The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,011,938 8,876 SH   SOLE 0 0 0 8,876
ABBVIE INC COM 00287Y109   1,893,630 9,589 SH   SOLE 0 0 0 9,589
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   410,104 13,785 SH   SOLE 0 0 0 13,785
ADVANCED MICRO DEVICES INC COM 007903107   560,497 3,416 SH   SOLE 0 0 0 3,416
ALBERTSONS COS INC COMMON STOCK 013091103   200,175 10,832 SH   SOLE 0 0 0 10,832
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106   378,209 10,840 SH   SOLE 0 0 0 10,840
ALLSTATE CORP COM 020002101   653,534 3,446 SH   SOLE 0 0 0 3,446
ALPHABET INC CAP STK CL A 02079K305   919,738 5,546 SH   SOLE 0 0 0 5,546
ALPHABET INC CAP STK CL C 02079K107   5,030,434 30,088 SH   SOLE 0 0 0 30,088
AMAZON COM INC COM 023135106   7,208,111 38,685 SH   SOLE 0 0 0 38,685
AMERICAN EXPRESS CO COM 025816109   319,202 1,177 SH   SOLE 0 0 0 1,177
AMGEN INC COM 031162100   470,813 1,461 SH   SOLE 0 0 0 1,461
AMPLIFY ETF TR AMPLIFY CYBERSEC 032108664   496,259 7,268 SH   SOLE 0 0 0 7,268
APPLE INC COM 037833100   38,098,378 163,512 SH   SOLE 0 0 0 163,512
AT&T INC COM 00206R102   751,943 34,179 SH   SOLE 0 0 0 34,179
AUTODESK INC COM 052769106   210,191 763 SH   SOLE 0 0 0 763
BANK AMERICA CORP COM 060505104   370,135 9,328 SH   SOLE 0 0 0 9,328
BECTON DICKINSON & CO COM 075887109   229,768 953 SH   SOLE 0 0 0 953
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,504,394 14,132 SH   SOLE 0 0 0 14,132
BLACKSTONE INC COM 09260D107   337,652 2,205 SH   SOLE 0 0 0 2,205
CAPITAL ONE FINL CORP COM 14040H105   5,690,189 38,003 SH   SOLE 0 0 0 38,003
CATERPILLAR INC COM 149123101   565,560 1,446 SH   SOLE 0 0 0 1,446
CBOE GLOBAL MKTS INC COM 12503M108   405,233 1,978 SH   SOLE 0 0 0 1,978
CDW CORP COM 12514G108   253,862 1,122 SH   SOLE 0 0 0 1,122
CHEVRON CORP NEW COM 166764100   312,951 2,125 SH   SOLE 0 0 0 2,125
CHUBB LIMITED COM H1467J104   202,161 701 SH   SOLE 0 0 0 701
CISCO SYS INC COM 17275R102   510,515 9,593 SH   SOLE 0 0 0 9,593
COCA COLA CO COM 191216100   654,515 9,108 SH   SOLE 0 0 0 9,108
CONSTELLATION ENERGY CORP COM 21037T109   245,161 943 SH   SOLE 0 0 0 943
COSTCO WHSL CORP NEW COM 22160K105   2,830,663 3,193 SH   SOLE 0 0 0 3,193
DANAHER CORPORATION COM 235851102   399,793 1,438 SH   SOLE 0 0 0 1,438
DEERE & CO COM 244199105   781,370 1,872 SH   SOLE 0 0 0 1,872
DISNEY WALT CO COM 254687106   553,490 5,754 SH   SOLE 0 0 0 5,754
DOMINION ENERGY INC COM 25746U109   235,032 4,067 SH   SOLE 0 0 0 4,067
EAGLE POINT CREDIT COMPANY I COM 269808101   147,900 15,000 SH   SOLE 0 0 0 15,000
EATON CORP PLC SHS G29183103   341,383 1,030 SH   SOLE 0 0 0 1,030
ECOLAB INC COM 278865100   240,266 941 SH   SOLE 0 0 0 941
ELI LILLY & CO COM 532457108   2,242,366 2,531 SH   SOLE 0 0 0 2,531
EMPIRE PETE CORP COM 292034303   89,744 17,094 SH   SOLE 0 0 0 17,094
EQUIFAX INC COM 294429105   293,860 1,000 SH   SOLE 0 0 0 1,000
ETFS GOLD TR PHYSCL GOLD SHS 00326A104   467,795 18,615 SH   SOLE 0 0 0 18,615
EXXON MOBIL CORP COM 30231G102   1,188,705 10,141 SH   SOLE 0 0 0 10,141
FIFTH THIRD BANCORP COM 316773100   230,222 5,374 SH   SOLE 0 0 0 5,374
GE AEROSPACE COM NEW 369604301   235,589 1,249 SH   SOLE 0 0 0 1,249
HERSHEY CO COM 427866108   287,670 1,500 SH   SOLE 0 0 0 1,500
HOME DEPOT INC COM 437076102   950,187 2,345 SH   SOLE 0 0 0 2,345
ILLINOIS TOOL WKS INC COM 452308109   226,691 865 SH   SOLE 0 0 0 865
INTERNATIONAL BUSINESS MACHS COM 459200101   445,476 2,015 SH   SOLE 0 0 0 2,015
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   265,124 1,320 SH   SOLE 0 0 0 1,320
INVESCO QQQ TR UNIT SER 1 46090E103   9,366,571 19,191 SH   SOLE 0 0 0 19,191
ISHARES GOLD TR ISHARES NEW 464285204   2,844,778 57,239 SH   SOLE 0 0 0 57,239
ISHARES INC MSCI ISRAEL ETF 464286632   283,255 4,195 SH   SOLE 0 0 0 4,195
ISHARES TR MSCI INDIA ETF 46429B598   277,022 4,733 SH   SOLE 0 0 0 4,733
ISHARES TR CORE S&P MCP ETF 464287507   39,963,267 641,259 SH   SOLE 0 0 0 641,259
ISHARES TR CORE S&P SCP ETF 464287804   398,366 3,406 SH   SOLE 0 0 0 3,406
ISHARES TR CORE S&P500 ETF 464287200   21,847,986 37,877 SH   SOLE 0 0 0 37,877
ISHARES TR RUS 1000 ETF 464287622   3,567,383 11,347 SH   SOLE 0 0 0 11,347
ISHARES TR RUS 1000 VAL ETF 464287598   41,354,526 217,885 SH   SOLE 0 0 0 217,885
ISHARES TR RUS 1000 GRW ETF 464287614   49,451,904 131,738 SH   SOLE 0 0 0 131,738
ISHARES TR CORE S&P US VLU 464287663   37,471,265 392,410 SH   SOLE 0 0 0 392,410
ISHARES TR RUS MID CAP ETF 464287499   5,984,970 67,903 SH   SOLE 0 0 0 67,903
ISHARES TR RUS MD CP GR ETF 464287481   1,949,946 16,625 SH   SOLE 0 0 0 16,625
JOHNSON & JOHNSON COM 478160104   841,578 5,193 SH   SOLE 0 0 0 5,193
JPMORGAN CHASE & CO. COM 46625H100   1,052,159 4,990 SH   SOLE 0 0 0 4,990
KIMBELL RTY PARTNERS LP UNIT 49435R102   164,794 10,242 SH   SOLE 0 0 0 10,242
MASTERCARD INCORPORATED CL A 57636Q104   324,427 657 SH   SOLE 0 0 0 657
MCDONALDS CORP COM 580135101   2,322,827 7,628 SH   SOLE 0 0 0 7,628
MERCK & CO INC COM 58933Y105   783,081 6,896 SH   SOLE 0 0 0 6,896
META PLATFORMS INC CL A 30303M102   2,671,962 4,668 SH   SOLE 0 0 0 4,668
MICRON TECHNOLOGY INC COM 595112103   282,747 2,726 SH   SOLE 0 0 0 2,726
MICROSOFT CORP COM 594918104   13,133,405 30,522 SH   SOLE 0 0 0 30,522
MOTOROLA SOLUTIONS INC COM NEW 620076307   208,179 463 SH   SOLE 0 0 0 463
NETFLIX INC COM 64110L106   763,175 1,076 SH   SOLE 0 0 0 1,076
NVIDIA CORPORATION COM 67066G104   8,728,680 71,876 SH   SOLE 0 0 0 71,876
ORACLE CORP COM 68389X105   2,835,016 16,637 SH   SOLE 0 0 0 16,637
PALO ALTO NETWORKS INC COM 697435105   203,415 595 SH   SOLE 0 0 0 595
PEPSICO INC COM 713448108   1,099,373 6,465 SH   SOLE 0 0 0 6,465
PFIZER INC COM 717081103   808,339 27,932 SH   SOLE 0 0 0 27,932
PNC FINL SVCS GROUP INC COM 693475105   252,320 1,365 SH   SOLE 0 0 0 1,365
PROCTER AND GAMBLE CO COM 742718109   556,665 3,214 SH   SOLE 0 0 0 3,214
QUALCOMM INC COM 747525103   511,354 3,007 SH   SOLE 0 0 0 3,007
SALESFORCE INC COM 79466L302   296,156 1,082 SH   SOLE 0 0 0 1,082
SANDY SPRING BANCORP INC COM 800363103   429,738 13,699 SH   SOLE 0 0 0 13,699
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   50,595,901 485,658 SH   SOLE 0 0 0 485,658
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   4,100,879 51,025 SH   SOLE 0 0 0 51,025
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   9,692,033 116,645 SH   SOLE 0 0 0 116,645
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   30,136,860 356,523 SH   SOLE 0 0 0 356,523
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   21,776,289 582,721 SH   SOLE 0 0 0 582,721
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   237,752 2,630 SH   SOLE 0 0 0 2,630
SELECT SECTOR SPDR TR INDL 81369Y704   224,153 1,655 SH   SOLE 0 0 0 1,655
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   877,347 3,886 SH   SOLE 0 0 0 3,886
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   399,337 1,993 SH   SOLE 0 0 0 1,993
SHOPIFY INC CL A 82509L107   562,823 7,023 SH   SOLE 0 0 0 7,023
SOUTHERN CO COM 842587107   295,340 3,275 SH   SOLE 0 0 0 3,275
SPDR GOLD TR GOLD SHS 78463V107   2,016,912 8,298 SH   SOLE 0 0 0 8,298
SPDR S&P 500 ETF TR TR UNIT 78462F103   13,792,722 24,039 SH   SOLE 0 0 0 24,039
SPDR SER TR S&P DIVID ETF 78464A763   513,703 3,617 SH   SOLE 0 0 0 3,617
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   392,207 16,015 SH   SOLE 0 0 0 16,015
SPROTT PHYSICAL GOLD TR UNIT 85207H104   611,502 30,005 SH   SOLE 0 0 0 30,005
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   835,854 79,986 SH   SOLE 0 0 0 79,986
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   320,421 1,845 SH   SOLE 0 0 0 1,845
TESLA INC COM 88160R101   2,614,730 9,994 SH   SOLE 0 0 0 9,994
THE LION ELECTRIC COMPANY COMMON STOCK 536221104   7,413 10,920 SH   SOLE 0 0 0 10,920
THE TRADE DESK INC COM CL A 88339J105   240,134 2,190 SH   SOLE 0 0 0 2,190
VANECK ETF TRUST PHARMACEUTCL ETF 92189F692   258,957 2,725 SH   SOLE 0 0 0 2,725
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   58,672,625 111,192 SH   SOLE 0 0 0 111,192
VANGUARD INDEX FDS VALUE ETF 922908744   75,518,540 432,597 SH   SOLE 0 0 0 432,597
VANGUARD INDEX FDS MID CAP ETF 922908629   69,591,654 263,775 SH   SOLE 0 0 0 263,775
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,328,200 18,246 SH   SOLE 0 0 0 18,246
VANGUARD INDEX FDS GROWTH ETF 922908736   61,463,251 160,090 SH   SOLE 0 0 0 160,090
VANGUARD INDEX FDS TOTAL STK MKT 922908769   73,437,865 259,351 SH   SOLE 0 0 0 259,351
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   3,975,170 15,285 SH   SOLE 0 0 0 15,285
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   57,028,234 590,844 SH   SOLE 0 0 0 590,844
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,388,203 7,009 SH   SOLE 0 0 0 7,009
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   14,461,013 273,831 SH   SOLE 0 0 0 273,831
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   227,042 1,771 SH   SOLE 0 0 0 1,771
VANGUARD WORLD FD INF TECH ETF 92204A702   290,914 496 SH   SOLE 0 0 0 496
VERIZON COMMUNICATIONS INC COM 92343V104   269,954 6,011 SH   SOLE 0 0 0 6,011
VISA INC COM CL A 92826C839   667,339 2,427 SH   SOLE 0 0 0 2,427
WALMART INC COM 931142103   571,387 7,076 SH   SOLE 0 0 0 7,076
WISDOMTREE TR US AI ENHANCED 97717W406   637,749 5,730 SH   SOLE 0 0 0 5,730
WISDOMTREE TR US LARGECAP DIVD 97717W307   3,728,850 47,465 SH   SOLE 0 0 0 47,465