The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101   4,647,253 33,996 SH   DFND 1,2 33,996 0 0
ADVANCED MICRO DEV COM 007903107   3,460,939 21,093 SH   DFND 1,2 21,084 0 9
ALPHABET INC CAP STK CL A 02079K305   16,772,245 101,129 SH   DFND 1,2 99,736 0 1,393
ALTRIA GROUP INC COM 02209S103   276,126 5,410 SH   DFND 1,2 5,410 0 0
AMER EXPRESS CO COM 025816109   646,541 2,384 SH   DFND 1,2 2,384 0 0
AMETEK Inc COM 031100100   1,118,004 6,511 SH   DFND 1,2 6,097 0 414
ANALOG DEVICES INC COM 032654105   414,536 1,801 SH   DFND 1,2 1,456 0 345
APPLIED MATERIALS COM 038222105   1,684,289 8,336 SH   DFND 1,2 7,154 0 1,182
ARISTA NETWORKS INC COM 040413106   4,515,642 11,765 SH   DFND 1,2 11,729 0 36
ASML HOLDING NV N Y REGISTRY SHS N07059210   3,797,954 4,558 SH   DFND 1,2 4,558 0 0
AT&T INC COM 00206R102   700,480 31,840 SH   DFND 1,2 29,048 0 2,792
AUTOMATIC DATA PROCESSING COM 053015103   13,053,631 47,171 SH   DFND 1,2 46,329 0 842
AUTOZONE INC COM 053332102   2,378,280 755 SH   DFND 1,2 755 0 0
AbbVie Inc COM 00287Y109   15,702,425 79,514 SH   DFND 1,2 76,814 0 2,700
Abbott Laboratories COM 002824100   15,872,700 139,222 SH   DFND 1,2 135,493 0 3,729
Accenture PLC SHS CLASS A G1151C101   5,008,812 14,170 SH   DFND 1,2 14,076 0 94
Adobe Inc COM 00724F101   5,206,278 10,055 SH   DFND 1,2 9,836 0 219
Aflac Inc COM 001055102   385,263 3,446 SH   DFND 1,2 2,606 0 840
Air Products and Chemicals Inc COM 009158106   2,845,799 9,558 SH   DFND 1,2 8,859 0 699
Akamai Technologies Inc COM 00971T101   277,209 2,746 SH   DFND 1,2 2,746 0 0
Allstate Corp/The COM 020002101   274,424 1,447 SH   DFND 1,2 831 0 616
Alphabet Inc CAP STK CL C 02079K107   4,886,462 29,227 SH   DFND 1,2 28,827 0 400
Amazon.com Inc COM 023135106   15,641,286 83,944 SH   DFND 1,2 83,223 0 721
American Tower Corp COM 03027X100   5,430,043 23,349 SH   DFND 1,2 23,099 0 250
American Water Works Co Inc COM 030420103   483,908 3,309 SH   DFND 1,2 3,209 0 100
Ameriprise Financial Inc COM 03076C106   210,945 449 SH   DFND 1,2 449 0 0
Amgen Inc COM 031162100   864,812 2,684 SH   DFND 1,2 2,484 0 200
Amphenol Corp CL A 032095101   3,324,659 51,023 SH   DFND 1,2 50,391 0 632
Aon PLC SHS CL A G0403H108   406,538 1,175 SH   DFND 1,2 1,175 0 0
Apple Inc COM 037833100   61,282,029 263,013 SH   DFND 1,2 254,627 0 8,386
BAKER HUGHES INC CL A 05722G100   6,869,151 190,018 SH   DFND 1,2 188,966 0 1,052
BALL CORP COM 058498106   4,379,923 64,496 SH   DFND 1,2 64,296 0 200
BARRICK GOLD CORP COM 067901108   7,930,640 398,725 SH   DFND 1,2 395,725 0 3,000
BAXTER INTL INC COM 071813109   9,078,931 239,108 SH   DFND 1,2 237,508 0 1,600
BECTON DICKINSON COM 075887109   901,473 3,739 SH   DFND 1,2 3,739 0 0
BK OF AMERICA CORP COM 060505104   4,523,441 113,998 SH   DFND 1,2 113,929 0 69
BK OF NY MELLON CP COM 064058100   354,557 4,934 SH   DFND 1,2 3,734 0 1,200
BLACKROCK FUNDS/CLOSED-END/USA COM 09254F100   161,319 12,305 SH   DFND 1,2 0 0 12,305
BP PLC SPONSORED ADR 055622104   229,241 7,303 SH   DFND 1,2 6,861 0 442
BRISTOL-MYRS SQUIB COM 110122108   2,061,787 39,849 SH   DFND 1,2 39,249 0 600
Bar Harbor Bankshares COM 066849100   12,880,018 417,640 SH   DFND 1,2 9,000 0 408,640
Berkshire Hathaway Inc CL B NEW 084670702   16,724,468 36,337 SH   DFND 1,2 35,670 0 667
BlackRock Fund Advisors MSCI EAFE ETF 464287465   2,269,467 27,137 SH   DFND 1,2 26,987 0 150
BlackRock Fund Advisors S&P MC 400GR ETF 464287606   468,016 5,091 SH   DFND 1,2 5,091 0 0
BlackRock Fund Advisors CORE S&P SCP ETF 464287804   25,335,290 216,615 SH   DFND 1,2 214,580 0 2,035
BlackRock Funds/Closed-End/USA COM 09253X102   171,403 13,625 SH   DFND 1,2 0 0 13,625
BlackRock Inc COM 09247X101   1,379,638 1,453 SH   DFND 1,2 1,453 0 0
Blackstone Inc COM 09260D107   799,951 5,224 SH   DFND 1,2 5,224 0 0
Booking Holdings Inc COM 09857L108   2,927,423 695 SH   DFND 1,2 695 0 0
Booz Allen Hamilton Holding Co CL A 099502106   12,809,863 78,704 SH   DFND 1,2 78,229 0 475
Broadcom Inc COM 11135F101   706,733 4,097 SH   DFND 1,2 2,397 0 1,700
Brown & Brown Inc COM 115236101   16,623,138 160,455 SH   DFND 1,2 159,405 0 1,050
CARRIER GLOBAL CORP COM 14448C104   1,184,732 14,719 SH   DFND 1,2 11,225 0 3,494
CHARLES SCHWAB INVESTMENT MANAGEMENT INC US DIVIDEND EQ 808524797   295,855 3,500 SH   DFND 1,2 3,500 0 0
CHUBB LIMITED COM COM H1467J104   6,130,018 21,256 SH   DFND 1,2 20,986 0 270
CINTAS CORP COM 172908105   826,814 4,016 SH   DFND 1,2 4,016 0 0
CISCO SYSTEMS COM 17275R102   4,730,460 88,885 SH   DFND 1,2 88,244 0 641
COLGATE-PALMOLIVE COM 194162103   14,124,596 136,062 SH   DFND 1,2 136,062 0 0
CONOCOPHILLIPS COM 20825C104   479,024 4,550 SH   DFND 1,2 4,260 0 290
CSX CORP COM 126408103   2,687,573 77,833 SH   DFND 1,2 66,083 0 11,750
CVS Health Corp COM 126650100   445,190 7,080 SH   DFND 1,2 7,080 0 0
Caterpillar Inc COM 149123101   19,370,609 49,526 SH   DFND 1,2 49,526 0 0
Chevron Corp COM 166764100   14,406,835 97,826 SH   DFND 1,2 96,622 0 1,204
Church & Dwight Co Inc COM 171340102   237,191 2,265 SH   DFND 1,2 2,265 0 0
Cigna Group/The COM 125523100   493,677 1,425 SH   DFND 1,2 1,365 0 60
Clorox Co/The COM 189054109   426,987 2,621 SH   DFND 1,2 2,621 0 0
Coca-Cola Co/The COM 191216100   4,707,980 65,516 SH   DFND 1,2 65,216 0 300
Comcast Corp CL A 20030N101   400,198 9,581 SH   DFND 1,2 8,567 0 1,014
Consolidated Edison Inc COM 209115104   303,435 2,914 SH   DFND 1,2 2,814 0 100
Costco Wholesale Corp COM 22160K105   32,240,959 36,368 SH   DFND 1,2 36,335 0 33
DEERE & CO COM 244199105   678,996 1,627 SH   DFND 1,2 1,577 0 50
DOMINION RES(VIR) COM 25746U109   766,180 13,258 SH   DFND 1,2 12,243 0 1,015
DTE Energy Co COM 233331107   237,430 1,849 SH   DFND 1,2 1,849 0 0
DUKE ENERGY CORP COM NEW 26441C204   554,132 4,806 SH   DFND 1,2 4,806 0 0
Danaher Corp COM 235851102   8,334,762 29,979 SH   DFND 1,2 29,567 0 412
Dover Corp COM 260003108   550,294 2,870 SH   DFND 1,2 2,594 0 276
Dow Inc COM 260557103   1,027,754 18,813 SH   DFND 1,2 18,771 0 42
Dreyfus Funds/Closed-end/USA COM SHS 09662W109   134,757 12,075 SH   DFND 1,2 0 0 12,075
DuPont de Nemours Inc COM 26614N102   854,387 9,588 SH   DFND 1,2 9,546 0 42
ECOLAB INC COM 278865100   1,119,111 4,383 SH   DFND 1,2 4,383 0 0
EMERSON ELECTRIC COM 291011104   8,070,303 73,789 SH   DFND 1,2 73,789 0 0
EQUINIX INC COM 29444U700   3,141,323 3,539 SH   DFND 1,2 3,509 0 30
EQUITY COMMONWEALTH 6.5% CNV PFD D 294628201   5,469,677 216,620 SH   DFND 1,2 212,870 0 3,750
EastGroup Properties Inc COM 277276101   4,321,147 23,130 SH   DFND 1,2 23,005 0 125
Eaton Corp PLC SHS G29183103   4,758,153 14,356 SH   DFND 1,2 14,346 0 10
Eaton Vance Management SH BEN INT 27826U108   147,141 13,413 SH   DFND 1,2 0 0 13,413
Elevance Health Inc COM 036752103   292,240 562 SH   DFND 1,2 562 0 0
Eli Lilly & Co COM 532457108   68,472,531 77,288 SH   DFND 1,2 77,288 0 0
Equity LifeStyle Properties In COM 29472R108   5,225,370 73,246 SH   DFND 1,2 72,796 0 450
Essential Utilities Inc COM 29670G102   205,270 5,322 SH   DFND 1,2 5,322 0 0
Eversource Energy COM 30040W108   325,279 4,780 SH   DFND 1,2 4,780 0 0
Exxon Mobil Corp COM 30231G102   27,378,489 233,565 SH   DFND 1,2 226,537 0 7,028
FEDEX CORP COM 31428X106   4,212,483 15,392 SH   DFND 1,2 15,383 0 9
FMC Corp COM NEW 302491303   250,044 3,792 SH   DFND 1,2 3,792 0 0
First American Financial Corp COM 31847R102   4,442,671 67,303 SH   DFND 1,2 67,303 0 0
First Bancorp Inc/The COM 31866P102   275,886 10,482 SH   DFND 1,2 10,482 0 0
First Trust Advisors LP RISNG DIVD ACHIV 33738R506   311,326 5,258 SH   DFND 1,2 5,258 0 0
Franklin Templeton Fund Adviser LLC COM 958435109   123,902 15,110 SH   DFND 1,2 0 0 15,110
GE HealthCare Technologies Inc COMMON STOCK 36266G107   2,359,014 25,136 SH   DFND 1,2 24,926 0 210
GEN DYNAMICS CORP COM 369550108   274,095 907 SH   DFND 1,2 907 0 0
GENERAL MILLS INC COM 370334104   1,262,540 17,096 SH   DFND 1,2 15,816 0 1,280
GSK PLC SPONSORED ADR 37733W204   2,742,721 67,092 SH   DFND 1,2 67,092 0 0
General Electric Co COM NEW 369604301   655,316 3,475 SH   DFND 1,2 2,887 0 588
Genuine Parts Co COM 372460105   741,701 5,310 SH   DFND 1,2 5,310 0 0
Gilead Sciences Inc COM 375558103   272,396 3,249 SH   DFND 1,2 3,049 0 200
Hanover Insurance Group Inc/Th COM 410867105   219,203 1,480 SH   DFND 1,2 1,480 0 0
Harbor ETF Trust SCIENTIFIC HIGH 41151J109   227,544 4,876 SH   DFND 1,2 1,472 0 3,404
Hartford Financial Services Gr COM 416515104   259,800 2,209 SH   DFND 1,2 1,400 0 809
Home Depot Inc/The COM 437076102   10,724,834 26,468 SH   DFND 1,2 25,879 0 589
Honeywell International Inc COM 438516106   968,436 4,685 SH   DFND 1,2 4,085 0 600
Huntington Ingalls Industries COM 446413106   9,523,232 36,021 SH   DFND 1,2 36,021 0 0
ILLINOIS TOOL WKS COM 452308109   1,393,426 5,317 SH   DFND 1,2 5,317 0 0
INTERCONTINENTAL EXCHANGE COM 45866F104   4,473,342 27,847 SH   DFND 1,2 27,325 0 522
INTL BUSINESS MCHN COM 459200101   16,771,129 75,860 SH   DFND 1,2 75,832 0 28
INTL FLAVORS&FRAG COM 459506101   2,235,639 21,306 SH   DFND 1,2 21,285 0 21
ISHARES MSCI STH AFR ETF 464286780   806,854 16,009 SH   DFND 1,2 16,009 0 0
ISHARES SELECT DIVID ETF 464287168   1,011,134 7,486 SH   DFND 1,2 7,486 0 0
ISHARES CORE S&P500 ETF 464287200   51,080,872 88,556 SH   DFND 1,2 88,174 0 382
ISHARES IBOXX INV CP ETF 464287242   5,347,908 47,335 SH   DFND 1,2 46,869 0 466
ISHARES S&P 500 GRWT ETF 464287309   684,421 7,148 SH   DFND 1,2 7,148 0 0
ISHARES ISHARES BIOTECH 464287556   2,158,666 14,826 SH   DFND 1,2 14,757 0 69
ISHARES RUSSELL 2000 ETF 464287655   509,372 2,306 SH   DFND 1,2 2,306 0 0
ISHARES CORE MSCI EAFE 46432F842   669,825 8,582 SH   DFND 1,2 8,582 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   1,393,502 30,386 SH   DFND 1,2 29,636 0 750
ISHARES TRUST TIPS BD ETF 464287176   525,727 4,759 SH   DFND 1,2 4,524 0 235
ISHARES TRUST GLOBAL 100 ETF 464287572   344,085 3,470 SH   DFND 1,2 3,470 0 0
ISHARES TRUST GL CLEAN ENE ETF 464288224   177,808 12,104 SH   DFND 1,2 12,104 0 0
ISHARES TRUST IBOXX HI YD ETF 464288513   646,174 8,047 SH   DFND 1,2 8,047 0 0
ISHARES/USA S&P SML 600 GWT 464287887   243,829 1,748 SH   DFND 1,2 1,748 0 0
ISHARES/USA NATIONAL MUN ETF 464288414   409,209 3,767 SH   DFND 1,2 3,767 0 0
Intel Corp COM 458140100   1,483,329 63,228 SH   DFND 1,2 62,428 0 800
Invesco Advisers Inc COM 46132C107   203,295 19,795 SH   DFND 1,2 0 0 19,795
Invesco Advisers Inc COM 46133G107   139,353 13,348 SH   DFND 1,2 0 0 13,348
Invesco ETFs/USA UNIT SER 1 46090E103   16,472,851 33,751 SH   DFND 1,2 33,751 0 0
Invesco ETFs/USA S&P500 EQL WGT 46137V357   278,594 1,555 SH   DFND 1,2 1,555 0 0
JPMorgan Chase & Co COM 46625H100   17,916,774 84,970 SH   DFND 1,2 84,262 0 708
Johnson & Johnson COM 478160104   37,459,035 231,143 SH   DFND 1,2 224,618 0 6,525
KIMBERLY-CLARK CP COM 494368103   1,197,713 8,418 SH   DFND 1,2 8,418 0 0
KLA Corp COM NEW 482480100   352,357 455 SH   DFND 1,2 455 0 0
Kinder Morgan Inc COM 49456B101   3,577,674 161,959 SH   DFND 1,2 161,258 0 701
Koninklijke Philips NV NY REGIS SHS NEW 500472303   9,877,383 301,876 SH   DFND 1,2 299,976 0 1,900
L3Harris Technologies Inc COM 502431109   4,374,191 18,389 SH   DFND 1,2 18,362 0 27
LEGG MASON PARTNERS FUND ADVISOR LLC COM 95766M105   451,833 41,682 SH   DFND 1,2 0 0 41,682
LOWE'S COS INC COM 548661107   2,541,927 9,385 SH   DFND 1,2 9,165 0 220
Lam Research Corp COM 512807108   4,205,260 5,153 SH   DFND 1,2 5,151 0 2
Linde PLC SHS G54950103   844,996 1,772 SH   DFND 1,2 1,657 0 115
Lockheed Martin Corp COM 539830109   1,077,929 1,844 SH   DFND 1,2 1,844 0 0
M&T Bank Corp COM 55261F104   417,691 2,345 SH   DFND 1,2 2,286 0 59
MARSH & MCLENNAN COM 571748102   1,115,673 5,001 SH   DFND 1,2 4,877 0 124
MASTERCARD INC CL A 57636Q104   8,072,149 16,347 SH   DFND 1,2 16,251 0 96
MCDONALD'S CORP COM 580135101   5,335,015 17,520 SH   DFND 1,2 16,020 0 1,500
METLIFE INC COM 59156R108   325,631 3,948 SH   DFND 1,2 3,948 0 0
MICROSOFT CORP COM 594918104   36,079,794 83,848 SH   DFND 1,2 79,556 0 4,292
MOODYS CORP COM 615369105   629,306 1,326 SH   DFND 1,2 1,326 0 0
Marathon Petroleum Corp COM 56585A102   783,760 4,811 SH   DFND 1,2 4,811 0 0
Medtronic PLC SHS G5960L103   11,861,092 131,746 SH   DFND 1,2 130,821 0 925
Merck & Co Inc COM 58933Y105   16,976,652 149,495 SH   DFND 1,2 147,890 0 1,605
Meta Platforms Inc CL A 30303M102   2,855,903 4,989 SH   DFND 1,2 4,962 0 27
Mondelez International Inc CL A 609207105   394,871 5,360 SH   DFND 1,2 5,360 0 0
NETFLIX INC COM 64110L106   297,893 420 SH   DFND 1,2 420 0 0
NEXTERA ENERGY COM 65339F101   8,656,464 102,407 SH   DFND 1,2 99,260 0 3,147
NIKE INC CL B 654106103   3,609,107 40,827 SH   DFND 1,2 40,740 0 87
NVIDIA Corp COM 67066G104   6,228,658 51,290 SH   DFND 1,2 51,290 0 0
NVR Inc COM 62944T105   294,354 30 SH   DFND 1,2 30 0 0
Nelnet Inc CL A 64031N108   12,131,042 107,089 SH   DFND 1,2 106,589 0 500
Neuberger Berman Funds/Closed- COM 64124P101   220,700 19,865 SH   DFND 1,2 630 0 19,235
Norfolk Southern Corp COM 655844108   1,626,184 6,544 SH   DFND 1,2 6,544 0 0
Novartis AG SPONSORED ADR 66987V109   422,008 3,669 SH   DFND 1,2 3,269 0 400
Novo Holdings A/S ADR 670100205   13,891,659 116,668 SH   DFND 1,2 114,831 0 1,837
Nuveen Fund Advisors LLC COM 670657105   212,001 17,711 SH   DFND 1,2 3,014 0 14,697
Nuveen Fund Advisors LLC COM 67066V101   161,250 13,025 SH   DFND 1,2 2,550 0 10,475
Nuveen Fund Advisors LLC COM 670928100   4,090,263 453,466 SH   DFND 1,2 435,966 0 17,500
OGE Energy Corp COM 670837103   562,138 13,704 SH   DFND 1,2 13,704 0 0
ON Semiconductor Corp COM 682189105   2,333,831 32,142 SH   DFND 1,2 32,093 0 49
ORACLE CORP COM 68389X105   777,365 4,562 SH   DFND 1,2 3,912 0 650
Otis Worldwide Corp COM 68902V107   472,303 4,544 SH   DFND 1,2 2,798 0 1,746
PACCAR INC COM 693718108   2,123,199 21,516 SH   DFND 1,2 21,500 0 16
PARKER-HANNIFIN COM 701094104   13,440,075 21,272 SH   DFND 1,2 21,172 0 100
PEPSICO INC COM 713448108   10,222,216 60,113 SH   DFND 1,2 57,156 0 2,957
PHILIP MORRIS INTL COM 718172109   472,125 3,889 SH   DFND 1,2 3,889 0 0
PNC Financial Services Group I COM 693475105   499,465 2,702 SH   DFND 1,2 2,702 0 0
Palo Alto Networks Inc COM 697435105   2,902,566 8,492 SH   DFND 1,2 8,487 0 5
Paychex Inc COM 704326107   239,798 1,787 SH   DFND 1,2 1,787 0 0
Pfizer Inc COM 717081103   5,134,911 177,433 SH   DFND 1,2 174,509 0 2,924
Phillips 66 COM 718546104   662,245 5,038 SH   DFND 1,2 4,813 0 225
Procter & Gamble Co/The COM 742718109   13,204,941 76,241 SH   DFND 1,2 72,177 0 4,064
Prologis Inc COM 74340W103   774,728 6,135 SH   DFND 1,2 6,135 0 0
QUALCOMM Inc COM 747525103   752,301 4,424 SH   DFND 1,2 3,999 0 425
ROCKWELL AUTOMATION COM 773903109   380,408 1,417 SH   DFND 1,2 1,317 0 100
ROPER INDUSTRIES INC COM 776696106   292,131 525 SH   DFND 1,2 407 0 118
RTX Corp COM 75513E101   3,111,389 25,680 SH   DFND 1,2 21,728 0 3,952
Rentokil Initial PLC SPONSORED ADR 760125104   7,847,291 314,773 SH   DFND 1,2 312,773 0 2,000
Ryan Specialty Holdings Inc CL A 78351F107   10,581,836 159,389 SH   DFND 1,2 158,439 0 950
S&P Global Inc COM 78409V104   1,193,909 2,311 SH   DFND 1,2 2,311 0 0
SANDSTORM GOLD LTD COM NEW 80013R206   6,781,422 1,130,237 SH   DFND 1,2 1,112,217 0 18,020
SELECT SECTOR SPDR SBI MATERIALS 81369Y100   5,678,613 58,919 SH   DFND 1,2 58,582 0 337
SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209   22,684,220 147,281 SH   DFND 1,2 147,095 0 186
SELECT SECTOR SPDR SBI CONS STPLS 81369Y308   14,216,074 171,278 SH   DFND 1,2 171,153 0 125
SELECT SECTOR SPDR SBI CONS DISCR 81369Y407   26,212,203 130,819 SH   DFND 1,2 130,668 0 151
SELECT SECTOR SPDR ENERGY 81369Y506   7,583,462 86,372 SH   DFND 1,2 86,314 0 58
SELECT SECTOR SPDR FINANCIAL 81369Y605   19,272,239 425,248 SH   DFND 1,2 424,421 0 827
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   106,833,921 473,219 SH   DFND 1,2 472,743 0 476
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   6,167,068 76,344 SH   DFND 1,2 76,282 0 62
SSGA Funds Management Inc S&P DIVID ETF 78464A763   1,445,967 10,180 SH   DFND 1,2 9,826 0 354
SSgA Funds Management Inc COMMUNICATION 81369Y852   6,638,886 73,439 SH   DFND 1,2 73,300 0 139
STARBUCKS CORP COM 855244109   2,940,201 30,159 SH   DFND 1,2 30,140 0 19
STATE STREET ETF/USA NUVEEN BLOOMBERG 78464A284   400,565 15,248 SH   DFND 1,2 0 0 15,248
STATE STREET ETF/USA UTSER1 S&PDCRP 78467Y107   390,217 685 SH   DFND 1,2 685 0 0
Salesforce Inc COM 79466L302   3,842,615 14,039 SH   DFND 1,2 14,034 0 5
Schlumberger NV COM STK 806857108   368,321 8,780 SH   DFND 1,2 8,780 0 0
Simplify Asset Management Inc MBS ETF 82889N525   2,592,996 50,369 SH   DFND 1,2 50,369 0 0
Southern Co/The COM 842587107   541,711 6,007 SH   DFND 1,2 5,807 0 200
State Street ETF/USA TR UNIT 78462F103   7,002,741 12,205 SH   DFND 1,2 12,205 0 0
State Street ETF/USA INDL 81369Y704   21,144,893 156,120 SH   DFND 1,2 156,044 0 76
State Street ETF/USA RL EST SEL SEC 81369Y860   3,203,018 71,704 SH   DFND 1,2 71,601 0 103
Synopsys Inc COM 871607107   235,471 465 SH   DFND 1,2 465 0 0
Sysco Corp COM 871829107   9,898,789 126,810 SH   DFND 1,2 126,118 0 692
T-MOBILE US INC COM 872590104   229,060 1,110 SH   DFND 1,2 1,110 0 0
TEXAS INSTRUMENTS COM 882508104   1,914,491 9,268 SH   DFND 1,2 9,208 0 60
TJX Cos Inc/The COM 872540109   11,804,895 100,433 SH   DFND 1,2 99,583 0 850
TRACTOR SUPPLY CO COM 892356106   2,874,097 9,879 SH   DFND 1,2 9,844 0 35
TRAVELERS CO INC COM 89417E109   390,044 1,666 SH   DFND 1,2 1,666 0 0
Target Corp COM 87612E106   778,365 4,994 SH   DFND 1,2 4,932 0 62
Tesla Inc COM 88160R101   238,345 911 SH   DFND 1,2 911 0 0
Texas Pacific Land Corp COM 88262P102   19,318,298 21,835 SH   DFND 1,2 21,700 0 135
Thermo Fisher Scientific Inc COM 883556102   5,072,893 8,201 SH   DFND 1,2 8,026 0 175
Timken Co/The COM 887389104   3,020,026 35,829 SH   DFND 1,2 35,829 0 0
UTD PARCEL SERV CL B 911312106   11,683,656 85,695 SH   DFND 1,2 85,695 0 0
Ulta Beauty Inc COM 90384S303   1,378,263 3,542 SH   DFND 1,2 3,535 0 7
Unilever PLC SPON ADR NEW 904767704   3,102,555 47,761 SH   DFND 1,2 47,735 0 26
Union Pacific Corp COM 907818108   1,830,607 7,427 SH   DFND 1,2 6,882 0 545
UnitedHealth Group Inc COM 91324P102   7,334,811 12,545 SH   DFND 1,2 12,433 0 112
VANGUARD S&P 500 ETF SHS 922908363   612,097 1,160 SH   DFND 1,2 1,160 0 0
VANGUARD ETF/USA DIV APP ETF 921908844   240,445 1,214 SH   DFND 1,2 1,214 0 0
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   6,965,907 145,578 SH   DFND 1,2 142,465 0 3,113
VANGUARD ETF/USA SHRT TRM CORP BD 92206C409   5,063,025 63,750 SH   DFND 1,2 63,750 0 0
VANGUARD ETF/USA INT-TERM CORP 92206C870   246,811 2,947 SH   DFND 1,2 2,947 0 0
VANGUARD ETF/USA TOTAL STK MKT 922908769   516,767 1,825 SH   DFND 1,2 1,825 0 0
VERIZON COMMUN COM 92343V104   7,105,031 158,206 SH   DFND 1,2 155,516 0 2,690
VISA INC COM CL A 92826C839   3,422,303 12,447 SH   DFND 1,2 12,407 0 40
Valero Energy Corp COM 91913Y100   1,818,044 13,464 SH   DFND 1,2 13,464 0 0
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   20,498,202 388,150 SH   DFND 1,2 387,540 0 610
Vanguard ETF/USA REAL ESTATE ETF 922908553   295,572 3,034 SH   DFND 1,2 3,034 0 0
Vanguard ETF/USA MID CAP ETF 922908629   3,146,964 11,928 SH   DFND 1,2 11,899 0 29
Vanguard ETF/USA SMALL CP ETF 922908751   445,006 1,876 SH   DFND 1,2 1,876 0 0
WASTE MANAGEMENT COM 94106L109   5,526,727 26,622 SH   DFND 1,2 26,609 0 13
WELLS FARGO & CO COM 949746101   257,651 4,561 SH   DFND 1,2 4,561 0 0
WISDOMTREE ASSET MANAGEMENT INC US LARGECAP FUND 97717W588   419,439 6,986 SH   DFND 1,2 6,986 0 0
WW Grainger Inc COM 384802104   301,255 290 SH   DFND 1,2 290 0 0
Walgreens Boots Alliance Inc COM 931427108   719,013 80,247 SH   DFND 1,2 80,247 0 0
Walmart Inc COM 931142103   13,404,258 165,997 SH   DFND 1,2 165,610 0 387
Walt Disney Co/The COM 254687106   4,334,418 45,061 SH   DFND 1,2 43,365 0 1,696
Xcel Energy Inc COM 98389B100   351,902 5,389 SH   DFND 1,2 5,389 0 0
YUM BRANDS INC COM 988498101   715,315 5,120 SH   DFND 1,2 5,120 0 0
ZIMMER HLDGS INC COM 98956P102   449,720 4,166 SH   DFND 1,2 4,166 0 0
Zoetis Inc CL A 98978V103   281,347 1,440 SH   DFND 1,2 1,440 0 0
iShares ETFs/USA CORE S&P TTL STK 464287150   6,807,850 54,194 SH   DFND 1,2 54,194 0 0
iShares ETFs/USA CORE US AGGBD ET 464287226   56,848,826 561,359 SH   DFND 1,2 559,118 0 2,241
iShares ETFs/USA RUS MD CP GR ETF 464287481   206,430 1,760 SH   DFND 1,2 1,760 0 0
iShares ETFs/USA RUS MID CAP ETF 464287499   567,533 6,439 SH   DFND 1,2 6,439 0 0
iShares ETFs/USA CORE S&P MCP ETF 464287507   27,771,786 445,632 SH   DFND 1,2 443,593 0 2,039
iShares ETFs/USA RUS 1000 ETF 464287622   258,429 822 SH   DFND 1,2 822 0 0
iShares ETFs/USA S&P MC 400VL ETF 464287705   252,185 2,040 SH   DFND 1,2 2,040 0 0
iShares ETFs/USA ISHS 5-10YR INVT 464288638   15,260,992 284,084 SH   DFND 1,2 279,963 0 4,121
iShares ETFs/USA ISHS 1-5YR INVS 464288646   20,561,624 390,460 SH   DFND 1,2 387,601 0 2,859
iShares ETFs/USA PFD AND INCM SEC 464288687   429,930 12,938 SH   DFND 1,2 11,438 0 1,500
iShares ETFs/USA MSCI USA ESG SLC 464288802   322,953 2,683 SH   DFND 1,2 2,683 0 0