The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 11,512 159,154 SH   DFND   155,074 0 4,080
ABBVIE INC COMMON STOCK 00287Y109 13,183 143,003 SH   DFND   138,413 0 4,590
ADOBE INCORPORATED COMMON STOCK 00724F101 379 1,674 SH   DFND   1,574 0 100
AES CORP COMMON STOCK 00130H105 173 11,980 SH   DFND   11,980 0 0
AFLAC INC COMMON STOCK 001055102 965 21,180 SH   DFND   18,076 0 3,104
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 2,934 18,332 SH   DFND   17,832 0 500
ALLSTATE CORP COMMON STOCK 020002101 653 7,898 SH   DFND   7,248 0 650
ALPHABET INC CL A COMMON STOCK 02079K305 4,700 4,498 SH   DFND   4,396 0 102
ALPHABET INC CL C COMMON STOCK 02079K107 1,123 1,084 SH   DFND   1,034 0 50
ALTRIA GROUP INC COMMON STOCK 02209S103 479 9,695 SH   DFND   9,285 0 410
AMAZON.COM INC COMMON STOCK 023135106 2,840 1,891 SH   DFND   1,870 0 21
AMERICAN ELEC PWR INC COMMON STOCK 025537101 312 4,179 SH   DFND   4,179 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,387 14,547 SH   DFND   13,195 0 1,352
AMERICAN TOWER CORP REIT COMMON STOCK 03027X100 1,199 7,580 SH   DFND   7,225 0 355
AMERICAN WATER WORKS COMPANY I COMMON STOCK 030420103 848 9,342 SH   DFND   9,242 0 100
AMETEK INC COMMON STOCK 031100100 223 3,301 SH   DFND   3,301 0 0
AMGEN INC COMMON STOCK 031162100 2,348 12,063 SH   DFND   11,779 0 284
ANALOG DEVICES INC COMMON STOCK 032654105 892 10,397 SH   DFND   7,513 0 2,884
ANTHEM INC COMMON STOCK 036752103 367 1,398 SH   DFND   1,398 0 0
APPLE INC COMMON STOCK 037833100 13,771 87,300 SH   DFND   84,621 0 2,679
APPLIED MATERIALS INC COMMON STOCK 038222105 797 24,348 SH   DFND   20,210 0 4,138
AQUA AMERICA INC COMMON STOCK 03836W103 355 10,380 SH   DFND   10,380 0 0
ARTHUR J GALLAGHER & CO COMMON STOCK 363576109 606 8,223 SH   DFND   8,223 0 0
AT&T INC COMMON STOCK 00206R102 3,813 133,618 SH   DFND   126,132 0 7,486
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 8,122 61,941 SH   DFND   60,380 0 1,561
AVERY DENNISON CORP COMMON STOCK 053611109 440 4,900 SH   DFND   4,900 0 0
BALL CORP COMMON STOCK 058498106 3,324 72,291 SH   DFND   70,215 0 2,076
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 375 7,958 SH   DFND   5,362 0 2,596
BAR HARBOR BANKSHARES - NON MA COMMON STOCK 066849100 2,876 128,231 SH   DFND   0 0 128,231
BAXTER INTERNATIONAL INCORPORA COMMON STOCK 071813109 1,501 22,799 SH   DFND   22,549 0 250
BB&T CORP COMMON STOCK 054937107 302 6,982 SH   DFND   4,221 0 2,761
BECTON DICKINSON COMMON STOCK 075887109 2,986 13,252 SH   DFND   13,142 0 110
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 4,630 22,678 SH   DFND   22,233 0 445
BERKSHIRE HATHAWAY INC CLASS A COMMON STOCK 084670108 306 1 SH   DFND   1 0 0
BEST BUY INC COMMON STOCK 086516101 1,142 21,560 SH   DFND   20,332 0 1,228
BIOGEN INC. COMMON STOCK 09062X103 1,123 3,732 SH   DFND   3,579 0 153
BLACKROCK INCORPORATED COMMON STOCK 09247X101 1,539 3,918 SH   DFND   3,888 0 30
BOEING CO COMMON STOCK 097023105 2,917 9,045 SH   DFND   8,809 0 236
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,984 38,176 SH   DFND   36,876 0 1,300
BROOKLINE BANCORP INC COMMON STOCK 11373M107 632 45,697 SH   DFND   45,697 0 0
CATERPILLAR INC COMMON STOCK 149123101 11,055 86,999 SH   DFND   85,448 0 1,551
CDK GLOBAL HOLDINGS INC COMMON STOCK 12508E101 740 15,453 SH   DFND   15,253 0 200
CELGENE CORPORATION COMMON STOCK 151020104 505 7,886 SH   DFND   7,029 0 857
CHARLES RIVER LABORATORIES INT COMMON STOCK 159864107 389 3,439 SH   DFND   3,439 0 0
CHEMED CORPORATION COMMON STOCK 16359R103 277 979 SH   DFND   979 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 11,897 109,359 SH   DFND   109,009 0 350
CHURCH & DWIGHT INC COMMON STOCK 171340102 675 10,265 SH   DFND   10,265 0 0
CIGNA CORPORATION COMMON STOCK 125523100 455 2,397 SH   DFND   2,336 0 61
CINTAS CORP COMMON STOCK 172908105 564 3,360 SH   DFND   3,360 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 4,244 97,941 SH   DFND   94,391 0 3,550
CITRIX SYSTEMS INCORPORATED COMMON STOCK 177376100 276 2,689 SH   DFND   2,689 0 0
CLOROX CO COMMON STOCK 189054109 345 2,238 SH   DFND   2,069 0 169
COCA COLA CO COMMON STOCK 191216100 4,479 94,589 SH   DFND   90,879 0 3,710
COHERENT INCORPORATED COMMON STOCK 192479103 233 2,204 SH   DFND   1,789 0 415
COLGATE PALMOLIVE CO COMMON STOCK 194162103 10,856 182,387 SH   DFND   182,315 0 72
COMCAST CORP CLASS A COMMON STOCK 20030N101 1,277 37,505 SH   DFND   35,091 0 2,414
CONOCOPHILLIPS COMMON STOCK 20825C104 1,349 21,638 SH   DFND   19,324 0 2,314
CONSOLIDATED EDISON INC COMMON STOCK 209115104 442 5,787 SH   DFND   5,387 0 400
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 757 4,706 SH   DFND   4,686 0 20
CORESITE REALTY CORPORATION COMMON STOCK 21870Q105 1,304 14,950 SH   DFND   14,066 0 884
CORNING INC COMMON STOCK 219350105 782 25,892 SH   DFND   25,892 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 6,002 29,465 SH   DFND   28,967 0 498
CSX CORP COMMON STOCK 126408103 2,202 35,449 SH   DFND   34,949 0 500
CULLEN/FROST BANKERS INC COMMON STOCK 229899109 1,186 13,487 SH   DFND   13,348 0 139
CVS HEALTH CORP COMMON STOCK 126650100 1,297 19,803 SH   DFND   19,643 0 160
D R HORTON INC COMMON STOCK 23331A109 342 9,876 SH   DFND   9,876 0 0
DANAHER CORP COMMON STOCK 235851102 2,616 25,372 SH   DFND   25,272 0 100
DARDEN RESTAURANTS INC COMMON STOCK 237194105 548 5,484 SH   DFND   5,004 0 480
DEERE & CO COMMON STOCK 244199105 1,474 9,880 SH   DFND   9,151 0 729
DISNEY WALT CO COMMON STOCK 254687106 1,306 11,914 SH   DFND   11,914 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 1,305 18,258 SH   DFND   18,158 0 100
DOVER CORP COMMON STOCK 260003108 295 4,152 SH   DFND   4,152 0 0
DOWDUPONT INCORPORATED COMMON STOCK 26078J100 17,141 320,509 SH   DFND   316,568 0 3,941
DTE ENERGY CO COMMON STOCK 233331107 282 2,556 SH   DFND   2,416 0 140
DUKE ENERGY CORP COM COMMON STOCK 26441C204 534 6,183 SH   DFND   5,783 0 400
EAST WEST BANCORP INCORPORATED COMMON STOCK 27579R104 788 18,097 SH   DFND   18,047 0 50
ECOLAB INC. COMMON STOCK 278865100 1,157 7,849 SH   DFND   7,764 0 85
ELI LILLY & CO COMMON STOCK 532457108 10,571 91,349 SH   DFND   90,954 0 395
EMERSON ELECTRIC CO COMMON STOCK 291011104 4,403 73,694 SH   DFND   72,848 0 846
EVERCORE INCORPORATED COMMON STOCK 29977A105 239 3,339 SH   DFND   3,339 0 0
EVERSOURCE ENERGY COMMON STOCK 30040W108 433 6,660 SH   DFND   6,660 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 16,053 235,410 SH   DFND   222,711 0 12,699
FACEBOOK INCORPORATED CLASS A COMMON STOCK 30303M102 1,725 13,160 SH   DFND   12,491 0 669
FEDEX CORPORATION COMMON STOCK 31428X106 256 1,585 SH   DFND   1,314 0 271
FIFTH THIRD BANCORP COMMON STOCK 316773100 279 11,867 SH   DFND   11,867 0 0
FMC CORP COMMON STOCK 302491303 326 4,403 SH   DFND   4,403 0 0
FORTIVE CORP COMMON STOCK 34959J108 705 10,419 SH   DFND   10,419 0 0
F5 NETWORKS INCORPORATED COMMON STOCK 315616102 642 3,964 SH   DFND   3,964 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 1,125 7,157 SH   DFND   7,157 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 5,980 790,018 SH   DFND   776,519 0 13,499
GENERAL MILLS INC COMMON STOCK 370334104 1,092 28,037 SH   DFND   26,757 0 1,280
GENUINE PARTS CO COMMON STOCK 372460105 611 6,367 SH   DFND   6,367 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 707 11,295 SH   DFND   10,369 0 926
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 308 1,844 SH   DFND   1,844 0 0
HANOVER INS GROUP INC COMMON STOCK 410867105 234 2,001 SH   DFND   2,001 0 0
HARTFORD FINL SVCS GROUP INC COMMON STOCK 416515104 439 9,875 SH   DFND   8,875 0 1,000
HEWLETT PACKARD ENTERPRISE COM COMMON STOCK 42824C109 151 11,422 SH   DFND   11,422 0 0
HILLENBRAND INCORPORATED COMMON STOCK 431571108 582 15,342 SH   DFND   15,342 0 0
HOME DEPOT INC COMMON STOCK 437076102 3,903 22,716 SH   DFND   22,245 0 471
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 1,714 12,975 SH   DFND   12,305 0 670
HP INC COMMON STOCK 40434L105 294 14,393 SH   DFND   14,393 0 0
HUNTINGTON INGALLS INDS INC COMMON STOCK 446413106 326 1,713 SH   DFND   1,713 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 1,759 13,881 SH   DFND   13,811 0 70
ILLUMINA INCORPORATED COMMON STOCK 452327109 976 3,254 SH   DFND   2,991 0 263
INTEL CORP COMMON STOCK 458140100 8,155 173,774 SH   DFND   172,599 0 1,175
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 8,623 75,858 SH   DFND   72,983 0 2,875
INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK 459506101 1,029 7,666 SH   DFND   7,666 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 202 4,995 SH   DFND   4,935 0 60
JOHNSON & JOHNSON COMMON STOCK 478160104 23,068 178,756 SH   DFND   173,111 0 5,645
JPMORGAN CHASE & CO COMMON STOCK 46625H100 7,109 72,827 SH   DFND   70,947 0 1,880
KELLOGG CO COMMON STOCK 487836108 3,067 53,798 SH   DFND   53,798 0 0
KEURIG DR PEPPER INCORPORATED COMMON STOCK 49271V100 206 8,046 SH   DFND   8,046 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 2,317 20,331 SH   DFND   20,131 0 200
LAMAR ADVERTISING CO CLASS A COMMON STOCK 512816109 852 12,313 SH   DFND   11,623 0 690
LAUDER ESTEE COMPANIES CLASS A COMMON STOCK 518439104 234 1,801 SH   DFND   1,801 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 1,280 4,888 SH   DFND   4,868 0 20
LOWE'S COMPANIES INC COMMON STOCK 548661107 2,547 27,575 SH   DFND   26,273 0 1,302
L3 TECHNOLOGIES INC COMMON STOCK 502413107 318 1,830 SH   DFND   1,830 0 0
MACYS INC COMMON STOCK 55616P104 407 13,683 SH   DFND   13,683 0 0
MARATHON OIL CORP COMMON STOCK 565849106 448 31,253 SH   DFND   31,053 0 200
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 1,013 17,161 SH   DFND   17,161 0 0
MARRIOTT INTL INC A COMMON STOCK 571903202 242 2,225 SH   DFND   2,225 0 0
MARSH & MCLENNAN COS INC COMMON STOCK 571748102 1,856 23,272 SH   DFND   23,148 0 124
MASCO CORP COMMON STOCK 574599106 281 9,626 SH   DFND   9,626 0 0
MASTERCARD INC CL A COMMON STOCK 57636Q104 2,545 13,490 SH   DFND   13,420 0 70
MCCORMICK & CO INC COMMON STOCK 579780206 1,092 7,843 SH   DFND   7,843 0 0
MCDONALDS CORP COMMON STOCK 580135101 4,133 23,274 SH   DFND   22,684 0 590
MCKESSON CORPORATION COMMON STOCK 58155Q103 663 6,005 SH   DFND   5,965 0 40
MERCK & CO INC COMMON STOCK 58933Y105 11,129 145,646 SH   DFND   143,821 0 1,825
MICROSOFT CORP COMMON STOCK 594918104 9,905 97,519 SH   DFND   92,255 0 5,264
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 270 6,755 SH   DFND   6,448 0 307
NEW JERSEY RESOURCES CORP COMMON STOCK 646025106 262 5,728 SH   DFND   4,575 0 1,153
NEXTERA ENERGY INC COMMON STOCK 65339F101 3,015 17,343 SH   DFND   16,813 0 530
NIKE INC CL B COMMON STOCK 654106103 3,839 51,784 SH   DFND   51,644 0 140
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1,886 12,612 SH   DFND   12,412 0 200
NORTHERN TRUST CORPORATION COMMON STOCK 665859104 257 3,079 SH   DFND   2,079 0 1,000
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 608 2,483 SH   DFND   2,483 0 0
NUCOR CORP COMMON STOCK 670346105 421 8,126 SH   DFND   8,026 0 100
NVIDIA CORP COMMON STOCK 67066G104 618 4,626 SH   DFND   4,392 0 234
OGE ENERGY CORP COMMON STOCK 670837103 537 13,705 SH   DFND   13,705 0 0
OMEGA HEALTHCARE INVESTORS INC COMMON STOCK 681936100 484 13,763 SH   DFND   13,763 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 1,759 38,969 SH   DFND   37,853 0 1,116
PARKER HANNIFIN CORP COMMON STOCK 701094104 1,219 8,175 SH   DFND   8,015 0 160
PAYCHEX INC COMMON STOCK 704326107 745 11,434 SH   DFND   11,134 0 300
PAYPAL HOLDINGS INCORPORATED COMMON STOCK 70450Y103 206 2,446 SH   DFND   1,446 0 1,000
PEPSICO INC COMMON STOCK 713448108 6,484 58,686 SH   DFND   56,220 0 2,466
PFIZER INC COMMON STOCK 717081103 11,159 255,648 SH   DFND   241,395 0 14,253
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 212 3,178 SH   DFND   3,178 0 0
PHILLIPS 66 COMMON STOCK 718546104 887 10,295 SH   DFND   9,743 0 552
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 2,391 20,454 SH   DFND   20,204 0 250
PROCTER & GAMBLE CO COMMON STOCK 742718109 5,722 62,252 SH   DFND   58,526 0 3,726
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 450 5,407 SH   DFND   4,907 0 500
RAYTHEON CO COMMON STOCK 755111507 1,280 8,345 SH   DFND   7,452 0 893
REALTY INCOME CORP COMMON STOCK 756109104 297 4,712 SH   DFND   4,712 0 0
RED HAT INCORPORATED COMMON STOCK 756577102 264 1,502 SH   DFND   1,502 0 0
REINSURANCE GROUP OF AMERICA COMMON STOCK 759351604 368 2,627 SH   DFND   2,627 0 0
ROCKWELL AUTOMATION, INC COMMON STOCK 773903109 1,556 10,340 SH   DFND   9,695 0 645
ROPER TECHNOLOGIES INC COMMON STOCK 776696106 233 876 SH   DFND   876 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 675 3,974 SH   DFND   3,974 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 441 12,217 SH   DFND   10,571 0 1,646
SIMON PROPERTY GROUP INCORPORA COMMON STOCK 828806109 1,340 7,975 SH   DFND   7,429 0 546
SL GREEN REALTY CORPORATION COMMON STOCK 78440X101 453 5,729 SH   DFND   5,629 0 100
SOUTHERN COMPANY COMMON STOCK 842587107 624 14,216 SH   DFND   13,466 0 750
STARBUCKS CORPORATION COMMON STOCK 855244109 462 7,181 SH   DFND   7,181 0 0
STATE STREET CORP COMMON STOCK 857477103 1,244 19,731 SH   DFND   18,415 0 1,316
STRYKER CORP COMMON STOCK 863667101 341 2,175 SH   DFND   1,375 0 800
SUNTRUST BANKS INC COMMON STOCK 867914103 249 4,939 SH   DFND   4,939 0 0
SYMANTEC CORP COMMON STOCK 871503108 566 29,963 SH   DFND   29,713 0 250
SYSCO CORP COMMON STOCK 871829107 10,446 166,707 SH   DFND   161,124 0 5,583
TAPESTRY INCORPORATED COMMON STOCK 876030107 288 8,542 SH   DFND   8,542 0 0
TARGET CORP COMMON STOCK 87612E106 531 8,039 SH   DFND   7,977 0 62
TELEDYNE TECHNOLOGIES INCORPOR COMMON STOCK 879360105 297 1,434 SH   DFND   1,434 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 3,345 35,392 SH   DFND   34,732 0 660
THERMO FISHER SCIENTIFIC INC. COMMON STOCK 883556102 3,876 17,318 SH   DFND   17,268 0 50
TIMKEN CO COMMON STOCK 887389104 1,391 37,262 SH   DFND   36,852 0 410
TJX COMPANIES INCORPORATED COMMON STOCK 872540109 974 21,779 SH   DFND   19,995 0 1,784
TRACTOR SUPPLY CO COMMON STOCK 892356106 336 4,028 SH   DFND   3,863 0 165
UNION PAC CORP COMMON STOCK 907818108 805 5,825 SH   DFND   5,825 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 9,553 97,951 SH   DFND   96,650 0 1,301
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2,758 25,900 SH   DFND   23,383 0 2,517
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 1,915 7,687 SH   DFND   7,497 0 190
US BANCORP COMMON STOCK 902973304 924 20,212 SH   DFND   19,995 0 217
VALERO ENERGY CORP COMMON STOCK 91913Y100 1,941 25,890 SH   DFND   25,890 0 0
VENTAS INCORPORATED COMMON STOCK 92276F100 599 10,226 SH   DFND   10,226 0 0
VERISIGN INCORPORATED COMMON STOCK 92343E102 391 2,636 SH   DFND   1,996 0 640
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 5,663 100,724 SH   DFND   93,612 0 7,112
VISA INCORPORATED COMMON STOCK 92826C839 2,732 20,707 SH   DFND   19,646 0 1,061
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 7,165 104,858 SH   DFND   102,783 0 2,075
WALMART INCORPORATED COMMON STOCK 931142103 4,165 44,715 SH   DFND   43,465 0 1,250
WASTE MGMT INC DEL COMMON STOCK 94106L109 692 7,771 SH   DFND   7,596 0 175
WELLS FARGO & CO COMMON STOCK 949746101 2,289 49,681 SH   DFND   45,204 0 4,477
XCEL ENERGY INC COMMON STOCK 98389B100 460 9,339 SH   DFND   9,339 0 0
XYLEM INC COMMON STOCK 98419M100 547 8,192 SH   DFND   8,092 0 100
YUM BRANDS INC COMMON STOCK 988498101 320 3,483 SH   DFND   3,483 0 0
ZOETIS INCORPORATED COMMON STOCK 98978V103 555 6,487 SH   DFND   6,487 0 0
22ND CENTURY GROUP INCORPORATE COMMON STOCK 90137F103 184 73,725 SH   DFND   73,725 0 0
3M CO COMMON STOCK 88579Y101 14,295 75,021 SH   DFND   73,355 0 1,666
ALIBABA GROUP HOLDING LTDADR COMMON STOCK 01609W102 339 2,474 SH   DFND   2,474 0 0
BP P.L.C. COMMON STOCK 055622104 4,137 109,104 SH   DFND   107,943 0 1,161
CHUBB LIMITED COMMON STOCK H1467J104 299 2,312 SH   DFND   1,028 0 1,284
EATON CORP PLC COMMON STOCK G29183103 238 3,470 SH   DFND   3,470 0 0
GLAXOSMITHKLINE PLC ADR COMMON STOCK 37733W105 3,278 85,785 SH   DFND   85,785 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 650 7,142 SH   DFND   7,042 0 100
NOVARTIS AG ADR COMMON STOCK 66987V109 974 11,353 SH   DFND   11,353 0 0
ROYAL DUTCH SHELL PLC SPONS AD COMMON STOCK 780259107 230 3,842 SH   DFND   3,842 0 0
TAIWAN SEMICONDUCTOR MFG CO LT COMMON STOCK 874039100 506 13,707 SH   DFND   13,394 0 313
TORONTO DOMINION BANK ONTARIO COMMON STOCK 891160509 516 10,374 SH   DFND   10,374 0 0
ISHARES FTSE CHINA 25 INDEX FU COMMON STOCK 464287184 2,538 64,952 SH   DFND   63,950 0 1,002
ISHARES INC CORE MSCI EMKT COMMON STOCK 46434G103 592 12,559 SH   DFND   12,233 0 326
ISHARES INC MSCI FRANCE INDEX COMMON STOCK 464286707 590 22,235 SH   DFND   20,593 0 1,642
ISHARES LATIN AMERICA 40 ETF COMMON STOCK 464287390 1,122 36,413 SH   DFND   30,946 0 5,467
ISHARES MSCI AUSTRALIA INDEX F COMMON STOCK 464286103 344 17,889 SH   DFND   17,816 0 73
ISHARES MSCI EAFE ETF COMMON STOCK 464287465 3,670 62,437 SH   DFND   61,600 0 837
ISHARES MSCI EMERGING MKTS IND COMMON STOCK 464287234 2,487 63,666 SH   DFND   63,118 0 548
ISHARES MSCI EUROZONE ETF COMMON STOCK 464286608 450 12,842 SH   DFND   11,772 0 1,070
ISHARES MSCI GERMANY INDEX COMMON STOCK 464286806 1,219 48,091 SH   DFND   43,352 0 4,739
ISHARES MSCI HONG KONG INDEX F COMMON STOCK 464286871 793 35,148 SH   DFND   35,089 0 59
ISHARES MSCI JAPAN ETF COMMON STOCK 46434G822 1,161 22,906 SH   DFND   22,835 0 71
ISHARES MSCI PACIFIC EX - JAPA COMMON STOCK 464286665 1,765 43,356 SH   DFND   39,941 0 3,415
ISHARES MSCI SOUTH AFRICA IDX COMMON STOCK 464286780 1,168 23,159 SH   DFND   23,146 0 13
ISHARES MSCI SWEDEN ETF COMMON STOCK 464286756 200 7,094 SH   DFND   7,078 0 16
ISHARES MSCI SWITZERLAND ETF COMMON STOCK 464286749 212 6,737 SH   DFND   6,720 0 17
ISHARES MSCI UNITED KINGDOM ET COMMON STOCK 46435G334 1,055 35,961 SH   DFND   31,992 0 3,969
SPDR S&P CHINA ETF COMMON STOCK 78463X400 2,061 24,302 SH   DFND   24,030 0 272
VANGUARD FTSE DEVELOPED MARKET COMMON STOCK 921943858 3,242 87,397 SH   DFND   86,347 0 1,050
VANGUARD FTSE EMERGING MARKETS COMMON STOCK 922042858 3,319 87,115 SH   DFND   84,065 0 3,050
INVESCO QQQ TRUST SERIES 1 ETF COMMON STOCK 46090E103 3,666 23,762 SH   DFND   23,762 0 0
ISHARES COHEN & STEERS REIT ET COMMON STOCK 464287564 288 3,007 SH   DFND   3,007 0 0
ISHARES CORE S&P MID-CAP ETF COMMON STOCK 464287507 17,070 102,797 SH   DFND   98,179 0 4,618
ISHARES CORE S&P SMALL-CAP ETF COMMON STOCK 464287804 17,934 258,712 SH   DFND   246,235 0 12,477
ISHARES CORE S&P TOTAL US STOC COMMON STOCK 464287150 736 12,962 SH   DFND   12,962 0 0
ISHARES CORE S&P 500 ETF COMMON STOCK 464287200 28,056 111,506 SH   DFND   110,222 0 1,284
ISHARES DJ SELECT DIVIDEND COMMON STOCK 464287168 753 8,433 SH   DFND   8,433 0 0
ISHARES NASDAQ BIOTECH ETF COMMON STOCK 464287556 502 5,211 SH   DFND   4,862 0 349
ISHARES S&P MIDCAP 400 GROWTH COMMON STOCK 464287606 762 3,985 SH   DFND   3,929 0 56
ISHARES S&P MIDCAP 400 VALUE I COMMON STOCK 464287705 733 5,295 SH   DFND   5,225 0 70
ISHARES S&P SMALL CAP 600/VALU COMMON STOCK 464287879 632 4,792 SH   DFND   4,051 0 741
ISHARES S&P SMALLCAP 600/GRO I COMMON STOCK 464287887 872 5,407 SH   DFND   5,402 0 5
ISHARES S&P 500 GROWTH INDEX F COMMON STOCK 464287309 1,063 7,055 SH   DFND   6,911 0 144
ISHARES U.S. AEROSPACE & DEFEN COMMON STOCK 464288760 641 3,711 SH   DFND   3,168 0 543
SPDR - COMMUNICATION SVCS SECT COMMON STOCK 81369Y852 1,181 28,609 SH   DFND   28,474 0 135
SPDR - CONSUMER DISC SECTOR COMMON STOCK 81369Y407 16,042 162,027 SH   DFND   158,392 0 3,635
SPDR - CONSUMER STAPLES SECTOR COMMON STOCK 81369Y308 9,678 190,591 SH   DFND   190,026 0 565
SPDR - ENERGY SECTOR COMMON STOCK 81369Y506 6,539 114,026 SH   DFND   109,968 0 4,058
SPDR - FINANCIAL SECTOR COMMON STOCK 81369Y605 11,905 499,802 SH   DFND   496,680 0 3,122
SPDR - HEALTHCARE SECTOR COMMON STOCK 81369Y209 15,758 182,147 SH   DFND   181,168 0 979
SPDR - INDUSTRIAL SECTOR COMMON STOCK 81369Y704 11,414 177,209 SH   DFND   175,135 0 2,074
SPDR - MATERIALS SECTOR COMMON STOCK 81369Y100 2,368 46,876 SH   DFND   45,680 0 1,196
SPDR - TECHNOLOGY SECTOR COMMON STOCK 81369Y803 34,878 562,731 SH   DFND   553,155 0 9,576
SPDR - UTILITIES SECTOR COMMON STOCK 81369Y886 2,452 46,339 SH   DFND   45,675 0 664
SPDR REAL ESTATE SECTOR ETF COMMON STOCK 81369Y860 2,012 64,902 SH   DFND   63,333 0 1,569
SPDR S&P DIVIDEND COMMON STOCK 78464A763 747 8,343 SH   DFND   8,243 0 100
SPDR S&P MIDCAP 400 ETF TR COMMON STOCK 78467Y107 443 1,465 SH   DFND   1,465 0 0
SPDR S&P REGIONAL BANKING ETF COMMON STOCK 78464A698 606 12,950 SH   DFND   11,216 0 1,734
SPDR S&P 500 ETF TRUST COMMON STOCK 78462F103 233 931 SH   DFND   931 0 0
WISDOMTREE US EARNINGS 500 FUN COMMON STOCK 97717W588 775 27,488 SH   DFND   27,488 0 0
FEDERATED PREMIER MUNI INCOME COMMON STOCK 31423P108 273 22,256 SH   DFND   0 0 22,256
INVESCO MUN OPPORTUNITY TRUST COMMON STOCK 46132C107 206 18,420 SH   DFND   3,935 0 14,485
ISHARES BARCLAYS TIPS BOND ETF COMMON STOCK 464287176 1,371 12,517 SH   DFND   12,170 0 347
ISHARES CORE U.S. AGGREGATE BO COMMON STOCK 464287226 30,629 287,619 SH   DFND   281,406 0 6,213
ISHARES IBOXX HIGH YIELD CORP COMMON STOCK 464288513 2,002 24,685 SH   DFND   24,435 0 250
ISHARES IBOXX INVEST GRADE COR COMMON STOCK 464287242 5,394 47,810 SH   DFND   47,169 0 641
ISHARES INTERMEDIATE TERM CORP COMMON STOCK 464288638 1,495 28,527 SH   DFND   28,397 0 130
ISHARES JP MORGAN EMERGING BON COMMON STOCK 464288281 2,339 22,514 SH   DFND   22,414 0 100
ISHARES MBS ETF COMMON STOCK 464288588 2,560 24,463 SH   DFND   24,208 0 255
ISHARES NATIONAL MUNI BOND ETF COMMON STOCK 464288414 289 2,651 SH   DFND   2,363 0 288
ISHARES 3-7 YEAR TREASURY BOND COMMON STOCK 464288661 229 1,886 SH   DFND   1,886 0 0
NEUBERGER BERMAN MUNICIPAL FUN COMMON STOCK 64124P101 203 16,070 SH   DFND   0 0 16,070
NUVEEN AMT-FREE QUALITY MUNI I COMMON STOCK 670657105 172 13,960 SH   DFND   8,090 0 5,870
NUVEEN QUALITY MUNICIPAL INCOM COMMON STOCK 67066V101 163 13,025 SH   DFND   4,232 0 8,793
PIONEER MUNICIPAL HIGH INCOME COMMON STOCK 723763108 142 12,950 SH   DFND   0 0 12,950
SPDR NUVEEN S&P HI YIELD MUNI COMMON STOCK 78464A284 428 7,624 SH   DFND   0 0 7,624
VANGUARD INTER TERM CORP BOND COMMON STOCK 92206C870 248 2,994 SH   DFND   2,994 0 0
WESTERN ASSET INTERMEDIATE MUN COMMON STOCK 958435109 126 15,110 SH   DFND   0 0 15,110
WESTERN ASSET MANAGED MUNI FD COMMON STOCK 95766M105 230 18,122 SH   DFND   3,520 0 14,602
WESTERN ASSET MUNICIPAL PART F COMMON STOCK 95766P108 257 18,505 SH   DFND   3,230 0 15,275