The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 260,374 2,017 SH   OTR 1 1,858 159 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 902,847 6,123 SH   SOLE   6,123 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 BBG006G2JWB1 491,273 5,794 SH   SOLE   5,794 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 251,769 1,330 SH   OTR 3 230 1,100 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 471,052 9,008 SH   SOLE   9,008 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 570,403 2,600 SH   OTR 3 1,421 1,179 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDXT0 606,408 10,315 SH   SOLE   10,315 0 0
AMERICAN CENTY ETF TR AVANTIS INTL SML 025072190 BBG01HDKB2Y8 650,800 10,000 SH   SOLE   10,000 0 0
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 BBG014GDZKC8 912,492 9,453 SH   SOLE   9,453 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 BBG00Q9MQ6T1 555,977 9,059 SH   SOLE   9,059 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 BBG00Q9MPQH1 806,835 8,324 SH   SOLE   8,324 0 0
APPLE INC COM 037833100 BBG001S5N8V8 1,306,637 5,218 SH   OTR 3 3,449 1,769 0
AT&T INC COM 00206R102 BBG001S5VWH2 349,610 15,354 SH   SOLE   15,354 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 4,630,443 105,357 SH   OTR 2 104,642 715 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 3,595,416 7,932 SH   OTR 1 7,771 161 0
BLACKSTONE INC COM 09260D107 BBG001S7H949 413,808 2,400 SH   SOLE   2,400 0 0
BP PLC SPONSORED ADR 055622104 BBG001S5W4F5 1,285,395 43,484 SH   SOLE   43,484 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 259,428 1,119 SH   OTR 2 370 749 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 488,637 1,347 SH   SOLE   1,347 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 753,168 5,200 SH   OTR 1 5,083 117 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 689,410 11,073 SH   OTR 2 10,482 591 0
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 350,185 3,852 SH   SOLE   3,852 0 0
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 1,201,756 12,118 SH   SOLE   12,118 0 0
DIAMONDBACK ENERGY INC COM 25278X109 BBG002PHSZN7 367,825 2,245 SH   OTR 1 2,052 193 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 BBG012G21Y06 376,640 10,616 SH   SOLE   10,616 0 0
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 467,720 8,684 SH   SOLE   8,684 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 2,257,747 20,956 SH   OTR 1 20,660 296 0
EASTGROUP PPTYS INC COM 277276101 BBG001S5QT03 1,244,599 7,755 SH   SOLE   7,755 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 980,440 1,270 SH   SOLE   1,270 0 0
ENBRIDGE INC COM 29250N105 BBG001S6Q6D7 394,641 9,301 SH   SOLE   9,301 0 0
EXPAND ENERGY CORPORATION COM 165167735 BBG00Z6DX607 486,542 4,887 SH   SOLE   4,887 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,726,295 16,048 SH   OTR 1 15,637 411 0
FEDEX CORP COM 31428X106 BBG001S5R3M5 210,926 750 SH   SOLE   750 0 0
FIRST BANCORP N C COM 318910106 BBG001S5R1Z5 278,198 6,327 SH   OTR 1 6,215 112 0
FREEPORT-MCMORAN INC CL B 35671D857 BBG001S5R3F3 207,802 5,457 SH   SOLE   5,457 0 0
HALLIBURTON CO COM 406216101 BBG001S5RS59 224,045 8,240 SH   SOLE   8,240 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 222,285 1,015 SH   OTR 1 467 548 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 BBG00KJR2X19 936,798 10,385 SH   SOLE   10,385 0 0
INVESCO QUALITY MUN INCOME T COM 46133G107 BBG001S746Q5 305,660 31,000 SH   SOLE   31,000 0 0
ISHARES SILVER TR ISHARES 46428Q109 BBG001SQLN69 262,957 9,987 SH   SOLE   9,987 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 1,137,881 9,876 SH   OTR 1 9,847 29 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 365,795 2,844 SH   SOLE   2,844 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 1,196,193 2,032 SH   OTR 1 1,986 46 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 337,755 3,486 SH   OTR 1 3,382 104 0
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 686,598 13,086 SH   SOLE   13,086 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 455,797 6,028 SH   SOLE   6,028 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 322,960 7,723 SH   OTR 1 5,922 1,801 0
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 256,428 2,361 SH   SOLE   2,361 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 556,474 5,223 SH   SOLE   5,223 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 726,219 5,022 SH   OTR 1 4,562 460 0
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 1,530,548 6,385 SH   OTR 1 6,161 224 0
KKR & CO INC COM 48251W104 BBG001S6PW05 563,980 3,813 SH   SOLE   3,813 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 83,303,144 337,533 SH   SOLE   337,533 0 0
MARTIN MARIETTA MATLS INC COM 573284106 BBG001S7QC51 361,550 700 SH   SOLE   700 0 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 237,403 2,972 SH   OTR 1 2,284 688 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 253,551 433 SH   SOLE   433 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,651,470 3,918 SH   SOLE   3,918 0 0
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 322,008 1,372 SH   SOLE   1,372 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 363,388 2,706 SH   OTR 2 460 2,246 0
OCCIDENTAL PETE CORP COM 674599105 BBG001S5TZG9 820,001 16,596 SH   SOLE   16,596 0 0
PEPSICO INC COM 713448108 BBG001S695T1 495,025 3,255 SH   OTR 1 2,913 342 0
PERMIAN RESOURCES CORP CLASS A COM 71424F105 BBG00D61Y2G3 202,470 14,080 SH   SOLE   14,080 0 0
PFIZER INC COM 717081103 BBG001S5V466 264,132 9,956 SH   OTR 1 9,389 567 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 316,400 2,629 SH   SOLE   2,629 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 304,187 1,814 SH   OTR 2 1,619 195 0
RANGE RES CORP COM 75281A109 BBG001SBZNN8 336,413 9,350 SH   SOLE   9,350 0 0
ROCKWELL AUTOMATION INC COM 773903109 BBG001S5VRF5 334,374 1,170 SH   OTR 1 1,150 20 0
RPM INTL INC COM 749685103 BBG001S7X317 415,327 3,375 SH   SOLE   3,375 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 284,729 10,692 SH   SOLE   10,692 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 BBG0051QD594 767,874 22,492 SH   SOLE   22,492 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 689,740 37,283 SH   SOLE   37,283 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 434,656 12,661 SH   SOLE   12,661 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 BBG001T9F7C1 534,773 22,016 SH   SOLE   22,016 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 BBG001T9F795 344,561 14,321 SH   SOLE   14,321 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 437,170 19,259 SH   SOLE   19,259 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 414,766 18,272 SH   SOLE   18,272 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 304,557 11,682 SH   SOLE   11,682 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 990,871 42,747 SH   SOLE   42,747 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 383,820 18,225 SH   SOLE   18,225 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 350,962 13,572 SH   SOLE   13,572 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 260,036 10,067 SH   SOLE   10,067 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 2,174,851 25,389 SH   SOLE   25,389 0 0
SHELL PLC SPON ADS 780259305 BBG0147BN6H1 499,007 7,965 SH   OTR 1 7,892 73 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 950,360 3,925 SH   SOLE   3,925 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 BBG001T2PHC3 216,010 3,686 SH   SOLE   3,686 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721 BBG001SRSPW6 206,715 4,362 SH   SOLE   4,362 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672 BBG001STKCX8 1,175,420 42,160 SH   SOLE   42,160 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 1,073,392 12,302 SH   SOLE   12,302 0 0
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 294,329 2,228 SH   SOLE   2,228 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 BBG00JPZ8T56 480,332 20,216 SH   SOLE   20,216 0 0
TRUIST FINL CORP COM 89832Q109 BBG001S5YYC0 2,434,268 56,115 SH   SOLE   56,115 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 BBG001SRLFL7 218,145 4,732 SH   SOLE   4,732 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 BBG001TC6MG7 236,374 1,281 SH   SOLE   1,281 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 BBG001TC6ML1 282,159 3,023 SH   SOLE   3,023 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 884,373 12,298 SH   SOLE   12,298 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 298,093 6,077 SH   SOLE   6,077 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 389,233 1,474 SH   SOLE   1,474 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 1,990,630 22,347 SH   SOLE   22,347 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 2,318,495 4,303 SH   SOLE   4,303 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 416,359 2,101 SH   SOLE   2,101 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 365,092 1,519 SH   SOLE   1,519 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 2,990,594 10,319 SH   SOLE   10,319 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 1,966,936 44,663 SH   SOLE   44,663 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 551,481 11,390 SH   SOLE   11,390 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 988,171 16,985 SH   OTR 1 16,838 147 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 1,165,705 19,781 SH   SOLE   19,781 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 861,093 18,007 SH   SOLE   18,007 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 BBG001SHVR32 244,850 965 SH   SOLE   965 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 329,932 8,250 SH   OTR 1 7,470 780 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 227,597 720 SH   SOLE   720 0 0
WALMART INC COM 931142103 BBG001S5XH92 498,641 5,519 SH   OTR 1 4,910 609 0
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 1,649,047 16,548 SH   SOLE   16,548 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 BBG001SHLB38 254,237 4,039 SH   SOLE   4,039 0 0