The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 309,523 2,715 SH   SOLE   0 0 2,715
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 382,691 1,938 SH   SOLE   0 0 1,938
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 213,502 604 SH   SOLE   0 0 604
ADOBE INC COM 00724F101 BBG001S5NCQ5 1,358,137 2,623 SH   SOLE   0 0 2,623
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 3,177,852 19,161 SH   SOLE   0 0 19,161
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 454,422 2,718 SH   SOLE   0 0 2,718
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,546,725 8,301 SH   SOLE   0 0 8,301
APPLE INC COM 037833100 BBG001S5N8V8 9,193,854 39,459 SH   SOLE   0 0 39,459
APPTECH PMTS CORP COM 03834B309 BBG001SC5638 8,522 14,250 SH   SOLE   0 0 14,250
ARK ETF TR INNOVATION ETF 00214Q104 BBG007FJMV49 2,548,085 53,610 SH   SOLE   0 0 53,610
AT&T INC COM 00206R102 BBG001S5VWH2 332,599 15,118 SH   SOLE   0 0 15,118
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 1,078,601 27,182 SH   SOLE   0 0 27,182
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 691,180 100 SH   SOLE   0 0 100
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 427,582 929 SH   SOLE   0 0 929
BLACKSTONE INC COM 09260D107 BBG001S7H949 281,637 1,839 SH   SOLE   0 0 1,839
BROADCOM INC COM 11135F101 BBG00KHY5SY8 1,051,388 6,095 SH   SOLE   0 0 6,095
CATERPILLAR INC COM 149123101 BBG001S5PJ06 261,697 669 SH   SOLE   0 0 669
CELANESE CORP DEL COM 150870103 BBG001SJDDG5 367,092 2,700 SH   SOLE   0 0 2,700
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 2,046,575 13,897 SH   SOLE   0 0 13,897
CISCO SYS INC COM 17275R102 BBG001S6HC62 549,177 10,319 SH   SOLE   0 0 10,319
CLOROX CO DEL COM 189054109 BBG001S5PX50 268,964 1,651 SH   SOLE   0 0 1,651
COCA COLA CO COM 191216100 BBG001S5SMQ8 331,346 4,611 SH   SOLE   0 0 4,611
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 655,869 15,702 SH   SOLE   0 0 15,702
CORNING INC COM 219350105 BBG001S5RLH1 422,107 9,349 SH   SOLE   0 0 9,349
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 2,253,666 2,542 SH   SOLE   0 0 2,542
CSX CORP COM 126408103 BBG001S5Q7Q3 269,334 7,800 SH   SOLE   0 0 7,800
DEERE & CO COM 244199105 BBG001S5QFF7 1,032,101 2,473 SH   SOLE   0 0 2,473
DIGITAL RLTY TR INC COM 253868103 BBG001SM0K30 1,243,393 7,683 SH   SOLE   0 0 7,683
DIODES INC COM 254543101 BBG001SCJ937 256,360 4,000 SH   SOLE   0 0 4,000
DISCOVER FINL SVCS COM 254709108 BBG001SS0KV6 1,124,764 8,017 SH   SOLE   0 0 8,017
DISNEY WALT CO COM 254687106 BBG001S5QHF3 1,204,125 12,518 SH   SOLE   0 0 12,518
EATON CORP PLC SHS G29183103 BBG001S5QZ45 1,223,345 3,691 SH   SOLE   0 0 3,691
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 596,059 5,085 SH   SOLE   0 0 5,085
FIRST SOLAR INC COM 336433107 BBG001S991Z7 637,070 2,554 SH   SOLE   0 0 2,554
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863 BBG00GY1H1G6 1,324,601 26,397 SH   SOLE   0 0 26,397
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855 BBG00HJHQ112 5,386,002 282,433 SH   SOLE   0 0 282,433
FISERV INC COM 337738108 BBG001S5R6Q4 1,515,527 8,436 SH   SOLE   0 0 8,436
GENERAL MLS INC COM 370334104 BBG001S5RKR2 265,343 3,593 SH   SOLE   0 0 3,593
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 342,822 4,089 SH   SOLE   0 0 4,089
GLOBAL X FDS RATE PREFERRED 37954Y376 BBG00VNLZSW4 916,180 38,095 SH   SOLE   0 0 38,095
GLOBAL X FDS US PFD ETF 37954Y657 BBG00HPF2LX6 546,677 26,308 SH   SOLE   0 0 26,308
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,105,389 2,728 SH   SOLE   0 0 2,728
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 1,414,166 6,841 SH   SOLE   0 0 6,841
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 362,967 1,385 SH   SOLE   0 0 1,385
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855 BBG011MFV1P4 1,747,290 56,675 SH   SOLE   0 0 56,675
INNOVATOR ETFS TRUST LADDERED ALC BFR 45783Y756 BBG0154NXX67 391,599 12,400 SH   SOLE   0 0 12,400
INNOVATOR ETFS TRUST LADERD ALCTN PWR 45783Y814 BBG00DZWKTV2 273,985 6,210 SH   SOLE   0 0 6,210
INNOVATOR ETFS TRUST US EQT BUFR APR 45782C888 BBG00NR9PT90 10,928,084 251,973 SH   SOLE   0 0 251,973
INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870 BBG00NR9QB16 418,162 11,635 SH   SOLE   0 0 11,635
INNOVATOR ETFS TRUST US EQTY BUF DEC 45782C557 BBG00QYNBZV0 997,669 23,159 SH   SOLE   0 0 23,159
INNOVATOR ETFS TRUST US EQTY BUF NOV 45782C581 BBG00QPZ0JC2 939,286 24,635 SH   SOLE   0 0 24,635
INNOVATOR ETFS TRUST US EQTY BUF OCT 45782C771 BBG00M4NZ631 10,494,019 247,209 SH   SOLE   0 0 247,209
INNOVATOR ETFS TRUST US EQTY BUF SEP 45782C664 BBG00Q4023H0 1,024,102 24,312 SH   SOLE   0 0 24,312
INNOVATOR ETFS TRUST US EQTY BUFR FEB 45782C433 BBG00RHZ1235 1,005,446 23,962 SH   SOLE   0 0 23,962
INNOVATOR ETFS TRUST US EQTY BUFR JAN 45782C409 BBG00MYXK7W8 10,933,931 234,835 SH   SOLE   0 0 234,835
INNOVATOR ETFS TRUST US EQTY BUFR JUL 45782C789 BBG00LNJLCX0 10,992,232 251,654 SH   SOLE   0 0 251,654
INNOVATOR ETFS TRUST US EQTY BUFR JUN 45782C755 BBG00PBD60M2 969,065 23,810 SH   SOLE   0 0 23,810
INNOVATOR ETFS TRUST US EQTY BUFR MAR 45782C391 BBG00S1NCS83 1,046,969 23,254 SH   SOLE   0 0 23,254
INNOVATOR ETFS TRUST US EQTY BUFR MAY 45782C326 BBG00TGLNRW2 978,746 24,802 SH   SOLE   0 0 24,802
INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680 BBG00PVP39R2 1,775,066 46,885 SH   SOLE   0 0 46,885
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508 BBG00MYXKL20 209,906 5,080 SH   SOLE   0 0 5,080
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C797 BBG00M4NZTF8 205,851 5,285 SH   SOLE   0 0 5,285
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813 BBG00LNDTJL3 212,924 5,260 SH   SOLE   0 0 5,260
INNOVATOR ETFS TRUST US EQUT BUFR AUG 45782C698 BBG00PVP2QY7 1,024,205 23,943 SH   SOLE   0 0 23,943
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 339,863 1,537 SH   SOLE   0 0 1,537
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 BBG001V28DF5 1,318,033 12,592 SH   SOLE   0 0 12,592
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 11,567,892 23,701 SH   SOLE   0 0 23,701
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 417,232 8,395 SH   SOLE   0 0 8,395
ISHARES TR 0-5YR INVT GR CP 46434V100 BBG005DW0468 9,027,923 179,019 SH   SOLE   0 0 179,019
ISHARES TR BLACKROCK ULTRA 46434V878 BBG005PCDCZ5 2,168,120 42,730 SH   SOLE   0 0 42,730
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 270,469 4,340 SH   SOLE   0 0 4,340
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 700,710 5,991 SH   SOLE   0 0 5,991
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 541,843 939 SH   SOLE   0 0 939
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 402,710 7,000 SH   SOLE   0 0 7,000
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 248,503 4,719 SH   SOLE   0 0 4,719
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 713,973 1,902 SH   SOLE   0 0 1,902
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 362,784 4,116 SH   SOLE   0 0 4,116
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 595,293 2,695 SH   SOLE   0 0 2,695
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 5,047,995 84,826 SH   SOLE   0 0 84,826
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 BBG00GP26NW0 3,253,094 64,113 SH   SOLE   0 0 64,113
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 2,679,519 16,534 SH   SOLE   0 0 16,534
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 2,983,687 14,150 SH   SOLE   0 0 14,150
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 523,590 3,680 SH   SOLE   0 0 3,680
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 297,541 509 SH   SOLE   0 0 509
LOWES COS INC COM 548661107 BBG001S5SVL3 1,550,799 5,726 SH   SOLE   0 0 5,726
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 312,082 632 SH   SOLE   0 0 632
MCDONALDS CORP COM 580135101 BBG001S5T110 1,932,903 6,348 SH   SOLE   0 0 6,348
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 417,019 4,632 SH   SOLE   0 0 4,632
MERCK & CO INC COM 58933Y105 BBG001S5TC52 395,416 3,482 SH   SOLE   0 0 3,482
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 348,616 609 SH   SOLE   0 0 609
MICROSOFT CORP COM 594918104 BBG001S5TD05 4,155,072 9,656 SH   SOLE   0 0 9,656
NETFLIX INC COM 64110L106 BBG001SF6L46 233,775 330 SH   SOLE   0 0 330
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 1,550,744 18,345 SH   SOLE   0 0 18,345
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 2,758,062 22,711 SH   SOLE   0 0 22,711
ORACLE CORP COM 68389X105 BBG001S5SJG6 986,616 5,790 SH   SOLE   0 0 5,790
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 1,911,004 5,591 SH   SOLE   0 0 5,591
PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 380,356 602 SH   SOLE   0 0 602
PEPSICO INC COM 713448108 BBG001S695T1 939,175 5,523 SH   SOLE   0 0 5,523
PFIZER INC COM 717081103 BBG001S5V466 1,537,865 53,140 SH   SOLE   0 0 53,140
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 290,996 2,397 SH   SOLE   0 0 2,397
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 2,754,741 15,905 SH   SOLE   0 0 15,905
PROGRESSIVE CORP COM 743315103 BBG001S5V509 307,303 1,211 SH   SOLE   0 0 1,211
QUALCOMM INC COM 747525103 BBG001S6VS70 1,361,995 8,009 SH   SOLE   0 0 8,009
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 715,044 11,033 SH   SOLE   0 0 11,033
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 BBG00PZFPGG2 746,530 16,173 SH   SOLE   0 0 16,173
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 666,404 16,206 SH   SOLE   0 0 16,206
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 8,686,674 102,764 SH   SOLE   0 0 102,764
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 989,822 42,720 SH   SOLE   0 0 42,720
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 620,726 12,053 SH   SOLE   0 0 12,053
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 377,709 8,334 SH   SOLE   0 0 8,334
SELECT SECTOR SPDR TR INDL 81369Y704 BBG001S7T232 249,201 1,840 SH   SOLE   0 0 1,840
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 BBG00B597137 219,370 4,911 SH   SOLE   0 0 4,911
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 1,348,858 6,732 SH   SOLE   0 0 6,732
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 BBG001S7T107 532,833 6,420 SH   SOLE   0 0 6,420
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 599,042 3,889 SH   SOLE   0 0 3,889
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 4,562,392 20,209 SH   SOLE   0 0 20,209
SERVICENOW INC COM 81762P102 BBG001T4JFC0 315,720 353 SH   SOLE   0 0 353
SHERWIN WILLIAMS CO COM 824348106 BBG001S5W2F9 251,902 660 SH   SOLE   0 0 660
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 2,311,679 4,029 SH   SOLE   0 0 4,029
SPDR SER TR NUVEEN BLOOMBERG 78464A284 BBG001V11QG4 487,309 18,550 SH   SOLE   0 0 18,550
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 15,418,960 457,400 SH   SOLE   0 0 457,400
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 209,509 1,475 SH   SOLE   0 0 1,475
STRYKER CORPORATION COM 863667101 BBG001S8FR03 896,493 2,482 SH   SOLE   0 0 2,482
TARGET CORP COM 87612E106 BBG001SC0K41 215,399 1,382 SH   SOLE   0 0 1,382
TESLA INC COM 88160R101 BBG001SQKGD7 1,969,812 7,529 SH   SOLE   0 0 7,529
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 558,772 2,705 SH   SOLE   0 0 2,705
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 1,514,977 2,449 SH   SOLE   0 0 2,449
UNION PAC CORP COM 907818108 BBG001S5X2M0 1,084,019 4,398 SH   SOLE   0 0 4,398
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 573,310 981 SH   SOLE   0 0 981
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 552,418 12,080 SH   SOLE   0 0 12,080
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 10,429,194 27,164 SH   SOLE   0 0 27,164
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 26,737,956 50,672 SH   SOLE   0 0 50,672
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 288,190 1,435 SH   SOLE   0 0 1,435
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 8,015,362 33,790 SH   SOLE   0 0 33,790
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 240,859 901 SH   SOLE   0 0 901
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 7,199,136 25,424 SH   SOLE   0 0 25,424
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 393,655 2,255 SH   SOLE   0 0 2,255
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 244,818 3,886 SH   SOLE   0 0 3,886
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 335,859 7,019 SH   SOLE   0 0 7,019
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 252,479 2,004 SH   SOLE   0 0 2,004
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 834,066 9,959 SH   SOLE   0 0 9,959
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 11,681,776 58,981 SH   SOLE   0 0 58,981
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 927,560 17,564 SH   SOLE   0 0 17,564
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 1,155,670 9,015 SH   SOLE   0 0 9,015
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 2,100,501 28,609 SH   SOLE   0 0 28,609
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2SP4 589,977 5,804 SH   SOLE   0 0 5,804
VANGUARD WORLD FD FINANCIALS ETF 92204A405 BBG001SHTTM0 311,595 2,835 SH   SOLE   0 0 2,835
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 BBG001SHVR32 889,049 3,150 SH   SOLE   0 0 3,150
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 562,045 958 SH   SOLE   0 0 958
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 565,309 12,588 SH   SOLE   0 0 12,588
VISA INC COM CL A 92826C839 BBG001SRCFY3 605,660 2,203 SH   SOLE   0 0 2,203
WALMART INC COM 931142103 BBG001S5XH92 916,919 11,355 SH   SOLE   0 0 11,355
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 558,266 9,883 SH   SOLE   0 0 9,883
WISDOMTREE TR US SMALLCAP DIVD 97717W604 BBG001SHKFX7 399,394 11,580 SH   SOLE   0 0 11,580
ZOETIS INC CL A 98978V103 BBG0039320P7 536,918 2,748 SH   SOLE   0 0 2,748