The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 2,979 946 SH   SOLE   0 0 946
ULTA BEAUTY INC COM Stock 90384S303 983 4,388 SH   SOLE   0 0 4,388
INVESCO QQQ TRUST ETF 46090E103 11,278 40,593 SH   SOLE   0 0 40,593
GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF ETF 381430107 576 20,459 SH   SOLE   0 0 20,459
ISHARES COMEX GOLD TRUST ETF 464285105 8,900 494,708 SH   SOLE   0 0 494,708
MONSTER BEVERAGE CORP NEW COM Stock 61174X109 481 6,000 SH   SOLE   0 0 6,000
JOHNSON & JOHNSON COM Stock 478160104 1,341 9,007 SH   SOLE   0 0 9,007
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 8,981 52,735 SH   SOLE   0 0 52,735
COSTCO WHSL CORP NEW COM Stock 22160K105 305 858 SH   SOLE   0 0 858
BOSTON SCIENTIFIC CORP COM Stock 101137107 283 7,404 SH   SOLE   0 0 7,404
ISHARES U.S. INDUSTRIALS ETF ETF 464287754 3,491 20,884 SH   SOLE   0 0 20,884
PROCTER AND GAMBLE CO COM Stock 742718109 1,322 9,510 SH   SOLE   0 0 9,510
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107 440 27,882 SH   SOLE   0 0 27,882
UNITED PARCEL SERVICE INC CL B Stock 911312106 1,390 8,340 SH   SOLE   0 0 8,340
SPDR S&P 500 ETF ETF 78462F103 4,104 12,256 SH   SOLE   0 0 12,256
MASTERCARD INCORPORATED CL A Stock 57636Q104 1,670 4,938 SH   SOLE   0 0 4,938
ISHARES TIPS BOND ETF ETF 464287176 210 1,660 SH   SOLE   0 0 1,660
IQ HEDGE MULTI-STRATEGY TRACKER ETF ETF 45409B107 607 19,583 SH   SOLE   0 0 19,583
VERIZON COMMUNICATIONS INC COM Stock 92343V104 328 5,513 SH   SOLE   0 0 5,513
PENN NATL GAMING INC COM Stock 707569109 443 6,092 SH   SOLE   0 0 6,092
HOME DEPOT INC COM Stock 437076102 1,581 5,692 SH   SOLE   0 0 5,692
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 3,434 32,559 SH   SOLE   0 0 32,559
SPDR GOLD SHARES ETF 78463V107 2,041 11,523 SH   SOLE   0 0 11,523
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 225 3,299 SH   SOLE   0 0 3,299
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 1,789 22,465 SH   SOLE   0 0 22,465
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 1,248 39,744 SH   SOLE   0 0 39,744
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 1,054 13,075 SH   SOLE   0 0 13,075
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 3,992 78,599 SH   SOLE   0 0 78,599
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 6,167 53,551 SH   SOLE   0 0 53,551
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833 3,314 32,503 SH   SOLE   0 0 32,503
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 1,052 4,942 SH   SOLE   0 0 4,942
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 1,578 58,966 SH   SOLE   0 0 58,966
MICROSOFT CORP COM Stock 594918104 2,565 12,195 SH   SOLE   0 0 12,195
DOCUSIGN INC COM Stock 256163106 2,060 9,569 SH   SOLE   0 0 9,569
IQ MERGER ARBITRAGE ETF ETF 45409B800 2,908 86,448 SH   SOLE   0 0 86,448
BOEING CO COM Stock 097023105 264 1,599 SH   SOLE   0 0 1,599
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 2,370 15,409 SH   SOLE   0 0 15,409
VANGUARD MID-CAP INDEX FUND ETF 922908629 2,236 12,684 SH   SOLE   0 0 12,684
NEXTERA ENERGY INC COM Stock 65339F101 325 1,170 SH   SOLE   0 0 1,170
OVINTIV INC COM Stock 69047Q102 395 48,407 SH   SOLE   0 0 48,407
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 3,455 143,537 SH   SOLE   0 0 143,537
SCHWAB SHORT-TERM U.S. TREASURY ETF ETF 808524862 6,213 120,650 SH   SOLE   0 0 120,650
SCHWAB U.S. TIPS ETF ETF 808524870 4,757 77,189 SH   SOLE   0 0 77,189
ROYAL CARIBBEAN GROUP COM Stock V7780T103 242 3,735 SH   SOLE   0 0 3,735
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 2,589 23,952 SH   SOLE   0 0 23,952
SCHWAB U.S. MID-CAP ETF ETF 808524508 950 17,119 SH   SOLE   0 0 17,119
SCHWAB US AGGREGATE BOND ETF ETF 808524839 6,996 124,754 SH   SOLE   0 0 124,754
ENERGY TRANSFER LP COM UT LTD PTN Stock 29273V100 278 51,212 SH   SOLE   0 0 51,212
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 2,064 37,319 SH   SOLE   0 0 37,319
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525 622 6,770 SH   SOLE   0 0 6,770
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 5,564 87,301 SH   SOLE   0 0 87,300
PALO ALTO NETWORKS INC COM Stock 697435105 1,250 5,106 SH   SOLE   0 0 5,106
MPLX LP COM UNIT REP LTD Stock 55336V100 411 26,108 SH   SOLE   0 0 26,108
ENTEGRIS INC COM Stock 29362U104 303 4,080 SH   SOLE   0 0 4,080
ABBVIE INC COM Stock 00287Y109 1,504 17,171 SH   SOLE   0 0 17,171
BLACKSTONE GROUP INC COM CL A Stock 09260D107 1,488 28,511 SH   SOLE   0 0 28,511
GRACO INC COM Stock 384109104 237 3,860 SH   SOLE   0 0 3,860
MCDONALDS CORP COM Stock 580135101 1,492 6,798 SH   SOLE   0 0 6,798
ISHARES NASDAQ BIOTECHNOLOGY INDEX FUND ETF 464287556 364 2,686 SH   SOLE   0 0 2,686
LULULEMON ATHLETICA INC COM Stock 550021109 908 2,758 SH   SOLE   0 0 2,758
WELLS FARGO CO NEW COM Stock 949746101 1,369 58,231 SH   SOLE   0 0 58,231
SALESFORCE COM INC COM Stock 79466L302 1,097 4,363 SH   SOLE   0 0 4,363
JPMORGAN CHASE & CO COM Stock 46625H100 2,625 27,270 SH   SOLE   0 0 27,270
CHEVRON CORP NEW COM Stock 166764100 329 4,564 SH   SOLE   0 0 4,564
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 1,319 32,250 SH   SOLE   0 0 32,250
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 503 11,628 SH   SOLE   0 0 11,628
TARGET CORP COM Stock 87612E106 1,627 10,336 SH   SOLE   0 0 10,336
PFIZER INC COM Stock 717081103 1,374 37,441 SH   SOLE   0 0 37,441
ALPHABET INC CAP STK CL C Stock 02079K107 2,271 1,545 SH   SOLE   0 0 1,545
FIRST TRUST DOW JONES INTERNET INDEX FUND ETF 33733E302 3,672 19,500 SH   SOLE   0 0 19,500
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 1,762 14,924 SH   SOLE   0 0 14,924
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 5,624 141,342 SH   SOLE   0 0 141,342
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102 1,705 5,799 SH   SOLE   0 0 5,799
VANGUARD SHORT-TERM BOND INDEX FUND ETF 921937827 5,897 71,002 SH   SOLE   0 0 71,002
ISHARES MSCI ACWI INDEX FUND ETF 464288257 580 7,262 SH   SOLE   0 0 7,262
APPLE INC COM Stock 037833100 6,890 59,498 SH   SOLE   0 0 59,498
ABBOTT LABS COM Stock 002824100 1,298 11,929 SH   SOLE   0 0 11,929
DISNEY WALT CO COM DISNEY Stock 254687106 1,408 11,351 SH   SOLE   0 0 11,351
VANGUARD TOTAL WORLD STOCK INDEX FUND ETF 922042742 326 4,044 SH   SOLE   0 0 4,044