The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIR PRODS & CHEMS INC COM 009158106 BBG001S5NSB6 12,262,087 41,184 SH   SOLE   40,851 0 333
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 539,092 3,250 SH   SOLE   2,604 0 646
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 434,607 2,599 SH   SOLE   2,459 0 140
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,891,808 10,153 SH   SOLE   8,231 0 1,922
APPLE INC COM 037833100 BBG001S5N8V8 8,027,538 34,453 SH   SOLE   30,295 0 4,158
ASTRAZENECA PLC SPONSORED ADR 046353108 BBG001SB80N8 246,960 3,169 SH   SOLE   574 0 2,595
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 4,991,059 10,844 SH   SOLE   9,509 0 1,335
CATERPILLAR INC COM 149123101 BBG001S5PJ06 412,240 1,054 SH   SOLE   1,054 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 214,430 2,984 SH   SOLE   462 0 2,522
DISNEY WALT CO COM 254687106 BBG001S5QHF3 840,056 8,733 SH   SOLE   6,557 0 2,176
EATON VANCE TAX-MANAGED GLOB COM 27829C105 BBG001SGGKG2 627,998 72,350 SH   SOLE   54,580 0 17,770
GLOBAL X FDS US PFD ETF 37954Y657 BBG00HPF2LX6 18,600,214 895,102 SH   SOLE   835,031 0 60,071
HOME DEPOT INC COM 437076102 BBG001S5RTW7 349,282 862 SH   SOLE   850 0 12
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 BBG00KJR2V68 289,913 7,690 SH   SOLE   7,690 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 21,094,159 117,739 SH   SOLE   107,342 0 10,397
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 220,608 452 SH   SOLE   452 0 0
ISHARES TR 20 YR TR BD ETF 464287432 BBG001S8MLN3 6,784,579 69,160 SH   SOLE   63,387 0 5,773
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 36,777,823 506,373 SH   SOLE   468,790 0 37,583
ISHARES TR GLOB HLTHCRE ETF 464287325 BBG001SJX8Q3 245,400 2,500 SH   SOLE   2,500 0 0
ISHARES TR GLOBAL FINLS ETF 464287333 BBG001SJX8P4 400,073 4,230 SH   SOLE   4,230 0 0
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 327,149 9,845 SH   SOLE   9,845 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 302,556 806 SH   SOLE   806 0 0
ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 278,981 1,840 SH   SOLE   1,840 0 0
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 621,607 2,948 SH   SOLE   2,938 0 10
MCDONALDS CORP COM 580135101 BBG001S5T110 344,557 1,132 SH   SOLE   1,132 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 570,219 996 SH   SOLE   906 0 90
MICROSOFT CORP COM 594918104 BBG001S5TD05 698,807 1,624 SH   SOLE   1,228 0 396
NETFLIX INC COM 64110L106 BBG001SF6L46 246,826 348 SH   SOLE   345 0 3
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1,302,714 10,727 SH   SOLE   6,260 0 4,467
ORACLE CORP COM 68389X105 BBG001S5SJG6 259,349 1,522 SH   SOLE   1,500 0 22
ORION S.A. COM L72967109 BBG006MC4LQ6 534,300 30,000 SH   SOLE   30,000 0 0
PEPSICO INC COM 713448108 BBG001S695T1 391,965 2,305 SH   SOLE   2,305 0 0
PFIZER INC COM 717081103 BBG001S5V466 313,633 10,837 SH   SOLE   10,806 0 31
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 295,760 1,600 SH   SOLE   1,600 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 578,270 6,841 SH   SOLE   6,841 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 521,317 5,004 SH   SOLE   4,903 0 101
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 9,808,140 118,043 SH   SOLE   108,581 0 9,462
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 11,630,653 225,838 SH   SOLE   205,496 0 20,342
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 219,500 2,500 SH   SOLE   2,500 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 301,559 6,654 SH   SOLE   6,654 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 BBG001S7T232 211,286 1,560 SH   SOLE   1,560 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 327,405 1,634 SH   SOLE   1,634 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 BBG001S7T107 236,799 2,853 SH   SOLE   2,853 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 235,343 1,528 SH   SOLE   1,528 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 21,901,601 97,013 SH   SOLE   91,043 0 5,970
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 36,676,688 63,923 SH   SOLE   59,073 0 4,850
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 15,159,213 26,611 SH   SOLE   24,361 0 2,250
SPDR SER TR PRTFLO S&P500 HI 78468R788 BBG00B6WD879 788,832 17,280 SH   SOLE   17,280 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201 BBG001SG4275 525,606 5,645 SH   SOLE   5,645 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 325,065 1,242 SH   SOLE   1,116 0 126
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 328,536 1,385 SH   SOLE   1,385 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 656,383 3,760 SH   SOLE   3,760 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 BBG001SHTV18 18,199,655 255,973 SH   SOLE   234,117 0 21,856
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 211,441 3,266 SH   SOLE   3,266 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 311,169 6,929 SH   SOLE   6,829 0 100
VISA INC COM CL A 92826C839 BBG001SRCFY3 340,939 1,240 SH   SOLE   820 0 420