The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIAGEO ADR ADR 25243Q205 370 1,825 SH   SOLE   0 0 1,825
NESTLE S A SPONSORED ADR ADR 641069406 4,880 37,516 SH   SOLE   0 0 37,516
NOVARTIS AG ADR ADR 66987V109 262 2,991 SH   SOLE   0 0 2,991
UNILEVER PLC ADR ADR 904767704 443 9,725 SH   SOLE   0 0 9,725
ABBOTT LABORATORIES COM 002824100 2,278 19,249 SH   SOLE   0 0 19,249
ABBVIE INC. COM COM 00287Y109 933 5,761 SH   SOLE   0 0 5,761
AFLAC COM 001055102 2,234 34,700 SH   SOLE   0 0 34,700
AIR PRODUCTS & CHEMICALS COM 009158106 2,162 8,651 SH   SOLE   0 0 8,651
ALLEGION PUB LTD CO ORD SHS COM G0176J109 553 5,041 SH   SOLE   0 0 5,041
ALLSTATE CORP COM 020002101 321 2,320 SH   SOLE   0 0 2,320
ALPHABET INC CAP STK CL A COM 02079K305 8,816 3,170 SH   SOLE   0 0 3,170
ALPHABET INC CAP STK CL C COM 02079K107 14,476 5,183 SH   SOLE   0 0 5,183
ALTRIA GROUP COM 02209S103 3,487 66,738 SH   SOLE   0 0 66,738
AMAZON COM 023135106 26,643 8,172 SH   SOLE   0 0 8,172
AMERICAN ELECTRIC POWER COM 025537101 1,181 11,838 SH   SOLE   0 0 11,838
AMERICAN EXPRESS COM 025816109 3,173 16,971 SH   SOLE   0 0 16,971
AMERICAN INTL GROUP COM NEW COM 026874784 886 14,130 SH   SOLE   0 0 14,130
AMERICAN STATES WATER COM 029899101 428 4,811 SH   SOLE   0 0 4,811
AMERICAN TOWER REIT COM COM 03027X100 287 1,145 SH   SOLE   0 0 1,145
AMERICAN WTR WKS CO IN COM COM 030420103 1,731 10,462 SH   SOLE   0 0 10,462
AMGEN COM 031162100 2,202 9,107 SH   SOLE   0 0 9,107
ANTHEM INC COM COM 036752103 221 450 SH   SOLE   0 0 450
APPLE COMPUTER COM 037833100 72,974 417,928 SH   SOLE   0 0 417,928
APPLIED MATERIALS COM 038222105 1,596 12,115 SH   SOLE   0 0 12,115
AT&T, INC. COM 00206R102 1,520 64,352 SH   SOLE   0 0 64,352
AUTOMATIC DATA PROCESSING COM 053015103 493 2,170 SH   SOLE   0 0 2,170
BANK OF AMERICA COM 060505104 5,672 137,611 SH   SOLE   0 0 137,611
BAXTER INTERNATIONAL COM 071813109 1,188 15,328 SH   SOLE   0 0 15,328
BCB BANCORP INC (NJ) COM 055298103 271 14,876 SH   SOLE   0 0 14,876
BECTON DICKINSON COM 075887109 1,139 4,285 SH   SOLE   0 0 4,285
BERKSHIRE HATHAWAY INC CL B NE COM 084670702 15,566 44,108 SH   SOLE   0 0 44,108
BLACKROCK COM 09247x101 1,659 2,171 SH   SOLE   0 0 2,171
BLACKSTONE GROUP INC COM CL A COM 09260D107 932 7,344 SH   SOLE   0 0 7,344
BOEING COM 097023105 5,004 26,130 SH   SOLE   0 0 26,130
BRISTOL MYERS SQUIBB COM 110122108 2,892 39,603 SH   SOLE   0 0 39,603
CANADIAN NATIONAL RAILWAY COM 136375102 529 3,950 SH   SOLE   0 0 3,950
CANADIAN PACIFIC RAILWAY LTD COM 13645T100 2,799 33,914 SH   SOLE   0 0 33,914
CATERPILLAR COM 149123101 2,198 9,867 SH   SOLE   0 0 9,867
CHARLES SCHWAB COM 808513105 371 4,410 SH   SOLE   0 0 4,410
CHEVRON CORP COM 166764100 8,211 50,428 SH   SOLE   0 0 50,428
CHUBB CORP COM H1467J104 667 3,122 SH   SOLE   0 0 3,122
CIGNA COM 125523100 1,837 7,670 SH   SOLE   0 0 7,670
CISCO SYSTEMS COM 17275R102 3,672 65,861 SH   SOLE   0 0 65,861
CITIGROUP COM 172967424 1,619 30,328 SH   SOLE   0 0 30,328
CLOROX COMPANY COM 189054109 570 4,100 SH   SOLE   0 0 4,100
COCA COLA COM 191216100 6,303 101,671 SH   SOLE   0 0 101,671
COLGATE PALMOLIVE COM 194162103 1,131 14,916 SH   SOLE   0 0 14,916
COMCAST CORP CL A COM 20030N101 2,678 57,213 SH   SOLE   0 0 57,213
CONOCOPHILLIPS COM 20825C104 596 5,965 SH   SOLE   0 0 5,965
CONSOLIDATED EDISON COM 209115104 1,454 15,366 SH   SOLE   0 0 15,366
CONSTELLATION BRANDS COM 21036P108 301 1,310 SH   SOLE   0 0 1,310
CORNING COM 219350105 229 6,225 SH   SOLE   0 0 6,225
COSTCO WHOLESALE COM 22160K105 1,258 2,186 SH   SOLE   0 0 2,186
CSX COM 126408103 4,285 114,434 SH   SOLE   0 0 114,434
CUMMINS COM 231021106 672 3,278 SH   SOLE   0 0 3,278
CVS CORP COM 126650100 302 2,985 SH   SOLE   0 0 2,985
DANAHER COM 235851102 354 1,210 SH   SOLE   0 0 1,210
DEERE COM 244199105 469 1,131 SH   SOLE   0 0 1,131
DOMINION RESOURCES COM 25746U109 1,387 16,331 SH   SOLE   0 0 16,331
DOW INC COM COM 260557103 819 12,859 SH   SOLE   0 0 12,859
DUKE ENERGY CORP NEW COM 26441c204 2,129 19,069 SH   SOLE   0 0 19,069
DUKE REALTY INVESTMENTS COM 264411505 281 4,850 SH   SOLE   0 0 4,850
DUPONT DE NEMOURS INC COM COM 26614N102 769 10,459 SH   SOLE   0 0 10,459
EASTMAN CHEMICAL COM 277432100 502 4,480 SH   SOLE   0 0 4,480
EATON CORP PLC SHS COM G29183103 326 2,150 SH   SOLE   0 0 2,150
EDWARDS LIFESCIENCES COM 28176E108 1,167 9,915 SH   SOLE   0 0 9,915
ELI LILLY COM 532457108 4,559 15,922 SH   SOLE   0 0 15,922
EMERSON ELECTRIC COM 291011104 748 7,630 SH   SOLE   0 0 7,630
ENTERPRISE PRODUCTS PARTNERS L COM 293792107 692 26,844 SH   SOLE   0 0 26,844
ESSENTIAL UTILS INC COM COM 29670G102 249 4,877 SH   SOLE   0 0 4,877
ESTEE LAUDER CL A COM 518439104 226 830 SH   SOLE   0 0 830
EVERGY INC COM COM 30034W106 330 4,837 SH   SOLE   0 0 4,837
EXXON MOBIL COM 30231G102 6,871 83,198 SH   SOLE   0 0 83,198
FACTSET RESEARCH SYSTEMS COM 303075105 238 550 SH   SOLE   0 0 550
FEDEX COM 31428X106 2,331 10,078 SH   SOLE   0 0 10,078
GENERAL DYNAMICS COM 369550108 2,787 11,559 SH   SOLE   0 0 11,559
GENERAL MILLS COM 370334104 772 11,404 SH   SOLE   0 0 11,404
GOLDMAN SACHS GROUP COM 38141G104 1,441 4,366 SH   SOLE   0 0 4,366
HERSHEY COMPANY COM 427866108 2,814 12,990 SH   SOLE   0 0 12,990
HOME DEPOT COM 437076102 14,266 47,662 SH   SOLE   0 0 47,662
HONEYWELL INTERNATIONAL COM 438516106 7,812 40,149 SH   SOLE   0 0 40,149
IBM COM 459200101 2,258 17,373 SH   SOLE   0 0 17,373
ILLINOIS TOOL WORKS COM 452308109 330 1,580 SH   SOLE   0 0 1,580
INGERSOLL RAND INC COM COM 45687V106 883 17,550 SH   SOLE   0 0 17,550
INTEL COM 458140100 1,140 23,003 SH   SOLE   0 0 23,003
INTERNATIONAL PAPER COM 460146103 779 16,888 SH   SOLE   0 0 16,888
INTUITIVE SURGICAL COM 46120E602 4,554 15,097 SH   SOLE   0 0 15,097
JOHNSON & JOHNSON COM 478160104 16,036 90,483 SH   SOLE   0 0 90,483
JP MORGAN CHASE COM 46625H100 13,279 97,415 SH   SOLE   0 0 97,415
KIMBERLY CLARK COM 494368103 1,114 9,052 SH   SOLE   0 0 9,052
L3HARRIS TECHNOLOGIES COM COM 502431109 766 3,085 SH   SOLE   0 0 3,085
LAM RESEARCH COM 512807108 887 1,650 SH   SOLE   0 0 1,650
LOCKHEED MARTIN COM 539830109 2,112 4,786 SH   SOLE   0 0 4,786
LOWES COMPANIES COM 548661107 3,544 17,529 SH   SOLE   0 0 17,529
MAGELLAN MIDSTREAM PARTNERS LP COM 559080106 302 6,172 SH   SOLE   0 0 6,172
MASTERCARD INC COM COM 57636Q104 3,436 9,616 SH   SOLE   0 0 9,616
MCDONALDS COM 580135101 9,473 38,310 SH   SOLE   0 0 38,310
MCKESSON COM 58155Q103 864 2,825 SH   SOLE   0 0 2,825
MEDTRONIC COM G5960L103 309 2,786 SH   SOLE   0 0 2,786
MERCK & CO INC NEW COM COM 58933Y105 4,649 56,661 SH   SOLE   0 0 56,661
META PLATFORMS INC CL A COM 30303M102 12,287 55,258 SH   SOLE   0 0 55,258
METTLER TOLEDO INTL COM 592688105 274 200 SH   SOLE   0 0 200
MICROSOFT COM 594918104 31,585 102,447 SH   SOLE   0 0 102,447
MIDDLESEX WATER COM 596680108 315 3,000 SH   SOLE   0 0 3,000
MIMEDX GROUP INC COM COM 602496101 106 22,700 SH   SOLE   0 0 22,700
MMM (3M COMPANY) COM 88579Y101 4,622 31,046 SH   SOLE   0 0 31,046
MONDELEZ INTL INC CL A COM 609207105 404 6,447 SH   SOLE   0 0 6,447
NETFLIX COM 64110L106 783 2,092 SH   SOLE   0 0 2,092
NEXTERA ENERGY INC COM COM 65339F101 1,728 20,406 SH   SOLE   0 0 20,406
NORFOLK SOUTHERN COM 655844108 1,942 6,809 SH   SOLE   0 0 6,809
NORTHROP GRUMMAN COM 666807102 957 2,141 SH   SOLE   0 0 2,141
NVIDIA COM 67066G104 1,007 3,693 SH   SOLE   0 0 3,693
ORACLE COM 68389X105 552 6,674 SH   SOLE   0 0 6,674
PALANTIR TECHNOLOGIES CL A COM 69608A108 331 24,157 SH   SOLE   0 0 24,157
PAYPAL HLDGS INC COM COM 70450Y103 901 7,795 SH   SOLE   0 0 7,795
PEPSICO COM 713448108 7,904 47,224 SH   SOLE   0 0 47,224
PFIZER COM 717081103 4,001 77,299 SH   SOLE   0 0 77,299
PHILIP MORRIS INTL INC COM COM 718172109 1,145 12,198 SH   SOLE   0 0 12,198
PPG INDUSTRIES COM 693506107 279 2,130 SH   SOLE   0 0 2,130
PROCTER & GAMBLE COM 742718109 11,132 72,855 SH   SOLE   0 0 72,855
PRUDENTIAL FINANCIAL COM 744320102 247 2,093 SH   SOLE   0 0 2,093
PUBLIC SERVICE ENTERPRISE GROU COM 744573106 2,742 39,172 SH   SOLE   0 0 39,172
RAYTHEON TECHNOLOGIES COM COM 75513E101 7,161 72,289 SH   SOLE   0 0 72,289
ROCKWELL AUTOMATION COM 773903109 789 2,820 SH   SOLE   0 0 2,820
SALESFORCE COM INC COM COM 79466L302 3,884 18,296 SH   SOLE   0 0 18,296
SOUTHERN COMPANY COM 842587107 646 8,909 SH   SOLE   0 0 8,909
STANLEY BLACK & DECKER COM COM 854502101 230 1,650 SH   SOLE   0 0 1,650
STARBUCKS COM 855244109 437 4,805 SH   SOLE   0 0 4,805
STRYKER COM 863667101 2,891 10,814 SH   SOLE   0 0 10,814
TESLA MTRS INC COM COM 88160R101 2,939 2,728 SH   SOLE   0 0 2,728
THERMO ELECTRON COM 883556102 526 892 SH   SOLE   0 0 892
TRANE TECHNOLOGIES PLC SHS COM G8994E103 4,066 26,632 SH   SOLE   0 0 26,632
TRILLION ENERGY INTERN COM COM 89624b104 8 35,000 SH   SOLE   0 0 35,000
UNION PACIFIC COM 907818108 7,442 27,242 SH   SOLE   0 0 27,242
UNITED PARCEL SERVICE CL B COM 911312106 7,232 33,725 SH   SOLE   0 0 33,725
UNITEDHEALTH GROUP COM 91324P102 8,209 16,097 SH   SOLE   0 0 16,097
VERIZON COMMUNICATIONS COM 92343V104 9,337 183,308 SH   SOLE   0 0 183,308
VISA INC COM CL A COM 92826C839 14,582 65,755 SH   SOLE   0 0 65,755
WAL-MART STORES COM 931142103 4,788 32,151 SH   SOLE   0 0 32,151
WALT DISNEY COM 254687106 9,606 70,039 SH   SOLE   0 0 70,039
DJ US BASIC MATERIALS COM 464287838 382 2,555 SH   SOLE   0 0 2,555
DJ US ENERGY COM 464287796 439 10,739 SH   SOLE   0 0 10,739
DJ US HEALTHCARE COM 464287762 8,861 30,685 SH   SOLE   0 0 30,685
DJ US HEALTHCARE PROVIDERS COM 464288828 4,929 17,425 SH   SOLE   0 0 17,425
DJ US MEDICAL DEVICES COM 464288810 2,993 49,106 SH   SOLE   0 0 49,106
DJ US TECHNOLOGY COM 464287721 2,653 25,749 SH   SOLE   0 0 25,749
DJ US TRANSPORTATION COM 464287192 302 1,121 SH   SOLE   0 0 1,121
DJ US UTILITIES SECTOR COM 464287697 570 6,266 SH   SOLE   0 0 6,266
EXCHANGE TRADED CONCEP ROBO GL COM 301505707 678 11,640 SH   SOLE   0 0 11,640
FIRST TR EXCH TRD FD DJ INTERN COM 33733E302 11,811 62,866 SH   SOLE   0 0 62,866
GOLDMAN SACHS SOFTWARE COM 464287515 857 2,485 SH   SOLE   0 0 2,485
GOLDMAN SACHS TECHNOLOGY COM 464287549 604 1,555 SH   SOLE   0 0 1,555
INVESCO EXCHANGE TRADE DWA ENE COM 46137V878 219 5,140 SH   SOLE   0 0 5,140
INVESCO EXCHANGE TRADE DWA STA COM 46137V886 636 7,432 SH   SOLE   0 0 7,432
INVESCO QQQ TR UNIT SER 1 COM 46090E103 31,910 88,020 SH   SOLE   0 0 88,020
ISHARES INC CORE MSCI EMKT COM 46434G103 1,415 25,481 SH   SOLE   0 0 25,481
ISHARES TR CORE MSCI EAFE COM 46432F842 788 11,342 SH   SOLE   0 0 11,342
ISHARES TR CORE S&P TTL STK COM 464287150 202 2,011 SH   SOLE   0 0 2,011
ISHARES TR DJ PHARMA INDX COM 464288836 3,423 17,625 SH   SOLE   0 0 17,625
ISHARES TR DJ US FINL SEC COM 464287788 1,780 21,065 SH   SOLE   0 0 21,065
ISHARES TR GL CLEAN ENE ETF COM 464288224 444 20,640 SH   SOLE   0 0 20,640
ISHARES TR HGH DIV EQT FD COM 46429B663 227 2,133 SH   SOLE   0 0 2,133
ISHARES TR MSCI ACWI EX COM 464288240 209 4,000 SH   SOLE   0 0 4,000
ISHARES TR MSCI USA QLT FCT COM 46432F339 209 1,555 SH   SOLE   0 0 1,555
ISHARES TR NASDAQ BIOTECH COM 464287556 2,862 21,969 SH   SOLE   0 0 21,969
ISHARES TR RESIDENT INDEX COM 464288562 259 2,705 SH   SOLE   0 0 2,705
ISHARES TR RUS200 GRW IDX COM 464289438 270 1,704 SH   SOLE   0 0 1,704
ISHARES TR S&P 500 INDEX COM 464287200 1,440 3,175 SH   SOLE   0 0 3,175
ISHARES TR S&P GL C STAPL COM 464288737 399 6,435 SH   SOLE   0 0 6,435
MSCI EAFE COM 464287465 1,341 18,230 SH   SOLE   0 0 18,230
MSCI EMERGING MARKET COM 464287234 316 7,000 SH   SOLE   0 0 7,000
POWERSHS DB MULTI SECT DB OIL COM 73936B507 190 11,000 SH   SOLE   0 0 11,000
PROSHARES TR ULTRAPRO QQQ ETF COM 74347x831 353 6,070 SH   SOLE   0 0 6,070
RUSSELL 2000 COM 464287655 342 1,670 SH   SOLE   0 0 1,670
RUSSELL 2000 GROWTH COM 464287648 477 1,869 SH   SOLE   0 0 1,869
RUSSELL MIDCAP GROWTH COM 464287481 1,184 11,785 SH   SOLE   0 0 11,785
SCHWAB STRATEGIC TR US LRG CAP COM 808524201 346 6,442 SH   SOLE   0 0 6,442
SELECT SECTOR SPDR TR COMMUNIC COM 81369Y852 11,684 169,885 SH   SOLE   0 0 169,885
SELECT SECTOR SPDR TR RL EST S COM 81369Y860 448 9,284 SH   SOLE   0 0 9,284
SELECT SECTOR SPDR TR SBI CONS COM 81369Y407 30,670 165,788 SH   SOLE   0 0 165,788
SELECT SECTOR SPDR TR SBI CONS COM 81369Y308 10,445 137,634 SH   SOLE   0 0 137,634
SELECT SECTOR SPDR TR SBI INT- COM 81369Y605 21,679 565,754 SH   SOLE   0 0 565,754
SP 400 MIDCAP COM 464287507 521 1,943 SH   SOLE   0 0 1,943
SP 500 GROWTH COM 464287309 555 7,270 SH   SOLE   0 0 7,270
SP 500 VALUE COM 464287408 264 1,700 SH   SOLE   0 0 1,700
SPDR DOW JONES INDL AV UT SER COM 78467X109 6,571 18,947 SH   SOLE   0 0 18,947
SPDR ENERGY COM 81369Y506 7,840 102,566 SH   SOLE   0 0 102,566
SPDR HEALTH CARE COM 81369y209 22,418 163,654 SH   SOLE   0 0 163,654
SPDR INDUSTRIAL SECTOR COM 81369Y704 19,567 190,012 SH   SOLE   0 0 190,012
SPDR MATERIALS SECTOR COM 81369y100 6,466 73,362 SH   SOLE   0 0 73,362
SPDR SERIES TRUST NYSE TECH ET COM 78464A102 1,570 11,294 SH   SOLE   0 0 11,294
SPDR SERIES TRUST PORTFOLIO TL COM 78464A805 475 8,560 SH   SOLE   0 0 8,560
SPDR SERIES TRUST S&P BIOTECH COM 78464A870 1,199 13,340 SH   SOLE   0 0 13,340
SPDR SERIES TRUST S&P RETAIL E COM 78464A714 325 4,310 SH   SOLE   0 0 4,310
SPDR SERIES TRUST S&P SEMICNDC COM 78464A862 526 2,540 SH   SOLE   0 0 2,540
SPDR SP500 TRUST SR 1 COM 78462F103 38,904 86,140 SH   SOLE   0 0 86,140
SPDR UTILITIES SELECT COM 81369Y886 5,849 78,560 SH   SOLE   0 0 78,560
STREETTRACKS GOLD SHARES COM 78463v107 1,656 9,172 SH   SOLE   0 0 9,172
TECHNOLOGY SELECT SECT SPDR ET COM 81369Y803 13,792 86,786 SH   SOLE   0 0 86,786
VANECK VECTORS ETF TR AGRIBUSI COM 92189F700 721 6,900 SH   SOLE   0 0 6,900
VANECK VECTORS ETF TR BIOTECH COM 92189F726 4,985 30,752 SH   SOLE   0 0 30,752
VANECK VECTORS ETF TR SEMICOND COM 92189F676 697 2,585 SH   SOLE   0 0 2,585
VANGUARD EMERGING MARKETS VIPE COM 922042858 1,045 22,657 SH   SOLE   0 0 22,657
VANGUARD FINANCIAL ETF COM 92204a405 425 4,557 SH   SOLE   0 0 4,557
VANGUARD INDEX FDS GROWTH ETF COM 922908736 291 1,014 SH   SOLE   0 0 1,014
VANGUARD INDEX FDS LARGE CAP E COM 922908637 577 2,768 SH   SOLE   0 0 2,768
VANGUARD INDEX FDS MID CAP ETF COM 922908629 290 1,221 SH   SOLE   0 0 1,221
VANGUARD INDEX FDS S&P 500 ETF COM 922908363 880 2,121 SH   SOLE   0 0 2,121
VANGUARD INTL EQTY IDX ALLWRLD COM 922042775 4,644 80,644 SH   SOLE   0 0 80,644
VANGUARD INTL EQTY IDX EURPEAN COM 922042874 258 4,150 SH   SOLE   0 0 4,150
VANGUARD SPECIALIZED DIV APP E COM 921908844 385 2,375 SH   SOLE   0 0 2,375
VANGUARD TELECOM SERVICES VIPE COM 92204A884 3,120 25,994 SH   SOLE   0 0 25,994
VANGUARD VALUE ETF COM 922908744 254 1,724 SH   SOLE   0 0 1,724
VANGUARD WORLD FDS HEALTH CAR COM 92204A504 1,591 6,257 SH   SOLE   0 0 6,257
VANGUARD WORLD FDS INF TECH ET COM 92204A702 28,659 68,812 SH   SOLE   0 0 68,812
WISDOMTREE TR WISDOMTREE US VA COM 97717W547 430 6,990 SH   SOLE   0 0 6,990
DIMENSIONAL INVT GROUP US LGCA MF 25434D823 457 14,203 SH   SOLE   0 0 14,203
EATON VANCE SPL INVT DIVD BLRD MF 277905832 243 12,647 SH   SOLE   0 0 12,647
FIDELITY MAGELLAN FUND MF 316184100 204 15,000 SH   SOLE   0 0 15,000
GOLDMAN SACHS TR II GQG PRTNR MF 38147N293 381 20,200 SH   SOLE   0 0 20,200
INSTITUTIONAL EQUITY F LARGECP MF 45775L408 223 3,503 SH   SOLE   0 0 3,503
LEGG MASON PRTNRS EQT INVS VAL MF 52470J407 330 8,499 SH   SOLE   0 0 8,499
MFS SER TR I VALUE FD CL I MF 552983694 200 3,816 SH   SOLE   0 0 3,816
T ROWE PRICE CAPITAL APPRECIAT MF 77954M105 704 19,649 SH   SOLE   0 0 19,649
VIRTUS OPPORTUNITIES T VONTOBE MF 92828W361 167 18,403 SH   SOLE   0 0 18,403