The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS INC COMMON STOCK 002824100 1,552 25,897 SH   DFND   21,997 0 3,900
ABBOTT LABS INC COMMON STOCK 002824100 85 1,420 SH   OTR   1,420 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,613 17,039 SH   DFND   17,039 0 0
ABBVIE INC COMMON STOCK 00287Y109 127 1,341 SH   OTR   1,341 0 0
ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 1,025 15,200 SH   DFND   15,200 0 0
ADOBE SYS INC COMMON STOCK 00724F101 7,415 34,315 SH   DFND   25,115 0 9,200
ADOBE SYS INC COMMON STOCK 00724F101 16 75 SH   OTR   75 0 0
AETNA INC COMMON STOCK 00817Y108 356 2,105 SH   DFND   2,105 0 0
AFLAC INC COMMON STOCK 001055102 3,724 85,090 SH   DFND   85,090 0 0
AFLAC INC COMMON STOCK 001055102 191 4,360 SH   OTR   4,360 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 1,799 26,890 SH   DFND   14,615 0 12,275
AIR PRODS & CHEMS INC COMMON STOCK 009158106 1,332 8,375 SH   DFND   8,375 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 10 60 SH   OTR   60 0 0
ALIGN TECHNOLOGY INC COMMON STOCK 016255101 213 850 SH   DFND   0 0 850
ALLIANT ENERGY CORP COMMON STOCK 018802108 204 5,000 SH   DFND   5,000 0 0
ALLY FINANCIAL INC COMMON STOCK 02005N100 611 22,500 SH   DFND   0 0 22,500
ALPHABET INC CL A COMMON STOCK 02079K305 6,625 6,388 SH   DFND   5,188 0 1,200
ALPHABET INC CL A COMMON STOCK 02079K305 124 120 SH   OTR   120 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 839 813 SH   DFND   263 0 550
ALPHABET INC CL C COMMON STOCK 02079K107 45 44 SH   OTR   44 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 175 2,802 SH   DFND   2,802 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 344 5,525 SH   OTR   5,525 0 0
AMAZON COM INC COMMON STOCK 023135106 8,031 5,549 SH   DFND   3,849 0 1,700
AMAZON COM INC COMMON STOCK 023135106 320 221 SH   OTR   221 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,125 12,058 SH   DFND   12,058 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 83 885 SH   OTR   885 0 0
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 926 11,280 SH   DFND   11,280 0 0
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 30 360 SH   OTR   360 0 0
AMERISOURCEBERGEN CORP COMMON STOCK 03073E105 235 2,725 SH   DFND   2,725 0 0
AMGEN INC COMMON STOCK 031162100 2,690 15,780 SH   DFND   15,780 0 0
AMGEN INC COMMON STOCK 031162100 59 345 SH   OTR   345 0 0
AMPHENOL CORP COMMON STOCK 032095101 643 7,466 SH   DFND   7,466 0 0
AMPHENOL CORP COMMON STOCK 032095101 30 350 SH   OTR   350 0 0
ANADARKO PETROLEUM CORP. COMMON STOCK 032511107 1,178 19,500 SH   DFND   19,500 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 1,168 12,820 SH   DFND   12,820 0 0
ANTHEM INC COMMON STOCK 036752103 4,332 19,720 SH   DFND   19,720 0 0
APPLE INC COMMON STOCK 037833100 7,668 45,704 SH   DFND   36,954 0 8,750
APPLE INC COMMON STOCK 037833100 383 2,285 SH   OTR   2,285 0 0
AQUA AMERICA INC COMMON STOCK 03836W103 2,203 64,668 SH   DFND   64,668 0 0
AQUA AMERICA INC COMMON STOCK 03836W103 5 150 SH   OTR   150 0 0
ARROW ELECTRONICS INC COMMON STOCK 042735100 841 10,920 SH   DFND   10,920 0 0
AT & T INC COMMON STOCK 00206R102 2,944 82,574 SH   DFND   73,599 0 8,975
AT & T INC COMMON STOCK 00206R102 545 15,280 SH   OTR   15,280 0 0
AUTOLIV INC COMMON STOCK 052800109 2,468 16,910 SH   DFND   16,910 0 0
AUTOLIV INC COMMON STOCK 052800109 225 1,545 SH   OTR   1,545 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 7,235 63,755 SH   DFND   63,755 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 34 300 SH   OTR   300 0 0
AUTOZONE INC COMMON STOCK 053332102 1,434 2,210 SH   DFND   2,210 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 2,088 19,650 SH   DFND   19,650 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 2,758 91,952 SH   DFND   54,952 0 37,000
BANK OF AMERICA CORP COMMON STOCK 060505104 18 600 SH   OTR   600 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 448 8,700 SH   DFND   8,700 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 2,389 36,729 SH   DFND   36,729 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 69 1,055 SH   OTR   1,055 0 0
BB&T CORP COMMON STOCK 054937107 2,445 46,980 SH   DFND   46,980 0 0
BB&T CORP COMMON STOCK 054937107 66 1,265 SH   OTR   1,265 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 4,769 22,008 SH   DFND   22,008 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 162 749 SH   OTR   749 0 0
BEMIS CO COMMON STOCK 081437105 2,091 48,040 SH   DFND   48,040 0 0
BEMIS CO COMMON STOCK 081437105 134 3,075 SH   OTR   3,075 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 3,435 17,221 SH   DFND   17,221 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 37 185 SH   OTR   185 0 0
BERKSHIRE HATHAWAY, CLASS A COMMON STOCK 084670108 1,196 4 SH   DFND   4 0 0
BLACKROCK INC CLASS A COMMON STOCK 09247X101 2,114 3,902 SH   DFND   3,902 0 0
BLACKROCK INC CLASS A COMMON STOCK 09247X101 5 10 SH   OTR   10 0 0
BOEING CO COMMON STOCK 097023105 1,016 3,100 SH   DFND   3,100 0 0
BOEING CO COMMON STOCK 097023105 92 280 SH   OTR   280 0 0
BOK FINANCIAL CORPORATION COMMON STOCK 05561Q201 254 2,570 SH   DFND   2,570 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,617 25,570 SH   DFND   19,570 0 6,000
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 313 4,950 SH   OTR   4,950 0 0
BROWN FORMAN CL B COMMON STOCK 115637209 754 13,866 SH   DFND   13,866 0 0
BROWN FORMAN CL B COMMON STOCK 115637209 139 2,549 SH   OTR   2,549 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108 479 10,767 SH   DFND   10,767 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108 575 12,925 SH   OTR   12,925 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101 1,416 9,610 SH   DFND   9,610 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101 269 1,825 SH   OTR   1,825 0 0
CELANESE CORP-A COMMON STOCK 150870103 902 9,000 SH   DFND   0 0 9,000
CELGENE CORP COMMON STOCK 151020104 351 3,940 SH   DFND   3,940 0 0
CELGENE CORP COMMON STOCK 151020104 67 750 SH   OTR   750 0 0
CENTERPOINT ENERGY INC COMMON STOCK 15189T107 290 10,590 SH   DFND   10,590 0 0
CENTERPOINT ENERGY INC COMMON STOCK 15189T107 11 400 SH   OTR   400 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 825 15,800 SH   DFND   0 0 15,800
CHEVRON CORPORATION COMMON STOCK 166764100 3,108 27,254 SH   DFND   23,304 0 3,950
CHEVRON CORPORATION COMMON STOCK 166764100 281 2,465 SH   OTR   2,465 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 761 15,120 SH   DFND   15,120 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 50 1,000 SH   OTR   1,000 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 4,489 104,658 SH   DFND   104,658 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 390 9,090 SH   OTR   9,090 0 0
CITRIX SYS INC COMMON STOCK 177376100 1,568 16,900 SH   DFND   16,900 0 0
CITRIX SYS INC COMMON STOCK 177376100 10 110 SH   OTR   110 0 0
CLOROX COMPANY COMMON STOCK 189054109 592 4,445 SH   DFND   4,445 0 0
CLOROX COMPANY COMMON STOCK 189054109 13 100 SH   OTR   100 0 0
COCA COLA CO COMMON STOCK 191216100 444 10,220 SH   DFND   10,220 0 0
COCA COLA CO COMMON STOCK 191216100 15 345 SH   OTR   345 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103 3,383 47,200 SH   DFND   47,200 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103 178 2,477 SH   OTR   2,477 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 7,279 213,028 SH   DFND   192,628 0 20,400
COMCAST CORP-CL A COMMON STOCK 20030N101 135 3,960 SH   OTR   3,960 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 532 8,970 SH   DFND   8,970 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 210 3,550 SH   OTR   3,550 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 563 7,226 SH   DFND   7,226 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 257 3,300 SH   OTR   3,300 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 2,614 11,470 SH   DFND   9,270 0 2,200
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 92 405 SH   OTR   405 0 0
CORNING INC COMMON STOCK 219350105 1,512 54,230 SH   DFND   45,230 0 9,000
CORNING INC COMMON STOCK 219350105 155 5,550 SH   OTR   5,550 0 0
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 1,934 10,265 SH   DFND   5,165 0 5,100
CSX CORPORATION COMMON STOCK 126408103 1,439 25,825 SH   DFND   20,325 0 5,500
CSX CORPORATION COMMON STOCK 126408103 231 4,150 SH   OTR   4,150 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 2,688 25,345 SH   DFND   25,345 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 148 1,400 SH   OTR   1,400 0 0
CUMMINS INC COMMON STOCK 231021106 786 4,850 SH   DFND   4,850 0 0
CUMMINS INC COMMON STOCK 231021106 31 190 SH   OTR   190 0 0
CVS HEALTH CORP COMMON STOCK 126650100 1,639 26,349 SH   DFND   26,349 0 0
CVS HEALTH CORP COMMON STOCK 126650100 106 1,705 SH   OTR   1,705 0 0
CYANOTECH CORP COMMON STOCK 232437301 420 82,400 SH   DFND   82,400 0 0
DANAHER CORP COMMON STOCK 235851102 1,397 14,270 SH   DFND   14,270 0 0
DANAHER CORP COMMON STOCK 235851102 40 410 SH   OTR   410 0 0
DARDEN RESTAURANTS COMMON STOCK 237194105 1,303 15,280 SH   DFND   15,280 0 0
DARDEN RESTAURANTS COMMON STOCK 237194105 9 105 SH   OTR   105 0 0
DAVITA INC COMMON STOCK 23918K108 1,252 18,990 SH   DFND   18,990 0 0
DEERE & CO. COMMON STOCK 244199105 942 6,065 SH   DFND   3,865 0 2,200
DEERE & CO. COMMON STOCK 244199105 190 1,225 SH   OTR   1,225 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 586 8,685 SH   DFND   8,685 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 87 1,295 SH   OTR   1,295 0 0
DOWDUPONT INC COMMON STOCK 26078J100 3,633 57,029 SH   DFND   52,529 0 4,500
DOWDUPONT INC COMMON STOCK 26078J100 429 6,731 SH   OTR   6,731 0 0
DTE ENERGY CO COMMON STOCK 233331107 418 4,005 SH   DFND   4,005 0 0
DTE ENERGY CO COMMON STOCK 233331107 31 300 SH   OTR   300 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 396 5,115 SH   DFND   5,115 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 8 100 SH   OTR   100 0 0
DUNKIN' BRANDS GROUP INC COMMON STOCK 265504100 714 11,955 SH   DFND   11,955 0 0
DUNKIN' BRANDS GROUP INC COMMON STOCK 265504100 30 500 SH   OTR   500 0 0
EATON VANCE CORP COMMON STOCK 278265103 2,177 39,100 SH   DFND   39,100 0 0
EATON VANCE CORP COMMON STOCK 278265103 6 100 SH   OTR   100 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 3,591 29,620 SH   DFND   27,820 0 1,800
ELI LILLY & CO COMMON STOCK 532457108 1,129 14,592 SH   DFND   11,492 0 3,100
ELI LILLY & CO COMMON STOCK 532457108 23 300 SH   OTR   300 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 2,225 32,580 SH   DFND   32,580 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 162 2,375 SH   OTR   2,375 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 1,445 59,010 SH   DFND   59,010 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 35 1,450 SH   OTR   1,450 0 0
EQT CORPORATION COMMON STOCK 26884L109 608 12,790 SH   DFND   12,790 0 0
EQT CORPORATION COMMON STOCK 26884L109 19 400 SH   OTR   400 0 0
EXELON CORP COMMON STOCK 30161N101 441 11,311 SH   DFND   111 0 11,200
EXELON CORP COMMON STOCK 30161N101 4 93 SH   OTR   93 0 0
EXXONMOBIL CORP COMMON STOCK 30231G102 2,439 32,690 SH   DFND   26,790 0 5,900
EXXONMOBIL CORP COMMON STOCK 30231G102 329 4,405 SH   OTR   4,405 0 0
FACEBOOK INC-A COMMON STOCK 30303M102 4,111 25,725 SH   DFND   17,250 0 8,475
FACEBOOK INC-A COMMON STOCK 30303M102 92 575 SH   OTR   575 0 0
FACTSET COMMON STOCK 303075105 1,839 9,220 SH   DFND   9,220 0 0
FACTSET COMMON STOCK 303075105 135 675 SH   OTR   675 0 0
FAIR ISAAC CORP COMMON STOCK 303250104 2,319 13,690 SH   DFND   13,690 0 0
FEDEX CORP COMMON STOCK 31428X106 180 750 SH   DFND   750 0 0
FEDEX CORP COMMON STOCK 31428X106 138 575 SH   OTR   575 0 0
FISERV INC WISCONSIN COMMON STOCK 337738108 86 1,210 SH   DFND   1,210 0 0
FISERV INC WISCONSIN COMMON STOCK 337738108 114 1,600 SH   OTR   1,600 0 0
FLOWERS FOODS INC COMMON STOCK 343498101 209 9,560 SH   DFND   9,560 0 0
FLOWERS FOODS INC COMMON STOCK 343498101 39 1,800 SH   OTR   1,800 0 0
FLUOR CORP NEW COMMON STOCK 343412102 649 11,345 SH   DFND   11,345 0 0
FORD MOTOR CO DEL COMMON STOCK 345370860 129 11,610 SH   DFND   11,610 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 1,885 8,533 SH   DFND   8,533 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 153 694 SH   OTR   694 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 634 47,053 SH   DFND   47,053 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 205 15,225 SH   OTR   15,225 0 0
GENERAL MILLS COMMON STOCK 370334104 1,994 44,257 SH   DFND   44,257 0 0
GENERAL MILLS COMMON STOCK 370334104 164 3,650 SH   OTR   3,650 0 0
GENERAL MOTORS CO COMMON STOCK 37045V100 267 7,345 SH   DFND   7,345 0 0
GENTEX CORP COMMON STOCK 371901109 3,802 165,155 SH   DFND   165,155 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 1,060 14,065 SH   DFND   14,065 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 1 10 SH   OTR   10 0 0
GLOBAL PMTS INC COMMON STOCK 37940X102 2,657 23,825 SH   DFND   23,825 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 423 1,680 SH   DFND   1,680 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 5 20 SH   OTR   20 0 0
HALLIBURTON CO COM COMMON STOCK 406216101 1,265 26,940 SH   DFND   15,940 0 11,000
HALLIBURTON CO COM COMMON STOCK 406216101 28 600 SH   OTR   600 0 0
HARRIS CORP DEL COM COMMON STOCK 413875105 561 3,480 SH   DFND   3,480 0 0
HARRIS CORP DEL COM COMMON STOCK 413875105 152 945 SH   OTR   945 0 0
HARTFORD FINL SVCS GROUP INC COMMON STOCK 416515104 992 19,255 SH   DFND   8,255 0 11,000
HASBRO INC COM COMMON STOCK 418056107 757 8,975 SH   DFND   8,975 0 0
HASBRO INC COM COMMON STOCK 418056107 13 160 SH   OTR   160 0 0
HOLLYFRONTIER CORPORATION COMMON STOCK 436106108 611 12,515 SH   DFND   12,515 0 0
HOLLYFRONTIER CORPORATION COMMON STOCK 436106108 60 1,225 SH   OTR   1,225 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 1,373 7,701 SH   DFND   1,201 0 6,500
HOME DEPOT INC COM COMMON STOCK 437076102 30 170 SH   OTR   170 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 2,897 20,050 SH   DFND   12,050 0 8,000
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 64 440 SH   OTR   440 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 2,050 59,735 SH   DFND   59,735 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 65 1,900 SH   OTR   1,900 0 0
IBM CORPORATION COMMON STOCK 459200101 2,431 15,845 SH   DFND   15,845 0 0
IBM CORPORATION COMMON STOCK 459200101 158 1,033 SH   OTR   1,033 0 0
IDEXX LABS INC COMMON STOCK 45168D104 239 1,250 SH   DFND   1,250 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 3,865 24,670 SH   DFND   20,970 0 3,700
ILLINOIS TOOL WORKS COMMON STOCK 452308109 207 1,323 SH   OTR   1,323 0 0
INTEL CORP COMMON STOCK 458140100 5,215 100,134 SH   DFND   100,134 0 0
INTEL CORP COMMON STOCK 458140100 435 8,358 SH   OTR   8,358 0 0
INTERCONTINENTAL EXCHANGE INC COMMON STOCK 45866F104 798 11,000 SH   DFND   0 0 11,000
INTERNATIONAL PAPER COM COMMON STOCK 460146103 321 6,000 SH   DFND   6,000 0 0
INTUIT COMMON STOCK 461202103 361 2,085 SH   DFND   2,085 0 0
INTUIT COMMON STOCK 461202103 37 215 SH   OTR   215 0 0
ITT INC COMMON STOCK 45073V108 244 4,990 SH   DFND   4,990 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 4,800 81,145 SH   DFND   81,145 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405 174 1,400 SH   DFND   1,400 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405 194 1,565 SH   OTR   1,565 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 5,275 41,163 SH   DFND   39,003 0 2,160
JOHNSON & JOHNSON COMMON STOCK 478160104 886 6,912 SH   OTR   6,912 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 2,196 19,965 SH   DFND   16,365 0 3,600
JP MORGAN CHASE & CO COMMON STOCK 46625H100 487 4,429 SH   OTR   4,429 0 0
KANSAS CITY SOUTHERN COMMON STOCK 485170302 725 6,598 SH   DFND   6,598 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 4,338 39,390 SH   DFND   39,390 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 46 420 SH   OTR   420 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 458 30,393 SH   DFND   30,393 0 0
LABORATORY CORP AMER HLDGS COMMON STOCK 50540R409 1,136 7,025 SH   DFND   7,025 0 0
LAM RESEARCH CORP COMMON STOCK 512807108 293 1,440 SH   DFND   0 0 1,440
LOWES COS INC COMMON STOCK 548661107 803 9,155 SH   DFND   9,155 0 0
LOWES COS INC COMMON STOCK 548661107 176 2,000 SH   OTR   2,000 0 0
L3 TECHNOLOGIES INC COMMON STOCK 502413107 515 2,475 SH   DFND   2,475 0 0
M & T BK CORP COMMON STOCK 55261F104 4,591 24,905 SH   DFND   24,905 0 0
M & T BK CORP COMMON STOCK 55261F104 44 239 SH   OTR   239 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 1,234 21,150 SH   DFND   21,150 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 67 1,150 SH   OTR   1,150 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 2,989 40,885 SH   DFND   40,885 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 154 2,100 SH   OTR   2,100 0 0
MASTERCARD INC-A COMMON STOCK 57636Q104 2,205 12,590 SH   DFND   12,590 0 0
MASTERCARD INC-A COMMON STOCK 57636Q104 105 600 SH   OTR   600 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 2,713 17,349 SH   DFND   17,349 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 259 1,656 SH   OTR   1,656 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103 1,409 10,000 SH   DFND   10,000 0 0
MERCK & CO INC COMMON STOCK 58933Y105 3,511 64,464 SH   DFND   57,214 0 7,250
MERCK & CO INC COMMON STOCK 58933Y105 227 4,175 SH   OTR   4,175 0 0
METTLER-TOLEDO INTL INC COM COMMON STOCK 592688105 434 755 SH   DFND   755 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 511 5,590 SH   DFND   5,590 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 9 100 SH   OTR   100 0 0
MICRON TECHNOLOGY INC COM COMMON STOCK 595112103 1,043 20,000 SH   DFND   0 0 20,000
MICROSOFT CORP COMMON STOCK 594918104 7,122 78,027 SH   DFND   74,827 0 3,200
MICROSOFT CORP COMMON STOCK 594918104 874 9,581 SH   OTR   9,581 0 0
MIDDLEBY CORP COMMON STOCK 596278101 984 7,950 SH   DFND   7,950 0 0
MOLSON COORS-B COMMON STOCK 60871R209 397 5,275 SH   DFND   5,275 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 370 8,869 SH   DFND   2,369 0 6,500
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 4 100 SH   OTR   100 0 0
MONSTER BEVERAGE CORP COMMON STOCK 61174X109 378 6,600 SH   DFND   0 0 6,600
MOTOROLA SOLUTIONS, INC COMMON STOCK 620076307 496 4,715 SH   DFND   4,715 0 0
NATIONAL INSTRS CORP COMMON STOCK 636518102 3,080 60,900 SH   DFND   60,900 0 0
NATIONAL INSTRS CORP COMMON STOCK 636518102 56 1,105 SH   OTR   1,105 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 2,848 17,435 SH   DFND   17,435 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 118 720 SH   OTR   720 0 0
NIKE INC CLASS B COMMON STOCK 654106103 4,102 61,735 SH   DFND   61,735 0 0
NIKE INC CLASS B COMMON STOCK 654106103 141 2,120 SH   OTR   2,120 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 96 275 SH   DFND   275 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 166 475 SH   OTR   475 0 0
NUCOR CORP COMMON STOCK 670346105 336 5,500 SH   DFND   0 0 5,500
NVIDIA CORP COMMON STOCK 67066G104 2,879 12,430 SH   DFND   8,930 0 3,500
OCCIDENTAL PETE CORP COMMON STOCK 674599105 2,739 42,163 SH   DFND   42,163 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105 177 2,725 SH   OTR   2,725 0 0
OCEAN POWER TECHNOLOGIES INC COMMON STOCK 674870407 29 27,350 SH   DFND   27,350 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 2,323 31,965 SH   DFND   31,965 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 28 390 SH   OTR   390 0 0
ONEOK INC NEW COMMON STOCK 682680103 561 9,850 SH   DFND   9,850 0 0
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UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 4,770 22,290 SH   DFND   17,840 0 4,450
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BANK OF NOVA SCOTIA HALIFAX COMMON STOCK 064149107 302 4,895 SH   DFND   4,895 0 0
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BHP BILLITON LTD ADR COMMON STOCK 088606108 382 8,590 SH   DFND   8,590 0 0
BHP BILLITON LTD ADR COMMON STOCK 088606108 4 100 SH   OTR   100 0 0
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BP PLC SPONS ADR COMMON STOCK 055622104 147 3,625 SH   OTR   3,625 0 0
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CHINA MOBILE LIMITED SPONS ADR COMMON STOCK 16941M109 474 10,350 SH   DFND   10,350 0 0
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ROYAL DUTCH-ADR A COMMON STOCK 780259206 1,365 21,395 SH   DFND   21,395 0 0
TAIWAN SEMICONDUCTOR SPONS ADR COMMON STOCK 874039100 3,314 75,735 SH   DFND   68,535 0 7,200
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SBA COMMUNICATIONS CORP CL A R OTHER 78410G104 256 1,500 SH   DFND   0 0 0
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EATON CORP PLC OTHER G29183103 3,359 42,040 SH   DFND   33,640 0 8,400
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INVESCO LIMITED OTHER G491BT108 923 28,820 SH   DFND   520 0 28,300
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MEDTRONIC PLC OTHER G5960L103 961 11,980 SH   DFND   11,980 0 0
MEDTRONIC PLC OTHER G5960L103 8 100 SH   OTR   100 0 0
ROYAL CARIBBEAN CRUISES LTD OTHER V7780T103 324 2,755 SH   DFND   2,755 0 0
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SCHLUMBERGER LTD OTHER 806857108 114 1,757 SH   OTR   1,757 0 0
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ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 3,836 49,808 SH   DFND   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 138 1,794 SH   OTR   0 0 0
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ISHARES MSCI EMERGING MKT ETF OTHER 464287234 3,076 63,720 SH   DFND   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 12 250 SH   OTR   0 0 0
ISHARES NASDAQ BIOTECH ETF OTHER 464287556 747 7,000 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 3,911 18,943 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 518 2,510 SH   OTR   0 0 0
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ISHARES S&P PREF STK ETF OTHER 464288687 251 6,678 SH   OTR   0 0 0
JOHN HANCOCK MULTI FACT MID OTHER 47804J206 600 17,490 SH   DFND   0 0 0
POWERSHARES PREFERRED PORT OTHER 73936T565 3,584 245,460 SH   DFND   0 0 0
POWERSHARES PREFERRED PORT OTHER 73936T565 24 1,670 SH   OTR   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 2,260 24,778 SH   DFND   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 125 1,375 SH   OTR   0 0 0
SPDR S&P INTER DVD ETF OTHER 78463X772 1,184 29,550 SH   DFND   0 0 0
SPDR S&P INTER DVD ETF OTHER 78463X772 37 925 SH   OTR   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 1,785 5,223 SH   DFND   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 501 1,465 SH   OTR   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 941 3,575 SH   DFND   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 230 874 SH   OTR   0 0 0
SPDR WELLS FARGO PREFERRED OTHER 78464A292 279 6,425 SH   DFND   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 175 3,465 SH   DFND   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 30 600 SH   OTR   0 0 0
VANECK VECTORS AGRIBUSINESS ET OTHER 92189F700 284 4,587 SH   DFND   0 0 0
VANGUARD EUROPEAN ETF OTHER 922042874 1,114 19,160 SH   DFND   0 0 0
VANGUARD EUROPEAN ETF OTHER 922042874 10 175 SH   OTR   0 0 0
VANGUARD EXTENDED MARKET ETF OTHER 922908652 3,433 30,771 SH   DFND   0 0 0
VANGUARD EXTENDED MARKET ETF OTHER 922908652 216 1,935 SH   OTR   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775 6,448 118,593 SH   DFND   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775 584 10,735 SH   OTR   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 8,871 200,481 SH   DFND   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 665 15,028 SH   OTR   0 0 0
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VANGUARD FTSE EMERGING MARKETS OTHER 922042858 515 10,957 SH   OTR   0 0 0
VANGUARD GLBL EX-US REAL EST OTHER 922042676 1,093 17,936 SH   DFND   0 0 0
VANGUARD GLBL EX-US REAL EST OTHER 922042676 41 675 SH   OTR   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 501 6,075 SH   DFND   0 0 0
VANGUARD IND FD MID-CAP OTHER 922908629 266 1,725 SH   DFND   0 0 0
VANGUARD INT HIGH DVD YLD IN OTHER 921946794 120 1,800 SH   DFND   0 0 0
VANGUARD INT HIGH DVD YLD IN OTHER 921946794 168 2,525 SH   OTR   0 0 0
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VANGUARD S&P MID CAP 400 ETF OTHER 921932885 190 1,500 SH   OTR   0 0 0
VANGUARD S&P SMALL-CAP 600 ETF OTHER 921932828 1,952 13,930 SH   DFND   0 0 0
VANGUARD S&P SMALL-CAP 600 ETF OTHER 921932828 144 1,025 SH   OTR   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 1,983 8,190 SH   DFND   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 91 375 SH   OTR   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 3,581 27,670 SH   DFND   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 110 850 SH   OTR   0 0 0
VANGUARD TOTAL INTL STOCK ET OTHER 921909768 914 16,170 SH   DFND   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769 7,104 52,342 SH   DFND   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769 394 2,900 SH   OTR   0 0 0
WISDOMTREE EMERGING MARKETS OTHER 97717W315 1,544 32,285 SH   DFND   0 0 0
WISDOMTREE EMERGING MARKETS OTHER 97717W315 24 495 SH   OTR   0 0 0
WISDOMTREE EMERGING MKTS S/C D OTHER 97717W281 905 16,750 SH   DFND   0 0 0
WISDOMTREE INTL S/C DVD FUND OTHER 97717W760 3,100 40,554 SH   DFND   0 0 0
WISDOMTREE INTL S/C DVD FUND OTHER 97717W760 118 1,550 SH   OTR   0 0 0
BLACKROCK FLOAT RT INCOME ST OTHER 09255X100 1,868 128,560 SH   DFND   0 0 0
BLACKROCK FLOAT RT INCOME ST OTHER 09255X100 22 1,500 SH   OTR   0 0 0
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ISHARES JP MORGAN EM BOND ETF OTHER 464288281 592 5,250 SH   DFND   0 0 0
ISHARES 0-5 YR HY CORP BOND OTHER 46434V407 2,397 51,225 SH   DFND   0 0 0
ISHARES 0-5 YR HY CORP BOND OTHER 46434V407 74 1,590 SH   OTR   0 0 0
ISHARES 3-7 YEAR TREASURY BOND OTHER 464288661 251 2,083 SH   DFND   0 0 0
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783 5,812 58,315 SH   DFND   0 0 0
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783 100 1,000 SH   OTR   0 0 0
POWERSHARES VARIABLE RATE PR OTHER 73937B597 8,670 344,445 SH   DFND   0 0 0
POWERSHARES VARIABLE RATE PR OTHER 73937B597 308 12,245 SH   OTR   0 0 0
SPDR BLOOMBERG BARCLAYS HIGH Y OTHER 78464A417 1,552 43,280 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS INVEST OTHER 78468R200 292 9,500 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS INVEST OTHER 78468R200 18 600 SH   OTR   0 0 0
SPDR BLOOMBERG BARCLAYS S/T BD OTHER 78468R408 3,296 120,430 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS S/T BD OTHER 78468R408 242 8,850 SH   OTR   0 0 0
SPDR CITI INTL GOV INFL-PROT OTHER 78464A490 321 5,390 SH   DFND   0 0 0
SPDR CITI INTL GOV INFL-PROT OTHER 78464A490 12 200 SH   OTR   0 0 0
VANGUARD EMERGING MARKETS OTHER 921946885 9,478 120,817 SH   DFND   0 0 0
VANGUARD EMERGING MARKETS OTHER 921946885 558 7,110 SH   OTR   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 13,786 162,493 SH   DFND   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 1,159 13,665 SH   OTR   0 0 0
VANGUARD INTERMEDIATE-TERM B OTHER 921937819 5,108 62,470 SH   DFND   0 0 0
VANGUARD INTERMEDIATE-TERM B OTHER 921937819 200 2,440 SH   OTR   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 2,722 34,705 SH   DFND   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 94 1,195 SH   OTR   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409 8,985 114,555 SH   DFND   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409 304 3,880 SH   OTR   0 0 0
VANGUARD SHORT-TERM TIPS OTHER 922020805 2,946 60,228 SH   DFND   0 0 0
VANGUARD SHORT-TERM TIPS OTHER 922020805 92 1,880 SH   OTR   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 1,568 19,619 SH   DFND   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 378 4,734 SH   OTR   0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407 1,889 34,507 SH   DFND   0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407 374 6,835 SH   OTR   0 0 0
VANGUARD TAX-EXEMPT BOND ETF OTHER 922907746 774 15,230 SH   DFND   0 0 0