116
WELLS FARGO CO NEW COM 949746101   542,550 9,135 SH   SOLE   0 0 9,135
WP CAREY INC COM 92936U109   496,716 9,023 SH   SOLE   0 0 9,023
XYLEM INC COM 98419M100   2,391,958 17,636 SH   SOLE   0 0 17,636