The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 824 6,366 SH   SOLE   6,366 0 0
ABBOTT LABS COM 002824100 900 8,283 SH   SOLE   8,283 0 0
ABBVIE INC COM 00287Y109 1,523 9,943 SH   SOLE   9,943 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 916 3,299 SH   SOLE   3,299 0 0
ALLIANCEBERNSTEIN GLOBAL HIG COM 01879R106 2,898 296,585 SH   SOLE   296,585 0 0
ALLIANCEBERNSTEIN NATL MUN I COM 01864U106 3,291 284,426 SH   SOLE   284,426 0 0
ALPHABET INC CAP STK CL A 02079K305 1,201 551 SH   SOLE   551 0 0
ALPHABET INC CAP STK CL C 02079K107 1,916 876 SH   SOLE   876 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 896 26,020 SH   SOLE   26,020 0 0
ALTRIA GROUP INC COM 02209S103 281 6,719 SH   SOLE   6,719 0 0
AMAZON COM INC COM 023135106 696 6,554 SH   SOLE   6,554 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 516 7,554 SH   SOLE   7,554 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 519 9,834 SH   SOLE   9,834 0 0
AMERICAN EXPRESS CO COM 025816109 205 1,480 SH   SOLE   1,480 0 0
AMGEN INC COM 031162100 440 1,809 SH   SOLE   1,809 0 0
ANGEL OAK MTG INC COM 03464Y108 26,227 2,023,669 SH   SOLE   2,023,669 0 0
APOLLO GLOBAL MGMT INC COM 03769M106 377 7,769 SH   SOLE   7,769 0 0
APPLE INC COM 037833100 8,523 62,338 SH   SOLE   62,338 0 0
ARES DYNAMIC CR ALLOCATION F COM 04014F102 3,009 246,648 SH   SOLE   246,648 0 0
ARK ETF TR INNOVATION ETF 00214Q104 396 9,938 SH   SOLE   9,938 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302 226 7,171 SH   SOLE   7,171 0 0
BANK NEW YORK MELLON CORP COM 064058100 237 5,693 SH   SOLE   5,693 0 0
BARINGS GLOBAL SHORT DURATIO COM 06760L100 2,558 196,615 SH   SOLE   196,615 0 0
BECTON DICKINSON & CO COM 075887109 202 819 SH   SOLE   819 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 409 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,730 6,337 SH   SOLE   6,337 0 0
BK OF AMERICA CORP COM 060505104 266 8,554 SH   SOLE   8,554 0 0
BLACKROCK CALIF MUN INCOME T SH BEN INT 09248E102 702 61,987 SH   SOLE   61,987 0 0
BLACKROCK INC COM 09247X101 245 403 SH   SOLE   403 0 0
BLACKROCK MUNICIPAL INCOME COM 09253X102 3,666 307,781 SH   SOLE   307,781 0 0
BLACKROCK MUNIHLDNGS CALI QL COM 09254L107 416 34,734 SH   SOLE   34,734 0 0
BLACKROCK MUNIYIELD FD INC COM 09253W104 3,275 293,972 SH   SOLE   293,972 0 0
BLACKROCK MUNIYIELD QUALITY COM 09254E103 615 52,724 SH   SOLE   52,724 0 0
BOEING CO COM 097023105 1,212 8,864 SH   SOLE   8,864 0 0
BOOKING HOLDINGS INC COM 09857L108 206 118 SH   SOLE   118 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 372 4,830 SH   SOLE   4,830 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 251 1,763 SH   SOLE   1,763 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 324 7,275 SH   SOLE   7,275 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 573 15,000 SH   SOLE   15,000 0 0
CBRE GROUP INC CL A 12504L109 368 5,006 SH   SOLE   5,006 0 0
CHEVRON CORP NEW COM 166764100 549 3,793 SH   SOLE   3,793 0 0
CISCO SYS INC COM 17275R102 633 14,845 SH   SOLE   14,845 0 0
CME GROUP INC COM 12572Q105 566 2,764 SH   SOLE   2,764 0 0
COCA COLA CO COM 191216100 595 9,453 SH   SOLE   9,453 0 0
COMCAST CORP NEW CL A 20030N101 313 7,983 SH   SOLE   7,983 0 0
CONAGRA BRANDS INC COM 205887102 241 7,034 SH   SOLE   7,034 0 0
COSTCO WHSL CORP NEW COM 22160K105 280 585 SH   SOLE   585 0 0
CUMMINS INC COM 231021106 206 1,063 SH   SOLE   1,063 0 0
D R HORTON INC COM 23331A109 544 8,213 SH   SOLE   8,213 0 0
DANAHER CORPORATION COM 235851102 237 934 SH   SOLE   934 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 203 8,710 SH   SOLE   8,710 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 230 5,724 SH   SOLE   5,724 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 234 10,896 SH   SOLE   10,896 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 300 9,484 SH   SOLE   9,484 0 0
DISNEY WALT CO COM 254687106 726 7,692 SH   SOLE   7,692 0 0
DNP SELECT INCOME FD INC COM 23325P104 2,229 205,583 SH   SOLE   205,583 0 0
DOUBLELINE INCOME SOLUTIONS COM 258622109 378 31,200 SH   SOLE   31,200 0 0
DWS MUN INCOME TR COM 233368109 3,435 365,407 SH   SOLE   365,407 0 0
EATON VANCE CALIF MUN BD FD COM 27828A100 279 30,143 SH   SOLE   30,143 0 0
EXCHANGE LISTED FDS TR SABA INT RATE 30151E806 366 21,245 SH   SOLE   21,245 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 224 4,981 SH   SOLE   4,981 0 0
EXXON MOBIL CORP COM 30231G102 799 9,325 SH   SOLE   9,325 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 827 47,972 SH   SOLE   47,972 0 0
FIRST TR EXCH TRADED FD III MERGER ARBITRA 33740J203 1,969 99,175 SH   SOLE   99,175 0 0
FIRST TR EXCH TRD ALPHDX FD ASIA EX JAPAN 33737J109 4,074 156,586 SH   SOLE   156,586 0 0
FIRST TR EXCHANGE TRADED FD NASDQ CLN EDGE 33737A108 251 3,234 SH   SOLE   3,234 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 10,778 223,142 SH   SOLE   223,142 0 0
GALECTIN THERAPEUTICS INC COM NEW 363225202 22 17,078 SH   SOLE   17,078 0 0
GAMING & LEISURE PPTYS INC COM 36467J108 4,235 92,347 SH   SOLE   92,347 0 0
GENERAL ELECTRIC CO COM NEW 369604301 642 10,076 SH   SOLE   10,076 0 0
GLOBAL X FDS GLBL X MLP ETF 37954Y343 2,021 54,802 SH   SOLE   54,802 0 0
HIPPO HLDGS INC COMMON STOCK 433539103 9 10,000 SH   SOLE   10,000 0 0
HOME DEPOT INC COM 437076102 772 2,816 SH   SOLE   2,816 0 0
HONEYWELL INTL INC COM 438516106 309 1,777 SH   SOLE   1,777 0 0
INDAPTUS THERAPEUTICS INC COM 45339J105 63 24,000 SH   SOLE   24,000 0 0
INTEL CORP COM 458140100 645 17,245 SH   SOLE   17,245 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 370 2,618 SH   SOLE   2,618 0 0
INVESCO CALIF VALUE MUN INCO COM 46132H106 137 12,986 SH   SOLE   12,986 0 0
INVESCO EXCHANGE TRADED FD T INVESCO MSCI 46137V407 281 5,227 SH   SOLE   5,227 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 477 1,702 SH   SOLE   1,702 0 0
INVESCO QUALITY MUN INCOME T COM 46133G107 3,158 309,298 SH   SOLE   309,298 0 0
INVESCO SR INCOME TR COM 46131H107 4,718 1,212,935 SH   SOLE   1,212,935 0 0
INVESTMENT MANAGERS SER TR KNWLDL LD ETF 46143U849 1,797 50,498 SH   SOLE   50,498 0 0
ISHARES GOLD TR ISHARES NEW 464285204 6,150 179,247 SH   SOLE   179,247 0 0
ISHARES INC CORE MSCI EMKT 46434G103 581 11,839 SH   SOLE   11,839 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,523 25,887 SH   SOLE   25,887 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 268 5,372 SH   SOLE   5,372 0 0
ISHARES TR CALIF MUN BD ETF 464288356 1,260 22,311 SH   SOLE   22,311 0 0
ISHARES TR MSCI ACWI ETF 464288257 2,708 32,283 SH   SOLE   32,283 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 228 11,948 SH   SOLE   11,948 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 6,511 62,207 SH   SOLE   62,207 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8 407 16,220 SH   SOLE   16,220 0 0
ISHARES TR IBONDS DEC22 ETF 46434VBA7 368 14,700 SH   SOLE   14,700 0 0
ISHARES TR CORE INTL AGGR 46435G672 300 6,014 SH   SOLE   6,014 0 0
ISHARES TR CORE MSCI INTL 46435G326 683 12,710 SH   SOLE   12,710 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 227 2,711 SH   SOLE   2,711 0 0
ISHARES TR CORE S&P TTL STK 464287150 2,875 34,317 SH   SOLE   34,317 0 0
ISHARES TR EAFE SML CP ETF 464288273 221 4,046 SH   SOLE   4,046 0 0
ISHARES TR NATIONAL MUN ETF 464288414 271 2,548 SH   SOLE   2,548 0 0
ISHARES TR IBOXX HI YD ETF 464288513 261 3,546 SH   SOLE   3,546 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 369 7,300 SH   SOLE   7,300 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 396 9,886 SH   SOLE   9,886 0 0
ISHARES TR S&P 100 ETF 464287101 812 4,708 SH   SOLE   4,708 0 0
ISHARES TR SELECT DIVID ETF 464287168 5,405 45,938 SH   SOLE   45,938 0 0
ISHARES TR CORE US AGGBD ET 464287226 562 5,525 SH   SOLE   5,525 0 0
ISHARES TR MSCI AC ASIA ETF 464288182 1,149 16,610 SH   SOLE   16,610 0 0
ISHARES TR MRGSTR MD CP VAL 464288406 776 13,072 SH   SOLE   13,072 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,694 11,908 SH   SOLE   11,908 0 0
ISHARES TR CORE S&P SCP ETF 464287804 829 8,973 SH   SOLE   8,973 0 0
ISHARES TR CORE S&P500 ETF 464287200 7,476 19,719 SH   SOLE   19,719 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,758 19,025 SH   SOLE   19,025 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,392 6,367 SH   SOLE   6,367 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,914 11,303 SH   SOLE   11,303 0 0
ISHARES TR RUS MID CAP ETF 464287499 2,076 32,109 SH   SOLE   32,109 0 0
ISHARES TR COHEN STEER REIT 464287564 1,741 28,648 SH   SOLE   28,648 0 0
ISHARES TR US HLTHCARE ETF 464287762 747 2,778 SH   SOLE   2,778 0 0
ISHARES TR U.S. TECH ETF 464287721 475 5,943 SH   SOLE   5,943 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,448 71,179 SH   SOLE   71,179 0 0
ISHARES TR ISHARES BIOTECH 464287556 550 4,677 SH   SOLE   4,677 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 7,631 92,178 SH   SOLE   92,178 0 0
JOHNSON & JOHNSON COM 478160104 1,462 8,235 SH   SOLE   8,235 0 0
JPMORGAN CHASE & CO COM 46625H100 2,152 19,112 SH   SOLE   19,112 0 0
KAYNE ANDERSON ENERGY INFRST COM 486606106 122 14,604 SH   SOLE   14,604 0 0
LILLY ELI & CO COM 532457108 672 2,074 SH   SOLE   2,074 0 0
LISTED FD TR HORIZON KINETICS 53656F623 1,003 35,148 SH   SOLE   35,148 0 0
LUMINAR TECHNOLOGIES INC COM CL A 550424105 1,483 250,000 SH   SOLE   250,000 0 0
LYFT INC CL A COM 55087P104 421 31,714 SH   SOLE   31,714 0 0
MASTERCARD INCORPORATED CL A 57636Q104 387 1,227 SH   SOLE   1,227 0 0
MATCH GROUP INC NEW COM 57667L107 223 3,198 SH   SOLE   3,198 0 0
MCDONALDS CORP COM 580135101 661 2,679 SH   SOLE   2,679 0 0
MERCK & CO INC COM 58933Y105 623 6,829 SH   SOLE   6,829 0 0
META PLATFORMS INC CL A 30303M102 398 2,468 SH   SOLE   2,468 0 0
MICROSOFT CORP COM 594918104 6,072 23,642 SH   SOLE   23,642 0 0
MORGAN STANLEY COM NEW 617446448 379 4,979 SH   SOLE   4,979 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 305 1,455 SH   SOLE   1,455 0 0
NEUBERGER BRMAN CLIFRN MUNI COM 64123C101 570 50,932 SH   SOLE   50,932 0 0
NEXTERA ENERGY INC COM 65339F101 436 5,632 SH   SOLE   5,632 0 0
NIKE INC CL B 654106103 245 2,398 SH   SOLE   2,398 0 0
NORTHERN TR CORP COM 665859104 502 5,201 SH   SOLE   5,201 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 153 12,997 SH   SOLE   12,997 0 0
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 325 26,366 SH   SOLE   26,366 0 0
NUVEEN CALIFORNIA AMT QLT MU COM 670651108 320 24,851 SH   SOLE   24,851 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101 161 12,930 SH   SOLE   12,930 0 0
NVIDIA CORPORATION COM 67066G104 379 2,503 SH   SOLE   2,503 0 0
OBLONG INC COM 674434105 8 25,590 SH   SOLE   25,590 0 0
OMNICELL COM COM 68213N109 205 1,800 SH   SOLE   1,800 0 0
ORACLE CORP COM 68389X105 233 3,334 SH   SOLE   3,334 0 0
PAYCHEX INC COM 704326107 228 2,000 SH   SOLE   2,000 0 0
PEPSICO INC COM 713448108 794 4,762 SH   SOLE   4,762 0 0
PFIZER INC COM 717081103 2,220 42,350 SH   SOLE   42,350 0 0
PGIM GLOBAL HIGH YIELD FD FO COM 69346J106 3,635 316,898 SH   SOLE   316,898 0 0
PGIM HIGH YIELD BOND FUND IN COM 69346H100 4,752 386,062 SH   SOLE   386,062 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 233 2,348 SH   SOLE   2,348 0 0
PRA GROUP INC COM 69354N106 2,132 58,636 SH   SOLE   58,636 0 0
PROCTER AND GAMBLE CO COM 742718109 2,702 18,793 SH   SOLE   18,793 0 0
PRUDENTIAL FINL INC COM 744320102 348 3,639 SH   SOLE   3,639 0 0
PUTNAM PREMIER INCOME TR SH BEN INT 746853100 2,665 701,210 SH   SOLE   701,210 0 0
ROBINHOOD MKTS INC COM CL A 770700102 198 24,145 SH   SOLE   24,145 0 0
RPM INTL INC COM 749685103 215 2,730 SH   SOLE   2,730 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,079 41,618 SH   SOLE   41,618 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,193 42,123 SH   SOLE   42,123 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,366 76,163 SH   SOLE   76,163 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,448 109,631 SH   SOLE   109,631 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,201 94,066 SH   SOLE   94,066 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,484 38,073 SH   SOLE   38,073 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 203 6,513 SH   SOLE   6,513 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,668 65,720 SH   SOLE   65,720 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,259 20,077 SH   SOLE   20,077 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 349 7,291 SH   SOLE   7,291 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 8,093 164,517 SH   SOLE   164,517 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,044 14,599 SH   SOLE   14,599 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 328 10,432 SH   SOLE   10,432 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 843 6,633 SH   SOLE   6,633 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 389 3,037 SH   SOLE   3,037 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 202 2,878 SH   SOLE   2,878 0 0
SERVICESOURCE INTL INC COM 81763U100 184 125,000 SH   SOLE   125,000 0 0
SOFI TECHNOLOGIES INC COM 83406F102 89 16,859 SH   SOLE   16,859 0 0
SPDR GOLD TR GOLD SHS 78463V107 4,104 24,362 SH   SOLE   24,362 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,652 76,276 SH   SOLE   76,276 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 14,413 499,766 SH   SOLE   499,766 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 16,095 42,664 SH   SOLE   42,664 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 321 8,726 SH   SOLE   8,726 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 5,361 135,061 SH   SOLE   135,061 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 437 9,250 SH   SOLE   9,250 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 16,879 380,670 SH   SOLE   380,670 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 12,320 418,347 SH   SOLE   418,347 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 6,010 167,027 SH   SOLE   167,027 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 184 10,966 SH   SOLE   10,966 0 0
TARGET CORP COM 87612E106 599 4,242 SH   SOLE   4,242 0 0
TESLA INC COM 88160R101 4,997 7,420 SH   SOLE   7,420 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,266 2,330 SH   SOLE   2,330 0 0
TREEHOUSE FOODS INC COM 89469A104 230 5,500 SH   SOLE   5,500 0 0
TWO RDS SHARED TR ANFIELD DIVERSIF 90213U115 194 21,808 SH   SOLE   21,808 0 0
UNION PAC CORP COM 907818108 334 1,566 SH   SOLE   1,566 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,370 2,668 SH   SOLE   2,668 0 0
US BANCORP DEL COM NEW 902973304 582 12,651 SH   SOLE   12,651 0 0
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700 946 10,940 SH   SOLE   10,940 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 414 1,900 SH   SOLE   1,900 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,685 10,623 SH   SOLE   10,623 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,997 11,339 SH   SOLE   11,339 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,875 14,220 SH   SOLE   14,220 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,472 12,549 SH   SOLE   12,549 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 445 2,972 SH   SOLE   2,972 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 548 6,010 SH   SOLE   6,010 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,014 26,584 SH   SOLE   26,584 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,605 62,534 SH   SOLE   62,534 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 207 2,009 SH   SOLE   2,009 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 616 11,657 SH   SOLE   11,657 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,397 16,369 SH   SOLE   16,369 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 295 5,908 SH   SOLE   5,908 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,164 8,115 SH   SOLE   8,115 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 3,726 91,326 SH   SOLE   91,326 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,053 20,746 SH   SOLE   20,746 0 0
VISA INC COM CL A 92826C839 442 2,245 SH   SOLE   2,245 0 0
WALMART INC COM 931142103 484 3,978 SH   SOLE   3,978 0 0
WESTERN ASSET MANAGED MUNS F COM 95766M105 2,737 258,947 SH   SOLE   258,947 0 0
WILLIS TOWERS WATSON PLC LTD SHS G96629103 346 1,751 SH   SOLE   1,751 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851 224 3,589 SH   SOLE   3,589 0 0