The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,473,131 14,177 SH   SOLE   0 0 14,177
ALPHABET INC CAP STK CL C 02079K107   1,413,691 7,707 SH   SOLE   0 0 7,707
ALPHABET INC CAP STK CL A 02079K305   2,307,765 12,670 SH   SOLE   0 0 12,670
AMAZON COM INC COM 023135106   7,855,226 40,648 SH   SOLE   0 0 40,648
ANALOG DEVICES INC COM 032654105   870,045 3,812 SH   SOLE   0 0 3,812
APPLE INC COM 037833100   21,111,242 100,234 SH   SOLE   0 0 100,234
ASSURANT INC COM 04621X108   677,303 4,074 SH   SOLE   0 0 4,074
BECTON DICKINSON & CO COM 075887109   318,796 1,364 SH   SOLE   0 0 1,364
BERKLEY W R CORP COM 084423102   3,534,768 44,983 SH   SOLE   0 0 44,983
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,886,226 7,095 SH   SOLE   0 0 7,095
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,224,482 200 SH   SOLE   0 0 200
BOSTON BEER INC CL A 100557107   1,984,960 6,507 SH   SOLE   0 0 6,507
CANADIAN PACIFIC KANSAS CITY COM 13646K108   714,553 9,076 SH   SOLE   0 0 9,076
CATERPILLAR INC COM 149123101   3,683,017 11,057 SH   SOLE   0 0 11,057
CISCO SYS INC COM 17275R102   523,964 11,029 SH   SOLE   0 0 11,029
COLGATE PALMOLIVE CO COM 194162103   300,163 3,093 SH   SOLE   0 0 3,093
COMCAST CORP NEW CL A 20030N101   282,829 7,222 SH   SOLE   0 0 7,222
CURTISS WRIGHT CORP COM 231561101   266,019 982 SH   SOLE   0 0 982
DECKERS OUTDOOR CORP COM 243537107   2,737,363 2,828 SH   SOLE   0 0 2,828
DELL TECHNOLOGIES INC CL C 24703L202   342,095 2,481 SH   SOLE   0 0 2,481
DISNEY WALT CO COM 254687106   4,924,793 49,600 SH   SOLE   0 0 49,600
DOMINOS PIZZA INC COM 25754A201   9,862,149 19,100 SH   SOLE   0 0 19,100
EXXON MOBIL CORP COM 30231G102   226,960 1,972 SH   SOLE   0 0 1,972
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   1,824,059 71,983 SH   SOLE   0 0 71,983
HP INC COM 40434L105   596,909 17,045 SH   SOLE   0 0 17,045
INTEL CORP COM 458140100   213,403 6,891 SH   SOLE   0 0 6,891
INTERNATIONAL BUSINESS MACHS COM 459200101   238,891 1,381 SH   SOLE   0 0 1,381
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   346,968 14,652 SH   SOLE   0 0 14,652
INVESCO EXCH TRADED FD TR II NY AMT FRE MUN 46138E529   284,948 12,411 SH   SOLE   0 0 12,411
INVESCO EXCHANGE TRADED FD T S&P500 EQL MAT 46137V316   378,545 10,976 SH   SOLE   0 0 10,976
INVESCO QQQ TR UNIT SER 1 46090E103   19,339,506 40,365 SH   SOLE   0 0 40,365
ISHARES INC MSCI CDA ETF 464286509   314,305 8,474 SH   SOLE   0 0 8,474
ISHARES TR S&P 500 VAL ETF 464287408   9,688,582 53,231 SH   SOLE   0 0 53,231
ISHARES TR RUS MDCP VAL ETF 464287473   18,443,221 152,752 SH   SOLE   0 0 152,752
ISHARES TR SP SMCP600VL ETF 464287879   8,759,166 90,050 SH   SOLE   0 0 90,050
ISHARES TR S&P MC 400GR ETF 464287606   5,273,413 59,850 SH   SOLE   0 0 59,850
ISHARES TR RUS 1000 GRW ETF 464287614   1,382,414 3,793 SH   SOLE   0 0 3,793
ISHARES TR CORE S&P SCP ETF 464287804   3,220,773 30,197 SH   SOLE   0 0 30,197
ISHARES TR COHEN STEER REIT 464287564   5,848,785 102,091 SH   SOLE   0 0 102,091
ISHARES TR S&P 500 GRWT ETF 464287309   4,564,520 49,325 SH   SOLE   0 0 49,325
ISHARES TR MSCI EAFE ETF 464287465   3,550,696 45,330 SH   SOLE   0 0 45,330
ISHARES TR 7-10 YR TRSY BD 464287440   3,085,179 32,944 SH   SOLE   0 0 32,944
ISHARES TR CORE S&P500 ETF 464287200   16,813,263 30,724 SH   SOLE   0 0 30,724
ISHARES TR CORE S&P MCP ETF 464287507   14,295,293 244,280 SH   SOLE   0 0 244,280
ISHARES TR CORE S&P US VLU 464287663   4,172,272 47,342 SH   SOLE   0 0 47,342
ISHARES TR S&P MC 400VL ETF 464287705   10,236,625 90,222 SH   SOLE   0 0 90,222
ISHARES TR S&P SML 600 GWT 464287887   5,001,476 38,943 SH   SOLE   0 0 38,943
ISHARES TR MSCI EAFE MIN VL 46429B689   7,147,859 103,062 SH   SOLE   0 0 103,062
ISHARES TR TIPS BD ETF 464287176   8,227,321 77,049 SH   SOLE   0 0 77,049
ISHARES TR MORNINGSTR US EQ 464287127   581,035 7,730 SH   SOLE   0 0 7,730
ISHARES TR NORTH AMERN NAT 464287374   1,155,882 26,270 SH   SOLE   0 0 26,270
ISHARES TR YLD OPTIM BD 46434V787   1,238,259 55,828 SH   SOLE   0 0 55,828
ISHARES TR EXPND TEC SC ETF 464287549   5,649,427 59,903 SH   SOLE   0 0 59,903
ISHARES TR RUS 1000 VAL ETF 464287598   4,102,599 23,515 SH   SOLE   0 0 23,515
ISHARES TR MSCI EMG MKT ETF 464287234   3,437,003 80,700 SH   SOLE   0 0 80,700
ISHARES TR CORE US AGGBD ET 464287226   2,768,805 28,524 SH   SOLE   0 0 28,524
ISHARES TR CORE S&P US GWT 464287671   995,778 7,811 SH   SOLE   0 0 7,811
ISHARES TR RUS MID CAP ETF 464287499   3,347,818 41,290 SH   SOLE   0 0 41,290
ISHARES TR U.S. TECH ETF 464287721   421,701 2,802 SH   SOLE   0 0 2,802
ISHARES TR 1 3 YR TREAS BD 464287457   412,095 5,047 SH   SOLE   0 0 5,047
ISHARES TR ISHARES BIOTECH 464287556   240,364 1,751 SH   SOLE   0 0 1,751
ISHARES TR S&P 100 ETF 464287101   683,646 2,587 SH   SOLE   0 0 2,587
ISHARES TR RUS 1000 ETF 464287622   428,111 1,439 SH   SOLE   0 0 1,439
ISHARES TR RUS 2000 VAL ETF 464287630   2,393,082 15,713 SH   SOLE   0 0 15,713
ISHARES TR SELECT DIVID ETF 464287168   1,903,933 15,738 SH   SOLE   0 0 15,738
ISHARES TR U.S. PHARMA ETF 464288836   832,420 12,552 SH   SOLE   0 0 12,552
ISHARES TR MRGSTR MD CP GRW 464288307   304,807 4,499 SH   SOLE   0 0 4,499
JOHNSON & JOHNSON COM 478160104   2,528,155 17,297 SH   SOLE   0 0 17,297
JPMORGAN CHASE & CO. COM 46625H100   344,247 1,702 SH   SOLE   0 0 1,702
KEURIG DR PEPPER INC COM 49271V100   203,139 6,082 SH   SOLE   0 0 6,082
LOWES COS INC COM 548661107   210,639 955 SH   SOLE   0 0 955
MCDONALDS CORP COM 580135101   268,441 1,053 SH   SOLE   0 0 1,053
MERCK & CO INC COM 58933Y105   837,808 6,767 SH   SOLE   0 0 6,767
META PLATFORMS INC CL A 30303M102   1,322,258 2,622 SH   SOLE   0 0 2,622
MICROSOFT CORP COM 594918104   5,020,206 11,232 SH   SOLE   0 0 11,232
MOODYS CORP COM 615369105   1,029,174 2,445 SH   SOLE   0 0 2,445
NEWELL BRANDS INC COM 651229106   101,168 15,783 SH   SOLE   0 0 15,783
NVIDIA CORPORATION COM 67066G104   841,274 6,810 SH   SOLE   0 0 6,810
OMNICOM GROUP INC COM 681919106   750,356 8,365 SH   SOLE   0 0 8,365
PAYCHEX INC COM 704326107   931,548 7,857 SH   SOLE   0 0 7,857
PEPSICO INC COM 713448108   6,311,557 38,268 SH   SOLE   0 0 38,268
PFIZER INC COM 717081103   1,427,053 51,003 SH   SOLE   0 0 51,003
PIMCO ETF TR ACTIVE BD ETF 72201R775   1,309,059 14,373 SH   SOLE   0 0 14,373
PJT PARTNERS INC COM CL A 69343T107   4,381,933 40,607 SH   SOLE   0 0 40,607
PROCTER AND GAMBLE CO COM 742718109   2,243,946 13,606 SH   SOLE   0 0 13,606
PROSHARES TR PSHS ULT S&P 500 74347R107   12,358,284 149,616 SH   SOLE   0 0 149,616
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,189,308 82,429 SH   SOLE   0 0 82,429
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   1,174,070 24,074 SH   SOLE   0 0 24,074
SCHWAB STRATEGIC TR US TIPS ETF 808524870   15,058,331 289,528 SH   SOLE   0 0 289,528
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   6,706,223 141,332 SH   SOLE   0 0 141,332
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   14,798,374 190,137 SH   SOLE   0 0 190,137
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   304,714 12,928 SH   SOLE   0 0 12,928
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,044,514 32,520 SH   SOLE   0 0 32,520
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,689,151 57,419 SH   SOLE   0 0 57,419
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   557,712 15,921 SH   SOLE   0 0 15,921
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   968,796 9,607 SH   SOLE   0 0 9,607
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,405,218 37,358 SH   SOLE   0 0 37,358
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   254,919 6,201 SH   SOLE   0 0 6,201
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,703,642 4,968 SH   SOLE   0 0 4,968
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   2,602,710 4,864 SH   SOLE   0 0 4,864
SPDR SER TR PRTFLO S&P500 GW 78464A409   4,742,498 59,185 SH   SOLE   0 0 59,185
SPDR SER TR PORTFOLIO S&P600 78468R853   6,145,929 147,988 SH   SOLE   0 0 147,988
SPDR SER TR S&P 400 MDCP GRW 78464A821   1,900,344 22,607 SH   SOLE   0 0 22,607
SPDR SER TR S&P BIOTECH 78464A870   2,238,267 24,143 SH   SOLE   0 0 24,143
SPDR SER TR PRTFLO S&P500 VL 78464A508   4,476,002 91,834 SH   SOLE   0 0 91,834
SPDR SER TR GLB DOW ETF 78464A706   1,587,988 12,395 SH   SOLE   0 0 12,395
SPDR SER TR S&P DIVID ETF 78464A763   3,156,462 24,819 SH   SOLE   0 0 24,819
SPDR SER TR S&P 600 SMCP GRW 78464A201   275,534 3,209 SH   SOLE   0 0 3,209
UNITEDHEALTH GROUP INC COM 91324P102   939,921 1,846 SH   SOLE   0 0 1,846
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   3,494,408 10,480 SH   SOLE   0 0 10,480
VANGUARD BD INDEX FDS INTERMED TERM 921937819   11,396,560 152,177 SH   SOLE   0 0 152,177
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   740,726 9,657 SH   SOLE   0 0 9,657
VANGUARD INDEX FDS TOTAL STK MKT 922908769   12,233,276 45,730 SH   SOLE   0 0 45,730
VANGUARD INDEX FDS SM CP VAL ETF 922908611   25,924,656 142,037 SH   SOLE   0 0 142,037
VANGUARD INDEX FDS SML CP GRW ETF 922908595   15,890,092 63,527 SH   SOLE   0 0 63,527
VANGUARD INDEX FDS MID CAP ETF 922908629   9,845,232 40,666 SH   SOLE   0 0 40,666
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,440,952 41,081 SH   SOLE   0 0 41,081
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   14,555,482 96,759 SH   SOLE   0 0 96,759
VANGUARD INDEX FDS SMALL CP ETF 922908751   11,314,697 51,893 SH   SOLE   0 0 51,893
VANGUARD INDEX FDS GROWTH ETF 922908736   1,627,059 4,350 SH   SOLE   0 0 4,350
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   4,687,825 20,421 SH   SOLE   0 0 20,421
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,476,228 33,735 SH   SOLE   0 0 33,735
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   778,227 6,910 SH   SOLE   0 0 6,910
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   19,182,025 248,231 SH   SOLE   0 0 248,231
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   14,669,643 80,360 SH   SOLE   0 0 80,360
VANGUARD STAR FDS VG TL INTL STK F 921909768   550,171 9,124 SH   SOLE   0 0 9,124
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   411,774 8,332 SH   SOLE   0 0 8,332
VANGUARD WORLD FD ENERGY ETF 92204A306   1,239,833 9,719 SH   SOLE   0 0 9,719
VANGUARD WORLD FD INF TECH ETF 92204A702   3,955,222 6,860 SH   SOLE   0 0 6,860
VULCAN MATLS CO COM 929160109   436,466 1,755 SH   SOLE   0 0 1,755
WALMART INC COM 931142103   953,909 14,088 SH   SOLE   0 0 14,088
XERIS BIOPHARMA HOLDINGS INC COM 98422E103   59,580 26,480 SH   SOLE   0 0 26,480