The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 2,311 19,932 SH   SOLE   19,932 0 0
ABBVIE INC COM 00287Y109 1,902 16,890 SH   SOLE   16,890 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 221 377 SH   SOLE   377 0 0
AIR PRODS & CHEMS INC COM 009158106 424 1,475 SH   SOLE   1,475 0 0
ALPHABET INC CAP STK CL A 02079K305 1,968 806 SH   SOLE   806 0 0
ALPHABET INC CAP STK CL C 02079K107 336 134 SH   SOLE   134 0 0
ALTRIA GROUP INC COM 02209S103 297 6,222 SH   SOLE   6,222 0 0
AMAZON COM INC COM 023135106 1,834 533 SH   SOLE   533 0 0
APPLE INC COM 037833100 4,684 34,199 SH   SOLE   34,199 0 0
AT&T INC COM 00206R102 809 28,095 SH   SOLE   28,095 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,755 8,835 SH   SOLE   8,835 0 0
BAXTER INTL INC COM 071813109 315 3,918 SH   SOLE   3,918 0 0
BECTON DICKINSON & CO COM 075887109 237 975 SH   SOLE   975 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 674 10,085 SH   SOLE   10,085 0 0
CHEVRON CORP NEW COM 166764100 1,528 14,586 SH   SOLE   14,586 0 0
CINCINNATI FINL CORP COM 172062101 879 7,535 SH   SOLE   7,535 0 0
CISCO SYS INC COM 17275R102 1,417 26,734 SH   SOLE   26,734 0 0
CLOROX CO DEL COM 189054109 560 3,115 SH   SOLE   3,115 0 0
COCA COLA CO COM 191216100 347 6,422 SH   SOLE   6,422 0 0
COLGATE PALMOLIVE CO COM 194162103 548 6,736 SH   SOLE   6,736 0 0
CORNING INC COM 219350105 229 5,600 SH   SOLE   5,600 0 0
COSTCO WHSL CORP NEW COM 22160K105 575 1,452 SH   SOLE   1,452 0 0
DISNEY WALT CO COM 254687106 1,672 9,515 SH   SOLE   9,515 0 0
DOMINION ENERGY INC COM 25746U109 252 3,424 SH   SOLE   3,424 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 665 6,733 SH   SOLE   6,733 0 0
LILLY ELI & CO COM 532457108 767 3,342 SH   SOLE   3,342 0 0
EMERSON ELEC CO COM 291011104 1,150 11,950 SH   SOLE   11,950 0 0
ESSENTIAL UTILS INC COM 29670G102 759 16,610 SH   SOLE   16,610 0 0
EXPEDITORS INTL WASH INC COM 302130109 242 1,915 SH   SOLE   1,915 0 0
EXXON MOBIL CORP COM 30231G102 494 7,836 SH   SOLE   7,836 0 0
FACEBOOK INC CL A 30303M102 854 2,457 SH   SOLE   2,457 0 0
GALLAGHER ARTHUR J & CO COM 363576109 450 3,210 SH   SOLE   3,210 0 0
HOME DEPOT INC COM 437076102 1,698 5,325 SH   SOLE   5,325 0 0
HONEYWELL INTL INC COM 438516106 1,726 7,869 SH   SOLE   7,869 0 0
ILLINOIS TOOL WKS INC COM 452308109 216 965 SH   SOLE   965 0 0
INTEL CORP COM 458140100 1,504 26,784 SH   SOLE   26,784 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 318 346 SH   SOLE   346 0 0
SMUCKER J M CO COM NEW 832696405 248 1,915 SH   SOLE   1,915 0 0
JOHNSON & JOHNSON COM 478160104 2,534 15,381 SH   SOLE   15,381 0 0
JPMORGAN CHASE & CO COM 46625H100 1,207 7,762 SH   SOLE   7,762 0 0
KIMBERLY-CLARK CORP COM 494368103 500 3,740 SH   SOLE   2,940 0 800
MASTERCARD INCORPORATED CL A 57636Q104 1,440 3,943 SH   SOLE   3,943 0 0
MERCK & CO INC COM 58933Y105 1,743 22,415 SH   SOLE   22,415 0 0
MICROSOFT CORP COM 594918104 4,393 16,218 SH   SOLE   16,218 0 0
MONDELEZ INTL INC CL A 609207105 554 8,870 SH   SOLE   8,870 0 0
NEXTERA ENERGY INC COM 65339F101 1,234 16,841 SH   SOLE   16,841 0 0
NIKE INC CL B 654106103 2,265 14,663 SH   SOLE   14,663 0 0
NVIDIA CORPORATION COM 67066G104 763 954 SH   SOLE   954 0 0
PAYPAL HLDGS INC COM 70450Y103 953 3,270 SH   SOLE   3,270 0 0
PEPSICO INC COM 713448108 2,380 16,065 SH   SOLE   16,065 0 0
PFIZER INC COM 717081103 876 22,381 SH   SOLE   21,175 0 1,206
PHILIP MORRIS INTL INC COM 718172109 592 5,976 SH   SOLE   5,976 0 0
PROCTER AND GAMBLE CO COM 742718109 3,030 22,457 SH   SOLE   21,357 0 1,100
PRUDENTIAL FINL INC COM 744320102 520 5,070 SH   SOLE   5,070 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,723 20,199 SH   SOLE   20,199 0 0
RPM INTL INC COM 749685103 2,161 24,370 SH   SOLE   21,870 0 2,500
S&P GLOBAL INC COM 78409V104 266 647 SH   SOLE   647 0 0
SOUTHERN CO COM 842587107 848 14,015 SH   SOLE   14,015 0 0
STRYKER CORPORATION COM 863667101 1,499 5,772 SH   SOLE   5,772 0 0
TESLA INC COM 88160R101 570 839 SH   SOLE   839 0 0
TEXAS INSTRS INC COM 882508104 798 4,151 SH   SOLE   4,151 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 220 437 SH   SOLE   437 0 0
UNION PAC CORP COM 907818108 410 1,865 SH   SOLE   1,865 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,073 5,157 SH   SOLE   5,157 0 0
US BANCORP DEL COM NEW 902973304 350 6,145 SH   SOLE   6,145 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,870 33,376 SH   SOLE   33,376 0 0
VISA INC COM CL A 92826C839 814 3,481 SH   SOLE   3,481 0 0
WALMART INC COM 931142103 206 1,460 SH   SOLE   1,460 0 0
WASTE MGMT INC DEL COM 94106L109 1,616 11,537 SH   SOLE   11,537 0 0
3M CO COM 88579Y101 2,095 10,549 SH   SOLE   9,849 0 700
ASML HOLDING N V N Y REGISTRY SHS N07059210 508 735 SH   SOLE   735 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 496 2,590 SH   SOLE   2,590 0 0
NOVARTIS AG SPONSORED ADR 66987V109 274 3,005 SH   SOLE   3,005 0 0
UNILEVER PLC SPON ADR NEW 904767704 331 5,652 SH   SOLE   5,652 0 0
AMERICAN TOWER CORP NEW COM 03027X100 389 1,440 SH   SOLE   0 0 389
WP CAREY INC COM 92936U109 256 3,430 SH   SOLE   0 0 256
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,171 3,974 SH   SOLE   3,974 0 0
ENBRIDGE INC COM 29250N105 309 7,707 SH   SOLE   7,707 0 0
LINDE PLC SHS G5494J103 272 942 SH   SOLE   942 0 0
MEDTRONIC PLC SHS G5960L103 592 4,768 SH   SOLE   4,768 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 344 4,250 SH   SOLE   0 0 344
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,432 8,020 SH   SOLE   0 0 1,432
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,166 31,780 SH   SOLE   0 0 1,166
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 1,867 6,435 SH   SOLE   0 0 1,867
ISHARES TR CORE S&P TTL STK 464287150 232 2,345 SH   SOLE   0 0 232
ISHARES TR S&P 100 ETF 464287101 294 1,498 SH   SOLE   0 0 294
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,980 18,990 SH   SOLE   0 0 1,980
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 273 1,868 SH   SOLE   0 0 273
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 234 3,100 SH   SOLE   0 0 234
SPDR SER TR SSGA GNDER ETF 78468R747 437 4,305 SH   SOLE   0 0 437
SPDR SER TR PRTFLO S&P500 GW 78464A409 1,925 30,572 SH   SOLE   0 0 1,925
SPDR SER TR S&P BIOTECH 78464A870 561 4,145 SH   SOLE   0 0 561
SPDR S&P 500 ETF TR TR UNIT 78462F103 912 2,130 SH   SOLE   0 0 912
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 375 5,920 SH   SOLE   0 0 375
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 412 3,935 SH   SOLE   0 0 412
VANGUARD INDEX FDS MID CAP ETF 922908629 647 2,725 SH   SOLE   0 0 647
VANGUARD WORLD FDS INF TECH ETF 92204A702 917 2,300 SH   SOLE   0 0 917
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,177 5,225 SH   SOLE   0 0 1,177
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,927 22,112 SH   SOLE   0 0 4,927
ISHARES TR INTRM GOV CR ETF 464288612 1,062 9,185 SH   SOLE   0 0 1,062
ISHARES TR ISHS 5-10YR INVT 464288638 1,494 24,680 SH   SOLE   0 0 1,494
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,025 20,200 SH   SOLE   0 0 1,025
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,126 13,700 SH   SOLE   0 0 1,126
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,162 26,144 SH   SOLE   0 0 2,162