The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   812,974 7,187 SH   SOLE   0 0 7,187
ABBOTT LABS COM 002824100   20,700 183 SH   DFND   0 0 183
ABBVIE INC COM 00287Y109   1,826,793 10,280 SH   SOLE   0 0 10,280
ABBVIE INC COM 00287Y109   79,965 450 SH   DFND   0 0 450
ABBVIE INC COM 00287Y109   15,816 89 SH   OTR   0 0 89
ADOBE INC COM 00724F101   621,218 1,397 SH   SOLE   0 0 1,397
AES CORP COM 00130H105   297,014 23,078 SH   SOLE   0 0 23,078
ALBEMARLE CORP COM 012653101   364,205 4,231 SH   SOLE   0 0 4,231
ALPHABET INC CAP STK CL A 02079K305   2,963,720 15,656 SH   SOLE   0 0 15,656
ALPHABET INC CAP STK CL C 02079K107   462,960 2,431 SH   SOLE   0 0 2,431
ALTRIA GROUP INC COM 02209S103   226,887 4,339 SH   SOLE   0 0 4,339
AMAZON COM INC COM 023135106   2,690,380 12,263 SH   SOLE   0 0 12,263
AMPLIFY ETF TR AMPLIFY CYBERSEC 032108664   233,154 3,130 SH   SOLE   0 0 3,130
APPLE INC COM 037833100   7,340,973 29,315 SH   SOLE   0 0 29,315
APPLE INC COM 037833100   78,382 313 SH   DFND   0 0 313
APPLE INC COM 037833100   316,782 1,265 SH   OTR   0 0 1,265
APTIV PLC COM SHS G3265R107   283,894 4,694 SH   SOLE   0 0 4,694
ARCHER AVIATION INC COM CL A 03945R102   195,000 20,000 SH   SOLE   0 0 20,000
ARISTA NETWORKS INC COM SHS 040413205   557,072 5,040 SH   SOLE   0 0 5,040
BADGER METER INC COM 056525108   993,060 4,682 SH   SOLE   0 0 4,682
BARCLAYS BANK PLC IPATH SELCT MLP 06742C723   518,797 18,345 SH   SOLE   0 0 18,345
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,125,495 2,483 SH   SOLE   0 0 2,483
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   58,927 130 SH   OTR   0 0 130
BLACKROCK INC COM 09290D101   2,313,161 2,257 SH   SOLE   0 0 2,257
BLACKROCK INC COM 09290D101   19,478 19 SH   OTR   0 0 19
BLACKROCK MUNIASSETS FD INC COM 09254J102   118,680 10,750 SH   SOLE   0 0 10,750
BLACKSTONE INC COM 09260D107   2,583,263 14,982 SH   SOLE   0 0 14,982
BLACKSTONE INC COM 09260D107   66,382 385 SH   DFND   0 0 385
BLACKSTONE INC COM 09260D107   16,380 95 SH   OTR   0 0 95
BROADCOM INC COM 11135F101   4,248,700 18,326 SH   SOLE   0 0 18,326
BROADCOM INC COM 11135F101   27,821 120 SH   OTR   0 0 120
CATERPILLAR INC COM 149123101   3,091,441 8,522 SH   SOLE   0 0 8,522
CHEVRON CORP NEW COM 166764100   1,118,745 7,724 SH   SOLE   0 0 7,724
CHEVRON CORP NEW COM 166764100   8,112 56 SH   OTR   0 0 56
COINBASE GLOBAL INC COM CL A 19260Q107   206,089 830 SH   SOLE   0 0 830
COMCAST CORP NEW CL A 20030N101   507,218 13,515 SH   SOLE   0 0 13,515
COMCAST CORP NEW CL A 20030N101   1,164 31 SH   DFND   0 0 31
COMCAST CORP NEW CL A 20030N101   2,140 57 SH   OTR   0 0 57
CONSTELLATION ENERGY CORP COM 21037T109   179,640 803 SH   SOLE   0 0 803
CORNING INC COM 219350105   886,106 18,647 SH   SOLE   0 0 18,647
CORNING INC COM 219350105   11,120 234 SH   OTR   0 0 234
COSTCO WHSL CORP NEW COM 22160K105   1,928,749 2,105 SH   SOLE   0 0 2,105
COSTCO WHSL CORP NEW COM 22160K105   15,577 17 SH   OTR   0 0 17
CUMMINS INC COM 231021106   2,123,906 6,093 SH   SOLE   0 0 6,093
CUMMINS INC COM 231021106   15,687 45 SH   DFND   0 0 45
CUMMINS INC COM 231021106   14,990 43 SH   OTR   0 0 43
DANAHER CORPORATION COM 235851102   586,501 2,555 SH   SOLE   0 0 2,555
DEERE & CO COM 244199105   763,084 1,801 SH   SOLE   0 0 1,801
DISCOVER FINL SVCS COM 254709108   1,593,630 9,200 SH   SOLE   0 0 9,200
DISCOVER FINL SVCS COM 254709108   14,898 86 SH   OTR   0 0 86
DISNEY WALT CO COM 254687106   758,183 6,809 SH   SOLE   0 0 6,809
EATON CORP PLC SHS G29183103   2,061,245 6,211 SH   SOLE   0 0 6,211
EATON CORP PLC SHS G29183103   15,598 47 SH   OTR   0 0 47
ELI LILLY & CO COM 532457108   2,246,613 2,910 SH   SOLE   0 0 2,910
ELI LILLY & CO COM 532457108   191,456 248 SH   DFND   0 0 248
ELI LILLY & CO COM 532457108   8,492 11 SH   OTR   0 0 11
ENBRIDGE INC COM 29250N105   918,886 21,657 SH   SOLE   0 0 21,657
ENBRIDGE INC COM 29250N105   13,833 326 SH   OTR   0 0 326
EOG RES INC COM 26875P101   1,194,005 9,741 SH   SOLE   0 0 9,741
EOG RES INC COM 26875P101   981 8 SH   DFND   0 0 8
EOG RES INC COM 26875P101   8,704 71 SH   OTR   0 0 71
FEDERATED HERMES ETF TRUST HERMES TOTAL RET 31423L404   1,044,409 42,318 SH   SOLE   0 0 42,318
FEDERATED HERMES ETF TRUST HERMES TOTAL RET 31423L404   1,234 50 SH   OTR   0 0 50
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   572,066 9,016 SH   SOLE   0 0 9,016
FISERV INC COM 337738108   349,420 1,701 SH   SOLE   0 0 1,701
FORTINET INC COM 34959E109   359,497 3,805 SH   SOLE   0 0 3,805
FRANKLIN TEMPLETON ETF TR FRANKLIN INDIA 35473P769   3,674,671 96,957 SH   SOLE   0 0 96,957
FRANKLIN TEMPLETON ETF TR FRANKLIN INDIA 35473P769   34,565 912 SH   OTR   0 0 912
HOME DEPOT INC COM 437076102   1,378,432 3,544 SH   SOLE   0 0 3,544
HOME DEPOT INC COM 437076102   10,892 28 SH   OTR   0 0 28
HONEYWELL INTL INC COM 438516106   1,290,962 5,715 SH   SOLE   0 0 5,715
HONEYWELL INTL INC COM 438516106   44,049 195 SH   DFND   0 0 195
HONEYWELL INTL INC COM 438516106   13,328 59 SH   OTR   0 0 59
INGREDION INC COM 457187102   913,124 6,638 SH   SOLE   0 0 6,638
INGREDION INC COM 457187102   11,005 80 SH   OTR   0 0 80
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528   380,812 15,537 SH   SOLE   0 0 15,537
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   5,688,114 292,749 SH   SOLE   0 0 292,749
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   41,445 2,133 SH   OTR   0 0 2,133
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   153,842 6,527 SH   SOLE   0 0 6,527
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   2,188,053 112,323 SH   SOLE   0 0 112,323
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   22,422 1,151 SH   OTR   0 0 1,151
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   4,668,640 200,586 SH   SOLE   0 0 200,586
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   9,660 415 SH   OTR   0 0 415
INVESCO QQQ TR UNIT SER 1 46090E103   412,052 806 SH   SOLE   0 0 806
ISHARES SILVER TR ISHARES 46428Q109   344,265 13,075 SH   SOLE   0 0 13,075
ISHARES TR CORE MSCI EAFE 46432F842   579,319 8,243 SH   SOLE   0 0 8,243
ISHARES TR CORE S&P MCP ETF 464287507   12,591,709 202,082 SH   SOLE   0 0 202,082
ISHARES TR CORE S&P MCP ETF 464287507   105,927 1,700 SH   OTR   0 0 1,700
ISHARES TR CORE S&P TTL STK 464287150   367,082 2,854 SH   SOLE   0 0 2,854
ISHARES TR CORE S&P TTL STK 464287150   24,567 191 SH   OTR   0 0 191
ISHARES TR CORE S&P500 ETF 464287200   820,032 1,393 SH   SOLE   0 0 1,393
ISHARES TR CRE U S REIT ETF 464288521   791,050 13,803 SH   SOLE   0 0 13,803
ISHARES TR CRE U S REIT ETF 464288521   631 11 SH   OTR   0 0 11
ISHARES TR MSCI AC ASIA ETF 464288182   230,832 3,198 SH   SOLE   0 0 3,198
ISHARES TR RUSSELL 2000 ETF 464287655   305,367 1,382 SH   SOLE   0 0 1,382
ISHARES TR S&P 500 GRWT ETF 464287309   572,427 5,638 SH   SOLE   0 0 5,638
ISHARES TR S&P MC 400GR ETF 464287606   434,737 4,781 SH   SOLE   0 0 4,781
ISHARES TR S&P MC 400VL ETF 464287705   396,374 3,172 SH   SOLE   0 0 3,172
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   471,676 8,236 SH   SOLE   0 0 8,236
JOHNSON & JOHNSON COM 478160104   1,784,828 12,342 SH   SOLE   0 0 12,342
JOHNSON & JOHNSON COM 478160104   13,595 94 SH   OTR   0 0 94
JPMORGAN CHASE & CO. COM 46625H100   4,993,639 20,832 SH   SOLE   0 0 20,832
JPMORGAN CHASE & CO. COM 46625H100   36,676 153 SH   DFND   0 0 153
JPMORGAN CHASE & CO. COM 46625H100   13,424 56 SH   OTR   0 0 56
KLA CORP COM NEW 482480100   1,540,644 2,445 SH   SOLE   0 0 2,445
KLA CORP COM NEW 482480100   12,603 20 SH   OTR   0 0 20
LKQ CORP COM 501889208   315,756 8,592 SH   SOLE   0 0 8,592
LOCKHEED MARTIN CORP COM 539830109   313,432 645 SH   SOLE   0 0 645
LOWES COS INC COM 548661107   287,522 1,165 SH   SOLE   0 0 1,165
MASTERCARD INCORPORATED CL A 57636Q104   1,195,841 2,271 SH   SOLE   0 0 2,271
MATTHEWS INTL FDS PACIFIC TIGER AC 577130578   4,663,831 178,281 SH   SOLE   0 0 178,281
MATTHEWS INTL FDS PACIFIC TIGER AC 577130578   32,413 1,239 SH   OTR   0 0 1,239
MCDONALDS CORP COM 580135101   1,213,480 4,186 SH   SOLE   0 0 4,186
MCDONALDS CORP COM 580135101   20,003 69 SH   DFND   0 0 69
MCDONALDS CORP COM 580135101   9,567 33 SH   OTR   0 0 33
MEDTRONIC PLC SHS G5960L103   967,587 12,113 SH   SOLE   0 0 12,113
MEDTRONIC PLC SHS G5960L103   3,835 48 SH   OTR   0 0 48
MERCADOLIBRE INC COM 58733R102   562,846 331 SH   SOLE   0 0 331
METLIFE INC COM 59156R108   1,514,371 18,495 SH   SOLE   0 0 18,495
METLIFE INC COM 59156R108   4,750 58 SH   DFND   0 0 58
METLIFE INC COM 59156R108   9,007 110 SH   OTR   0 0 110
MFS ACTIVE EXCHANGE TRADED F INTERNATINL ETF 55286W405   10,162,503 418,520 SH   SOLE   0 0 418,520
MFS ACTIVE EXCHANGE TRADED F INTERNATINL ETF 55286W405   19,402 799 SH   DFND   0 0 799
MFS ACTIVE EXCHANGE TRADED F INTERNATINL ETF 55286W405   85,206 3,509 SH   OTR   0 0 3,509
MICROSOFT CORP COM 594918104   5,156,778 12,234 SH   SOLE   0 0 12,234
MICROSOFT CORP COM 594918104   91,044 216 SH   DFND   0 0 216
MICROSOFT CORP COM 594918104   9,695 23 SH   OTR   0 0 23
MONDELEZ INTL INC CL A 609207105   268,785 4,500 SH   SOLE   0 0 4,500
MORGAN STANLEY COM NEW 617446448   2,173,008 17,285 SH   SOLE   0 0 17,285
MORGAN STANLEY COM NEW 617446448   13,704 109 SH   OTR   0 0 109
NEXTERA ENERGY INC COM 65339F101   996,922 13,906 SH   SOLE   0 0 13,906
NEXTERA ENERGY INC COM 65339F101   16,919 236 SH   DFND   0 0 236
NEXTERA ENERGY INC COM 65339F101   6,668 93 SH   OTR   0 0 93
NORFOLK SOUTHN CORP COM 655844108   838,349 3,572 SH   SOLE   0 0 3,572
NORTHROP GRUMMAN CORP COM 666807102   768,698 1,638 SH   SOLE   0 0 1,638
NORTHROP GRUMMAN CORP COM 666807102   10,794 23 SH   OTR   0 0 23
NUVEEN DYNAMIC MUN OPPORTUNI COM SHS 67079X102   170,050 16,971 SH   SOLE   0 0 16,971
NVIDIA CORPORATION COM 67066G104   7,168,669 53,382 SH   SOLE   0 0 53,382
OLD SECOND BANCORP INC ILL COM 680277100   3,356,847 188,799 SH   SOLE   0 0 188,799
OLD SECOND BANCORP INC ILL COM 680277100   6,223 350 SH   OTR   0 0 350
ON HLDG AG NAMEN AKT A H5919C104   199,911 3,650 SH   SOLE   0 0 3,650
PACKAGING CORP AMER COM 695156109   1,144,561 5,084 SH   SOLE   0 0 5,084
PACKAGING CORP AMER COM 695156109   6,980 31 SH   OTR   0 0 31
PEPSICO INC COM 713448108   1,529,116 10,056 SH   SOLE   0 0 10,056
PEPSICO INC COM 713448108   11,861 78 SH   OTR   0 0 78
PIMCO MUN INCOME FD II COM 72200W106   88,190 10,901 SH   SOLE   0 0 10,901
PROCTER AND GAMBLE CO COM 742718109   1,178,412 7,029 SH   SOLE   0 0 7,029
PROCTER AND GAMBLE CO COM 742718109   8,551 51 SH   DFND   0 0 51
PROCTER AND GAMBLE CO COM 742718109   10,898 65 SH   OTR   0 0 65
PROLOGIS INC. COM 74340W103   284,188 2,689 SH   SOLE   0 0 2,689
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   1,213,192 14,359 SH   SOLE   0 0 14,359
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   14,533 172 SH   OTR   0 0 172
PULTE GROUP INC COM 745867101   796,713 7,316 SH   SOLE   0 0 7,316
QUALCOMM INC COM 747525103   1,180,724 7,686 SH   SOLE   0 0 7,686
QUALCOMM INC COM 747525103   8,450 55 SH   OTR   0 0 55
QUANTA SVCS INC COM 74762E102   655,804 2,075 SH   SOLE   0 0 2,075
REGENERON PHARMACEUTICALS COM 75886F107   393,919 553 SH   SOLE   0 0 553
ROPER TECHNOLOGIES INC COM 776696106   512,053 985 SH   SOLE   0 0 985
SELECT SECTOR SPDR TR ENERGY 81369Y506   542,742 6,336 SH   SOLE   0 0 6,336
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   246,785 1,100 SH   SOLE   0 0 1,100
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   557,267 7,089 SH   SOLE   0 0 7,089
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   408,171 2,967 SH   SOLE   0 0 2,967
SERVICENOW INC COM 81762P102   300,014 283 SH   SOLE   0 0 283
SHOPIFY INC CL A 82509L107   874,777 8,227 SH   SOLE   0 0 8,227
SOFI TECHNOLOGIES INC COM 83406F102   970,555 63,023 SH   SOLE   0 0 63,023
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   810,440 23,746 SH   SOLE   0 0 23,746
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   4,915 144 SH   OTR   0 0 144
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   458,863 11,959 SH   SOLE   0 0 11,959
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   461 12 SH   OTR   0 0 12
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,724,847 4,649 SH   SOLE   0 0 4,649
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   465,922 818 SH   SOLE   0 0 818
SPDR SER TR PORTFOLIO INTRMD 78464A375   2,054,446 62,712 SH   SOLE   0 0 62,712
SPDR SER TR PORTFOLIO INTRMD 78464A375   9,173 280 SH   OTR   0 0 280
SPDR SER TR PORTFOLIO S&P400 78464A847   872,142 15,947 SH   SOLE   0 0 15,947
SPDR SER TR PORTFOLIO S&P400 78464A847   930 17 SH   OTR   0 0 17
SPDR SER TR PORTFOLIO S&P500 78464A854   5,335,750 77,397 SH   SOLE   0 0 77,397
SPDR SER TR PORTFOLIO S&P500 78464A854   29,369 426 SH   OTR   0 0 426
SPDR SER TR PORTFOLIO S&P600 78468R853   1,100,580 24,501 SH   SOLE   0 0 24,501
SPDR SER TR PORTFOLIO S&P600 78468R853   674 15 SH   OTR   0 0 15
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,106,222 12,585 SH   SOLE   0 0 12,585
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,231 14 SH   OTR   0 0 14
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,650,339 32,271 SH   SOLE   0 0 32,271
SPDR SER TR PRTFLO S&P500 VL 78464A508   2,200 43 SH   OTR   0 0 43
STARBUCKS CORP COM 855244109   1,165,765 12,776 SH   SOLE   0 0 12,776
STARBUCKS CORP COM 855244109   2,738 30 SH   DFND   0 0 30
STARBUCKS CORP COM 855244109   13,962 153 SH   OTR   0 0 153
STRYKER CORPORATION COM 863667101   706,779 1,963 SH   SOLE   0 0 1,963
T ROWE PRICE ETF INC FLOATING RATE 87283Q883   1,131,141 21,884 SH   SOLE   0 0 21,884
T ROWE PRICE ETF INC FLOATING RATE 87283Q883   207 4 SH   OTR   0 0 4
TESLA INC COM 88160R101   825,449 2,044 SH   SOLE   0 0 2,044
THERMO FISHER SCIENTIFIC INC COM 883556102   286,647 551 SH   SOLE   0 0 551
VALERO ENERGY CORP COM 91913Y100   1,387,229 11,316 SH   SOLE   0 0 11,316
VALERO ENERGY CORP COM 91913Y100   13,485 110 SH   OTR   0 0 110
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,903,816 55,050 SH   SOLE   0 0 55,050
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   38,839 436 SH   OTR   0 0 436
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   590,536 1,096 SH   SOLE   0 0 1,096
VANGUARD INDEX FDS SMALL CP ETF 922908751   379,643 1,580 SH   SOLE   0 0 1,580
VANGUARD INDEX FDS TOTAL STK MKT 922908769   275,610 951 SH   SOLE   0 0 951
VANGUARD INDEX FDS VALUE ETF 922908744   440,350 2,601 SH   SOLE   0 0 2,601
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   3,427,310 53,999 SH   SOLE   0 0 53,999
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   31,164 491 SH   OTR   0 0 491
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   275,616 4,752 SH   SOLE   0 0 4,752
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   477,027 2,436 SH   SOLE   0 0 2,436
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   504,215 10,544 SH   SOLE   0 0 10,544
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,065,513 8,351 SH   SOLE   0 0 8,351
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,614 44 SH   DFND   0 0 44
VANGUARD WORLD FD ESG US CORP BD 921910691   247,713 3,996 SH   SOLE   0 0 3,996
VANGUARD WORLD FD ESG US STK ETF 921910733   260,757 2,486 SH   SOLE   0 0 2,486
VANGUARD WORLD FD UTILITIES ETF 92204A876   679,174 4,156 SH   SOLE   0 0 4,156
VANGUARD WORLD FD UTILITIES ETF 92204A876   6,210 38 SH   OTR   0 0 38
VERIZON COMMUNICATIONS INC COM 92343V104   631,842 15,800 SH   SOLE   0 0 15,800
VERIZON COMMUNICATIONS INC COM 92343V104   5,039 126 SH   DFND   0 0 126
VERIZON COMMUNICATIONS INC COM 92343V104   4,119 103 SH   OTR   0 0 103
WALMART INC COM 931142103   984,183 10,893 SH   SOLE   0 0 10,893
WALMART INC COM 931142103   76,798 850 SH   OTR   0 0 850
WELLTOWER INC COM 95040Q104   424,091 3,365 SH   SOLE   0 0 3,365
ZOETIS INC CL A 98978V103   411,073 2,523 SH   SOLE   0 0 2,523