The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 699 2,969 SH   SOLE 0 0 2,969
ABBOTT LABS COM 002824100 270 4,732 SH   SOLE 0 0 4,732
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 211 1,375 SH   SOLE 0 0 1,375
ADOBE SYS INC COM 00724F101 441 2,513 SH   SOLE 0 0 2,513
ALPHABET INC CAP STK CL A 02079K305 1,016 964 SH   SOLE 0 0 964
ALPHABET INC CAP STK CL C 02079K107 451 431 SH   SOLE 0 0 431
ALTRIA GROUP INC COM 02209S103 368 5,107 SH   SOLE 0 0 5,107
AMAZON COM INC COM 023135106 1,082 925 SH   SOLE 0 0 925
AMERICAN ELEC PWR INC COM 025537101 304 4,138 SH   SOLE 0 0 4,138
AMERICAN EXPRESS CO COM 025816109 737 7,422 SH   SOLE 0 0 7,422
AMERIPRISE FINL INC COM 03076C106 223 1,313 SH   SOLE 0 0 1,313
AMGEN INC COM 031162100 494 2,843 SH   SOLE 0 0 2,843
APPLE INC COM 037833100 3,817 22,558 SH   SOLE 0 0 22,558
AT&T INC COM 00206R102 913 23,479 SH   SOLE 0 0 23,479
BANK AMER CORP COM 060505104 456 15,448 SH   SOLE 0 0 15,448
BANK NEW YORK MELLON CORP COM 064058100 332 6,164 SH   SOLE 0 0 6,164
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,190 4 SH   SOLE 0 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 8,923 45,013 SH   SOLE 0 0 45,013
BOEING CO COM 097023105 739 2,505 SH   SOLE 0 0 2,505
BRISTOL MYERS SQUIBB CO COM 110122108 609 9,944 SH   SOLE 0 0 9,944
CATERPILLAR INC DEL COM 149123101 311 1,974 SH   SOLE 0 0 1,974
CELANESE CORP DEL COM SER A 150870103 351 3,275 SH   SOLE 0 0 3,275
CELGENE CORP COM 151020104 577 5,530 SH   SOLE 0 0 5,530
CHEVRON CORP NEW COM 166764100 1,243 9,930 SH   SOLE 0 0 9,930
CISCO SYS INC COM 17275R102 308 8,055 SH   SOLE 0 0 8,055
CITIGROUP INC COM NEW 172967424 858 11,525 SH   SOLE 0 0 11,525
CLOROX CO DEL COM 189054109 303 2,038 SH   SOLE 0 0 2,038
COCA COLA CO COM 191216100 826 17,995 SH   SOLE 0 0 17,995
COMCAST CORP NEW CL A 20030N101 317 7,922 SH   SOLE 0 0 7,922
COSTCO WHSL CORP NEW COM 22160K105 209 1,122 SH   SOLE 0 0 1,122
DIREXION SHS ETF TR DLY S&P500 BR 3X 25460E885 271 9,050 SH   SOLE 0 0 9,050
DISNEY WALT CO COM DISNEY 254687106 584 5,387 SH   SOLE 0 0 5,387
DOWDUPONT INC COM 26078J100 388 5,450 SH   SOLE 0 0 5,450
EATON CORP PLC SHS G29183103 475 6,004 SH   SOLE 0 0 6,004
EBAY INC COM 278642103 215 5,691 SH   SOLE 0 0 5,691
EMERSON ELEC CO COM 291011104 440 6,318 SH   SOLE 0 0 6,318
EXCHANGE TRADED CONCEPTS TR EMQQ EM INTERN 301505889 241 6,343 SH   SOLE 0 0 6,343
EXXON MOBIL CORP COM 30231G102 2,180 26,057 SH   SOLE 0 0 26,057
FACEBOOK INC CL A 30303M102 501 2,839 SH   SOLE 0 0 2,839
GENERAL ELECTRIC CO COM 369604103 317 18,042 SH   SOLE 0 0 18,042
HALLIBURTON CO COM 406216101 463 9,477 SH   SOLE 0 0 9,477
HARTFORD FINL SVCS GROUP INC COM 416515104 276 4,875 SH   SOLE 0 0 4,875
HOME DEPOT INC COM 437076102 796 4,201 SH   SOLE 0 0 4,201
HONEYWELL INTL INC COM 438516106 354 2,304 SH   SOLE 0 0 2,304
HUBBELL INC COM 443510607 2,085 15,406 SH   SOLE 0 0 15,406
INTEL CORP COM 458140100 752 16,280 SH   SOLE 0 0 16,280
INTERNATIONAL BUSINESS MACHS COM 459200101 224 1,463 SH   SOLE 0 0 1,463
ISHARES GOLD TRUST ISHARES 464285105 153 12,211 SH   SOLE 0 0 12,211
ISHARES GOLD TRUST ISHARES 464285105 25 1,977 SH   DFND 1 0 0 1,977
ISHARES INC CORE MSCI EMKT 46434G103 4,681 82,257 SH   SOLE 0 0 82,257
ISHARES INC CORE MSCI EMKT 46434G103 902 15,844 SH   DFND 1 0 0 15,844
ISHARES TR CORE HIGH DV ETF 46429B663 287 3,186 SH   DFND 1 0 0 3,186
ISHARES TR CORE HIGH DV ETF 46429B663 2,784 30,887 SH   SOLE 0 0 30,887
ISHARES TR CORE MSCI EAFE 46432F842 16,420 248,449 SH   SOLE 0 0 248,449
ISHARES TR CORE MSCI EAFE 46432F842 1,959 29,643 SH   DFND 1 0 0 29,643
ISHARES TR CORE MSCI TOTAL 46432F834 35 554 SH   DFND 1 0 0 554
ISHARES TR CORE MSCI TOTAL 46432F834 203 3,205 SH   SOLE 0 0 3,205
ISHARES TR CORE S&P MCP ETF 464287507 12,391 65,291 SH   SOLE 0 0 65,291
ISHARES TR CORE S&P SCP ETF 464287804 5,587 72,731 SH   SOLE 0 0 72,731
ISHARES TR CORE S&P SCP ETF 464287804 932 12,138 SH   DFND 1 0 0 12,138
ISHARES TR CORE S&P TTL STK 464287150 433 7,076 SH   SOLE 0 0 7,076
ISHARES TR CORE S&P TTL STK 464287150 84 1,381 SH   DFND 1 0 0 1,381
ISHARES TR CORE S&P500 ETF 464287200 379 1,409 SH   SOLE 0 0 1,409
ISHARES TR EAFE SML CP ETF 464288273 281 4,350 SH   SOLE 0 0 4,350
ISHARES TR IBONDS DEC20 ETF 46434VAQ3 222 8,769 PRN   SOLE 0 0 8,769
ISHARES TR IBONDS DEC2023 46435G318 11 432 SH   DFND 1 0 0 432
ISHARES TR IBONDS DEC2023 46435G318 302 11,972 SH   SOLE 0 0 11,972
ISHARES TR IBONDS DEC21 ETF 46434VBK5 200 8,044 PRN   SOLE 0 0 8,044
ISHARES TR IBONDS DEC21 ETF 46435G789 11 425 SH   DFND 1 0 0 425
ISHARES TR IBONDS DEC21 ETF 46435G789 584 22,984 SH   SOLE 0 0 22,984
ISHARES TR IBONDS DEC22 ETF 46434VBA7 201 8,029 PRN   SOLE 0 0 8,029
ISHARES TR IBONDS DEC22 ETF 46435G755 11 422 SH   DFND 1 0 0 422
ISHARES TR IBONDS DEC22 ETF 46435G755 358 13,912 SH   SOLE 0 0 13,912
ISHARES TR IBONDS DEC23 ETF 46434VAX8 206 8,227 PRN   SOLE 0 0 8,227
ISHARES TR IBONDS SEP19 ETF 46429B564 452 17,865 SH   SOLE 0 0 17,865
ISHARES TR IBONDS SEP19 ETF 46429B564 11 429 SH   DFND 1 0 0 429
ISHARES TR IBONDS SEP20 ETF 46434V571 11 428 SH   DFND 1 0 0 428
ISHARES TR IBONDS SEP20 ETF 46434V571 578 22,786 SH   SOLE 0 0 22,786
ISHARES TR IBOXX HI YD ETF 464288513 617 7,070 SH   DFND 1 0 0 7,070
ISHARES TR INTRMD CR BD ETF 464288638 1,237 11,328 SH   SOLE 0 0 11,328
ISHARES TR JPMORGAN USD EMG 464288281 99 858 SH   SOLE 0 0 858
ISHARES TR JPMORGAN USD EMG 464288281 741 6,386 SH   DFND 1 0 0 6,386
ISHARES TR MIN VOL USA ETF 46429B697 503 9,537 SH   SOLE 0 0 9,537
ISHARES TR MSCI EAFE ETF 464287465 311 4,421 SH   DFND 1 0 0 4,421
ISHARES TR MSCI EAFE ETF 464287465 2,552 36,291 SH   SOLE 0 0 36,291
ISHARES TR MSCI EMG MKT ETF 464287234 906 19,241 SH   SOLE 0 0 19,241
ISHARES TR NASDAQ BIOTECH 464287556 228 2,137 SH   SOLE 0 0 2,137
ISHARES TR NATIONAL MUN ETF 464288414 785 7,086 SH   DFND 1 0 0 7,086
ISHARES TR NATIONAL MUN ETF 464288414 973 8,785 SH   SOLE 0 0 8,785
ISHARES TR RUS 1000 GRW ETF 464287614 995 7,392 SH   SOLE 0 0 7,392
ISHARES TR RUS 1000 VAL ETF 464287598 1,072 8,627 SH   SOLE 0 0 8,627
ISHARES TR RUSSELL 2000 ETF 464287655 663 4,348 SH   SOLE 0 0 4,348
ISHARES TR S&P 500 GRWT ETF 464287309 350 2,287 SH   SOLE 0 0 2,287
ISHARES TR S&P 500 VAL ETF 464287408 446 3,899 SH   SOLE 0 0 3,899
ISHARES TR S&P US PFD STK 464288687 64 1,679 SH   DFND 1 0 0 1,679
ISHARES TR S&P US PFD STK 464288687 218 5,732 SH   SOLE 0 0 5,732
ISHARES TR US TREAS BD ETF 46429B267 361 14,378 SH   SOLE 0 0 14,378
JOHNSON & JOHNSON COM 478160104 2,333 16,696 SH   SOLE 0 0 16,696
JPMORGAN CHASE & CO COM 46625H100 1,571 14,690 SH   SOLE 0 0 14,690
MARRIOTT INTL INC NEW CL A 571903202 219 1,612 SH   SOLE 0 0 1,612
MARSH & MCLENNAN COS INC COM 571748102 393 4,840 SH   SOLE 0 0 4,840
MASTERCARD INCORPORATED CL A 57636Q104 462 3,058 SH   SOLE 0 0 3,058
MERCK & CO INC COM 58933Y105 523 9,223 SH   SOLE 0 0 9,223
MICROSOFT CORP COM 594918104 1,301 15,206 SH   SOLE 0 0 15,206
MONDELEZ INTL INC CL A 609207105 236 5,474 SH   SOLE 0 0 5,474
MORGAN STANLEY COM NEW 617446448 348 6,633 SH   SOLE 0 0 6,633
NORDIC AMERICAN TANKERS LIMI COM G65773106 29 11,648 SH   SOLE 0 0 11,648
NUCOR CORP COM 670346105 258 4,029 SH   SOLE 0 0 4,029
PARK NATL CORP COM 700658107 329 3,161 SH   SOLE 0 0 3,161
PAYPAL HLDGS INC COM 70450Y103 373 5,057 SH   SOLE 0 0 5,057
PCSB FINL CORP COM 69324R104 381 20,000 SH   SOLE 0 0 20,000
PEPSICO INC COM 713448108 1,048 8,679 SH   SOLE 0 0 8,679
PFIZER INC COM 717081103 1,297 35,827 SH   SOLE 0 0 35,827
PHILIP MORRIS INTL INC COM 718172109 607 5,679 SH   SOLE 0 0 5,679
PHILLIPS 66 COM 718546104 266 2,631 SH   SOLE 0 0 2,631
PIMCO ETF TR ACTIVE BD ETF 72201R775 643 6,049 SH   SOLE 0 0 6,049
PNC FINL SVCS GROUP INC COM 693475105 271 1,881 SH   SOLE 0 0 1,881
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 344 20,723 SH   SOLE 0 0 20,723
POWERSHARES ETF TRUST S&P 500 QLTY PRT 73935X682 719 23,622 SH   SOLE 0 0 23,622
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 964 6,193 SH   SOLE 0 0 6,193
PROCTER AND GAMBLE CO COM 742718109 1,095 11,919 SH   SOLE 0 0 11,919
RPM INTL INC COM 749685103 245 4,667 SH   SOLE 0 0 4,667
SALESFORCE COM INC COM 79466L302 288 2,825 SH   SOLE 0 0 2,825
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 367 10,762 SH   SOLE 0 0 10,762
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 1,789 47,763 SH   SOLE 0 0 47,763
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 369 9,729 SH   SOLE 0 0 9,729
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 304 10,231 SH   SOLE 0 0 10,231
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 581 19,110 SH   SOLE 0 0 19,110
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 231 4,520 SH   SOLE 0 0 4,520
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 744 11,659 SH   SOLE 0 0 11,659
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 126 4,529 SH   DFND 1 0 0 4,529
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 157 5,629 SH   SOLE 0 0 5,629
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,918 14,607 SH   SOLE 0 0 14,607
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,201 4,487 SH   DFND 1 0 0 4,487
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,376 3,969 SH   SOLE 0 0 3,969
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 239 6,504 SH   DFND 1 0 0 6,504
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 152 4,134 SH   SOLE 0 0 4,134
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 2,634 79,807 SH   SOLE 0 0 79,807
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 214 6,476 SH   DFND 1 0 0 6,476
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 237 7,714 SH   DFND 1 0 0 7,714
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 2,729 88,953 SH   SOLE 0 0 88,953
SPDR SERIES TRUST S&P BIOTECH 78464A870 271 3,190 SH   SOLE 0 0 3,190
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 76 1,571 SH   DFND 1 0 0 1,571
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 2,061 42,373 SH   SOLE 0 0 42,373
TRAVELERS COMPANIES INC COM 89417E109 395 2,907 SH   SOLE 0 0 2,907
UNION PAC CORP COM 907818108 820 6,117 SH   SOLE 0 0 6,117
UNITED TECHNOLOGIES CORP COM 913017109 592 4,637 SH   SOLE 0 0 4,637
UNITEDHEALTH GROUP INC COM 91324P102 318 1,442 SH   SOLE 0 0 1,442
VALERO ENERGY CORP NEW COM 91913Y100 616 6,700 SH   SOLE 0 0 6,700
VANECK VECTORS ETF TR JP MORGAN MKTS 92189F494 296 15,538 SH   SOLE 0 0 15,538
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 453 3,306 SH   DFND 1 0 0 3,306
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 5,007 36,552 SH   SOLE 0 0 36,552
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 467 4,243 SH   DFND 1 0 0 4,243
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 4,812 43,757 SH   SOLE 0 0 43,757
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 926 11,714 SH   SOLE 0 0 11,714
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,229 15,069 SH   DFND 1 0 0 15,069
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 612 7,507 SH   SOLE 0 0 7,507
VANGUARD INDEX FDS GROWTH ETF 922908736 1,094 7,776 SH   DFND 1 0 0 7,776
VANGUARD INDEX FDS GROWTH ETF 922908736 1,969 13,996 SH   SOLE 0 0 13,996
VANGUARD INDEX FDS MID CAP ETF 922908629 1,388 8,966 SH   SOLE 0 0 8,966
VANGUARD INDEX FDS MID CAP ETF 922908629 418 2,703 SH   DFND 1 0 0 2,703
VANGUARD INDEX FDS REIT ETF 922908553 256 3,087 SH   DFND 1 0 0 3,087
VANGUARD INDEX FDS REIT ETF 922908553 350 4,215 SH   SOLE 0 0 4,215
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,315 13,514 SH   DFND 1 0 0 13,514
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 22,889 93,314 SH   SOLE 0 0 93,314
VANGUARD INDEX FDS SM CP VAL ETF 922908611 116 875 SH   DFND 1 0 0 875
VANGUARD INDEX FDS SM CP VAL ETF 922908611 185 1,387 SH   SOLE 0 0 1,387
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,027 6,952 SH   SOLE 0 0 6,952
VANGUARD INDEX FDS SMALL CP ETF 922908751 465 3,143 SH   DFND 1 0 0 3,143
VANGUARD INDEX FDS SML CP GRW ETF 922908595 196 1,219 SH   SOLE 0 0 1,219
VANGUARD INDEX FDS SML CP GRW ETF 922908595 84 523 SH   DFND 1 0 0 523
VANGUARD INDEX FDS TOTAL STK MKT 922908769 222 1,617 SH   DFND 1 0 0 1,617
VANGUARD INDEX FDS TOTAL STK MKT 922908769 415 3,029 SH   SOLE 0 0 3,029
VANGUARD INDEX FDS VALUE ETF 922908744 804 7,560 SH   DFND 1 0 0 7,560
VANGUARD INDEX FDS VALUE ETF 922908744 2,010 18,905 SH   SOLE 0 0 18,905
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 962 20,960 SH   DFND 1 0 0 20,960
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,512 54,729 SH   SOLE 0 0 54,729
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 114 1,934 SH   DFND 1 0 0 1,934
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 210 3,556 SH   SOLE 0 0 3,556
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 300 5,805 SH   DFND 1 0 0 5,805
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 1,315 25,457 SH   SOLE 0 0 25,457
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 315 3,599 SH   DFND 1 0 0 3,599
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,502 28,633 SH   SOLE 0 0 28,633
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 468 8,928 SH   SOLE 0 0 8,928
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 224 1,624 SH   SOLE 0 0 1,624
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 765 7,498 SH   SOLE 0 0 7,498
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,181 48,628 SH   DFND 1 0 0 48,628
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,272 184,413 SH   SOLE 0 0 184,413
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 475 5,550 SH   DFND 1 0 0 5,550
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 3,003 35,071 SH   SOLE 0 0 35,071
VERIZON COMMUNICATIONS INC COM 92343V104 596 11,274 SH   SOLE 0 0 11,274
VISA INC COM CL A 92826C839 309 2,714 SH   SOLE 0 0 2,714
WAL-MART STORES INC COM 931142103 271 2,731 SH   SOLE 0 0 2,731
WELLS FARGO CO NEW COM 949746101 319 5,267 SH   SOLE 0 0 5,267
YUM BRANDS INC COM 988498101 483 5,923 SH   SOLE 0 0 5,923
ZIOPHARM ONCOLOGY INC COM 98973P101 62 15,000 SH   SOLE 0 0 15,000