The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLERGAN PLC COMMON STOCK - LARGE CAP G0177J108 155 950 SH   SOLE   950 0 0
AON PLC USD 0.01 COMMON STOCK - LARGE CAP G0408V102 31 231 SH   SOLE   231 0 0
ACCENTURE PLC COMMON STOCK - LARGE CAP G1151C101 785 5,125 SH   SOLE   5,125 0 0
EATON CORP PLC COMMON STOCK - LARGE CAP G29183103 967 12,245 SH   SOLE   12,245 0 0
JOHNSON CONTROLS INTERNATIONAL USD 0.01 COMMON STOCK - LARGE CAP G51502105 172 4,525 SH   SOLE   4,525 0 0
MEDTRONIC PLC USD 0.1 COMMON STOCK - LARGE CAP G5960L103 236 2,925 SH   SOLE   2,925 0 0
PENTAIR PLC COMMON STOCK - LARGE CAP G7S00T104 294 4,160 SH   SOLE   4,125 0 35
CHUBB LTD CHF 24.15 COMMON STOCK - LARGE CAP H1467J104 51 350 SH   SOLE   350 0 0
LYONDELLBASELL INDUSTRIES NV COMMON STOCK - LARGE CAP N53745100 281 2,550 SH   SOLE   2,550 0 0
ROYAL CARIBBEAN CRUSIES COMMON STOCK - LARGE CAP V7780T103 961 8,060 SH   SOLE   8,060 0 0
BROADCOM LTD NPV COMMON STOCK - LARGE CAP Y09827109 2,342 9,115 SH   SOLE   9,115 0 0
AFLAC INCORPORATED COMMON STOCK - LARGE CAP 001055102 239 2,725 SH   SOLE   2,725 0 0
ALERIAN MLP ALPS ETF COMMON STOCK - LARGE CAP 00162Q866 9 850 SH   SOLE   850 0 0
A T & T INCORPORATED COMMON STOCK - LARGE CAP 00206R102 998 25,659 SH   SOLE   25,659 0 0
A T & T INCORPORATED COMMON STOCK - LARGE CAP 00206R102 6 150 SH   DFND   150 0 0
ABBOTT LABS COMMON STOCK - LARGE CAP 002824100 838 14,680 SH   SOLE   14,680 0 0
ABBOTT LABS COMMON STOCK - LARGE CAP 002824100 6 100 SH   DFND   100 0 0
ABBVIE INC COMMON STOCK - LARGE CAP 00287Y109 921 9,525 SH   SOLE   9,525 0 0
ABBVIE INC COMMON STOCK - LARGE CAP 00287Y109 7 75 SH   DFND   75 0 0
ADOBE SYSTEMS INC COMMON STOCK - LARGE CAP 00724F101 399 2,275 SH   SOLE   2,275 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK - LARGE CAP 009158106 66 400 SH   SOLE   400 0 0
ALIBABA GROUP HOLDING COMMON STOCK - LARGE CAP 01609W102 1,254 7,275 SH   SOLE   7,275 0 0
ALLIANT CORPORATION COMMON STOCK - LARGE CAP 018802108 169 3,960 SH   SOLE   3,960 0 0
ALPHABET INC USD 0.001 C COMMON STOCK - LARGE CAP 02079K107 441 421 SH   SOLE   421 0 0
ALPHABET INC USD 0.001 C COMMON STOCK - LARGE CAP 02079K107 16 15 SH   DFND   15 0 0
ALPHABET INC USD 0.001 CL A COMMON STOCK - LARGE CAP 02079K305 2,538 2,409 SH   SOLE   2,409 0 0
ALPHABET INC USD 0.001 CL A COMMON STOCK - LARGE CAP 02079K305 16 15 SH   DFND   15 0 0
ALTRIA GROUP INC COMMON STOCK - LARGE CAP 02209S103 1,089 15,247 SH   SOLE   15,247 0 0
ALTRIA GROUP INC COMMON STOCK - LARGE CAP 02209S103 11 150 SH   DFND   150 0 0
AMAZON COMPANY INC COMMON STOCK - LARGE CAP 023135106 1,827 1,562 SH   SOLE   1,562 0 0
AMERICA MOVIL SAB DE CV ADR COMMON STOCK - LARGE CAP 02364W105 64 3,705 SH   SOLE   3,705 0 0
AMERICAN EXPRESS COMPANY COMMON STOCK - LARGE CAP 025816109 60 600 SH   SOLE   600 0 0
AMERICAN TOWER CORP COMMON STOCK - LARGE CAP 03027X100 49 340 SH   SOLE   340 0 0
AMGEN COMMON STOCK - LARGE CAP 031162100 662 3,808 SH   SOLE   3,808 0 0
ANADARKO PETE CORPORATION COMMON STOCK - LARGE CAP 032511107 186 3,475 SH   SOLE   3,475 0 0
APPLE INC COMMON STOCK - LARGE CAP 037833100 4,941 29,195 SH   SOLE   29,195 0 0
APPLE INC COMMON STOCK - LARGE CAP 037833100 76 450 SH   DFND   450 0 0
ATMOS ENERGY CORPORATION COMMON STOCK - LARGE CAP 049560105 62 720 SH   SOLE   720 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK - LARGE CAP 053015103 401 3,425 SH   SOLE   3,425 0 0
BB&T CORPORATION COMMON STOCK - LARGE CAP 054937107 5 100 SH   SOLE   100 0 0
BP AMOCO P L C COMMON STOCK - LARGE CAP 055622104 71 1,695 SH   SOLE   1,695 0 0
BANK AMER CORP COMMON STOCK - LARGE CAP 060505104 546 18,480 SH   SOLE   18,480 0 0
BANK NEW YORK MELLON CORP NEW COMMON STOCK - LARGE CAP 064058100 5 100 SH   SOLE   100 0 0
BAXTER INTERNATIONAL INC COMMON STOCK - LARGE CAP 071813109 265 4,100 SH   SOLE   4,100 0 0
BERKSHIRE HATHAWAY INC NEW COMMON STOCK - LARGE CAP 084670702 1,536 7,748 SH   SOLE   7,748 0 0
BERRY PLASTICS GROUP I COMMON STOCK - LARGE CAP 08579W103 15 250 SH   SOLE   250 0 0
BIG LOTS INC USD 0.01 COMMON STOCK - LARGE CAP 089302103 39 700 SH   SOLE   700 0 0
BIOGEN INC COMMON STOCK - LARGE CAP 09062X103 96 300 SH   SOLE   300 0 0
BLACKROCK INC USD 0.01 COMMON STOCK - LARGE CAP 09247X101 52 102 SH   SOLE   102 0 0
THE BLACKSTONE GROUP LP COMMON STOCK - LARGE CAP 09253U108 800 24,985 SH   SOLE   24,985 0 0
BOEING CO COMMON STOCK - LARGE CAP 097023105 1,792 6,075 SH   SOLE   6,075 0 0
BRIGHTHOUSE FINANCIAL INC COMMON STOCK - LARGE CAP 10922N103 2 26 SH   SOLE   26 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK - LARGE CAP 110122108 887 14,485 SH   SOLE   14,485 0 0
CSX CORP COMMON STOCK - LARGE CAP 126408103 34 625 SH   SOLE   625 0 0
CVS HEALTH CORPORATION COMMON STOCK - LARGE CAP 126650100 337 4,651 SH   SOLE   4,651 0 0
CATERPILLAR INC COMMON STOCK - LARGE CAP 149123101 4 25 SH   SOLE   25 0 0
CELGENE CORPORATION COMMON STOCK - LARGE CAP 151020104 759 7,271 SH   SOLE   7,271 0 0
CHEMOURS CO USD 0.01 COMMON STOCK - LARGE CAP 163851108 2 40 SH   SOLE   40 0 0
CHEVRON CORPORATION COMMON STOCK - LARGE CAP 166764100 1,515 12,098 SH   SOLE   12,098 0 0
CHURCH & DWIGHT CO INC COMMON STOCK - LARGE CAP 171340102 57 1,134 SH   SOLE   1,134 0 0
CISCO SYSTEMS COMMON STOCK - LARGE CAP 17275R102 687 17,950 SH   SOLE   17,950 0 0
CITIGROUP INC COM NEW COMMON STOCK - LARGE CAP 172967424 1,027 13,800 SH   SOLE   13,775 0 25
CLOROX CO COMMON STOCK - LARGE CAP 189054109 509 3,425 SH   SOLE   3,425 0 0
COCA COLA CO COMMON STOCK - LARGE CAP 191216100 2,381 51,901 SH   SOLE   51,901 0 0
COLGATE PALMOLIVE CO COMMON STOCK - LARGE CAP 194162103 151 2,000 SH   SOLE   2,000 0 0
COMCAST CORP CLASS A COMMON STOCK - LARGE CAP 20030N101 34 850 SH   SOLE   850 0 0
CONAGRA BRANDS INC COMMON STOCK - LARGE CAP 205887102 11 300 SH   SOLE   300 0 0
CONOCOPHILLIPS COM CL-B COMMON STOCK - LARGE CAP 20825C104 153 2,795 SH   SOLE   2,795 0 0
CONSOLIDATED EDISON INC COMMON STOCK - LARGE CAP 209115104 4 50 SH   SOLE   50 0 0
CONSTELLATION BRANDS INC USD0.01 COMMON STOCK - LARGE CAP 21036P108 4 16 SH   SOLE   16 0 0
CORNING INC COMMON STOCK - LARGE CAP 219350105 19 600 SH   SOLE   600 0 0
COSTCO WHSL CORP NEW COMMON STOCK - LARGE CAP 22160K105 686 3,686 SH   SOLE   3,686 0 0
CROWN CASTLE INT'L COM USD 0.01 COMMON STOCK - LARGE CAP 22822V101 4 37 SH   SOLE   37 0 0
CUMMINS INC COMMON STOCK - LARGE CAP 231021106 309 1,750 SH   SOLE   1,750 0 0
DANAHER CORPORATION COMMON STOCK - LARGE CAP 235851102 87 938 SH   SOLE   938 0 0
DELTA AIRLINES INC COMMON STOCK - LARGE CAP 247361702 34 600 SH   SOLE   600 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK - LARGE CAP 254687106 1,699 15,800 SH   SOLE   15,800 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK - LARGE CAP 254687106 22 200 SH   DFND   200 0 0
DOLLAR GENERAL CORPORATION COMMON STOCK - LARGE CAP 256677105 93 1,000 SH   SOLE   1,000 0 0
DOMINION RESOURCES COMMON STOCK - LARGE CAP 25746U109 166 2,050 SH   SOLE   2,050 0 0
DOMINO'S PIZZA INC COMMON STOCK - LARGE CAP 25754A201 38 200 SH   SOLE   200 0 0
DOWDUPONT INC USD 0.01 COMMON STOCK - LARGE CAP 26078J100 604 8,477 SH   SOLE   8,477 0 0
DUKE ENERGY HOLDING CORP COMMON STOCK - LARGE CAP 26441C204 152 1,807 SH   SOLE   1,807 0 0
EOG RES INC COMMON STOCK - LARGE CAP 26875P101 541 5,010 SH   SOLE   5,010 0 0
EAST WEST BANCORP INC COMMON STOCK - LARGE CAP 27579R104 146 2,395 SH   SOLE   2,395 0 0
EBAY INC COMMON STOCK - LARGE CAP 278642103 19 500 SH   SOLE   500 0 0
ECOLAB INC COMMON STOCK - LARGE CAP 278865100 81 600 SH   SOLE   600 0 0
EDWARDS LIFESCIENCES CORPORATION COMMON STOCK - LARGE CAP 28176E108 21 183 SH   SOLE   183 0 0
ENBRIDGE INC NPV COMMON STOCK - LARGE CAP 29250N105 149 3,798 SH   SOLE   3,798 0 0
EXPRESS SCRIPTS HOLDING CO. COMMON STOCK - LARGE CAP 30219G108 570 7,640 SH   SOLE   7,640 0 0
EXXON MOBIL CORP COMMON STOCK - LARGE CAP 30231G102 1,092 13,058 SH   SOLE   13,058 0 0
EXXON MOBIL CORP COMMON STOCK - LARGE CAP 30231G102 13 150 SH   DFND   150 0 0
FACEBOOK INC COMMON STOCK - LARGE CAP 30303M102 2,350 13,319 SH   SOLE   13,319 0 0
FEDEX CORPORATION USD 0.1 COMMON STOCK - LARGE CAP 31428X106 30 122 SH   SOLE   122 0 0
FIDELITY TR MSCI REIT ETF COMMON STOCK - LARGE CAP 316092857 622 25,175 SH   SOLE   25,175 0 0
FORTIVE CORP USD 0.01 COMMON STOCK - LARGE CAP 34959J108 47 648 SH   SOLE   648 0 0
GENERAL DYNAMICS CORP COMMON STOCK - LARGE CAP 369550108 295 1,450 SH   SOLE   1,450 0 0
GENERAL ELECTRIC COMPANY COMMON STOCK - LARGE CAP 369604103 375 21,500 SH   SOLE   21,500 0 0
GENERAL MILLS INC COMMON STOCK - LARGE CAP 370334104 249 4,200 SH   SOLE   4,200 0 0
GERMAN AMERICAN BANCORP COMMON STOCK - LARGE CAP 373865104 138 3,900 SH   SOLE   3,900 0 0
GILEAD SCIENCES INC COMMON STOCK - LARGE CAP 375558103 261 3,650 SH   SOLE   3,650 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR COMMON STOCK - LARGE CAP 37733W105 132 3,725 SH   SOLE   3,725 0 0
GLOBAL X MLP ETF COMMON STOCK - LARGE CAP 37950E473 377 38,250 SH   SOLE   38,250 0 0
GOLDMAN SACHS GROUP COMMON STOCK - LARGE CAP 38141G104 1,345 5,278 SH   SOLE   5,278 0 0
GOLDMAN SACHS GROUP COMMON STOCK - LARGE CAP 38141G104 5 20 SH   DFND   20 0 0
GRAINGER W W INC USD 0.5 COMMON STOCK - LARGE CAP 384802104 24 100 SH   SOLE   100 0 0
HSBC HOLDINGS PLC USD 0.5 ADR COMMON STOCK - LARGE CAP 404280406 10 200 SH   SOLE   200 0 0
HALLIBURTON COMPANY COMMON STOCK - LARGE CAP 406216101 529 10,826 SH   SOLE   10,826 0 0
HERSHEY COMPANY, THE COMMON STOCK - LARGE CAP 427866108 664 5,850 SH   SOLE   5,850 0 0
HOME DEPOT INC COMMON STOCK - LARGE CAP 437076102 2,584 13,635 SH   SOLE   13,635 0 0
HONEYWELL INTERNATIONAL COMMON STOCK - LARGE CAP 438516106 574 3,740 SH   SOLE   3,740 0 0
INTEL CORP COMMON STOCK - LARGE CAP 458140100 1,656 35,880 SH   SOLE   35,880 0 0
INTEL CORP COMMON STOCK - LARGE CAP 458140100 5 100 SH   DFND   100 0 0
INTERNATIONAL BUSINESS MACHINE COMPANY COMMON STOCK - LARGE CAP 459200101 311 2,030 SH   SOLE   2,030 0 0
INTERNATIONAL FLAVORS & FRAGRANCES, INC COMMON STOCK - LARGE CAP 459506101 61 400 SH   SOLE   400 0 0
ISHARES TR S&P MIDCAP 400 INDEX FUND COMMON STOCK - MID-CAP 464287507 152 800 SH   SOLE   800 0 0
ISHARES US UTILITIES ETF COMMON STOCK - LARGE CAP 464287697 455 3,423 SH   SOLE   3,423 0 0
ISHARES US TELECOMMUNICATIONS ETF COMMON STOCK - LARGE CAP 464287713 18 600 SH   SOLE   600 0 0
ISHARES DOW JONES US ENERGY SECTOR INDEX FUND COMMON STOCK - LARGE CAP 464287796 3 75 SH   SOLE   0 0 75
ISHARES US BASIC MATERIALS ETF COMMON STOCK - LARGE CAP 464287838 92 900 SH   SOLE   900 0 0
J P MORGAN CHASE & CO COM COMMON STOCK - LARGE CAP 46625H100 2,176 20,348 SH   SOLE   20,348 0 0
J P MORGAN CHASE & CO COM COMMON STOCK - LARGE CAP 46625H100 27 250 SH   DFND   250 0 0
JANUS HENDERSON SHORT DURATION INC ETF MUTUAL FDS - ETF BONDS 47103U886 714 14,235 SH   SOLE   14,235 0 0
JD COM INC ADR COMMON STOCK - LARGE CAP 47215P106 3 75 SH   SOLE   75 0 0
JETBLUE AIRWAYS COMMON STOCK - LARGE CAP 477143101 9 400 SH   SOLE   400 0 0
JOHNSON & JOHNSON COMMON STOCK - LARGE CAP 478160104 2,681 19,191 SH   SOLE   19,191 0 0
JOHNSON & JOHNSON COMMON STOCK - LARGE CAP 478160104 28 200 SH   DFND   200 0 0
KIMBERLY CLARK COMMON STOCK - LARGE CAP 494368103 33 275 SH   SOLE   275 0 0
KOHL'S CORP COMMON STOCK - LARGE CAP 500255104 553 10,200 SH   SOLE   10,200 0 0
KRAFT HEINZ CO USD 0.01 COMMON STOCK - LARGE CAP 500754106 55 706 SH   SOLE   706 0 0
KROGER COMPANY COMMON STOCK - LARGE CAP 501044101 382 13,925 SH   SOLE   13,925 0 0
LAM RESEARCH CORPORATION USD0.001 COMMON STOCK - LARGE CAP 512807108 51 275 SH   SOLE   275 0 0
LAMB WESTON HOLDINGS INC USD1.0 COMMON STOCK - LARGE CAP 513272104 6 100 SH   SOLE   100 0 0
LENNOX INTERNATIONAL INC USD0.01 COMMON STOCK - LARGE CAP 526107107 18 86 SH   SOLE   86 0 0
LILLY ELI & CO COMMON STOCK - LARGE CAP 532457108 72 849 SH   SOLE   849 0 0
LOCKHEED MARTIN CORP USD 1.0 COMMON STOCK - LARGE CAP 539830109 135 420 SH   SOLE   420 0 0
LOWES COMPANIES INC COMMON STOCK - LARGE CAP 548661107 21 225 SH   SOLE   225 0 0
MARATHON PETE CORP COMMON STOCK - LARGE CAP 56585A102 289 4,385 SH   SOLE   4,385 0 0
MARATHON PETE CORP COMMON STOCK - LARGE CAP 56585A102 7 100 SH   DFND   100 0 0
MASTERCARD INC CL A COMMON STOCK - LARGE CAP 57636Q104 39 260 SH   SOLE   260 0 0
MCCORMICK & CO., INC. COMMON STOCK - LARGE CAP 579780206 15 150 SH   SOLE   150 0 0
MCDONALDS CORP COMMON STOCK - LARGE CAP 580135101 842 4,890 SH   SOLE   4,890 0 0
MERCK & CO INC NEW COMMON STOCK - LARGE CAP 58933Y105 49 875 SH   SOLE   875 0 0
MERCURY GENERAL CORP NEW NPV COMMON STOCK - LARGE CAP 589400100 8 154 SH   SOLE   154 0 0
METLIFE INC COMMON STOCK - LARGE CAP 59156R108 15 296 SH   SOLE   296 0 0
MICROSOFT CORPORATION COMMON STOCK - LARGE CAP 594918104 736 8,600 SH   SOLE   8,600 0 0
MICROSOFT CORPORATION COMMON STOCK - LARGE CAP 594918104 4 50 SH   DFND   50 0 0
MICROCHIP TECHNOLOGY INC. COMMON STOCK - LARGE CAP 595017104 15 175 SH   SOLE   175 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK - LARGE CAP 609207105 449 10,485 SH   SOLE   10,485 0 0
MONSTER BEVERAGE CORPORATION NEW NPV COMMON STOCK - LARGE CAP 61174X109 95 1,500 SH   SOLE   1,500 0 0
NATIONAL HEALTH INVS INC COMMON STOCK - LARGE CAP 63633D104 23 300 SH   SOLE   300 0 0
NEXTERA ENERGY INC COM COMMON STOCK - LARGE CAP 65339F101 640 4,100 SH   SOLE   4,100 0 0
NEXTERA ENERGY INC COM COMMON STOCK - LARGE CAP 65339F101 8 50 SH   DFND   50 0 0
NEXPOINT RESIDENTIAL COMMON STOCK - LARGE CAP 65341D102 3 100 SH   SOLE   100 0 0
NIKE INC COMMON STOCK - LARGE CAP 654106103 100 1,600 SH   SOLE   1,600 0 0
NORFOLK SOUTHERN CORPORATION COM COMMON STOCK - LARGE CAP 655844108 29 200 SH   SOLE   200 0 0
NORTHERN TRUST CORPORATION COMMON STOCK - LARGE CAP 665859104 100 1,000 SH   SOLE   1,000 0 0
NORTHROP GRUMMAN CORPORATION USD 1.0 COMMON STOCK - LARGE CAP 666807102 39 127 SH   SOLE   127 0 0
NUCOR CORP COMMON STOCK - LARGE CAP 670346105 641 10,080 SH   SOLE   10,040 0 40
NUCOR CORP COMMON STOCK - LARGE CAP 670346105 6 100 SH   DFND   100 0 0
NUVEEN ENHAN AMT-FREE FUM CRE OPP MUTUAL FDS - ETF BONDS 67071L106 13 866 SH   SOLE   866 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK - LARGE CAP 674599105 166 2,250 SH   SOLE   2,250 0 0
OLD NATIONAL BANK COMMON STOCK - LARGE CAP 680033107 206 11,806 SH   SOLE   11,806 0 0
ORACLE SYSTEMS COMMON STOCK - LARGE CAP 68389X105 135 2,849 SH   SOLE   2,849 0 0
PG & E CORPORATION COMMON STOCK - LARGE CAP 69331C108 27 600 SH   SOLE   600 0 0
PNC FINL SVCS GROUP INC COMMON STOCK - LARGE CAP 693475105 72 500 SH   SOLE   500 0 0
PPG INDS INC COMMON STOCK - LARGE CAP 693506107 580 4,966 SH   SOLE   4,966 0 0
PACKAGING CORPORATION AMER USD 0.01 COMMON STOCK - LARGE CAP 695156109 168 1,395 SH   SOLE   1,395 0 0
PALO ALTO NETWORKS INC COMMON STOCK - LARGE CAP 697435105 823 5,675 SH   SOLE   5,675 0 0
PAYCHEX COMMON STOCK - LARGE CAP 704326107 94 1,375 SH   SOLE   1,375 0 0
PAYCHEX COMMON STOCK - LARGE CAP 704326107 7 100 SH   DFND   100 0 0
PAYPAL HOLDINGS INC COMMON STOCK - LARGE CAP 70450Y103 37 509 SH   SOLE   509 0 0
PEPSICO INC COMMON STOCK - LARGE CAP 713448108 935 7,797 SH   SOLE   7,797 0 0
PFIZER COMPANY INC COMMON STOCK - LARGE CAP 717081103 223 6,165 SH   SOLE   6,165 0 0
PHILLIP MORRIS INT'L INC. COMMON STOCK - LARGE CAP 718172109 807 7,635 SH   SOLE   7,635 0 0
PHILLIPS 66 COMMON STOCK - LARGE CAP 718546104 12 122 SH   SOLE   122 0 0
POWERSHARES FINANCIAL 5.54 PFD ETF PREFERRED STOCK 73935X229 425 22,550 SH   SOLE   22,150 0 400
POWERSHARES GLOBAL EXCHANGE PREFERRED PORTFOLIO PREFERRED STOCK 73936T565 476 32,050 SH   SOLE   32,050 0 0
PRAXAIR INCORPORATED COMMON STOCK - LARGE CAP 74005P104 488 3,155 SH   SOLE   3,155 0 0
PRAXAIR INCORPORATED COMMON STOCK - LARGE CAP 74005P104 12 75 SH   DFND   75 0 0
PROCTER & GAMBLE CO COMMON STOCK - LARGE CAP 742718109 1,221 13,286 SH   SOLE   13,286 0 0
PRUDENTIAL FINANCIAL COMMON STOCK - LARGE CAP 744320102 1,428 12,420 SH   SOLE   12,420 0 0
QUALCOMM INCORPORATED COMMON STOCK - LARGE CAP 747525103 38 600 SH   SOLE   600 0 0
REALTY INCOME COMMON STOCK - LARGE CAP 756109104 11 200 SH   SOLE   200 0 0
ROCKWELL COLLINS INC USD 0.01 COMMON STOCK - LARGE CAP 774341101 81 600 SH   SOLE   600 0 0
ROSS STORES, INC COMMON STOCK - LARGE CAP 778296103 4 50 SH   SOLE   50 0 0
ROYAL DUTCH SHELL PLC SPONS ADR REPSTG A SHS COMMON STOCK - LARGE CAP 780259206 62 925 SH   SOLE   925 0 0
SBA COMMUNICATIONS CORP NEW CL A COMMON STOCK - LARGE CAP 78410G104 97 595 SH   SOLE   595 0 0
S & P DEPOSITORY RECEIPTS MUTUAL FDS-LARGE CAPTL STOCK 78462F103 27 100 SH   SOLE   100 0 0
SPDR GOLD TRUST COMMON STOCK - LARGE CAP 78463V107 127 1,025 SH   SOLE   1,025 0 0
SPDR SER TR S&P HOMEBUILDERS ETF COMMON STOCK - LARGE CAP 78464A888 312 7,040 SH   SOLE   7,040 0 0
SPDR S&P MIDCAP 400 ETF TR Z COMMON STOCK - MID-CAP 78467Y107 69 200 SH   SOLE   200 0 0
SVB FINANCIAL GROUP USD 0.001 COMMON STOCK - LARGE CAP 78486Q101 18 75 SH   SOLE   75 0 0
SALESFORCE.COM COMMON STOCK - LARGE CAP 79466L302 618 6,050 SH   SOLE   6,050 0 0
SCHLUMBERGER LTD COMMON STOCK - LARGE CAP 806857108 578 8,573 SH   SOLE   8,573 0 0
SCHLUMBERGER LTD COMMON STOCK - LARGE CAP 806857108 10 150 SH   DFND   150 0 0
SCHWAB CHARLES CORP NEW COMMON STOCK - LARGE CAP 808513105 72 1,400 SH   SOLE   1,400 0 0
SHERWIN-WILLIAMS COMPANY USD1.0 COMMON STOCK - LARGE CAP 824348106 62 150 SH   SOLE   150 0 0
SIRIUS XM HOLDINGS INC USD 0.001 COMMON STOCK - LARGE CAP 82968B103 11 2,000 SH   SOLE   2,000 0 0
SKYWORKS SOLUTIONS INC COMMON STOCK - LARGE CAP 83088M102 636 6,700 SH   SOLE   6,700 0 0
SOURCE CAPITAL, INC. COMMON STOCK - LARGE CAP 836144105 4 100 SH   SOLE   100 0 0
SOUTHERN CO COMMON STOCK - LARGE CAP 842587107 43 900 SH   SOLE   900 0 0
SOUTHWEST AIRLINES COMMON STOCK - LARGE CAP 844741108 59 900 SH   SOLE   900 0 0
STARBUCKS CORPORATION COMMON STOCK - LARGE CAP 855244109 739 12,875 SH   SOLE   12,875 0 0
STATE STREET CORPORATION COMMON STOCK - LARGE CAP 857477103 195 2,000 SH   SOLE   2,000 0 0
STATE STREET CORPORATION COMMON STOCK - LARGE CAP 857477103 15 150 SH   DFND   150 0 0
STRYKER CORPORATION COMMON STOCK - LARGE CAP 863667101 1,898 12,258 SH   SOLE   12,258 0 0
SUNTRUST BANKS INC COMMON STOCK - LARGE CAP 867914103 36 560 SH   SOLE   560 0 0
SYSCO CORPORATION COMMON STOCK - LARGE CAP 871829107 599 9,860 SH   SOLE   9,860 0 0
SYSCO CORPORATION COMMON STOCK - LARGE CAP 871829107 12 200 SH   DFND   200 0 0
TJX COMPANIES, INC. COMMON STOCK - LARGE CAP 872540109 827 10,810 SH   SOLE   10,810 0 0
T-MOBILE US INC COMMON STOCK - LARGE CAP 872590104 827 13,015 SH   SOLE   13,015 0 0
TARGA RESOURCES CORPORATION USD 0.001 COMMON STOCK - LARGE CAP 87612G101 15 300 SH   SOLE   300 0 0
TELUS CORP NPV COMMON STOCK - LARGE CAP 87971M103 216 5,700 SH   SOLE   5,700 0 0
TEXAS INSTRUMENTS INC COMMON STOCK - LARGE CAP 882508104 10 100 SH   SOLE   100 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK - LARGE CAP 883556102 548 2,886 SH   SOLE   2,886 0 0
3M COMPANY COMMON STOCK - LARGE CAP 88579Y101 140 595 SH   SOLE   595 0 0
TIME WARNER INC NEW COMMON STOCK - LARGE CAP 887317303 9 100 SH   SOLE   100 0 0
TOYOTA MOTOR CORP ADR COMMON STOCK - LARGE CAP 892331307 512 4,025 SH   SOLE   4,025 0 0
TOYOTA MOTOR CORP ADR COMMON STOCK - LARGE CAP 892331307 10 75 SH   DFND   75 0 0
TRAVELERS COS INC COMMON STOCK - LARGE CAP 89417E109 102 750 SH   SOLE   750 0 0
TWENTY-FIRST CENTURY FOX INC USD 0.01 COMMON STOCK - LARGE CAP 90130A101 17 500 SH   SOLE   500 0 0
US BANCORP DEL COMPANY COMMON STOCK - LARGE CAP 902973304 55 1,027 SH   SOLE   1,027 0 0
UNILEVER ADR COMMON STOCK - LARGE CAP 904767704 79 1,425 SH   SOLE   1,425 0 0
UNILEVER ADR COMMON STOCK - LARGE CAP 904767704 10 175 SH   DFND   175 0 0
UNION PACIFIC CORPORATION COMMON STOCK - LARGE CAP 907818108 1,180 8,800 SH   SOLE   8,775 0 25
UNION PACIFIC CORPORATION COMMON STOCK - LARGE CAP 907818108 27 200 SH   DFND   200 0 0
UNITED PARCEL SERVICE COMMON STOCK - LARGE CAP 911312106 33 275 SH   SOLE   275 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK - LARGE CAP 913017109 1,474 11,556 SH   SOLE   11,556 0 0
UNITEDHEALTH GROUP INC COMMON STOCK - LARGE CAP 91324P102 2,792 12,665 SH   SOLE   12,665 0 0
VALERO ENERGY COMMON STOCK - LARGE CAP 91913Y100 894 9,725 SH   SOLE   9,725 0 0
VARIAN MEDICAL SYSTEMS, INC. COMMON STOCK - LARGE CAP 92220P105 496 4,464 SH   SOLE   4,464 0 0
VARIAN MEDICAL SYSTEMS, INC. COMMON STOCK - LARGE CAP 92220P105 6 50 SH   DFND   50 0 0
VECTREN CORPORATION COMMON STOCK - LARGE CAP 92240G101 286 4,400 SH   SOLE   4,400 0 0
VECTREN CORPORATION COMMON STOCK - LARGE CAP 92240G101 13 200 SH   DFND   200 0 0
VANGUARD REIT ETF COMMON STOCK - LARGE CAP 922908553 66 800 SH   SOLE   800 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FDS - ETF SMALL CAP 922908611 259 1,950 SH   SOLE   1,950 0 0
VERIZON COMMUNICATIONS INC USD 1.0 COMMON STOCK - LARGE CAP 92343V104 1,027 19,403 SH   SOLE   19,403 0 0
VERIZON COMMUNICATIONS INC USD 1.0 COMMON STOCK - LARGE CAP 92343V104 8 150 SH   DFND   150 0 0
VISA INC COMMON STOCK - LARGE CAP 92826C839 3,020 26,486 SH   SOLE   26,486 0 0
VISA INC COMMON STOCK - LARGE CAP 92826C839 34 300 SH   DFND   300 0 0
VIRTUS INVESTMENT PARTNERS COMMON STOCK - LARGE CAP 92828Q109 13 111 SH   SOLE   111 0 0
VODAFONE GROUP PLC NEW 10P ADR COMMON STOCK - LARGE CAP 92857W308 276 8,650 SH   SOLE   8,650 0 0
W.P. CAREY INC COMMON STOCK - LARGE CAP 92936U109 22 325 SH   SOLE   325 0 0
WAL MART STORES INC COMMON STOCK - LARGE CAP 931142103 2,947 29,841 SH   SOLE   29,841 0 0
WAL MART STORES INC COMMON STOCK - LARGE CAP 931142103 10 100 SH   DFND   100 0 0
WALGREENS BOOTS ALLIANCE I USD 0.01 COMMON STOCK - LARGE CAP 931427108 699 9,623 SH   SOLE   9,623 0 0
WALGREENS BOOTS ALLIANCE I USD 0.01 COMMON STOCK - LARGE CAP 931427108 7 100 SH   DFND   100 0 0
WASTE MANAGEMENT INC COMMON STOCK - LARGE CAP 94106L109 839 9,725 SH   SOLE   9,725 0 0
WELBILT INC COMMON STOCK - LARGE CAP 949090104 28 1,200 SH   SOLE   1,200 0 0
WELLS FARGO & COMPANY NEW COMMON STOCK - LARGE CAP 949746101 1,039 17,130 SH   SOLE   17,130 0 0
WELLS FARGO & COMPANY NEW COMMON STOCK - LARGE CAP 949746101 18 300 SH   DFND   300 0 0
WELLTOWER INC COMMON STOCK - LARGE CAP 95040Q104 70 1,100 SH   SOLE   1,100 0 0
YUM BRANDS INC COMMON STOCK - LARGE CAP 988498101 57 700 SH   SOLE   700 0 0