The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS TOTAL STK MKT 922908769 44,861 217,046 SH   SOLE 0 217,046 0 0
VANGUARD BD INDEX FD TOTAL BND MRKT 921937835 22,492 265,483 SH   SOLE 0 157,930 0 107,553
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,514 40,102 SH   SOLE 0 40,102 0 0
VANGUARD BD INDEX FD SHORT TRM BOND 921937827 6,659 81,016 SH   SOLE 0 81,016 0 0
VANGUARD BD INDEX FD INTERMED TERM 921937819 3,963 44,667 SH   SOLE 0 44,667 0 0
ISHARES TR BLACKROCK ULTRA 46434V878 759 15,035 SH   SOLE 0 15,035 0 0
VANGUARD WHITEHALL F HIGH DIV YLD 921946406 2,787 27,579 SH   SOLE 0 21,368 0 6,211
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,013 32,803 SH   SOLE 0 20,343 0 12,460
CALLAWAY GOLF CO COM 131193104 221 8,253 SH   SOLE 0 8,079 0 174
ENPRO INDS INC COM 29355X107 281 3,301 SH   SOLE 0 3,233 0 68
ESSENT GROUP LTD COM G3198U102 247 5,205 SH   SOLE 0 5,097 0 108
FLAGSTAR BANCORP INC COM PAR .001 337930705 267 5,921 SH   SOLE 0 5,798 0 123
SMART GLOBAL HLDGS I SHS G8232Y101 207 4,495 SH   SOLE 0 4,401 0 94
LCI INDS COM 50189K103 267 2,021 SH   SOLE 0 1,979 0 42
TPI COMPOSITES INC COM 87266J104 315 5,574 SH   SOLE 0 5,457 0 117
ULTRA CLEAN HLDGS IN COM 90385V107 419 7,222 SH   SOLE 0 7,073 0 149
ALARM COM HLDGS INC COM 011642105 218 2,518 SH   SOLE 0 2,466 0 52
SPS COMMERCE INC COM 78463M107 284 2,865 SH   SOLE 0 2,806 0 59
OFG BANCORP COM 67103X102 235 10,385 SH   SOLE 0 10,167 0 218
LITHIA MTRS INC CL A 536797103 320 820 SH   SOLE 0 803 0 17
DMC GLOBAL INC COM 23291C103 208 3,831 SH   SOLE 0 3,756 0 75
EASTERLY GOVT PPTYS COM 27616P103 317 15,304 SH   SOLE 0 15,139 0 165
VERITEX HLDGS INC COM 923451108 317 9,682 SH   SOLE 0 9,481 0 201
BJS WHSL CLUB HLDGS COM 05550J101 216 4,805 SH   SOLE 0 4,706 0 99
SPDR SER TR S&P BIOTECH 78464A870 1,582 11,665 SH   SOLE 0 11,426 0 239
QTS RLTY TR INC COM CL A 74736A103 299 4,815 SH   SOLE 0 4,754 0 61
DARLING INGREDIENTS COM 237266101 306 4,161 SH   SOLE 0 4,074 0 87
LHC GROUP INC COM 50187A107 230 1,205 SH   SOLE 0 1,180 0 25
SKYWEST INC COM 830879102 337 6,193 SH   SOLE 0 6,064 0 129
AMERESCO INC CL A 02361E108 242 4,979 SH   SOLE 0 4,875 0 104
ASGN INC COM 00191U102 234 2,451 SH   SOLE 0 2,399 0 52
NEXPOINT RESIDENTIAL COM 65341D102 283 6,130 SH   SOLE 0 6,047 0 83
PERFICIENT INC COM 71375U101 302 5,151 SH   SOLE 0 5,045 0 106
ARCOSA INC COM 039653100 283 4,345 SH   SOLE 0 4,254 0 91
CHESAPEAKE UTILS COR COM 165303108 241 2,075 SH   SOLE 0 2,033 0 42
QUINSTREET INC COM 74874Q100 211 10,397 SH   SOLE 0 10,190 0 207
FABRINET SHS G3323L100 286 3,167 SH   SOLE 0 3,101 0 66
GIBRALTAR INDS INC COM 374689107 287 3,132 SH   SOLE 0 3,066 0 66
LIVEPERSON INC COM 538146101 289 5,480 SH   SOLE 0 5,372 0 108
SUNNOVA ENERGY INTL COM 86745K104 220 5,400 SH   SOLE 0 5,287 0 113
AXOS FINANCIAL INC COM 05465C100 418 8,885 SH   SOLE 0 8,699 0 186
AMERIS BANCORP COM 03076K108 379 7,212 SH   SOLE 0 7,062 0 150
ADDUS HOMECARE CORP COM 006739106 224 2,146 SH   SOLE 0 2,101 0 45
IRIDIUM COMMUNICATIO COM 46269C102 230 5,585 SH   SOLE 0 5,460 0 125
ENSIGN GROUP INC COM 29358P101 380 4,047 SH   SOLE 0 3,967 0 80
CUBIC CORP COM 229669106 264 3,543 SH   SOLE 0 3,470 0 73
NEOGENOMICS INC COM NEW 64049M209 312 6,472 SH   SOLE 0 6,339 0 133
YETI HLDGS INC COM 98585X104 430 5,956 SH   SOLE 0 5,836 0 120
AGREE REALTY CORP COM 008492100 283 4,202 SH   SOLE 0 4,150 0 52
ONTO INNOVATION INC COM 683344105 266 4,051 SH   SOLE 0 3,966 0 85
ITRON INC COM 465741106 250 2,815 SH   SOLE 0 2,757 0 58
WILLSCOT MOBIL MINI COM CL A 971378104 272 9,803 SH   SOLE 0 9,600 0 203
AVIENT CORPORATION COM 05368V106 251 5,304 SH   SOLE 0 5,193 0 111
EXPONENT INC COM 30214U102 302 3,097 SH   SOLE 0 3,033 0 64
STITCH FIX INC COM CL A 860897107 200 4,043 SH   SOLE 0 3,959 0 84
FIRST FNDTN INC COM 32026V104 271 11,561 SH   SOLE 0 11,323 0 238
WINGSTOP INC COM 974155103 256 2,015 SH   SOLE 0 1,974 0 41
HANNON ARMSTRONG SUS COM 41068X100 312 5,565 SH   SOLE 0 5,490 0 75
FULLER H B CO COM 359694106 288 4,572 SH   SOLE 0 4,484 0 88
KRATOS DEFENSE & SEC COM NEW 50077B207 226 8,276 SH   SOLE 0 8,106 0 170
DECKERS OUTDOOR CORP COM 243537107 238 721 SH   SOLE 0 707 0 14
R1 RCM INC COM 749397105 259 10,478 SH   SOLE 0 10,260 0 218
GLU MOBILE INC COM 379890106 226 18,122 SH   SOLE 0 17,752 0 370
DANA INC COM 235825205 250 10,278 SH   SOLE 0 10,065 0 213
CARETRUST REIT INC COM 14174T107 308 13,235 SH   SOLE 0 13,055 0 180
MERIT MED SYS INC COM 589889104 272 4,536 SH   SOLE 0 4,442 0 94
VIAVI SOLUTIONS INC COM 925550105 278 17,723 SH   SOLE 0 17,363 0 360
TACTILE SYS TECHNOLO COM 87357P100 253 4,638 SH   SOLE 0 4,541 0 97
CUSTOMERS BANCORP IN COM 23204G100 358 11,248 SH   SOLE 0 11,016 0 232
BLACKROCK INC COM 09247X101 1,906 2,528 SH   SOLE 0 2,298 0 230
DUPONT DE NEMOURS IN COM 26614N102 1,318 17,053 SH   SOLE 0 15,296 0 1,757
MICROSOFT CORP COM 594918104 3,384 14,353 SH   SOLE 0 11,783 0 2,570
L3HARRIS TECHNOLOGIE COM 502431109 1,175 5,799 SH   SOLE 0 5,188 0 611
JACOBS ENGR GROUP IN COM 469814107 399 3,083 SH   SOLE 0 2,251 0 832
NEXTERA ENERGY INC COM 65339F101 1,601 21,175 SH   SOLE 0 19,634 0 1,541
MONDELEZ INTL INC CL A 609207105 1,317 22,500 SH   SOLE 0 20,465 0 2,035
BOSTON SCIENTIFIC CO COM 101137107 433 11,192 SH   SOLE 0 8,268 0 2,924
SEMPRA ENERGY COM 816851109 338 2,550 SH   SOLE 0 1,967 0 583
HONEYWELL INTL INC COM 438516106 1,895 8,731 SH   SOLE 0 7,916 0 815
CONSTELLATION BRANDS CL A 21036P108 399 1,748 SH   SOLE 0 1,274 0 474
UNITEDHEALTH GROUP I COM 91324P102 761 2,045 SH   SOLE 0 1,509 0 536
SYNCHRONY FINANCIAL COM 87165B103 1,169 28,744 SH   SOLE 0 25,493 0 3,251
RINGCENTRAL INC CL A 76680R206 299 1,003 SH   SOLE 0 748 0 255
SALESFORCE COM INC COM 79466L302 587 2,771 SH   SOLE 0 2,084 0 687
ALPHABET INC CAP STK CL C 02079K107 1,359 657 SH   SOLE 0 541 0 116
ALPHABET INC CAP STK CL A 02079K305 1,151 558 SH   SOLE 0 450 0 108
QUANTA SVCS INC COM 74762E102 578 6,564 SH   SOLE 0 4,875 0 1,689
APPLE INC COM 037833100 3,053 24,991 SH   SOLE 0 20,304 0 4,687
AMAZON COM INC COM 023135106 1,730 559 SH   SOLE 0 417 0 142
VERTEX PHARMACEUTICA COM 92532F100 364 1,695 SH   SOLE 0 1,253 0 442
SVB FINANCIAL GROUP COM 78486Q101 423 856 SH   SOLE 0 634 0 222
INTERCONTINENTAL EXC COM 45866F104 563 5,038 SH   SOLE 0 3,795 0 1,243
FMC CORP COM NEW 302491303 374 3,384 SH   SOLE 0 2,492 0 892
FACEBOOK INC CL A 30303M102 563 1,911 SH   SOLE 0 1,405 0 506
PHILIP MORRIS INTL I COM 718172109 1,758 19,811 SH   SOLE 0 18,316 0 1,495
MASTERCARD INCORPORA CL A 57636Q104 709 1,991 SH   SOLE 0 1,472 0 519
LENNAR CORP CL A 526057104 549 5,424 SH   SOLE 0 4,028 0 1,396
MORGAN STANLEY COM NEW 617446448 2,137 27,515 SH   SOLE 0 24,961 0 2,554
T-MOBILE US INC COM 872590104 440 3,508 SH   SOLE 0 2,582 0 926
AMETEK INC COM 031100100 461 3,613 SH   SOLE 0 2,672 0 941
COSTCO WHSL CORP NEW COM 22160K105 487 1,381 SH   SOLE 0 1,020 0 361
FLEETCOR TECHNOLOGIE COM 339041105 350 1,302 SH   SOLE 0 950 0 352
THERMO FISHER SCIENT COM 883556102 1,504 3,295 SH   SOLE 0 2,973 0 322
PROLOGIS INC. COM 74340W103 1,718 16,210 SH   SOLE 0 15,044 0 1,166
LKQ CORP COM 501889208 394 9,310 SH   SOLE 0 6,836 0 2,474
EOG RES INC COM 26875P101 306 4,221 SH   SOLE 0 3,088 0 1,133
NRG ENERGY INC COM NEW 629377508 1,146 30,372 SH   SOLE 0 27,531 0 2,841
CITIGROUP INC COM NEW 172967424 2,245 30,864 SH   SOLE 0 28,392 0 2,472
TELEFLEX INCORPORATE COM 879369106 425 1,022 SH   SOLE 0 756 0 266
ACTIVISION BLIZZARD COM 00507V109 445 4,781 SH   SOLE 0 3,539 0 1,242
DOLLAR GEN CORP NEW COM 256677105 326 1,609 SH   SOLE 0 1,194 0 415
LAM RESEARCH CORP COM 512807108 1,942 3,263 SH   SOLE 0 2,965 0 298
MERCK & CO. INC COM 58933Y105 1,135 14,725 SH   SOLE 0 12,846 0 1,879
ABBOTT LABS COM 002824100 1,785 14,891 SH   SOLE 0 13,546 0 1,345
VISA INC COM CL A 92826C839 690 3,259 SH   SOLE 0 2,391 0 868
CONOCOPHILLIPS COM 20825C104 500 9,432 SH   SOLE 0 7,065 0 2,367
WALMART INC COM 931142103 447 3,293 SH   SOLE 0 2,424 0 869
AMERIPRISE FINL INC COM 03076C106 1,485 6,390 SH   SOLE 0 5,726 0 664
HUMANA INC COM 444859102 436 1,040 SH   SOLE 0 767 0 273
SERVICENOW INC COM 81762P102 413 826 SH   SOLE 0 609 0 217
KEYSIGHT TECHNOLOGIE COM 49338L103 525 3,659 SH   SOLE 0 2,686 0 973
EQUINIX INC COM 29444U700 836 1,230 SH   SOLE 0 1,071 0 159
NORTHROP GRUMMAN COR COM 666807102 421 1,302 SH   SOLE 0 962 0 340
TESLA INC COM 88160R101 361 540 SH   SOLE 0 389 0 151
DISNEY WALT CO COM 254687106 2,118 11,476 SH   SOLE 0 10,364 0 1,112
BROADCOM INC COM 11135F101 1,516 3,270 SH   SOLE 0 2,913 0 357
HOME DEPOT INC COM 437076102 1,684 5,516 SH   SOLE 0 5,012 0 504
BECTON DICKINSON & C COM 075887109 1,027 4,224 SH   SOLE 0 3,745 0 479
APPLIED MATLS INC COM 038222105 827 6,192 SH   SOLE 0 4,605 0 1,587
VANGUARD INTL EQUITY FTSE EMR MKT ETF 922042858 1,008 19,370 SH   SOLE 0 6,581 0 12,789
VANGUARD TAX-MANAGED FTSE DEV MKT ETF 921943858 8,343 169,878 SH   SOLE 0 96,316 0 73,562
ISHARES TR RUSSELL 2000 ETF 464287655 4,067 18,406 SH   SOLE 0 9,917 0 8,489
ISHARES TR IBOXX HI YD ETF 464288513 14,692 168,526 SH   SOLE 0 154,076 0 14,450
SPDR SER TR BLOOMBERG BRCLYS 78468R622 1,292 11,875 SH   SOLE 0 7,985 0 3,889
COPART INC COM 217204106 385 3,545 SH   SOLE 0 2,532 0 1,013
ISHARES TR CORE S&P500 ETF 464287200 2,147 5,397 SH   SOLE 0 5,347 0 50
ISHARES TR TIPS BD ETF 464287176 349 2,782 SH   SOLE 0 2,782 0 0
TIMKEN CO COM 887389104 931 11,464 SH   SOLE 0 11,464 0 0
HUBBELL INC COM 443510607 782 4,183 SH   SOLE 0 4,183 0 0
RAYTHEON TECHNOLOGIE COM 75513E101 1,167 15,103 SH   SOLE 0 15,103 0 0
MARATHON PETE CORP COM 56585A102 618 11,553 SH   SOLE 0 11,553 0 0
VALERO ENERGY CORP COM 91913Y100 604 8,433 SH   SOLE 0 8,433 0 0
ARCHER DANIELS MIDLA COM 039483102 924 16,219 SH   SOLE 0 16,219 0 0
CHEVRON CORP NEW COM 166764100 1,148 10,954 SH   SOLE 0 10,954 0 0
TARGET CORP COM 87612E106 1,282 6,474 SH   SOLE 0 6,474 0 0
INVITATION HOMES INC COM 46187W107 919 28,739 SH   SOLE 0 28,739 0 0
DANAHER CORPORATION COM 235851102 1,110 4,931 SH   SOLE 0 4,931 0 0
CISCO SYS INC COM 17275R102 1,492 28,859 SH   SOLE 0 28,859 0 0
GENERAL MTRS CO COM 37045V100 862 14,999 SH   SOLE 0 14,999 0 0
FIDELITY NATIONAL FI FNF GROUP COM 31620R303 715 17,590 SH   SOLE 0 17,590 0 0
COCA COLA CO COM 191216100 585 11,092 SH   SOLE 0 11,092 0 0
AMERICAN TOWER CORP COM 03027X100 1,211 5,065 SH   SOLE 0 5,065 0 0
EASTMAN CHEM CO COM 277432100 1,002 9,095 SH   SOLE 0 9,095 0 0
JPMORGAN CHASE & CO COM 46625H100 1,141 7,496 SH   SOLE 0 7,496 0 0
FIRST AMERN FINL COR COM 31847R102 498 8,797 SH   SOLE 0 8,797 0 0
ANTHEM INC COM 036752103 685 1,907 SH   SOLE 0 1,907 0 0
BK OF AMERICA CORP COM 060505104 1,906 49,261 SH   SOLE 0 49,261 0 0
COMCAST CORP NEW CL A 20030N101 1,415 26,144 SH   SOLE 0 26,144 0 0
LOCKHEED MARTIN CORP COM 539830109 678 1,836 SH   SOLE 0 1,836 0 0
MCDONALDS CORP COM 580135101 920 4,103 SH   SOLE 0 4,103 0 0
GENERAL DYNAMICS COR COM 369550108 921 5,072 SH   SOLE 0 5,072 0 0
VISTRA CORP COM 92840M102 574 32,493 SH   SOLE 0 32,493 0 0
ABBVIE INC COM 00287Y109 753 6,957 SH   SOLE 0 6,957 0 0
EDISON INTL COM 281020107 736 12,560 SH   SOLE 0 12,560 0 0
F N B CORP COM 302520101 903 71,120 SH   SOLE 0 71,120 0 0
HUNTSMAN CORP COM 447011107 785 27,213 SH   SOLE 0 27,213 0 0
VERIZON COMMUNICATIO COM 92343V104 488 8,392 SH   SOLE 0 8,392 0 0
TAKE-TWO INTERACTIVE COM 874054109 736 4,168 SH   SOLE 0 4,168 0 0
PROCTER AND GAMBLE C COM 742718109 1,153 8,513 SH   SOLE 0 8,513 0 0
MEDTRONIC PLC SHS G5960L103 950 8,039 SH   SOLE 0 8,039 0 0
HARTFORD FINL SVCS G COM 416515104 743 11,123 SH   SOLE 0 11,123 0 0
ENCOMPASS HEALTH COR COM 29261A100 640 7,813 SH   SOLE 0 7,813 0 0
AT&T INC COM 00206R102 494 16,313 SH   SOLE 0 16,313 0 0
IRON MTN INC NEW COM 46284V101 649 17,544 SH   SOLE 0 17,544 0 0
DOVER CORP COM 260003108 657 4,792 SH   SOLE 0 4,792 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 374 606 SH   SOLE 0 606 0 0
SONY CORP SPONSORED ADR 835699307 255 2,409 SH   SOLE 0 2,409 0 0
SANOFI SPONSORED ADR 80105N105 241 4,879 SH   SOLE 0 4,879 0 0
TORONTO DOMINION BK COM NEW 891160509 221 3,393 SH   SOLE 0 3,393 0 0
TAIWAN SEMICONDUCTOR SPONSORED ADS 874039100 456 3,854 SH   SOLE 0 3,854 0 0
MITSUBISHI UFJ FINL SPONSORED ADS 606822104 142 26,320 SH   SOLE 0 26,320 0 0
ING GROEP N.V. SPONSORED ADR 456837103 158 12,891 SH   SOLE 0 12,891 0 0
SAP SE SPON ADR 803054204 208 1,695 SH   SOLE 0 1,695 0 0
SUMITOMO MITSUI FINL SPONSORED ADR 86562M209 138 19,059 SH   SOLE 0 19,059 0 0
NOVARTIS AG SPONSORED ADR 66987V109 257 3,008 SH   SOLE 0 3,008 0 0
BANCO SANTANDER S.A. ADR 05964H105 146 42,561 SH   SOLE 0 42,561 0 0
BARCLAYS PLC ADR 06738E204 103 10,104 SH   SOLE 0 10,104 0 0
CROWN CASTLE INTL CO COM 22822V101 307 1,782 SH   SOLE 0 1,782 0 0
REALTY INCOME CORP COM 756109104 213 3,358 SH   SOLE 0 3,358 0 0
CBRE GROUP INC CL A 12504L109 239 3,023 SH   SOLE 0 3,023 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 236 7,138 SH   SOLE 0 7,138 0 0
DEERE & CO COM 244199105 0 0 SH   SOLE 0 0 0 0
CATERPILLAR INC COM 149123101 90 390 SH   SOLE 0 390 0 0
TEXAS INSTRS INC COM 882508104 0 0 SH   SOLE 0 0 0 0
INTEL CORP COM 458140100 181 2,835 SH   SOLE 0 2,835 0 0
WELLS FARGO CO NEW COM 949746101 0 0 SH   SOLE 0 0 0 0
NIKE INC CL B 654106103 0 0 SH   SOLE 0 0 0 0
STARBUCKS CORP COM 855244109 0 0 SH   SOLE 0 0 0 0
VANGUARD SCOTTSDALE SHORT TERM TREAS 92206C102 273 4,436 SH   SOLE 0 4,436 0 0
ISHARES TR PFD AND INCM SEC 464288687 258 6,724 SH   SOLE 0 6,724 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 336 6,512 SH   SOLE 0 6,512 0 0
VANGUARD BD INDEX FD LONG TERM BOND 921937793 1,185 12,073 SH   SOLE 0 12,073 0 0