The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 314 1,794 SH   SOLE   1,794 0 0
A T & T Inc New COM 00206R102 477 16,577 SH   SOLE   16,577 0 0
Abbvie Inc COM 00287Y109 662 6,175 SH   SOLE   6,175 0 0
Adobe Systems Inc COM 00724F101 228 455 SH   SOLE   455 0 0
Alphabet Inc Cap STK CL A COM 02079K305 4,480 2,556 SH   SOLE   2,556 0 0
Amazon Com Inc COM 023135106 2,443 750 SH   SOLE   750 0 0
American Express Company COM 025816109 302 2,494 SH   SOLE   2,494 0 0
Annaly Capital Management Inc COM 035710409 234 27,700 SH   SOLE   27,700 0 0
Apple Inc COM 037833100 3,529 26,592 SH   SOLE   26,592 0 0
Bank Of America Corp COM 060505104 670 22,118 SH   SOLE   22,118 0 0
Barrick Gold COM 067901108 226 9,906 SH   SOLE   9,906 0 0
Baxter International Inc COM 071813109 1,705 21,246 SH   SOLE   21,246 0 0
Becton Dickinson & Co COM 075887109 222 886 SH   SOLE   886 0 0
Black Hills Corp COM 092113109 212 3,443 SH   SOLE   3,443 0 0
BlackRock Inc COM 09247X101 2,739 3,796 SH   SOLE   3,796 0 0
BlackRock Municipal Inco COM 09248F109 246 15,918 SH   SOLE   15,918 0 0
Blackstone Group Inc Com CL A COM 09260D107 384 5,917 SH   SOLE   5,917 0 0
Boeing Co COM 097023105 332 1,551 SH   SOLE   1,551 0 0
C V S Health Corporation COM 126650100 2,018 29,542 SH   SOLE   29,542 0 0
Capital One Financial CP COM 14040H105 1,156 11,695 SH   SOLE   11,695 0 0
Carnival Corp New F COM 143658300 963 44,444 SH   SOLE   44,444 0 0
Caterpillar Inc COM 149123101 304 1,668 SH   SOLE   1,668 0 0
Cheniere Energy Inc New COM 16411R208 2,436 40,587 SH   SOLE   40,587 0 0
Chevron Corporation COM 166764100 317 3,752 SH   SOLE   3,752 0 0
Cimarex Energy Co COM 171798101 1,037 27,636 SH   SOLE   27,636 0 0
Cisco Systems Inc COM 17275R102 1,339 29,912 SH   SOLE   29,912 0 0
Constellation Brand CL A COM 21036P108 3,912 17,857 SH   SOLE   17,857 0 0
Copart Inc COM 217204106 1,313 10,320 SH   SOLE   10,320 0 0
Corteva Inc Com COM 22052L104 595 15,378 SH   SOLE   15,378 0 0
Costco WHSL Corp New COM 22160K105 503 1,334 SH   SOLE   1,334 0 0
Delta Air Lines Inc New COM 247361702 693 17,233 SH   SOLE   17,233 0 0
Diageo PLC New ADR F COM 25243Q205 1,140 7,179 SH   SOLE   7,179 0 0
Digital Realty Trust Inc COM 253868103 393 2,818 SH   SOLE   2,818 0 0
Disney Walt Co COM 254687106 5,822 32,131 SH   SOLE   32,131 0 0
Dominion Res Inc Va New COM 25746U109 203 2,702 SH   SOLE   2,702 0 0
Doubleline Income Solutions FD Com COM 258622109 280 16,875 SH   SOLE   16,875 0 0
Doubleline Opportunistic COM 258623107 281 14,300 SH   SOLE   14,300 0 0
Dow Inc Com COM 260557103 735 13,240 SH   SOLE   13,240 0 0
DuPont De Nemours Inc Com COM 26614N102 920 12,938 SH   SOLE   12,938 0 0
Essential Utils Inc COM 29670G102 2,654 56,116 SH   SOLE   56,116 0 0
Expedia Inc COM 30212P303 371 2,800 SH   SOLE   2,800 0 0
Exxon Mobil Corporation COM 30231G102 238 5,764 SH   SOLE   5,764 0 0
F M C Corp New COM 302491303 2,399 20,876 SH   SOLE   20,876 0 0
Facebook Inc Class A COM 30303M102 646 2,366 SH   SOLE   2,366 0 0
Fortis Inc Com COM 349553107 1,653 40,429 SH   SOLE   40,429 0 0
Hain Celestial Group COM 405217100 601 14,979 SH   SOLE   14,979 0 0
Home Depot Inc COM 437076102 227 855 SH   SOLE   855 0 0
Honeywell International COM 438516106 345 1,622 SH   SOLE   1,622 0 0
Hubspot Inc COM 443573100 1,235 3,114 SH   SOLE   3,114 0 0
iShares Russell 2000 ETF COM 464287655 1,296 6,612 SH   SOLE   6,612 0 0
iShares S&P 500 Growth COM 464287309 518 8,120 SH   SOLE   8,120 0 0
iShares S&P 500 Value COM 464287408 270 2,110 SH   SOLE   2,110 0 0
iShares TIPS Bond ETF COM 464287176 1,139 8,921 SH   SOLE   8,921 0 0
iShares Trust COM 464287564 204 3,786 SH   SOLE   3,786 0 0
Johnson & Johnson COM 478160104 7,504 47,681 SH   SOLE   47,681 0 0
JPMorgan Chase & Co COM 46625H100 3,889 30,606 SH   SOLE   30,606 0 0
Kinross Gold Corp New F COM 496902404 132 17,927 SH   SOLE   17,927 0 0
Livent Corp 00500 COM 53814L108 376 19,940 SH   SOLE   19,940 0 0
Merck & Co Inc New COM 58933Y105 372 4,553 SH   SOLE   4,553 0 0
Microsoft Corp COM 594918104 2,584 11,619 SH   SOLE   11,619 0 0
Mondelez Intl Inc CL A COM 609207105 3,614 61,805 SH   SOLE   61,805 0 0
Monmouth Real Est REIT COM 609720107 214 12,327 SH   SOLE   12,327 0 0
New York Community Bancorp Inc COM 649445103 663 62,812 SH   SOLE   62,812 0 0
Northfield Bancorp COM 66611T108 190 15,418 SH   SOLE   15,418 0 0
Oceanfirst Finl Corp COM 675234108 1,175 63,069 SH   SOLE   63,069 0 0
Oracle Corporation COM 68389X105 2,941 45,459 SH   SOLE   45,459 0 0
Paypal Hldgs COM 70450Y103 8,048 34,364 SH   SOLE   34,364 0 0
Peapack Gladstone Fi COM 704699107 273 12,000 SH   SOLE   12,000 0 0
Pepsico Incorporated COM 713448108 3,422 23,072 SH   SOLE   23,072 0 0
Philip Morris Intl Inc COM 718172109 2,192 26,479 SH   SOLE   26,479 0 0
PIMCO 15 Year U.S. TIPS Index Excha COM 72201R304 372 4,199 SH   SOLE   4,199 0 0
PIMCO Active Bond COM 72201R775 664 5,871 SH   SOLE   5,871 0 0
PIMCO Enhncd LW DRTN Actv ETF COM 72201R718 515 5,050 SH   SOLE   5,050 0 0
PIMCO Income Stra FD II COM 72201J104 841 84,678 SH   SOLE   84,678 0 0
PNC Finl Services GP Inc COM 693475105 262 1,757 SH   SOLE   1,757 0 0
PPL Corporation COM 69351T106 352 12,471 SH   SOLE   12,471 0 0
Precigen Inc COM 74017N105 113 11,076 SH   SOLE   11,076 0 0
Procter & Gamble COM 742718109 6,446 46,326 SH   SOLE   46,326 0 0
PTC Inc COM 69370C100 337 2,818 SH   SOLE   2,818 0 0
Qualcomm Inc COM 747525103 4,907 32,214 SH   SOLE   32,214 0 0
Raytheon Technologies Co COM 75513E101 278 3,886 SH   SOLE   3,886 0 0
Rockwell Automation COM 773903109 498 1,985 SH   SOLE   1,985 0 0
Safehold Inc Com COM 78645L100 13,966 192,661 SH   SOLE   192,661 0 0
Schwab Strategic TR US TIPS Et F COM 808524870 407 6,552 SH   SOLE   6,552 0 0
Sea LTD F COM 81141R100 11,555 58,051 SH   SOLE   58,051 0 0
Seagen Inc COM 81181C104 1,384 7,900 SH   SOLE   7,900 0 0
SPDR Citi Int'l Gov Infl Protect Bond COM 78464A490 572 9,744 SH   SOLE   9,744 0 0
SPDR Doubline Total Return COM 78467V848 1,621 32,892 SH   SOLE   32,892 0 0
SPDR Gold Trust COM 78463V107 1,081 6,061 SH   SOLE   6,061 0 0
SPDR S&P 500 ETF COM 78462F103 284 760 SH   SOLE   760 0 0
SPDR S&P Dividend ETF COM 78464A763 1,597 15,080 SH   SOLE   15,080 0 0
Spotify Technology F COM L8681T102 725 2,305 SH   SOLE   2,305 0 0
Square Inc Class A COM 852234103 1,110 5,098 SH   SOLE   5,098 0 0
Teva Pharm Inds LTD Adrf COM 881624209 365 37,788 SH   SOLE   37,788 0 0
Twitter Inc COM 90184L102 6,065 112,008 SH   SOLE   112,008 0 0
U S Bancorp Del New COM 902973304 719 15,442 SH   SOLE   15,442 0 0
Umh Properties Inc. REIT COM 903002103 181 12,200 SH   SOLE   12,200 0 0
United Parcel Service B COM 911312106 2,314 13,741 SH   SOLE   13,741 0 0
Vanguard Bond Index Fund COM 921937793 524 4,778 SH   SOLE   4,778 0 0
Vanguard S/T Bond ETF COM 921937827 276 3,327 SH   SOLE   3,327 0 0
Vanguard S/T Corp Bond ETF COM 92206C409 1,837 22,068 SH   SOLE   22,068 0 0
Vanguard Total Bond Mkt ETF COM 921937835 935 10,602 SH   SOLE   10,602 0 0
Vanguard Total World Stock ETF COM 922042742 1,436 15,516 SH   SOLE   15,516 0 0
Verizon Communications COM 92343V104 351 5,982 SH   SOLE   5,982 0 0
Zendesk Inc COM 98936J101 610 4,259 SH   SOLE   4,259 0 0
Zoetis Inc COM 98978V103 2,668 16,121 SH   SOLE   16,121 0 0