The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 820 6,337 SH   SOLE   0 0 6,337
ABBOTT LABS COM 002824100 1,674 15,404 SH   SOLE   0 0 15,404
ABBVIE INC COM 00287Y109 1,876 12,248 SH   SOLE   0 0 12,248
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,140 4,105 SH   SOLE   0 0 4,105
ADOBE SYSTEMS INCORPORATED COM 00724F101 219 598 SH   SOLE   0 0 598
AGNICO EAGLE MINES LTD COM 008474108 323 7,069 SH   SOLE   0 0 7,069
AKAMAI TECHNOLOGIES INC COM 00971T101 429 4,700 SH   SOLE   0 0 4,700
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 227 1,567 SH   SOLE   0 0 1,567
ALLSTATE CORP COM 020002101 416 3,285 SH   SOLE   0 0 3,285
ALPHABET INC CAP STK CL A 02079K305 2,914 1,337 SH   SOLE   0 0 1,337
ALPHABET INC CAP STK CL C 02079K107 392 179 SH   SOLE   0 0 179
AMAZON COM INC COM 023135106 3,062 28,825 SH   SOLE   0 0 28,825
AMERICAN ELEC PWR CO INC COM 025537101 249 2,600 SH   SOLE   0 0 2,600
AMERICAN EXPRESS CO COM 025816109 521 3,756 SH   SOLE   0 0 3,756
AMERICAN TOWER CORP NEW COM 03027X100 657 2,570 SH   SOLE   0 0 2,570
AMERICAN WTR WKS CO INC NEW COM 030420103 262 1,763 SH   SOLE   0 0 1,763
APPLE INC COM 037833100 12,722 93,050 SH   SOLE   0 0 93,050
ASTRAZENECA PLC SPONSORED ADR 046353108 663 10,030 SH   SOLE   0 0 10,030
AT&T INC COM 00206R102 263 12,554 SH   SOLE   0 0 12,554
AUTOMATIC DATA PROCESSING IN COM 053015103 1,178 5,609 SH   SOLE   0 0 5,609
BECTON DICKINSON & CO COM 075887109 302 1,223 SH   SOLE   0 0 1,223
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 922 3,377 SH   SOLE   0 0 3,377
BLACKROCK INC COM 09247X101 635 1,043 SH   SOLE   0 0 1,043
BRISTOL-MYERS SQUIBB CO COM 110122108 1,960 25,453 SH   SOLE   0 0 25,453
CATERPILLAR INC COM 149123101 3,236 18,100 SH   SOLE   0 0 18,100
CHECK POINT SOFTWARE TECH LT ORD M22465104 278 2,285 SH   SOLE   0 0 2,285
CHEVRON CORP NEW COM 166764100 1,618 11,177 SH   SOLE   0 0 11,177
CHUBB LIMITED COM H1467J104 1,389 7,067 SH   SOLE   0 0 7,067
CHURCH & DWIGHT CO INC COM 171340102 255 2,757 SH   SOLE   0 0 2,757
CIGNA CORP NEW COM 125523100 1,079 4,094 SH   SOLE   0 0 4,094
CISCO SYS INC COM 17275R102 1,043 24,452 SH   SOLE   0 0 24,452
COCA COLA CO COM 191216100 1,006 15,992 SH   SOLE   0 0 15,992
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 306 4,539 SH   SOLE   0 0 4,539
COLGATE PALMOLIVE CO COM 194162103 1,274 15,897 SH   SOLE   0 0 15,897
COMCAST CORP NEW CL A 20030N101 639 16,273 SH   SOLE   0 0 16,273
CONSTELLATION BRANDS INC CL A 21036P108 596 2,559 SH   SOLE   0 0 2,559
CORBUS PHARMACEUTICALS HLDGS COM 21833P103 4 15,400 SH   SOLE   0 0 15,400
COSTCO WHSL CORP NEW COM 22160K105 1,744 3,639 SH   SOLE   0 0 3,639
CVS HEALTH CORP COM 126650100 672 7,256 SH   SOLE   0 0 7,256
DANAHER CORPORATION COM 235851102 652 2,571 SH   SOLE   0 0 2,571
DBX ETF TR XTRCKR RUSL 1000 233051242 231 6,491 SH   SOLE   0 0 6,491
DIAGEO PLC SPON ADR NEW 25243Q205 389 2,234 SH   SOLE   0 0 2,234
DISNEY WALT CO COM 254687106 996 10,550 SH   SOLE   0 0 10,550
DOLLAR TREE INC COM 256746108 238 1,527 SH   SOLE   0 0 1,527
DOMINION ENERGY INC COM 25746U109 258 3,233 SH   SOLE   0 0 3,233
ECOLAB INC COM 278865100 241 1,565 SH   SOLE   0 0 1,565
EMERSON ELEC CO COM 291011104 586 7,367 SH   SOLE   0 0 7,367
ENPHASE ENERGY INC COM 29355A107 223 1,142 SH   SOLE   0 0 1,142
EXXON MOBIL CORP COM 30231G102 4,414 51,541 SH   SOLE   0 0 51,541
FEDEX CORP COM 31428X106 598 2,638 SH   SOLE   0 0 2,638
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 629 10,600 SH   SOLE   0 0 10,600
FLUENT INC COM 34380C102 48 40,200 SH   SOLE   0 0 40,200
FORTE BIOSCIENCES INC COM 34962G109 17 13,000 SH   SOLE   0 0 13,000
FS KKR CAP CORP COM 302635206 506 26,040 SH   SOLE   0 0 26,040
GENERAL ELECTRIC CO COM NEW 369604301 441 6,931 SH   SOLE   0 0 6,931
GENERAL MLS INC COM 370334104 253 3,352 SH   SOLE   0 0 3,352
HARTFORD FINL SVCS GROUP INC COM 416515104 230 3,513 SH   SOLE   0 0 3,513
HEXCEL CORP NEW COM 428291108 340 6,500 SH   SOLE   0 0 6,500
HOME DEPOT INC COM 437076102 4,121 15,027 SH   SOLE   0 0 15,027
HONEYWELL INTL INC COM 438516106 649 3,736 SH   SOLE   0 0 3,736
HYZON MOTORS INC *W EXP 10/02/202 44951Y110 7 10,000 SH   SOLE   0 0 10,000
IDEXX LABS INC COM 45168D104 351 1,000 SH   SOLE   0 0 1,000
ILLINOIS TOOL WKS INC COM 452308109 1,633 8,962 SH   SOLE   0 0 8,962
IMPINJ INC COM 453204109 330 5,630 SH   SOLE   0 0 5,630
INDEPENDENT BK CORP MASS COM 453836108 1,802 22,690 SH   SOLE   0 0 22,690
INTEL CORP COM 458140100 1,047 27,999 SH   SOLE   0 0 27,999
INTERNATIONAL BUSINESS MACHS COM 459200101 1,664 11,787 SH   SOLE   0 0 11,787
INTUITIVE SURGICAL INC COM NEW 46120E602 276 1,376 SH   SOLE   0 0 1,376
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 624 15,666 SH   SOLE   0 0 15,666
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 936 51,525 SH   SOLE   0 0 51,525
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 541 4,030 SH   SOLE   0 0 4,030
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 246 1,664 SH   SOLE   0 0 1,664
INVESCO QQQ TR UNIT SER 1 46090E103 256 915 SH   SOLE   0 0 915
ISHARES INC MSCI EMERG MRKT 464286533 334 6,034 SH   SOLE   0 0 6,034
ISHARES TR 1 3 YR TREAS BD 464287457 607 7,328 SH   SOLE   0 0 7,328
ISHARES TR CORE S&P SCP ETF 464287804 249 2,690 SH   SOLE   0 0 2,690
ISHARES TR EXPND TEC SC ETF 464287549 216 735 SH   SOLE   0 0 735
ISHARES TR ISHS 1-5YR INVS 464288646 5,196 102,792 SH   SOLE   0 0 102,792
ISHARES TR MSCI ACWI ETF 464288257 356 4,242 SH   SOLE   0 0 4,242
ISHARES TR MSCI EAFE ETF 464287465 4,122 65,967 SH   SOLE   0 0 65,967
ISHARES TR MSCI EMG MKT ETF 464287234 904 22,553 SH   SOLE   0 0 22,553
ISHARES TR MSCI USA MIN VOL 46429B697 1,914 27,255 SH   SOLE   0 0 27,255
ISHARES TR MSCI USA QLT FCT 46432F339 1,970 17,629 SH   SOLE   0 0 17,629
ISHARES TR NATIONAL MUN ETF 464288414 649 6,100 SH   SOLE   0 0 6,100
ISHARES TR RUSSELL 3000 ETF 464287689 2,355 10,833 SH   SOLE   0 0 10,833
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 3,641 72,690 SH   SOLE   0 0 72,690
JOHNSON & JOHNSON COM 478160104 5,452 30,712 SH   SOLE   0 0 30,712
JPMORGAN CHASE & CO COM 46625H100 1,845 16,384 SH   SOLE   0 0 16,384
KIMBERLY-CLARK CORP COM 494368103 446 3,300 SH   SOLE   0 0 3,300
KKR & CO INC COM 48251W104 473 10,210 SH   SOLE   0 0 10,210
KKR INCOME OPPORTUNITIES FD COM 48249T106 123 10,568 SH   SOLE   0 0 10,568
L3HARRIS TECHNOLOGIES INC COM 502431109 231 956 SH   SOLE   0 0 956
LILLY ELI & CO COM 532457108 1,159 3,576 SH   SOLE   0 0 3,576
LINDE PLC SHS G5494J103 591 2,056 SH   SOLE   0 0 2,056
LOCKHEED MARTIN CORP COM 539830109 218 508 SH   SOLE   0 0 508
LORDSTOWN MOTORS CORP COM CL A 54405Q100 16 10,000 SH   SOLE   0 0 10,000
LOWES COS INC COM 548661107 787 4,507 SH   SOLE   0 0 4,507
MARSH & MCLENNAN COS INC COM 571748102 918 5,911 SH   SOLE   0 0 5,911
MASTERCARD INCORPORATED CL A 57636Q104 387 1,227 SH   SOLE   0 0 1,227
MCDONALDS CORP COM 580135101 1,449 5,868 SH   SOLE   0 0 5,868
MCKESSON CORP COM 58155Q103 418 1,280 SH   SOLE   0 0 1,280
MEDTRONIC PLC SHS G5960L103 360 4,016 SH   SOLE   0 0 4,016
MERCK & CO INC COM 58933Y105 2,719 29,821 SH   SOLE   0 0 29,821
META PLATFORMS INC CL A 30303M102 1,643 10,192 SH   SOLE   0 0 10,192
MICROSOFT CORP COM 594918104 9,093 35,406 SH   SOLE   0 0 35,406
MONDELEZ INTL INC CL A 609207105 466 7,500 SH   SOLE   0 0 7,500
MONSTER BEVERAGE CORP NEW COM 61174X109 450 4,850 SH   SOLE   0 0 4,850
NEXTERA ENERGY INC COM 65339F101 1,005 12,970 SH   SOLE   0 0 12,970
NIKE INC CL B 654106103 990 9,691 SH   SOLE   0 0 9,691
NORTHWEST NAT HLDG CO COM 66765N105 212 4,000 SH   SOLE   0 0 4,000
NUCOR CORP COM 670346105 241 2,305 SH   SOLE   0 0 2,305
NUVEEN MUN VALUE FD INC COM 670928100 326 36,500 SH   SOLE   0 0 36,500
NVIDIA CORPORATION COM 67066G104 217 1,430 SH   SOLE   0 0 1,430
NXP SEMICONDUCTORS N V COM N6596X109 296 2,000 SH   SOLE   0 0 2,000
ORACLE CORP COM 68389X105 216 3,095 SH   SOLE   0 0 3,095
OREILLY AUTOMOTIVE INC COM 67103H107 284 449 SH   SOLE   0 0 449
PAYCHEX INC COM 704326107 232 2,039 SH   SOLE   0 0 2,039
PEPSICO INC COM 713448108 2,622 15,732 SH   SOLE   0 0 15,732
PFIZER INC COM 717081103 2,084 39,739 SH   SOLE   0 0 39,739
PHILLIPS 66 COM 718546104 235 2,868 SH   SOLE   0 0 2,868
PROCTER AND GAMBLE CO COM 742718109 2,810 19,540 SH   SOLE   0 0 19,540
PROLOGIS INC. COM 74340W103 274 2,331 SH   SOLE   0 0 2,331
QUALCOMM INC COM 747525103 214 1,679 SH   SOLE   0 0 1,679
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,176 12,231 SH   SOLE   0 0 12,231
RENAISSANCERE HLDGS LTD COM G7496G103 375 2,400 SH   SOLE   0 0 2,400
ROCKET LAB USA INC COM 773122106 269 70,879 SH   SOLE   0 0 70,879
SCHLUMBERGER LTD COM STK 806857108 202 5,647 SH   SOLE   0 0 5,647
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 417 13,248 SH   SOLE   0 0 13,248
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 454 3,542 SH   SOLE   0 0 3,542
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 259 3,694 SH   SOLE   0 0 3,694
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 614 4,827 SH   SOLE   0 0 4,827
SHELL PLC SPON ADS 780259305 273 5,227 SH   SOLE   0 0 5,227
SHERWIN WILLIAMS CO COM 824348106 226 1,008 SH   SOLE   0 0 1,008
SPDR GOLD TR GOLD SHS 78463V107 1,736 10,308 SH   SOLE   0 0 10,308
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,619 12,244 SH   SOLE   0 0 12,244
SPDR SER TR BLOOMBERG INVT 78468R200 2,668 88,611 SH   SOLE   0 0 88,611
SPDR SER TR NYSE TECH ETF 78464A102 216 2,100 SH   SOLE   0 0 2,100
SPDR SER TR PORTFOLIO SH TSR 78468R101 9,679 328,649 SH   SOLE   0 0 328,649
SPDR SER TR S&P DIVID ETF 78464A763 5,518 46,494 SH   SOLE   0 0 46,494
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 306 7,257 SH   SOLE   0 0 7,257
STARBUCKS CORP COM 855244109 499 6,529 SH   SOLE   0 0 6,529
STATE STR CORP COM 857477103 295 4,779 SH   SOLE   0 0 4,779
TEXAS INSTRS INC COM 882508104 934 6,082 SH   SOLE   0 0 6,082
THERMO FISHER SCIENTIFIC INC COM 883556102 2,692 4,955 SH   SOLE   0 0 4,955
TJX COS INC NEW COM 872540109 573 10,263 SH   SOLE   0 0 10,263
T-MOBILE US INC COM 872590104 1,017 7,556 SH   SOLE   0 0 7,556
TORONTO DOMINION BK ONT COM NEW 891160509 526 8,020 SH   SOLE   0 0 8,020
TOTALENERGIES SE SPONSORED ADS 89151E109 286 5,426 SH   SOLE   0 0 5,426
TRAVELERS COMPANIES INC COM 89417E109 494 2,919 SH   SOLE   0 0 2,919
TREX CO INC COM 89531P105 936 17,200 SH   SOLE   0 0 17,200
UNION PAC CORP COM 907818108 881 4,131 SH   SOLE   0 0 4,131
UNITED PARCEL SERVICE INC CL B 911312106 401 2,196 SH   SOLE   0 0 2,196
UNITEDHEALTH GROUP INC COM 91324P102 1,779 3,463 SH   SOLE   0 0 3,463
VANECK ETF TRUST GOLD MINERS ETF 92189F106 646 23,582 SH   SOLE   0 0 23,582
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,599 20,826 SH   SOLE   0 0 20,826
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 992 13,185 SH   SOLE   0 0 13,185
VANGUARD INDEX FDS GROWTH ETF 922908736 5,103 22,894 SH   SOLE   0 0 22,894
VANGUARD INDEX FDS MID CAP ETF 922908629 6,103 30,983 SH   SOLE   0 0 30,983
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 230 2,528 SH   SOLE   0 0 2,528
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 866 2,497 SH   SOLE   0 0 2,497
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,877 39,052 SH   SOLE   0 0 39,052
VANGUARD INDEX FDS TOTAL STK MKT 922908769 565 2,998 SH   SOLE   0 0 2,998
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,123 22,480 SH   SOLE   0 0 22,480
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,973 71,381 SH   SOLE   0 0 71,381
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,670 33,315 SH   SOLE   0 0 33,315
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 572 9,359 SH   SOLE   0 0 9,359
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,269 29,749 SH   SOLE   0 0 29,749
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 895 6,237 SH   SOLE   0 0 6,237
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 402 9,850 SH   SOLE   0 0 9,850
VERASTEM INC COM 92337C104 28 24,000 SH   SOLE   0 0 24,000
VERIZON COMMUNICATIONS INC COM 92343V104 228 4,498 SH   SOLE   0 0 4,498
VISA INC COM CL A 92826C839 2,629 13,352 SH   SOLE   0 0 13,352
WALMART INC COM 931142103 2,400 19,737 SH   SOLE   0 0 19,737
WASTE MGMT INC DEL COM 94106L109 1,064 6,953 SH   SOLE   0 0 6,953
WESTERN ASSET HIGH INCOME OP COM 95766K109 76 19,296 SH   SOLE   0 0 19,296
WISDOMTREE TR US QTLY DIV GRT 97717X669 1,864 32,527 SH   SOLE   0 0 32,527