The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 5,298 20,282 SH   SOLE   20,282 0 0
INVESCO LTD SHS G491BT108 144 8,258 SH   SOLE   8,258 0 0
INVESCO LTD SHS G491BT108 63 3,625 SH   OTR   3,625 0 0
JOHNSON CTLS INTL PLC SHS G51502105 255 5,473 SH   SOLE   5,473 0 0
JOHNSON CTLS INTL PLC SHS G51502105 1 26 SH   OTR   26 0 0
SEAGATE TECHNOLOGY PLC SHS G7945M107 261 4,195 SH   SOLE   4,195 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 707 7,709 SH   SOLE   7,709 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 53 580 SH   OTR   580 0 0
ONESPAWORLD HOLDINGS LIMITED COM P73684113 10,140 1,000,000 SH   SOLE   1,000,000 0 0
AFLAC INC COM 001055102 308 6,937 SH   SOLE   6,937 0 0
AFLAC INC COM 001055102 79 1,780 SH   OTR   1,780 0 0
ATT INC COM 00206R102 2,158 75,028 SH   SOLE   75,028 0 0
ATT INC COM 00206R102 139 4,823 SH   OTR   4,823 0 0
ABBOTT LABS COM 002824100 6,744 61,595 SH   SOLE   60,263 0 1,332
ABBOTT LABS COM 002824100 246 2,250 SH   OTR   2,250 0 0
ABBVIE INC COM 00287Y109 5,148 48,049 SH   SOLE   48,041 0 8
ABBVIE INC COM 00287Y109 639 5,959 SH   OTR   5,959 0 0
ABERDEEN STD PALLADIUM ETF T PHYSCL PALLADM 003262102 435 1,896 SH   SOLE   1,896 0 0
ACTIVISION BLIZZARD INC COM 00507V109 3,568 38,427 SH   SOLE   38,427 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,984 3,968 SH   SOLE   3,968 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 235 470 SH   OTR   470 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 331 2,796 SH   SOLE   2,796 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 67 562 SH   OTR   562 0 0
AIR PRODS AND CHEMS INC COM 009158106 569 2,084 SH   SOLE   2,084 0 0
AIR PRODS AND CHEMS INC COM 009158106 27 100 SH   OTR   100 0 0
ALEXION PHARMACEUTICALS INC COM 015351109 270 1,730 SH   SOLE   1,730 0 0
ALEXION PHARMACEUTICALS INC COM 015351109 49 313 SH   OTR   313 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 279 1,200 SH   SOLE   1,200 0 0
ALPHABET INC CAP STK CL C 02079K107 1,209 690 SH   SOLE   690 0 0
ALPHABET INC CAP STK CL C 02079K107 51 29 SH   OTR   29 0 0
ALPHABET INC CAP STK CL A 02079K305 26,179 14,937 SH   SOLE   14,862 0 75
ALPHABET INC CAP STK CL A 02079K305 755 431 SH   OTR   431 0 0
ALTRIA GROUP INC COM 02209S103 534 13,036 SH   SOLE   13,036 0 0
ALTRIA GROUP INC COM 02209S103 221 5,400 SH   OTR   5,400 0 0
AMAZON COM INC COM 023135106 37,227 11,430 SH   SOLE   11,378 0 52
AMAZON COM INC COM 023135106 769 236 SH   OTR   236 0 0
AMERICAN TOWER CORP NEW COM 03027X100 6,838 30,463 SH   SOLE   30,367 0 96
AMERICAN TOWER CORP NEW COM 03027X100 114 508 SH   OTR   508 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 2,622 17,088 SH   SOLE   17,088 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 1 8 SH   OTR   8 0 0
AMERISOURCEBERGEN CORP COM 03073E105 376 3,851 SH   SOLE   3,851 0 0
AMGEN INC COM 031162100 284 1,236 SH   SOLE   1,236 0 0
AMGEN INC COM 031162100 322 1,400 SH   OTR   1,400 0 0
ANTHEM INC COM 036752103 11,824 36,826 SH   SOLE   36,700 0 126
ANTHEM INC COM 036752103 485 1,510 SH   OTR   1,510 0 0
APPLE INC COM 037833100 57,283 431,706 SH   SOLE   429,876 0 1,830
APPLE INC COM 037833100 2,867 21,604 SH   OTR   21,604 0 0
APPLIED MATLS INC COM 038222105 8,148 94,415 SH   SOLE   94,415 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 264 1,499 SH   SOLE   1,499 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 522 2,960 SH   OTR   2,960 0 0
1BK OF AMERICA CORP COM 060505104 7,750 255,701 SH   SOLE   255,099 0 602
BK OF AMERICA CORP COM 060505104 242 7,986 SH   OTR   7,986 0 0
BECTON DICKINSON AND CO COM 075887109 2,128 8,506 SH   SOLE   8,506 0 0
BECTON DICKINSON AND CO COM 075887109 125 500 SH   OTR   500 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,425 6,144 SH   SOLE   5,795 0 349
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 96 414 SH   OTR   414 0 0
BLACKROCK INC COM 09247X101 4,199 5,819 SH   SOLE   5,819 0 0
BLACKROCK INC COM 09247X101 338 468 SH   OTR   468 0 0
BOEING CO COM 097023105 198 925 SH   SOLE   925 0 0
BOEING CO COM 097023105 44 205 SH   OTR   205 0 0
BOOKING HOLDINGS INC COM 09857L108 419 188 SH   SOLE   188 0 0
BOOKING HOLDINGS INC COM 09857L108 94 42 SH   OTR   42 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 4,516 72,802 SH   SOLE   72,802 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 423 6,827 SH   OTR   6,827 0 0
BROADCOM INC COM 11135F101 14,169 32,361 SH   SOLE   32,195 0 166
BROADCOM INC COM 11135F101 266 607 SH   OTR   607 0 0
CIGNA CORP NEW COM 125523100 313 1,502 SH   SOLE   1,502 0 0
CIGNA CORP NEW COM 125523100 64 308 SH   OTR   308 0 0
CVS HEALTH CORP COM 126650100 4,550 66,615 SH   SOLE   66,362 0 253
CVS HEALTH CORP COM 126650100 48 707 SH   OTR   707 0 0
CAPITAL ONE FINL CORP COM 14040H105 315 3,190 SH   SOLE   3,190 0 0
CAPITAL ONE FINL CORP COM 14040H105 49 494 SH   OTR   494 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 266 7,040 SH   SOLE   7,040 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 162 4,302 SH   OTR   4,302 0 0
CATERPILLAR INC COM 149123101 2,220 12,197 SH   SOLE   12,197 0 0
CATERPILLAR INC COM 149123101 2 10 SH   OTR   10 0 0
CHEVRON CORP NEW COM 166764100 6,051 71,651 SH   SOLE   71,548 0 103
CHEVRON CORP NEW COM 166764100 230 2,724 SH   OTR   2,724 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 2,981 2,150 SH   SOLE   2,150 0 0
CISCO SYS INC COM 17275R102 2,448 54,693 SH   SOLE   54,693 0 0
CISCO SYS INC COM 17275R102 381 8,520 SH   OTR   8,520 0 0
CITIGROUP INC COM NEW 172967424 5,733 92,972 SH   SOLE   92,653 0 319
CITIGROUP INC COM NEW 172967424 241 3,901 SH   OTR   3,901 0 0
COCA COLA CO COM 191216100 5,467 99,683 SH   SOLE   99,520 0 163
COCA COLA CO COM 191216100 342 6,240 SH   OTR   6,240 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 451 5,507 SH   SOLE   5,507 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 55 676 SH   OTR   676 0 0
COMCAST CORP NEW CL A 20030N101 12,213 233,079 SH   SOLE   230,649 0 2,430
COMCAST CORP NEW CL A 20030N101 269 5,125 SH   OTR   5,125 0 0
CONAGRA BRANDS INC COM 205887102 843 23,262 SH   SOLE   23,262 0 0
CORTEVA INC COM 22052L104 1,974 50,969 SH   SOLE   50,969 0 0
CORTEVA INC COM 22052L104 18 460 SH   OTR   460 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,167 3,098 SH   SOLE   3,098 0 0
COSTCO WHSL CORP NEW COM 22160K105 32 85 SH   OTR   85 0 0
DBX ETF TR XTRACK MSCI EURP 233051853 2,185 73,020 SH   SOLE   73,020 0 0
DANAHER CORPORATION COM 235851102 957 4,306 SH   SOLE   4,306 0 0
DANAHER CORPORATION COM 235851102 111 500 SH   OTR   500 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 4,210 104,692 SH   SOLE   104,109 0 583
DELTA AIR LINES INC DEL COM NEW 247361702 186 4,620 SH   OTR   4,620 0 0
DIREXION SHS ETF TR DRX SP500BULL 25459W862 418 5,780 SH   SOLE   5,780 0 0
DISNEY WALT CO COM 254687106 6,587 36,357 SH   SOLE   36,357 0 0
DISNEY WALT CO COM 254687106 571 3,150 SH   OTR   3,150 0 0
DOLLAR GEN CORP NEW COM 256677105 1,933 9,191 SH   SOLE   9,191 0 0
DOLLAR GEN CORP NEW COM 256677105 6 30 SH   OTR   30 0 0
DOW INC COM 260557103 1,430 25,762 SH   SOLE   25,762 0 0
DOW INC COM 260557103 90 1,621 SH   OTR   1,621 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 274 2,991 SH   SOLE   2,991 0 0
1EATON VANCE CORP COM NON VTG 278265103 335 4,937 SH   SOLE   4,937 0 0
EDISON INTL COM 281020107 778 12,384 SH   SOLE   12,384 0 0
EDISON INTL COM 281020107 90 1,425 SH   OTR   1,425 0 0
EMERSON ELEC CO COM 291011104 377 4,693 SH   SOLE   4,693 0 0
EMERSON ELEC CO COM 291011104 107 1,328 SH   OTR   1,328 0 0
EQUINIX INC COM 29444U700 358 501 SH   SOLE   501 0 0
EQUINIX INC COM 29444U700 4 5 SH   OTR   5 0 0
EVERSOURCE ENERGY COM 30040W108 226 2,608 SH   SOLE   2,608 0 0
EVERSOURCE ENERGY COM 30040W108 19 218 SH   OTR   218 0 0
EXXON MOBIL CORP COM 30231G102 304 7,387 SH   SOLE   7,387 0 0
EXXON MOBIL CORP COM 30231G102 94 2,280 SH   OTR   2,280 0 0
FACEBOOK INC CL A 30303M102 24,175 88,503 SH   SOLE   88,021 0 482
FACEBOOK INC CL A 30303M102 738 2,700 SH   OTR   2,700 0 0
FEDEX CORP COM 31428X106 635 2,447 SH   SOLE   2,447 0 0
FEDEX CORP COM 31428X106 145 560 SH   OTR   560 0 0
GENERAL DYNAMICS CORP COM 369550108 1,732 11,635 SH   SOLE   11,568 0 67
GENERAL DYNAMICS CORP COM 369550108 65 435 SH   OTR   435 0 0
GENERAL ELECTRIC CO COM 369604103 330 30,541 SH   SOLE   29,041 0 1,500
GENERAL ELECTRIC CO COM 369604103 182 16,829 SH   OTR   16,829 0 0
GENERAL MTRS CO COM 37045V100 321 7,701 SH   SOLE   7,701 0 0
GENERAL MTRS CO COM 37045V100 132 3,176 SH   OTR   3,176 0 0
GILEAD SCIENCES INC COM 375558103 3,671 63,012 SH   SOLE   62,686 0 326
GILEAD SCIENCES INC COM 375558103 103 1,760 SH   OTR   1,760 0 0
HP INC COM 40434L105 246 10,000 SH   SOLE   10,000 0 0
HP INC COM 40434L105 54 2,200 SH   OTR   2,200 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 119 10,000 SH   SOLE   10,000 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 25 2,100 SH   OTR   2,100 0 0
HOME DEPOT INC COM 437076102 8,710 32,791 SH   SOLE   32,733 0 58
HOME DEPOT INC COM 437076102 296 1,115 SH   OTR   1,115 0 0
HONEYWELL INTL INC COM 438516106 2,620 12,319 SH   SOLE   12,319 0 0
HONEYWELL INTL INC COM 438516106 16 75 SH   OTR   75 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 8,091 253,402 SH   SOLE   252,225 0 1,177
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 44 1,373 SH   OTR   1,373 0 0
INTEL CORP COM 458140100 6,057 121,576 SH   SOLE   121,370 0 206
INTEL CORP COM 458140100 573 11,495 SH   OTR   11,495 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 472 4,092 SH   SOLE   4,092 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 21 180 SH   OTR   180 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,016 16,016 SH   SOLE   16,016 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 29 230 SH   OTR   230 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 442 1,410 SH   SOLE   1,410 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 188 600 SH   OTR   600 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 1,394 1,704 SH   SOLE   1,704 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 1,848 53,470 SH   SOLE   53,470 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 26 752 SH   OTR   752 0 0
IQVIA HLDGS INC COM 46266C105 2,716 15,161 SH   SOLE   15,161 0 0
IRON MTN INC NEW COM 46284V101 553 18,767 SH   SOLE   18,767 0 0
ISHARES SILVER TR ISHARES 46428Q109 1,729 70,370 SH   SOLE   70,370 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,579 16,419 SH   SOLE   16,419 0 0
ISHARES TR SELECT DIVID ETF 464287168 58 600 SH   OTR   600 0 0
ISHARES TR CORE SP500 ETF 464287200 7,146 19,036 SH   SOLE   19,031 0 5
ISHARES TR CORE US AGGBD ET 464287226 314 2,657 SH   SOLE   2,657 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 15,027 290,835 SH   SOLE   290,835 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 333 6,452 SH   OTR   6,452 0 0
ISHARES TR IBOXX INV CP ETF 464287242 3,103 22,463 SH   SOLE   22,463 0 0
ISHARES TR SP 500 GRWT ETF 464287309 7,148 112,006 SH   SOLE   112,006 0 0
ISHARES TR SP 500 GRWT ETF 464287309 322 5,040 SH   OTR   5,040 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 440 21,653 SH   SOLE   21,653 0 0
ISHARES TR NORTH AMERN NAT 464287374 274 11,768 SH   SOLE   11,768 0 0
1ISHARES TR SP 500 VAL ETF 464287408 4,749 37,099 SH   SOLE   37,099 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 542 6,276 SH   SOLE   6,276 0 0
ISHARES TR MSCI EAFE ETF 464287465 10,733 147,114 SH   SOLE   147,114 0 0
ISHARES TR MSCI EAFE ETF 464287465 186 2,550 SH   OTR   2,550 0 0
ISHARES TR RUS MID CAP ETF 464287499 326 4,750 SH   SOLE   4,750 0 0
ISHARES TR CORE SP MCP ETF 464287507 6,811 29,633 SH   SOLE   29,633 0 0
ISHARES TR CORE SP MCP ETF 464287507 77 335 SH   OTR   335 0 0
ISHARES TR COHEN STEER REIT 464287564 381 7,072 SH   SOLE   7,072 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 491 2,035 SH   SOLE   2,035 0 0
ISHARES TR RUS 1000 ETF 464287622 1,826 8,621 SH   SOLE   8,621 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,054 10,475 SH   SOLE   10,475 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 44 225 SH   OTR   225 0 0
ISHARES TR U.S. REAL ES ETF 464287739 1,997 23,315 SH   SOLE   23,315 0 0
ISHARES TR U.S. REAL ES ETF 464287739 188 2,199 SH   OTR   2,199 0 0
ISHARES TR CORE SP SCP ETF 464287804 6,305 68,605 SH   SOLE   68,470 0 135
ISHARES TR CORE SP SCP ETF 464287804 41 449 SH   OTR   449 0 0
ISHARES TR CALIF MUN BD ETF 464288356 2,375 37,798 SH   SOLE   37,798 0 0
ISHARES TR IBOXX HI YD ETF 464288513 689 7,898 SH   SOLE   7,898 0 0
ISHARES TR MBS ETF 464288588 2,312 20,996 SH   SOLE   20,996 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 2,588 41,876 SH   SOLE   41,876 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 727 5,467 SH   SOLE   5,467 0 0
ISHARES TR PFD AND INCM SEC 464288687 1,149 29,829 SH   SOLE   29,829 0 0
ISHARES TR PFD AND INCM SEC 464288687 32 840 SH   OTR   840 0 0
ISHARES TR EAFE GRWTH ETF 464288885 209 2,076 SH   SOLE   2,076 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 10,514 207,287 SH   SOLE   207,287 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 93 1,842 SH   OTR   1,842 0 0
ISHARES TR CORE MSCI EAFE 46432F842 276 4,000 SH   SOLE   4,000 0 0
JPMORGAN CHASE AND CO COM 46625H100 16,416 129,185 SH   SOLE   129,138 0 47
JPMORGAN CHASE AND CO COM 46625H100 456 3,589 SH   OTR   3,589 0 0
JACOBS ENGR GROUP INC COM 469814107 226 2,075 SH   SOLE   2,075 0 0
JOHNSON AND JOHNSON COM 478160104 1,846 11,729 SH   SOLE   11,304 0 425
JOHNSON AND JOHNSON COM 478160104 360 2,285 SH   OTR   2,285 0 0
KIMBERLY-CLARK CORP COM 494368103 438 3,250 SH   SOLE   3,250 0 0
KIMBERLY-CLARK CORP COM 494368103 81 600 SH   OTR   600 0 0
KINDER MORGAN INC DEL COM 49456B101 400 29,241 SH   SOLE   29,241 0 0
KINDER MORGAN INC DEL COM 49456B101 18 1,310 SH   OTR   1,310 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 190 1,007 SH   SOLE   1,007 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 144 764 SH   OTR   764 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 6,841 33,610 SH   SOLE   33,562 0 48
LABORATORY CORP AMER HLDGS COM NEW 50540R409 111 545 SH   OTR   545 0 0
LAM RESEARCH CORP COM 512807108 5,477 11,598 SH   SOLE   11,598 0 0
LAUDER ESTEE COS INC CL A 518439104 941 3,536 SH   SOLE   3,536 0 0
LAUDER ESTEE COS INC CL A 518439104 3 10 SH   OTR   10 0 0
LILLY ELI AND CO COM 532457108 248 1,471 SH   SOLE   1,471 0 0
LOCKHEED MARTIN CORP COM 539830109 7,911 22,286 SH   SOLE   22,286 0 0
LOCKHEED MARTIN CORP COM 539830109 4 10 SH   OTR   10 0 0
LOWES COS INC COM 548661107 227 1,415 SH   SOLE   1,415 0 0
MDU RES GROUP INC COM 552690109 223 8,473 SH   SOLE   8,473 0 0
MGM RESORTS INTERNATIONAL COM 552953101 315 10,011 SH   SOLE   10,011 0 0
MARATHON PETE CORP COM 56585A102 795 19,210 SH   SOLE   19,062 0 148
MARATHON PETE CORP COM 56585A102 114 2,749 SH   OTR   2,749 0 0
MARSH AND MCLENNAN COS INC COM 571748102 55 473 SH   SOLE   473 0 0
MARSH AND MCLENNAN COS INC COM 571748102 187 1,600 SH   OTR   1,600 0 0
MASTERCARD INCORPORATED CL A 57636Q104 4,925 13,798 SH   SOLE   13,765 0 33
MASTERCARD INCORPORATED CL A 57636Q104 17 48 SH   OTR   48 0 0
MCDONALDS CORP COM 580135101 2,781 12,962 SH   SOLE   12,962 0 0
MCDONALDS CORP COM 580135101 691 3,220 SH   OTR   3,220 0 0
MERCK AND CO. INC COM 58933Y105 8,434 103,105 SH   SOLE   103,105 0 0
1MERCK AND CO. INC COM 58933Y105 270 3,300 SH   OTR   3,300 0 0
METLIFE INC COM 59156R108 2,236 47,635 SH   SOLE   47,635 0 0
METLIFE INC COM 59156R108 181 3,860 SH   OTR   3,860 0 0
MICROSOFT CORP COM 594918104 36,439 163,831 SH   SOLE   163,508 0 323
MICROSOFT CORP COM 594918104 1,547 6,956 SH   OTR   6,956 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 10,090 73,055 SH   SOLE   72,514 0 541
MICROCHIP TECHNOLOGY INC. COM 595017104 315 2,282 SH   OTR   2,282 0 0
MICRON TECHNOLOGY INC COM 595112103 633 8,422 SH   SOLE   8,422 0 0
MICRON TECHNOLOGY INC COM 595112103 105 1,400 SH   OTR   1,400 0 0
MONDELEZ INTL INC CL A 609207105 4,053 69,322 SH   SOLE   69,322 0 0
MONDELEZ INTL INC CL A 609207105 131 2,240 SH   OTR   2,240 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 3,198 34,576 SH   SOLE   34,463 0 113
MONSTER BEVERAGE CORP NEW COM 61174X109 161 1,743 SH   OTR   1,743 0 0
MOODYS CORP COM 615369105 554 1,910 SH   SOLE   1,910 0 0
MORGAN STANLEY COM NEW 617446448 12,398 180,909 SH   SOLE   180,624 0 285
MORGAN STANLEY COM NEW 617446448 387 5,640 SH   OTR   5,640 0 0
NRG ENERGY INC COM NEW 629377508 645 17,179 SH   SOLE   17,179 0 0
NRG ENERGY INC COM NEW 629377508 247 6,575 SH   OTR   6,575 0 0
NETFLIX INC COM 64110L106 7,400 13,686 SH   SOLE   13,686 0 0
NETFLIX INC COM 64110L106 143 265 SH   OTR   265 0 0
NEXTERA ENERGY INC COM 65339F101 6,422 83,238 SH   SOLE   83,238 0 0
NEXTERA ENERGY INC COM 65339F101 378 4,900 SH   OTR   4,900 0 0
NIKE INC CL B 654106103 6,275 44,359 SH   SOLE   44,359 0 0
NIKE INC CL B 654106103 368 2,600 SH   OTR   2,600 0 0
NORFOLK SOUTHN CORP COM 655844108 723 3,043 SH   SOLE   3,043 0 0
NORFOLK SOUTHN CORP COM 655844108 18 75 SH   OTR   75 0 0
NVIDIA CORPORATION COM 67066G104 9,145 17,512 SH   SOLE   17,512 0 0
ORACLE CORP COM 68389X105 424 6,558 SH   SOLE   6,558 0 0
ORACLE CORP COM 68389X105 84 1,298 SH   OTR   1,298 0 0
OTIS WORLDWIDE CORP COM 68902V107 237 3,508 SH   SOLE   3,508 0 0
OTIS WORLDWIDE CORP COM 68902V107 145 2,151 SH   OTR   2,151 0 0
PAYPAL HLDGS INC COM 70450Y103 1,457 6,221 SH   SOLE   6,221 0 0
PAYPAL HLDGS INC COM 70450Y103 12 50 SH   OTR   50 0 0
PEPSICO INC COM 713448108 2,367 15,958 SH   SOLE   15,508 0 450
PEPSICO INC COM 713448108 238 1,603 SH   OTR   1,603 0 0
PFIZER INC COM 717081103 3,594 97,624 SH   SOLE   97,624 0 0
PFIZER INC COM 717081103 672 18,248 SH   OTR   18,248 0 0
PHILIP MORRIS INTL INC COM 718172109 1,726 20,849 SH   SOLE   20,849 0 0
PHILIP MORRIS INTL INC COM 718172109 549 6,632 SH   OTR   6,632 0 0
PROCTER AND GAMBLE CO COM 742718109 2,455 17,643 SH   SOLE   17,043 0 600
PROCTER AND GAMBLE CO COM 742718109 558 4,011 SH   OTR   4,011 0 0
PROLOGIS INC. COM 74340W103 2,548 25,562 SH   SOLE   25,562 0 0
PROLOGIS INC. COM 74340W103 20 200 SH   OTR   200 0 0
PRUDENTIAL FINL INC COM 744320102 935 11,979 SH   SOLE   11,979 0 0
PRUDENTIAL FINL INC COM 744320102 264 3,384 SH   OTR   3,384 0 0
QORVO INC COM 74736K101 2,985 17,953 SH   SOLE   17,953 0 0
QORVO INC COM 74736K101 150 900 SH   OTR   900 0 0
QUALCOMM INC COM 747525103 12,283 80,628 SH   SOLE   80,628 0 0
QUALCOMM INC COM 747525103 431 2,830 SH   OTR   2,830 0 0
QUANTA SVCS INC COM 74762E102 833 11,564 SH   SOLE   11,564 0 0
RPM INTL INC COM 749685103 118 1,300 SH   SOLE   1,300 0 0
RPM INTL INC COM 749685103 272 3,000 SH   OTR   3,000 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,631 22,812 SH   SOLE   22,812 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 474 6,623 SH   OTR   6,623 0 0
SPDR SP 500 ETF TR TR UNIT 78462F103 32,987 88,229 SH   SOLE   88,229 0 0
SPDR SP 500 ETF TR TR UNIT 78462F103 748 2,000 SH   OTR   2,000 0 0
SPDR GOLD TR GOLD SHS 78463V107 25,027 140,320 SH   SOLE   140,054 0 266
1SPDR GOLD TR GOLD SHS 78463V107 462 2,592 SH   OTR   2,592 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 206 6,035 SH   SOLE   6,035 0 0
SPDR SER TR BLMBRG BRC CNVRT 78464A359 1,169 14,125 SH   SOLE   14,125 0 0
SPDR SER TR BLOMBERG INTL TR 78464A516 873 27,949 SH   SOLE   27,949 0 0
SPDR SP MIDCAP 400 ETF TR UTSER1 SPDCRP 78467Y107 3,267 7,780 SH   SOLE   7,780 0 0
SPDR SP MIDCAP 400 ETF TR UTSER1 SPDCRP 78467Y107 337 803 SH   OTR   803 0 0
SALESFORCE COM INC COM 79466L302 13,118 58,948 SH   SOLE   58,615 0 333
SALESFORCE COM INC COM 79466L302 132 591 SH   OTR   591 0 0
SCHLUMBERGER LTD COM 806857108 2,316 106,105 SH   SOLE   106,105 0 0
SCHLUMBERGER LTD COM 806857108 51 2,340 SH   OTR   2,340 0 0
SCHWAB CHARLES CORP COM 808513105 274 5,165 SH   SOLE   5,165 0 0
SCHWAB CHARLES CORP COM 808513105 348 6,561 SH   OTR   6,561 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,041 84,456 SH   SOLE   84,456 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 216 1,901 SH   SOLE   1,901 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 359 2,234 SH   SOLE   2,234 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 24 150 SH   OTR   150 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 320 8,448 SH   SOLE   8,448 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 286 3,232 SH   SOLE   3,232 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,190 9,154 SH   SOLE   9,154 0 0
SEMPRA ENERGY COM 816851109 3,737 29,328 SH   SOLE   29,328 0 0
SEMPRA ENERGY COM 816851109 1 10 SH   OTR   10 0 0
SHERWIN WILLIAMS CO COM 824348106 780 1,062 SH   SOLE   1,062 0 0
SHERWIN WILLIAMS CO COM 824348106 59 80 SH   OTR   80 0 0
SNAP ON INC COM 833034101 313 1,828 SH   SOLE   1,828 0 0
SNAP ON INC COM 833034101 161 940 SH   OTR   940 0 0
STARBUCKS CORP COM 855244109 2,521 23,561 SH   SOLE   23,441 0 120
STARBUCKS CORP COM 855244109 72 672 SH   OTR   672 0 0
T-MOBILE US INC COM 872590104 2,180 16,164 SH   SOLE   16,164 0 0
TARGET CORP COM 87612E106 690 3,907 SH   SOLE   3,907 0 0
TARGET CORP COM 87612E106 265 1,500 SH   OTR   1,500 0 0
TESLA INC COM 88160R101 243 345 SH   SOLE   345 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 4,733 10,161 SH   SOLE   10,161 0 0
3M CO COM 88579Y101 811 4,637 SH   SOLE   4,637 0 0
3M CO COM 88579Y101 302 1,725 SH   OTR   1,725 0 0
TYSON FOODS INC CL A 902494103 3,106 48,207 SH   SOLE   48,096 0 111
TYSON FOODS INC CL A 902494103 35 546 SH   OTR   546 0 0
ULTA BEAUTY INC COM 90384S303 3,051 10,624 SH   SOLE   10,583 0 41
ULTA BEAUTY INC COM 90384S303 1 3 SH   OTR   3 0 0
UNION PAC CORP COM 907818108 4,174 20,044 SH   SOLE   20,044 0 0
UNION PAC CORP COM 907818108 217 1,040 SH   OTR   1,040 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,703 10,111 SH   SOLE   10,111 0 0
UNITED PARCEL SERVICE INC CL B 911312106 105 622 SH   OTR   622 0 0
UNITED RENTALS INC COM 911363109 4,105 17,702 SH   SOLE   17,702 0 0
UNITED RENTALS INC COM 911363109 21 90 SH   OTR   90 0 0
UNITED STS OIL FD LP UNITS 91232N207 625 18,935 SH   SOLE   18,935 0 0
UNITED STS OIL FD LP UNITS 91232N207 7 225 SH   OTR   225 0 0
UNITEDHEALTH GROUP INC COM 91324P102 15,701 44,774 SH   SOLE   44,392 0 382
UNITEDHEALTH GROUP INC COM 91324P102 379 1,082 SH   OTR   1,082 0 0
VALERO ENERGY CORP COM 91913Y100 540 9,542 SH   SOLE   9,542 0 0
VALERO ENERGY CORP COM 91913Y100 109 1,925 SH   OTR   1,925 0 0
VANECK VECTORS ETF TR INTRMDT MUNI ETF 92189H201 498 9,569 SH   SOLE   9,569 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 5,009 81,392 SH   SOLE   81,392 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,174 8,314 SH   SOLE   8,314 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 752 3,690 SH   SOLE   3,690 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,984 79,510 SH   SOLE   79,510 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 118 2,350 SH   OTR   2,350 0 0
VANGUARD INDEX FDS SP 500 ETF SHS 922908363 769 2,238 SH   SOLE   2,238 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,354 8,224 SH   SOLE   8,224 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 369 1,456 SH   SOLE   1,456 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 320 1,642 SH   SOLE   1,642 0 0
1VERIZON COMMUNICATIONS INC COM 92343V104 1,841 31,330 SH   SOLE   30,682 0 648
VERIZON COMMUNICATIONS INC COM 92343V104 205 3,495 SH   OTR   3,495 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 1,054 4,458 SH   SOLE   4,458 0 0
VIATRIS INC COM 92556V106 196 10,447 SH   SOLE   10,447 0 0
VIATRIS INC COM 92556V106 52 2,775 SH   OTR   2,775 0 0
VISA INC COM CL A 92826C839 17,256 78,891 SH   SOLE   78,765 0 126
VISA INC COM CL A 92826C839 370 1,691 SH   OTR   1,691 0 0
VULCAN MATLS CO COM 929160109 2,939 19,818 SH   SOLE   19,818 0 0
WALMART INC COM 931142103 6,481 44,963 SH   SOLE   44,963 0 0
WALMART INC COM 931142103 443 3,076 SH   OTR   3,076 0 0
WELLS FARGO CO NEW COM 949746101 354 11,716 SH   SOLE   11,716 0 0
WELLS FARGO CO NEW COM 949746101 313 10,370 SH   OTR   10,370 0 0
WELLS FARGO CO NEW PERP PFD CNV A 949746804 214 141 SH   SOLE   141 0 0
WOODWARD INC COM 980745103 434 3,574 SH   SOLE   3,574 0 0
XILINX INC COM 983919101 220 1,552 SH   SOLE   1,552 0 0