The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Energy Select Sector Spdr Common Stock 81369Y506 3,006 79,430 SH   SOLE   0 0 0
Invesco Exchange Traded Fd TR ETF Common Stock 46138G508 551 25,829 PRN   SOLE   0 0 0
iShares Core S&P Midcap Common Stock 464287507 3,282 18,459 SH   SOLE   0 0 0
iShares Core Total US Aggregate Bond Common Stock 464287226 41 350 PRN   SOLE   0 0 0
iShares Edge MSCI Min Vol USA ETF Common Stock 46429B697 15 254 SH   SOLE   0 0 0
iShares Inc Core MSCI Emkt Common Stock 46434G103 36,878 774,755 SH   SOLE   0 0 0
iShares MSCI EAFE Common Stock 464287465 173,972 2,858,086 SH   SOLE   0 0 0
iShares MSCI Emerging Mkts Common Stock 464287234 87,413 2,185,866 SH   SOLE   0 0 0
iShares MSCI Pacific Ex-japan Common Stock 464286665 248 6,232 SH   SOLE   0 0 0
iShares Russell 1000 Common Stock 464287622 632 3,681 SH   SOLE   0 0 0
iShares Russell 1000 Growth Common Stock 464287614 58,974 307,235 SH   SOLE   0 0 0
iShares Russell 1000 Value Common Stock 464287598 38,201 339,199 SH   SOLE   0 0 0
iShares Russell 2000 Common Stock 464287655 28,622 199,899 SH   SOLE   0 0 0
iShares Russell 2000 Value Common Stock 464287630 475 4,877 SH   SOLE   0 0 0
iShares S&P 500 Growth Common Stock 464287309 1,205 5,808 SH   SOLE   0 0 0
iShares S&P 500 Value Common Stock 464287408 727 6,723 SH   SOLE   0 0 0
iShares TR Core MSCI EAFE Common Stock 46432F842 94,033 1,645,087 SH   SOLE   0 0 0
iShares TR Core S&P500 Common Stock 464287200 74 240 SH   SOLE   0 0 0
iShares TR IBoxx Hi Yd Common Stock 464288513 777 9,520 PRN   SOLE   0 0 0
iShares TR National Mun Common Stock 464288414 11,543 100,025 PRN   SOLE   0 0 0
iShares TR Sh TR Crport Common Stock 464288646 101,408 1,853,555 PRN   SOLE   0 0 0
iShares TR Shrt Nat Mun Common Stock 464288158 135 1,254 PRN   SOLE   0 0 0
Materials Select Sector Spdr Common Stock 81369Y100 8,512 151,049 SH   SOLE   0 0 0
Mfc Flexshares TR Morningstar Global Upstream Nat Res Index Fd Common Stock 33939L407 231 8,411 SH   SOLE   0 0 0
Mfc Flexshares TR Stoxx Global Broad Infrastructure Index Fd Common Stock 33939L795 58 1,226 SH   SOLE   0 0 0
Mfc Flexshares TR TR IBoxx 3 Yr Target Duration TIPS Index Fd Common Stock 33939L506 31 1,208 PRN   SOLE   0 0 0
Nuveen Amt Free Municipal Credit Income Common Stock 67071L106 1,479 96,376 PRN   SOLE   0 0 0
Powershares Ftse Rafi US 1000 Portfolio Common Stock 46137V613 2,708 25,000 SH   SOLE   0 0 0
Proshares Short Vix Short Term ETF Common Stock 74347W130 79 2,500 SH   SOLE   0 0 0
Real Estate Select Sector Spdr Fund ETF Common Stock 81369Y860 6,425 184,566 SH   SOLE   0 0 0
Schwab Strategic TR US TIPS ETF Common Stock 808524870 2,443 40,697 PRN   SOLE   0 0 0
Spdr S&P 500 TR TR Unit Common Stock 78462F103 216,610 700,089 SH   SOLE   0 0 0
Spdr Series Trust Portfolio Short Common Stock 78464A474 105,873 3,378,217 PRN   SOLE   0 0 0
Vanguard Financials Index Fund ETF Common Stock 92204A405 248 4,327 SH   SOLE   0 0 0
Vanguard Ftse Developed Market Common Stock 921943858 30,635 789,776 SH   SOLE   0 0 0
Vanguard Ftse Emerging Markets Common Stock 922042858 28,372 716,281 SH   SOLE   0 0 0
Vanguard Growth ETF Common Stock 922908736 46,815 231,655 SH   SOLE   0 0 0
Vanguard Index Fds Real Estate Common Stock 922908553 17,048 217,092 SH   SOLE   0 0 0
Vanguard Industrials Index Fund ETF Common Stock 92204A603 260 2,004 SH   SOLE   0 0 0
Vanguard Intermediate-term T Common Stock 92206C706 77,921 1,104,171 PRN   SOLE   0 0 0
Vanguard Mid-cap Vipers Common Stock 922908629 7 44 SH   SOLE   0 0 0
Vanguard S&P 500 Common Stock 922908363 312,952 1,098,797 SH   SOLE   0 0 0
Vanguard Short Term Corporate Bond Common Stock 92206C409 101,230 1,224,655 PRN   SOLE   0 0 0
Vanguard Small Cap ETF Common Stock 922908751 1,275 8,751 SH   SOLE   0 0 0
Vanguard Total Bond Mkt ETF Common Stock 921937835 4,804 54,376 PRN   SOLE   0 0 0
Vanguard Total Stock Market Vipers Common Stock 922908769 23 145 SH   SOLE   0 0 0
Vanguard Value ETF Common Stock 922908744 35,046 351,821 SH   SOLE   0 0 0
Western Asset Mgnt Muns Fd Inc Common Stock 95766M105 8 630 PRN   SOLE   0 0 0