The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 530 3,021 SH   SOLE NONE 0 0 3,021
ABBVIE INC COM USD0.01 COM 00287Y109 1,388 12,870 SH   SOLE NONE 0 0 12,870
ACCENTURE PLC SHS CLASS A G1151C101 202 632 SH   SOLE NONE 0 0 632
ADVANCED MICRO DEVICES INC COM 007903107 630 6,129 SH   SOLE NONE 0 0 6,129
ALTRIA GROUP INC COM 02209S103 1,861 40,890 SH   SOLE NONE 0 0 40,890
AMERISOURCEBERGEN CORPORATION COM USD0.01 COM 03073E105 647 5,416 SH   SOLE NONE 0 0 5,416
AMGEN INC COM 031162100 1,210 5,694 SH   SOLE NONE 0 0 5,694
APPLE INC COM 037833100 3,408 24,091 SH   SOLE NONE 0 0 24,091
APPLIED MATERIALS INC COM USD0.01 COM 038222105 594 4,615 SH   SOLE NONE 0 0 4,615
AT&T INC COM USD1 COM 00206R102 686 25,433 SH   SOLE NONE 0 0 25,433
BHP GROUP LTD SPON ADS EACH REP 2 ORD SHS SPONSORED ADS 088606108 896 16,758 SH   SOLE NONE 0 0 16,758
BRISTOL-MYERS SQUIBB CO COM COM 110122108 1,166 19,716 SH   SOLE NONE 0 0 19,716
BRITISH AMERICAN TOBACCO LVL II ADR EACH REP 1 ORD GBP0.25 BNY SPONSORED ADR 110448107 1,064 30,170 SH   SOLE NONE 0 0 30,170
BROADCOM INC COM COM 11135F101 1,271 2,622 SH   SOLE NONE 0 0 2,622
CARDINAL HEALTH INC COM NPV COM 14149Y108 263 5,325 SH   SOLE NONE 0 0 5,325
CDW CORP COM USD0.01 COM 12514G108 293 1,612 SH   SOLE NONE 0 0 1,612
CISCO SYSTEMS INC COM 17275R102 1,351 24,829 SH   SOLE NONE 0 0 24,829
CLOROX CO COM USD1.00 COM 189054109 301 1,822 SH   SOLE NONE 0 0 1,822
COCA-COLA CO COM 191216100 525 10,005 SH   SOLE NONE 0 0 10,005
CONOCOPHILLIPS COM COM 20825C104 362 5,346 SH   SOLE NONE 0 0 5,346
CONTINENTAL RES INC COM COM 212015101 813 17,622 SH   SOLE NONE 0 0 17,622
DEERE & CO COM 244199105 302 901 SH   SOLE NONE 0 0 901
DEVON ENERGY CORP NEW COM 25179M103 537 15,127 SH   SOLE NONE 0 0 15,127
DIAGEO ADR EACH REPR 4 ORD GBX28.935185 SPON ADR NEW 25243Q205 201 1,042 SH   SOLE NONE 0 0 1,042
DICK S SPORTING GOODS INC COM 253393102 467 3,905 SH   SOLE NONE 0 0 3,905
DOW INC COM COM 260557103 248 4,314 SH   SOLE NONE 0 0 4,314
DUKE ENERGY CORP NEW COM NEW ISIN #US26441C2044 SEDOL #B7JZSK0 COM NEW 26441C204 540 5,542 SH   SOLE NONE 0 0 5,542
EDWARDS LIFESCIENCES CORP COM 28176E108 225 1,991 SH   SOLE NONE 0 0 1,991
ELI LILLY AND CO COM 532457108 573 100 SH   SOLE NONE 0 0 100
EXXON MOBIL CORP COM 30231G102 433 7,374 SH   SOLE NONE 0 0 7,374
FACEBOOK INC-CLASS A CL A 30303M102 345 1,018 SH   SOLE NONE 0 0 1,018
FASTENAL COM STK USD0.01 COM 311900104 384 7,443 SH   SOLE NONE 0 0 7,443
GARMIN LTD COM CHF10.00 SHS H2906T109 218 1,406 SH   SOLE NONE 0 0 1,406
GILEAD SCIENCES INC COM USD0.001 COM 375558103 820 11,749 SH   SOLE NONE 0 0 11,749
H & R BLOCK INC COM 093671105 448 17,932 SH   SOLE NONE 0 0 17,932
HCA HEALTHCARE INC COM COM 40412C101 332 1,368 SH   SOLE NONE 0 0 1,368
HOME DEPOT INC COM 437076102 794 2,419 SH   SOLE NONE 0 0 2,419
HP INC COM COM 40434L105 953 34,850 SH   SOLE NONE 0 0 34,850
ILLINOIS TOOL WORKS INC COM USD0.01 COM 452308109 540 2,617 SH   SOLE NONE 0 0 2,617
INTEL CORP COM USD0.001 COM 458140100 616 11,561 SH   SOLE NONE 0 0 11,561
INTERNATIONAL BUS MACH CORP COM USD0.20 COM 459200101 1,069 7,694 SH   SOLE NONE 0 0 7,694
ISHARES CORE S&P SMALL-CAP E CORE S&P SCP ETF 464287804 701 6,410 SH   SOLE NONE 0 0 6,410
ISHARES GOLD TR ISHARES NEW ISIN #US4642852044 SEDOL #BKP74N6 ISHARES NEW 464285204 333 9,989 SH   SOLE NONE 0 0 9,989
ISHARES INC EM MKTS DIV ETF EM MKTS DIV ETF 464286319 532 13,688 SH   SOLE NONE 0 0 13,688
ISHARES INC ESG AWR MSCI EM ESG AWR MSCI EM 46434G863 297 7,126 SH   SOLE NONE 0 0 7,126
ISHARES INC MSCI EMERG MKT MSCI EMERG MKT 46434G889 891 17,273 SH   SOLE NONE 0 0 17,273
ISHARES S&P 500 CORE S&P500 ETF 464287200 3,745 8,674 SH   SOLE NONE 0 0 8,674
ISHARES S&P GLOBAL FINANCIALS SECTOR INDEX FUND GLOBAL FINLS ETF 464287333 224 2,852 SH   SOLE NONE 0 0 2,852
ISHARES S&P GLOBAL TECHNOLOGY SECTOR INDEX FUND GLOBAL TECH ETF 464287291 2,757 48,632 SH   SOLE NONE 0 0 48,632
ISHARES TR 20 YR TR BD ETF 20 YR TR BD ETF 464287432 204 1,413 SH   SOLE NONE 0 0 1,413
ISHARES TR 3 7 YR TREAS BD 3 7 YR TREAS BD 464288661 1,150 8,839 SH   SOLE NONE 0 0 8,839
ISHARES TR COHEN STEER REIT COHEN STEER REIT 464287564 665 10,174 SH   SOLE NONE 0 0 10,174
ISHARES TR CORE MSCI TOTAL CORE MSCI TOTAL 46432F834 1,245 17,523 SH   SOLE NONE 0 0 17,523
ISHARES TR CORE TOTAL USD CORE TOTAL USD 46434V613 615 11,454 SH   SOLE NONE 0 0 11,454
ISHARES TR EAFE GRWTH ETF EAFE GRWTH ETF 464288885 634 5,929 SH   SOLE NONE 0 0 5,929
ISHARES TR EAFE VALUE ETF EAFE VALUE ETF 464288877 691 13,524 SH   SOLE NONE 0 0 13,524
ISHARES TR ESG AWR MSCI USA ESG AWR MSCI USA 46435G425 1,341 13,546 SH   SOLE NONE 0 0 13,546
ISHARES TR FLTG RATE NT ETF FLTG RATE NT ETF 46429B655 826 16,263 SH   SOLE NONE 0 0 16,263
ISHARES TR INTL SEL DIV ETF INTL SEL DIV ETF 464288448 894 29,415 SH   SOLE NONE 0 0 29,415
ISHARES TR MSCI INTL MOMENT MSCI INTL MOMENT 46434V449 1,593 41,854 SH   SOLE NONE 0 0 41,854
ISHARES TR MSCI USA VALUE MSCI USA VALUE 46432F388 327 3,236 SH   SOLE NONE 0 0 3,236
ISHARES TR SHORT TREAS BD SHORT TREAS BD 464288679 1,484 13,439 SH   SOLE NONE 0 0 13,439
ISHARES TR U.S. MED DVC ETF U.S. MED DVC ETF 464288810 1,860 29,629 SH   SOLE NONE 0 0 29,629
ISHARES TR US TREAS BD ETF US TREAS BD ETF 46429B267 951 35,690 SH   SOLE NONE 0 0 35,690
ISHARES TR USD INV GRDE ETF USD INV GRDE ETF 464288620 277 4,614 SH   SOLE NONE 0 0 4,614
ISHARES TRUST 1-3 YEAR TREASURY BOND ETF 1 3 YR TREAS BD 464287457 2,615 30,360 SH   SOLE NONE 0 0 30,360
ISHARES TRUST FALLEN ANGELS USD BD ETF FALN ANGLS USD 46435G474 519 17,223 SH   SOLE NONE 0 0 17,223
ISHARES TRUST UNITED STATES TREASURY TIPS BD ETF 464287176 235 1,826 SH   SOLE NONE 0 0 1,826
JOHNSON &JOHNSON COM USD1.00 COM 478160104 593 3,672 SH   SOLE NONE 0 0 3,672
KELLOGG COMPANY COM USD0.25 COM 487836108 837 13,096 SH   SOLE NONE 0 0 13,096
KIMBERLY-CLARK CORP COM COM 494368103 1,435 10,835 SH   SOLE NONE 0 0 10,835
KINDER MORGAN INC COM USD0.01 COM 49456B101 631 37,746 SH   SOLE NONE 0 0 37,746
LAM RESEARCH CORP COM USD0.001 COM 512807108 239 421 SH   SOLE NONE 0 0 421
LINCOLN NATIONAL CORP COM NPV COM 534187109 1,639 23,849 SH   SOLE NONE 0 0 23,849
LOCKHEED MARTIN CORP COM USD1.00 COM 539830109 1,261 3,655 SH   SOLE NONE 0 0 3,655
LOWES COMPANIES INC COM USD0.50 COM 548661107 585 2,885 SH   SOLE NONE 0 0 2,885
LYONDELLBASELL INDUSTRIES N V COM EUR0.04 CLASS A SHS - A - N53745100 473 5,041 SH   SOLE NONE 0 0 5,041
MACY S INC COM USD0.01 COM 55616P104 302 11,609 SH   SOLE NONE 0 0 11,609
MCDONALD S CORP COM 580135101 784 3,254 SH   SOLE NONE 0 0 3,254
MERCK &CO. INC COM COM 58933Y105 703 9,361 SH   SOLE NONE 0 0 9,361
MICRON TECHNOLOGY INC COM 595112103 332 4,685 SH   SOLE NONE 0 0 4,685
MICROSOFT CORP COM 594918104 685 2,432 SH   SOLE NONE 0 0 2,432
NETAPP INC COM 64110D104 1,060 11,810 SH   SOLE NONE 0 0 11,810
NOVARTIS AG SPONSORED ADR SPONSORED ADR 66987V109 682 8,347 SH   SOLE NONE 0 0 8,347
NOVO NORDISK A/S ADR-EACH CNV INTO 1 CLASS B DKK1 ADR 670100205 309 3,220 SH   SOLE NONE 0 0 3,220
NVIDIA CORPORATION COM COM 67066G104 226 1,094 SH   SOLE NONE 0 0 1,094
ORACLE CORP COM 68389X105 739 8,491 SH   SOLE NONE 0 0 8,491
OREILLY AUTOMOTIVE INC COM COM 67103H107 479 784 SH   SOLE NONE 0 0 784
PACKAGING CORP OF AMERICA COM USD0.01 COM 695156109 325 2,367 SH   SOLE NONE 0 0 2,367
PARTY CITY HOLDCO INC COM COM 702149105 146 20,700 SH   SOLE NONE 0 0 20,700
PENSKE AUTOMOTIVE GROUP INC COM 70959W103 401 3,996 SH   SOLE NONE 0 0 3,996
PEPSICO INC COM 713448108 1,115 7,415 SH   SOLE NONE 0 0 7,415
PFIZER INC COM 717081103 454 10,569 SH   SOLE NONE 0 0 10,569
PHILIP MORRIS INTERNATIONAL INC COM NPV COM 718172109 1,298 13,694 SH   SOLE NONE 0 0 13,694
PROSPECT CAP CORP BOND CALL MAKE WHOLE NOTE 6.375% 3/0 74348TAT9 27 25,000 PRN   SOLE NONE 0 0 25,000
QUALCOMM INC COM 747525103 1,045 8,108 SH   SOLE NONE 0 0 8,108
ROYAL BANK OF CANADA MONTREAL QUE COM NPV ISIN #CA7800871021 SEDOL #2754383 COM 780087102 258 2,594 SH   SOLE NONE 0 0 2,594
SEAGATE TECHNOLOGY HLDGS PUB LTD CO SEAGATE TECHNOLOGY HOLDINGS PLC ORDINARY SHARES ISIN #IE00BKVD2N49 ORD SHS G7997R103 527 6,396 SH   SOLE NONE 0 0 6,396
SOUTHERN CO COM 842587107 209 3,373 SH   SOLE NONE 0 0 3,373
SOUTHERN COPPER CORP COM 84265V105 1,065 18,980 SH   SOLE NONE 0 0 18,980
SPDR GOLD TR GOLD SHS GOLD SHS 78463V107 321 1,955 SH   SOLE NONE 0 0 1,955
STARBUCKS CORP COM USD0.001 COM 855244109 665 6,029 SH   SOLE NONE 0 0 6,029
SYSCO CORP COM 871829107 311 3,974 SH   SOLE NONE 0 0 3,974
TEXAS INSTRUMENTS INC COM USD1.00 COM 882508104 819 4,262 SH   SOLE NONE 0 0 4,262
THE REAL BROKERAGE INC COM NPV(POST REV SPLIT) ISIN #CA75585H2063 SEDOL #BM9W3K1 COM NEW 75585H206 18 10,000 SH   SOLE NONE 0 0 10,000
TRUIST FINL CORP COM COM 89832Q109 1,232 21,020 SH   SOLE NONE 0 0 21,020
UNILEVER PLC SPON ADR NEW SPON ADR NEW 904767704 884 16,318 SH   SOLE NONE 0 0 16,318
UNITED PARCEL SERVICE INC CL B 911312106 483 2,656 SH   SOLE NONE 0 0 2,656
VERIZON COMMUNICATIONS INC COM 92343V104 1,041 19,282 SH   SOLE NONE 0 0 19,282
WESTERN UNION CO COM 959802109 281 13,911 SH   SOLE NONE 0 0 13,911
WILLIAMS-SONOMA INC COM 969904101 305 1,725 SH   SOLE NONE 0 0 1,725
YUM! BRANDS INC COM 988498101 278 2,275 SH   SOLE NONE 0 0 2,275