The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc COM 037833100 25,560,860 143,948 SH   SOLE   143,948 0 0
Microsoft Corp COM 594918104 16,473,216 48,981 SH   SOLE   48,981 0 0
Alphabet Inc class A COM 02079K305 14,337,451 4,949 SH   SOLE   4,949 0 0
Visa Inc COM 92826C839 10,067,065 46,454 SH   SOLE   46,454 0 0
NVIDIA Corp COM 67066G104 9,520,979 32,372 SH   SOLE   32,372 0 0
Amazon.com Inc COM 023135106 9,196,110 2,758 SH   SOLE   2,758 0 0
JPMorgan Chase & Co COM 46625h100 7,163,041 45,235 SH   SOLE   45,235 0 0
PepsiCo Inc COM 713448108 7,101,134 40,879 SH   SOLE   40,879 0 0
Bank of America Corp COM 060505104 7,062,862 158,752 SH   SOLE   158,752 0 0
Thermo Fisher Scientific Inc COM 883556102 6,998,133 10,488 SH   SOLE   10,488 0 0
Costco Wholesale Corp COM 22160K105 6,508,128 11,464 SH   SOLE   11,464 0 0
Target Corp COM 87612E106 5,956,108 25,735 SH   SOLE   25,735 0 0
Home Depot Inc/The COM 437076102 5,815,535 14,013 SH   SOLE   14,013 0 0
Johnson & Johnson COM 478160104 5,618,574 32,844 SH   SOLE   32,844 0 0
Berkshire Hathaway Inc COM 084670702 5,483,660 18,340 SH   SOLE   18,340 0 0
salesforce.com Inc COM 79466L302 5,150,199 20,266 SH   SOLE   20,266 0 0
Walt Disney Co/The COM 254687106 4,951,046 31,965 SH   SOLE   31,965 0 0
Union Pacific Corp COM 907818108 4,892,733 19,421 SH   SOLE   19,421 0 0
Meta Platforms Inc. Class A COM 30303M102 4,632,549 13,773 SH   SOLE   13,773 0 0
UnitedHealth Group Inc COM 91324P102 4,629,720 9,220 SH   SOLE   9,220 0 0
iShares Core S&P 500 ETF TR UNIT 464287200 4,551,357 9,542 SH   SOLE   9,542 0 0
Estee Lauder Cos Inc/The COM 518439104 4,514,655 12,195 SH   SOLE   12,195 0 0
Mastercard Inc COM 57636Q104 4,209,838 11,716 SH   SOLE   11,716 0 0
McDonald's Corp COM 580135101 3,986,469 14,871 SH   SOLE   14,871 0 0
Vanguard S&P 500 ETF TR UNIT 922908363 3,538,400 8,105 SH   SOLE   8,105 0 0
Verizon Communications Inc COM 92343V104 3,259,243 62,726 SH   SOLE   62,726 0 0
Automatic Data Processing Inc COM 053015103 3,243,513 13,154 SH   SOLE   13,154 0 0
TJX Cos Inc/The COM 872540109 3,092,905 40,739 SH   SOLE   40,739 0 0
SPDR S&P MidCap 400 ETF Trust TR UNIT 78467Y107 2,922,304 5,645 SH   SOLE   5,645 0 0
Procter & Gamble Co/The COM 742718109 2,687,619 16,430 SH   SOLE   16,430 0 0
Pfizer Inc COM 717081103 2,675,851 45,315 SH   SOLE   45,315 0 0
Raytheon Technologies Corp COM 75513E101 2,671,109 31,038 SH   SOLE   31,038 0 0
Fidelity MSCI Information Tech TR UNIT 316092808 2,656,941 19,623 SH   SOLE   19,623 0 0
NextEra Energy Inc COM 65339F101 2,445,285 26,192 SH   SOLE   26,192 0 0
American Electric Power Co Inc COM 025537101 2,383,862 26,794 SH   SOLE   26,794 0 0
Lockheed Martin Corp COM 539830109 2,313,008 6,508 SH   SOLE   6,508 0 0
Comcast Corp COM 20030N101 2,295,098 45,601 SH   SOLE   45,601 0 0
PayPal Holdings Inc COM 70450Y103 2,275,406 12,066 SH   SOLE   12,066 0 0
Alphabet Inc class C COM 02079K107 2,190,448 757 SH   SOLE   757 0 0
Caterpillar Inc COM 149123101 2,143,894 10,370 SH   SOLE   10,370 0 0
Exxon Mobil Corp COM 30231G102 1,941,865 31,735 SH   SOLE   31,735 0 0
Deere & Co COM 244199105 1,834,461 5,350 SH   SOLE   5,350 0 0
Trex Co Inc COM 89531P105 1,620,360 12,000 SH   SOLE   12,000 0 0
SPDR S&P 500 ETF Trust TR UNIT 78462F103 1,559,769 3,284 SH   SOLE   3,284 0 0
Chevron Corp COM 166764100 1,549,607 13,205 SH   SOLE   13,205 0 0
Honeywell International Inc COM 438516106 1,543,010 7,400 SH   SOLE   7,400 0 0
SPDR S&P 600 Small CapETF TR UNIT 78464A813 1,363,408 13,715 SH   SOLE   13,715 0 0
Technology Select Sector SPDR TR UNIT 81369Y803 1,272,033 7,316 SH   SOLE   7,316 0 0
Merck & Co Inc COM 58933Y105 1,260,575 16,448 SH   SOLE   16,448 0 0
AbbVie Inc COM 00287Y109 1,170,262 8,643 SH   SOLE   8,643 0 0
Prudential Financial Inc COM 744320102 1,152,215 10,645 SH   SOLE   10,645 0 0
CVS Health Corp COM 126650100 1,138,680 11,038 SH   SOLE   11,038 0 0
Cisco Systems Inc COM 17275R102 1,121,522 17,698 SH   SOLE   17,698 0 0
PPG Industries Inc COM 693506107 1,103,616 6,400 SH   SOLE   6,400 0 0
Wal-Mart Stores Inc COM 931142103 1,070,272 7,397 SH   SOLE   7,397 0 0
iShares Russell 2000 ETF TR UNIT 464287655 1,027,497 4,619 SH   SOLE   4,619 0 0
Boeing Co/The COM 097023105 1,025,725 5,095 SH   SOLE   5,095 0 0
Converge Technology Solutions COM 21250C106 964,613 112,093 SH   SOLE   112,093 0 0
iShares MSCI Emerging Markets TR UNIT 464287234 938,995 19,222 SH   SOLE   19,222 0 0
Becton Dickinson and Co COM 075887109 930,225 3,699 SH   SOLE   3,699 0 0
Vanguard Total Stock Market ET TR UNIT 922908769 927,612 3,842 SH   SOLE   3,842 0 0
Bristol-Myers Squibb Co COM 110122108 895,159 14,357 SH   SOLE   14,357 0 0
iShares MSCI EAFE ETF TR UNIT 464287465 891,523 11,331 SH   SOLE   11,331 0 0
Health Care Select Sector SPDR TR UNIT 81369Y209 882,676 6,265 SH   SOLE   6,265 0 0
Invesco QQQ Trust Srs 1 TR UNIT 46090E103 842,646 2,118 SH   SOLE   2,118 0 0
Abbott Laboratories COM 002824100 838,247 5,956 SH   SOLE   5,956 0 0
iShares Core Dividend Growth E TR UNIT 46434V621 813,124 14,630 SH   SOLE   14,630 0 0
Pinnacle West Capital Corp COM 723484101 798,938 11,318 SH   SOLE   11,318 0 0
NIKE Inc COM 654106103 785,016 4,710 SH   SOLE   4,710 0 0
Duke Energy Corp COM 26441C204 774,791 7,386 SH   SOLE   7,386 0 0
Texas Instruments Inc COM 882508104 761,042 4,038 SH   SOLE   4,038 0 0
Intuit Inc COM 461202103 717,190 1,115 SH   SOLE   1,115 0 0
Philip Morris International In COM 718172109 696,255 7,329 SH   SOLE   7,329 0 0
O'Reilly Automotive Inc COM 67103H107 686,456 972 SH   SOLE   972 0 0
Intel Corp COM 458140100 671,663 13,042 SH   SOLE   13,042 0 0
Real Estate Select Sector SPDR TR UNIT 81369Y860 663,168 12,800 SH   SOLE   12,800 0 0
Communication Services Sector TR UNIT 81369Y852 658,338 8,475 SH   SOLE   8,475 0 0
American Tower Corp COM 03027X100 643,792 2,201 SH   SOLE   2,201 0 0
Amgen Inc COM 031162100 614,393 2,731 SH   SOLE   2,731 0 0
Fidelity MSCI Health Care Inde TR UNIT 316092600 606,417 8,832 SH   SOLE   8,832 0 0
iShares Core S&P Small-Cap ETF TR UNIT 464287804 600,077 5,240 SH   SOLE   5,240 0 0
NVR Inc COM 62944T105 590,887 100 SH   SOLE   100 0 0
Fidelity MSCI Consumer Discret TR UNIT 316092204 576,494 6,530 SH   SOLE   6,530 0 0
Applied Materials Inc COM 038222105 566,496 3,600 SH   SOLE   3,600 0 0
Lowe's Cos Inc COM 548661107 527,558 2,041 SH   SOLE   2,041 0 0
Taiwan Semiconductor Manufactu COM 874039100 509,272 4,233 SH   SOLE   4,233 0 0
Extra Space Storage Inc COM 30225T102 504,474 2,225 SH   SOLE   2,225 0 0
Vanguard High Dividend Yield E TR UNIT 921946406 499,226 4,453 SH   SOLE   4,453 0 0
Yum! Brands Inc COM 988498101 492,953 3,550 SH   SOLE   3,550 0 0
iShares MSCI EAFE Small-Cap ET TR UNIT 464288273 489,703 6,700 SH   SOLE   6,700 0 0
Tesla Inc COM 88160R101 487,176 461 SH   SOLE   461 0 0
SPDR S&P Biotech ETF TR UNIT 78464A870 484,787 4,330 SH   SOLE   4,330 0 0
Consumer Discretionary Select TR UNIT 81369Y407 480,434 2,350 SH   SOLE   2,350 0 0
iShares Core S&P Mid-Cap ETF TR UNIT 464287507 462,270 1,633 SH   SOLE   1,633 0 0
Adobe Systems Inc COM 00724F101 458,752 809 SH   SOLE   809 0 0
3M Co COM 88579Y101 451,891 2,544 SH   SOLE   2,544 0 0
Berkshire Hathaway Inc COM 084670108 450,662 1 SH   SOLE   1 0 0
Twilio Inc - A COM 90138F102 439,514 1,669 SH   SOLE   1,669 0 0
AT&T Inc COM 00206R102 439,085 17,849 SH   SOLE   17,849 0 0
PNC Financial Services Group I COM 693475105 415,678 2,073 SH   SOLE   2,073 0 0
Coca-Cola Co/The COM 191216100 413,463 6,983 SH   SOLE   6,983 0 0
Public Storage COM 74460D109 406,398 1,085 SH   SOLE   1,085 0 0
Starbucks Corp COM 855244109 405,769 3,469 SH   SOLE   3,469 0 0
Vanguard FTSE Emerging Markets TR UNIT 922042858 404,286 8,174 SH   SOLE   8,174 0 0
Anthem Inc COM 036752103 391,691 845 SH   SOLE   845 0 0
Eli Lilly & Co COM 532457108 376,764 1,364 SH   SOLE   1,364 0 0
Marathon Petroleum Corp COM 56585A102 351,369 5,491 SH   SOLE   5,491 0 0
Albemarle Corporation COM 012653101 350,655 1,500 SH   SOLE   1,500 0 0
Enterprise Products Partners L COM 293792107 341,434 15,548 SH   SOLE   15,548 0 0
Simon Property Group Inc COM 828806109 338,553 2,119 SH   SOLE   2,119 0 0
Fidelity MSCI Industrials Inde TR UNIT 316092709 331,018 5,890 SH   SOLE   5,890 0 0
Micron Technology Inc COM 595112103 329,937 3,542 SH   SOLE   3,542 0 0
Consumer Staples Select Sector TR UNIT 81369Y308 327,795 4,251 SH   SOLE   4,251 0 0
Arista Networks Inc COM 040413106 316,250 2,200 SH   SOLE   2,200 0 0
iShares Core S&P U.S. Growth E TR UNIT 464287671 316,160 2,734 SH   SOLE   2,734 0 0
Welltower Inc COM 95040Q104 315,634 3,680 SH   SOLE   3,680 0 0
Vanguard Mid-Cap Value ETF TR UNIT 922908512 315,242 2,097 SH   SOLE   2,097 0 0
Travelers Cos Inc/The COM 89417E109 299,563 1,915 SH   SOLE   1,915 0 0
Cummins Inc COM 231021106 299,288 1,372 SH   SOLE   1,372 0 0
Norfolk Southern Corp COM 655844108 297,710 1,000 SH   SOLE   1,000 0 0
Vanguard FTSE All-World ex-US TR UNIT 922042775 296,902 4,845 SH   SOLE   4,845 0 0
Coinbase Global Inc - Class A COM 19260Q107 294,263 1,166 SH   SOLE   1,166 0 0
Medtronic PLC COM G5960L103 292,763 2,830 SH   SOLE   2,830 0 0
Citizens Financial Group Inc COM 174610105 283,500 6,000 SH   SOLE   6,000 0 0
VF Corp COM 918204108 281,897 3,850 SH   SOLE   3,850 0 0
Marriott International Inc/MD COM 571903202 278,925 1,688 SH   SOLE   1,688 0 0
Lennar Corp COM 526057302 277,298 2,900 SH   SOLE   2,900 0 0
Nestle SA COM 641069406 276,248 1,968 SH   SOLE   1,968 0 0
Wells Fargo & Co COM 949746101 265,809 5,540 SH   SOLE   5,540 0 0
Colgate-Palmolive Co COM 194162103 262,420 3,075 SH   SOLE   3,075 0 0
Clorox Co/The COM 189054109 254,566 1,460 SH   SOLE   1,460 0 0
Blackstone Group Inc COM 09260D107 249,464 1,928 SH   SOLE   1,928 0 0
Sixth Street Specialty Lending COM 83012A109 242,671 10,375 SH   SOLE   10,375 0 0
BlackRock Inc COM 09247X101 239,877 262 SH   SOLE   262 0 0
Mettler-Toledo International I COM 592688105 239,307 141 SH   SOLE   141 0 0
Carrier Global Corp COM 14448C104 236,378 4,358 SH   SOLE   4,358 0 0
Eaton Corp PLC COM G29183103 233,307 1,350 SH   SOLE   1,350 0 0
Danaher Corp COM 235851102 232,610 707 SH   SOLE   707 0 0
Advanced Micro Devices Inc COM 007903107 230,240 1,600 SH   SOLE   1,600 0 0
Phillips 66 COM 718546104 226,003 3,119 SH   SOLE   3,119 0 0
Palo Alto Networks Inc COM 697435105 219,363 394 SH   SOLE   394 0 0
Republic Services Inc COM 760759100 216,147 1,550 SH   SOLE   1,550 0 0
Dominion Energy Inc COM 25746U109 209,520 2,667 SH   SOLE   2,667 0 0
Agilent Technologies Inc COM 00846U101 209,141 1,310 SH   SOLE   1,310 0 0
Novartis AG COM 66987V109 209,053 2,390 SH   SOLE   2,390 0 0
Ross Stores Inc COM 778296103 205,704 1,800 SH   SOLE   1,800 0 0
Marvell Technology Group Ltd COM 573874104 204,289 2,335 SH   SOLE   2,335 0 0
Ameriprise Financial Inc COM 03076C106 201,811 669 SH   SOLE   669 0 0
Energy Transfer Equity LP COM 29273V100 120,158 14,600 SH   SOLE   14,600 0 0
Banco Santander SA COM 05964H105 34,545 10,500 SH   SOLE   10,500 0 0
TILT Holdings Inc COM 0BG4TSZ51 17,132 61,000 SH   SOLE   61,000 0 0
Micromem Technologies Inc COM 59509P106 2,058 40,000 SH   SOLE   40,000 0 0
Vectrix Corp COM 92240N106 295 29,500 SH   SOLE   29,500 0 0