The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 4,024 34,748 SH   SOLE   0 0 34,748
ABBVIE INC COM 00287Y109 1,516 17,308 SH   SOLE   0 0 17,308
ABBOTT LABS COM 002824100 1,715 15,757 SH   SOLE   0 0 15,757
AUTOMATIC DATA PROCESSING IN COM 053015103 1,810 12,974 SH   SOLE   0 0 12,974
AMERICAN ELEC PWR CO INC COM 025537101 441 5,393 SH   SOLE   0 0 5,393
APPLIED MATLS INC COM 038222105 916 15,407 SH   SOLE   0 0 15,407
AMGEN INC COM 031162100 1,206 4,744 SH   SOLE   0 0 4,744
AMAZON COM INC COM 023135106 649 206 SH   SOLE   0 0 206
AMERICAN EXPRESS CO COM 025816109 248 2,476 SH   SOLE   0 0 2,476
BK OF AMERICA CORP COM 060505104 308 12,788 SH   SOLE   0 0 12,788
BOOKING HOLDINGS INC COM 09857L108 277 162 SH   SOLE   0 0 162
BLACKROCK INC COM 09247X101 366 650 SH   SOLE   0 0 650
BRISTOL-MYERS SQUIBB CO COM 110122108 520 8,617 SH   SOLE   0 0 8,617
BRISTOL-MYERS SQUIBB CO RIGHT 99/99/9999 110122157 2 750 SH   SOLE   0 0 750
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 290 2,194 SH   SOLE   0 0 2,194
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 202 950 SH   SOLE   0 0 950
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,954 9,174 SH   SOLE   0 0 9,174
BOSTON SCIENTIFIC CORP COM 101137107 305 7,970 SH   SOLE   0 0 7,970
CATERPILLAR INC DEL COM 149123101 324 2,170 SH   SOLE   0 0 2,170
CHECK POINT SOFTWARE TECH LT ORD M22465104 681 5,655 SH   SOLE   0 0 5,655
CIGNA CORP NEW COM 125523100 656 3,875 SH   SOLE   0 0 3,875
COLGATE PALMOLIVE CO COM 194162103 1,615 20,936 SH   SOLE   0 0 20,936
CORELOGIC INC COM 21871D103 206 3,040 SH   SOLE   0 0 3,040
CLOROX CO DEL COM 189054109 276 1,311 SH   SOLE   0 0 1,311
COSTCO WHSL CORP NEW COM 22160K105 492 1,385 SH   SOLE   0 0 1,385
CISCO SYS INC COM 17275R102 597 15,163 SH   SOLE   0 0 15,163
CSX CORP COM 126408103 707 9,100 SH   SOLE   0 0 9,100
CINTAS CORP COM 172908105 436 1,310 SH   SOLE   0 0 1,310
CHEVRON CORP NEW COM 166764100 499 6,934 SH   SOLE   0 0 6,934
DEERE & CO COM 244199105 294 1,325 SH   SOLE   0 0 1,325
DIAGEO PLC SPON ADR NEW 25243Q205 918 6,669 SH   SOLE   0 0 6,669
DISNEY WALT CO COM DISNEY 254687106 1,241 9,999 SH   SOLE   0 0 9,999
ISHARES TR SELECT DIVID ETF 464287168 1,454 17,834 SH   SOLE   0 0 17,834
EBAY INC. COM 278642103 584 11,210 SH   SOLE   0 0 11,210
ISHARES TR MSCI EMG MKT ETF 464287234 26 580 SH   SOLE   0 0 580
ISHARES TR MSCI EAFE ETF 464287465 426 6,697 SH   SOLE   0 0 6,697
EQUIFAX INC COM 294429105 455 2,900 SH   SOLE   0 0 2,900
ENBRIDGE INC COM 29250N105 371 12,706 SH   SOLE   0 0 12,706
EXPEDITORS INTL WASH INC COM 302130109 391 4,325 SH   SOLE   0 0 4,325
FIRST AMERN FINL CORP COM 31847R102 326 6,394 SH   SOLE   0 0 6,394
FASTENAL CO COM 311900104 421 9,330 SH   SOLE   0 0 9,330
FEDEX CORP COM 31428X106 451 1,794 SH   SOLE   0 0 1,794
GENERAL ELECTRIC CO COM 369604103 189 30,320 SH   SOLE   0 0 30,320
GILEAD SCIENCES INC COM 375558103 495 7,836 SH   SOLE   0 0 7,836
GENERAL MLS INC COM 370334104 355 5,756 SH   SOLE   0 0 5,756
SPDR GOLD TR GOLD SHS 78463V107 2,042 11,528 SH   SOLE   0 0 11,528
ALPHABET INC CAP STK CL C 02079K107 372 253 SH   SOLE   0 0 253
ALPHABET INC CAP STK CL A 02079K305 1,282 875 SH   SOLE   0 0 875
HOME DEPOT INC COM 437076102 2,913 10,489 SH   SOLE   0 0 10,489
HONEYWELL INTL INC COM 438516106 252 1,532 SH   SOLE   0 0 1,532
ISHARES GOLD TRUST ISHARES 464285105 527 29,310 SH   SOLE   0 0 29,310
ISHARES TR NASDAQ BIOTECH 464287556 73 537 SH   SOLE   0 0 537
INTERNATIONAL BUSINESS MACHS COM 459200101 355 2,919 SH   SOLE   0 0 2,919
IDEXX LABS INC COM 45168D104 546 1,388 SH   SOLE   0 0 1,388
ISHARES TR EUROPE ETF 464287861 17 400 SH   SOLE   0 0 400
ISHARES TR CORE S&P MCP ETF 464287507 215 1,162 SH   SOLE   0 0 1,162
ISHARES TR CORE S&P SCP ETF 464287804 166 2,364 SH   SOLE   0 0 2,364
INTEL CORP COM 458140100 768 14,840 SH   SOLE   0 0 14,840
ILLINOIS TOOL WKS INC COM 452308109 491 2,542 SH   SOLE   0 0 2,542
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 7,905 75,400 SH   SOLE   0 0 75,400
ISHARES TR CORE S&P500 ETF 464287200 344 1,024 SH   SOLE   0 0 1,024
ISHARES TR RUS 1000 VAL ETF 464287598 24 200 SH   SOLE   0 0 200
ISHARES TR RUSSELL 2000 ETF 464287655 106 710 SH   SOLE   0 0 710
ISHARES TR U.S. ENERGY ETF 464287796 5 325 SH   SOLE   0 0 325
ISHARES TR US HLTHCARE ETF 464287762 11 50 SH   SOLE   0 0 50
JACOBS ENGR GROUP INC COM 469814107 1,043 11,248 SH   SOLE   0 0 11,248
JOHNSON & JOHNSON COM 478160104 2,516 16,900 SH   SOLE   0 0 16,900
JPMORGAN CHASE & CO COM 46625H100 1,600 16,619 SH   SOLE   0 0 16,619
KIMBERLY CLARK CORP COM 494368103 811 5,492 SH   SOLE   0 0 5,492
COCA COLA CO COM 191216100 897 18,159 SH   SOLE   0 0 18,159
LINDE PLC SHS G5494J103 348 1,460 SH   SOLE   0 0 1,460
LOWES COS INC COM 548661107 1,825 11,006 SH   SOLE   0 0 11,006
MASTERCARD INCORPORATED CL A 57636Q104 685 2,026 SH   SOLE   0 0 2,026
MCDONALDS CORP COM 580135101 1,018 4,639 SH   SOLE   0 0 4,639
MEDTRONIC PLC SHS G5960L103 1,383 13,312 SH   SOLE   0 0 13,312
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 358 1,057 SH   SOLE   0 0 1,057
MARSH & MCLENNAN COS INC COM 571748102 279 2,436 SH   SOLE   0 0 2,436
3M CO COM 88579Y101 1,226 7,654 SH   SOLE   0 0 7,654
ALTRIA GROUP INC COM 02209S103 238 6,150 SH   SOLE   0 0 6,150
MERCK & CO. INC COM 58933Y105 343 4,136 SH   SOLE   0 0 4,136
MODERNA INC COM 60770K107 206 2,906 SH   SOLE   0 0 2,906
MICROSOFT CORP COM 594918104 3,329 15,825 SH   SOLE   0 0 15,825
MSC INDL DIRECT INC CL A 553530106 332 5,249 SH   SOLE   0 0 5,249
MAXIM INTEGRATED PRODS INC COM 57772K101 237 3,500 SH   SOLE   0 0 3,500
NUVEEN AMT FREE QLTY MUN INC COM 670657105 338 23,554 SH   SOLE   0 0 23,554
NIKE INC CL B 654106103 1,119 8,917 SH   SOLE   0 0 8,917
NORFOLK SOUTHN CORP COM 655844108 754 3,523 SH   SOLE   0 0 3,523
NVIDIA CORPORATION COM 67066G104 227 420 SH   SOLE   0 0 420
NOVO-NORDISK A S ADR 670100205 418 6,025 SH   SOLE   0 0 6,025
NOVARTIS AG SPONSORED ADR 66987V109 1,327 15,263 SH   SOLE   0 0 15,263
ORACLE CORP COM 68389X105 330 5,527 SH   SOLE   0 0 5,527
OREILLY AUTOMOTIVE INC COM 67103H107 277 600 SH   SOLE   0 0 600
OTIS WORLDWIDE CORP COM 68902V107 251 4,024 SH   SOLE   0 0 4,024
PEPSICO INC COM 713448108 1,243 8,971 SH   SOLE   0 0 8,971
PFIZER INC COM 717081103 822 22,410 SH   SOLE   0 0 22,410
PROCTER AND GAMBLE CO COM 742718109 1,569 11,286 SH   SOLE   0 0 11,286
PAYPAL HLDGS INC COM 70450Y103 1,494 7,585 SH   SOLE   0 0 7,585
SPDR SER TR DJ REIT ETF 78464A607 8 105 SH   SOLE   0 0 105
STARBUCKS CORP COM 855244109 401 4,672 SH   SOLE   0 0 4,672
SPDR SER TR S&P DIVID ETF 78464A763 1,988 21,517 SH   SOLE   0 0 21,517
ISHARES SILVER TR ISHARES 46428Q109 266 12,300 SH   SOLE   0 0 12,300
SYNOPSYS INC COM 871607107 407 1,900 SH   SOLE   0 0 1,900
SOUTHERN CO COM 842587107 652 12,033 SH   SOLE   0 0 12,033
SPDR S&P 500 ETF TR TR UNIT 78462F103 524 1,564 SH   SOLE   0 0 1,564
CONSTELLATION BRANDS INC CL A 21036P108 1,044 5,510 SH   SOLE   0 0 5,510
STRYKER CORPORATION COM 863667101 517 2,479 SH   SOLE   0 0 2,479
SYSCO CORP COM 871829107 374 6,011 SH   SOLE   0 0 6,011
AT&T INC COM 00206R102 404 14,185 SH   SOLE   0 0 14,185
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 266 2,012 SH   SOLE   0 0 2,012
TRIMBLE INC COM 896239100 292 6,000 SH   SOLE   0 0 6,000
TEXAS INSTRS INC COM 882508104 675 4,730 SH   SOLE   0 0 4,730
UNILEVER PLC SPON ADR NEW 904767704 458 7,421 SH   SOLE   0 0 7,421
UNILEVER N V N Y SHS NEW 904784709 429 7,109 SH   SOLE   0 0 7,109
UNION PAC CORP COM 907818108 1,128 5,730 SH   SOLE   0 0 5,730
UNITED PARCEL SERVICE INC CL B 911312106 1,665 9,990 SH   SOLE   0 0 9,990
US BANCORP DEL COM NEW 902973304 225 6,280 SH   SOLE   0 0 6,280
VISA INC COM CL A 92826C839 315 1,573 SH   SOLE   0 0 1,573
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 9 185 SH   SOLE   0 0 185
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,920 38,242 SH   SOLE   0 0 38,242
VULCAN MATLS CO COM 929160109 538 3,968 SH   SOLE   0 0 3,968
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,183 20,729 SH   SOLE   0 0 20,729
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 59 1,375 SH   SOLE   0 0 1,375
VANGUARD STAR FDS VG TL INTL STK F 921909768 604 11,580 SH   SOLE   0 0 11,580
VERIZON COMMUNICATIONS INC COM 92343V104 408 6,861 SH   SOLE   0 0 6,861
WATERS CORP COM 941848103 634 3,240 SH   SOLE   0 0 3,240
WASTE MGMT INC DEL COM 94106L109 527 4,655 SH   SOLE   0 0 4,655
WALMART INC COM 931142103 1,297 9,271 SH   SOLE   0 0 9,271
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 229 3,600 SH   SOLE   0 0 3,600
SELECT SECTOR SPDR TR ENERGY 81369Y506 324 10,830 SH   SOLE   0 0 10,830
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 783 7,419 SH   SOLE   0 0 7,419
EXXON MOBIL CORP COM 30231G102 591 17,230 SH   SOLE   0 0 17,230
ZIMMER BIOMET HOLDINGS INC COM 98956P102 378 2,779 SH   SOLE   0 0 2,779
ZOETIS INC CL A 98978V103 611 3,692 SH   SOLE   0 0 3,692