The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company Equities 88579Y101   42,471 329 SH   DFND   329 0 0
3M Company Equities 88579Y101   609,821 4,724 SH   SOLE   4,724 0 0
Abbott Labs Equities 002824100   67,300 595 SH   DFND   595 0 0
Abbott Labs Equities 002824100   1,553,227 13,732 SH   SOLE   13,732 0 0
Abbvie Inc Equities 00287Y109   131,498 740 SH   DFND   740 0 0
Abbvie Inc Equities 00287Y109   20,436 115 SH   DFND 1 115 0 0
Abbvie Inc Equities 00287Y109   6,283,294 35,359 SH   SOLE   35,359 0 0
Accenture PLC Ireland Shs Cl A Equities G1151C101   56,286 160 SH   DFND   160 0 0
Accenture PLC Ireland Shs Cl A Equities G1151C101   1,841,269 5,234 SH   SOLE   5,234 0 0
Adobe Inc Equities 00724F101   24,013 54 SH   DFND   54 0 0
Adobe Inc Equities 00724F101   2,142,468 4,818 SH   SOLE   4,818 0 0
Aflac Inc Equities 001055102   727,390 7,032 SH   SOLE   7,032 0 0
Air Products & Chemicals Inc Equities 009158106   23,783 82 SH   DFND   82 0 0
Air Products & Chemicals Inc Equities 009158106   1,619,873 5,585 SH   SOLE   5,585 0 0
Allstate Corp Equities 020002101   571,430 2,964 SH   SOLE   2,964 0 0
Alphabet Inc Cl A Equities 02079K305   214,288 1,132 SH   DFND   1,132 0 0
Alphabet Inc Cl A Equities 02079K305   64,362 340 SH   DFND 1 340 0 0
Alphabet Inc Cl A Equities 02079K305   8,414,953 44,453 SH   SOLE   44,453 0 0
Alphabet Inc Cl C Equities 02079K107   144,734 760 SH   DFND   760 0 0
Alphabet Inc Cl C Equities 02079K107   41,897 220 SH   DFND 1 220 0 0
Alphabet Inc Cl C Equities 02079K107   10,379,361 54,502 SH   SOLE   54,502 0 0
Amazon Inc Equities 023135106   120,006 547 SH   DFND   547 0 0
Amazon Inc Equities 023135106   14,789,738 67,413 SH   SOLE   67,413 0 0
American Centy Etf Tr Equities 025072752   318,588 4,515 SH   SOLE   4,515 0 0
American Tower Corp Equities 03027X100   24,394 133 SH   DFND   133 0 0
American Tower Corp Equities 03027X100   1,580,261 8,616 SH   SOLE   8,616 0 0
Ameriprise Financial Inc Equities 03076C106   19,700 37 SH   DFND   37 0 0
Ameriprise Financial Inc Equities 03076C106   3,700,921 6,951 SH   SOLE   6,951 0 0
Amgen Inc Equities 031162100   62,032 238 SH   DFND   238 0 0
Amgen Inc Equities 031162100   1,153,071 4,424 SH   SOLE   4,424 0 0
Amphenol Corp Equities 032095101   200,016 2,880 SH   SOLE   2,880 0 0
Analog Devices Inc Equities 032654105   859,613 4,046 SH   SOLE   4,046 0 0
Apple Inc Equities 037833100   372,875 1,489 SH   DFND   1,489 0 0
Apple Inc Equities 037833100   158,265 632 SH   DFND 1 632 0 0
Apple Inc Equities 037833100   31,357,592 125,220 SH   SOLE   125,220 0 0
ASML Hldgs NV NY ADR Equities N07059210   4,852 7 SH   DFND   7 0 0
ASML Hldgs NV NY ADR Equities N07059210   224,558 324 SH   SOLE   324 0 0
Atmos Energy Corp Equities 049560105   38,299 275 SH   DFND   275 0 0
Atmos Energy Corp Equities 049560105   482,571 3,465 SH   SOLE   3,465 0 0
Automatic Data Processing Inc Equities 053015103   2,612,615 8,925 SH   SOLE   8,925 0 0
Bank of America Corp Equities 060505104   673,358 15,321 SH   SOLE   15,321 0 0
Berkshire Hathaway Cl B Equities 084670702   37,622 83 SH   DFND   83 0 0
Berkshire Hathaway Cl B Equities 084670702   27,197 60 SH   DFND 1 60 0 0
Berkshire Hathaway Cl B Equities 084670702   5,441,173 12,004 SH   SOLE   12,004 0 0
Booking Hldgs Inc Equities 09857L108   14,905 3 SH   DFND   3 0 0
Booking Hldgs Inc Equities 09857L108   5,723,620 1,152 SH   SOLE   1,152 0 0
Bristol-Meyers Squibb Co Equities 110122108   8,484 150 SH   DFND   150 0 0
Bristol-Meyers Squibb Co Equities 110122108   562,489 9,945 SH   SOLE   9,945 0 0
Broadcom Inc Equities 11135F101   23,184 100 SH   DFND   100 0 0
Broadcom Inc Equities 11135F101   8,257,677 35,618 SH   SOLE   35,618 0 0
Carrier Global Corporation Equities 14448C104   371,334 5,440 SH   SOLE   5,440 0 0
Casey's General Stores Inc Equities 147528103   17,434 44 SH   DFND   44 0 0
Casey's General Stores Inc Equities 147528103   287,663 726 SH   SOLE   726 0 0
Caterpillar Inc Equities 149123101   11,608 32 SH   DFND   32 0 0
Caterpillar Inc Equities 149123101   4,358,924 12,016 SH   SOLE   12,016 0 0
Charles Schwab Corp Equities 808513105   14,802 200 SH   DFND   200 0 0
Charles Schwab Corp Equities 808513105   461,748 6,239 SH   SOLE   6,239 0 0
Chevron Corp Equities 166764100   25,347 175 SH   DFND   175 0 0
Chevron Corp Equities 166764100   1,630,319 11,256 SH   SOLE   11,256 0 0
Chipotle Mexican Grill Equities 169656105   397,377 6,590 SH   SOLE   6,590 0 0
Chubb Ltd Ord ADR Equities H1467J104   34,261 124 SH   DFND   124 0 0
Chubb Ltd Ord ADR Equities H1467J104   3,927,328 14,214 SH   SOLE   14,214 0 0
Church & Dwight Inc Equities 171340102   15,707 150 SH   DFND   150 0 0
Church & Dwight Inc Equities 171340102   232,770 2,223 SH   SOLE   2,223 0 0
Cintas Corp Equities 172908105   256,876 1,406 SH   SOLE   1,406 0 0
Cisco Systems Inc Equities 17275R102   22,970 388 SH   DFND   388 0 0
Cisco Systems Inc Equities 17275R102   4,210,304 71,120 SH   SOLE   71,120 0 0
CME Group Inc Equities 12572Q105   347,184 1,495 SH   SOLE   1,495 0 0
Coca Cola Co Equities 191216100   113,064 1,816 SH   DFND   1,816 0 0
Coca Cola Co Equities 191216100   713,935 11,467 SH   SOLE   11,467 0 0
Colgate-Palmolive Co Equities 194162103   25,909 285 SH   DFND   285 0 0
Colgate-Palmolive Co Equities 194162103   13,637 150 SH   DFND 1 150 0 0
Colgate-Palmolive Co Equities 194162103   323,549 3,559 SH   SOLE   3,559 0 0
ConocoPhillips Equities 20825C104   51,568 520 SH   DFND   520 0 0
ConocoPhillips Equities 20825C104   2,667,871 26,902 SH   SOLE   26,902 0 0
Corning Inc Equities 219350105   385,055 8,103 SH   SOLE   8,103 0 0
Costco Wholesale Corp New Equities 22160K105   17,409 19 SH   DFND   19 0 0
Costco Wholesale Corp New Equities 22160K105   5,536,103 6,042 SH   SOLE   6,042 0 0
Curtiss Wright Corp Equities 231561101   11,356 32 SH   DFND   32 0 0
Curtiss Wright Corp Equities 231561101   333,223 939 SH   SOLE   939 0 0
CVS Health Corp Equities 126650100   18,854 420 SH   DFND   420 0 0
CVS Health Corp Equities 126650100   220,500 4,912 SH   SOLE   4,912 0 0
Danaher Corp Equities 235851102   5,050 22 SH   DFND   22 0 0
Danaher Corp Equities 235851102   3,163,658 13,782 SH   SOLE   13,782 0 0
Deere & Co Equities 244199105   15,253 36 SH   DFND   36 0 0
Deere & Co Equities 244199105   1,546,929 3,651 SH   SOLE   3,651 0 0
Digital Realty Trust Inc Equities 253868103   683,430 3,854 SH   SOLE   3,854 0 0
Dimensional US Small Cap ETF Equities 25434V500   34,492 530 SH   DFND   530 0 0
Dimensional US Small Cap ETF Equities 25434V500   19,349,846 297,324 SH   SOLE   297,324 0 0
Disney (Walt) Equities 254687106   55,675 500 SH   DFND   500 0 0
Disney (Walt) Equities 254687106   7,238 65 SH   DFND 1 65 0 0
Disney (Walt) Equities 254687106   2,970,818 26,680 SH   SOLE   26,680 0 0
Dover Corp Equities 260003108   21,762 116 SH   DFND   116 0 0
Dover Corp Equities 260003108   560,924 2,990 SH   SOLE   2,990 0 0
Dow Inc Equities 260557103   8,187 204 SH   DFND   204 0 0
Dow Inc Equities 260557103   1,340,824 33,412 SH   SOLE   33,412 0 0
Duke Energy Corp New Equities 26441C204   424,819 3,943 SH   SOLE   3,943 0 0
Eaton Corp PLC ADR Equities G29183103   17,921 54 SH   DFND   54 0 0
Eaton Corp PLC ADR Equities G29183103   4,440,421 13,380 SH   SOLE   13,380 0 0
EcoLab Inc Equities 278865100   18,277 78 SH   DFND   78 0 0
EcoLab Inc Equities 278865100   3,124,423 13,334 SH   SOLE   13,334 0 0
Eli Lilly & Co Equities 532457108   15,440 20 SH   DFND   20 0 0
Eli Lilly & Co Equities 532457108   524,960 680 SH   SOLE   680 0 0
Emerson Electric Co Equities 291011104   15,739 127 SH   DFND   127 0 0
Emerson Electric Co Equities 291011104   926,005 7,472 SH   SOLE   7,472 0 0
Enbridge Inc ADR Equities 29250N105   17,184 405 SH   DFND   405 0 0
Enbridge Inc ADR Equities 29250N105   549,044 12,940 SH   SOLE   12,940 0 0
Entergy Corp New Equities 29364G103   17,590 232 SH   DFND   232 0 0
Entergy Corp New Equities 29364G103   282,809 3,730 SH   SOLE   3,730 0 0
Exxon Mobil Corp Equities 30231G102   136,399 1,268 SH   DFND   1,268 0 0
Exxon Mobil Corp Equities 30231G102   6,078,350 56,506 SH   SOLE   56,506 0 0
Fedex Corp Equities 31428X106   48,670 173 SH   DFND   173 0 0
Fedex Corp Equities 31428X106   568,568 2,021 SH   SOLE   2,021 0 0
Fifth Third Bancorp Equities 316773100   378,406 8,950 SH   SOLE   8,950 0 0
Ford Motor Co Equities 345370860   1,723 174 SH   DFND   174 0 0
Ford Motor Co Equities 345370860   995,603 100,566 SH   SOLE   100,566 0 0
Fortive Corp Equities 34959J108   3,675 49 SH   DFND   49 0 0
Fortive Corp Equities 34959J108   1,059,900 14,132 SH   SOLE   14,132 0 0
Hasbro Inc Equities 418056107   230,181 4,117 SH   SOLE   4,117 0 0
Honeywell Intl Inc Equities 438516106   32,754 145 SH   DFND   145 0 0
Honeywell Intl Inc Equities 438516106   3,375,022 14,941 SH   SOLE   14,941 0 0
Huntington BancShares Inc Equities 446150104   18,776 1,154 SH   DFND   1,154 0 0
Huntington BancShares Inc Equities 446150104   545,549 33,531 SH   SOLE   33,531 0 0
Idexx Labs Inc Equities 45168D104   2,692,735 6,513 SH   SOLE   6,513 0 0
Illinois Tool Works Inc Equities 452308109   27,638 109 SH   DFND   109 0 0
Illinois Tool Works Inc Equities 452308109   1,197,817 4,724 SH   SOLE   4,724 0 0
Intercontinential Exch Inc Equities 45866F104   234,244 1,572 SH   SOLE   1,572 0 0
Intl Business Machines Equities 459200101   63,751 290 SH   DFND   290 0 0
Intl Business Machines Equities 459200101   727,857 3,311 SH   SOLE   3,311 0 0
Intuit Equities 461202103   801,338 1,275 SH   SOLE   1,275 0 0
Intuitive Surgical Equities 46120E602   52,196 100 SH   DFND 1 100 0 0
Intuitive Surgical Equities 46120E602   373,723 716 SH   SOLE   716 0 0
Invesco QQQ Tr Equities 46090E103   330,255 646 SH   SOLE   646 0 0
IQ Mackay Municipal Intermediat Equities 45409F827   967,195 40,283 SH   SOLE   40,283 0 0
iShares Core MSCI Emerging Mkts Equities 46434G103   96,241 1,843 SH   DFND   1,843 0 0
iShares Core MSCI Emerging Mkts Equities 46434G103   5,320,017 101,877 SH   SOLE   101,877 0 0
iShares S&P 400 Midcap Index Equities 464287507   99,696 1,600 SH   DFND   1,600 0 0
iShares S&P 400 Midcap Index Equities 464287507   9,042,926 145,128 SH   SOLE   145,128 0 0
iShares Trust Core MSCI EAFE Equities 46432F842   21,225 302 SH   DFND   302 0 0
iShares Trust Core MSCI EAFE Equities 46432F842   1,763,114 25,087 SH   SOLE   25,087 0 0
iShares Trust MSCI Emerging Mar Equities 464287234   356,557 8,526 SH   SOLE   8,526 0 0
iShares Trust S&P Sm Cap 600 In Equities 464287804   23,044 200 SH   DFND   200 0 0
iShares Trust S&P Sm Cap 600 In Equities 464287804   3,444,271 29,893 SH   SOLE   29,893 0 0
iShares USA Min Vol ETF Equities 46429B697   501,220 5,645 SH   SOLE   5,645 0 0
Ishs Barclays Int Govt/Cred Bon Equities 464288612   10,631 102 SH   DFND   102 0 0
Ishs Barclays Int Govt/Cred Bon Equities 464288612   1,101,294 10,566 SH   SOLE   10,566 0 0
Ishs Edge MSCI USA Momentum Fac Equities 46432F396   226,577 1,095 SH   SOLE   1,095 0 0
J P Morgan Chase & Co Equities 46625H100   64,722 270 SH   DFND   270 0 0
J P Morgan Chase & Co Equities 46625H100   31,642 132 SH   DFND 1 132 0 0
J P Morgan Chase & Co Equities 46625H100   8,531,998 35,593 SH   SOLE   35,593 0 0
Johnson & Johnson Equities 478160104   117,576 813 SH   DFND   813 0 0
Johnson & Johnson Equities 478160104   2,577,418 17,822 SH   SOLE   17,822 0 0
Kimberly Clark Corp Equities 494368103   259,066 1,977 SH   SOLE   1,977 0 0
Lockheed Martin Corp Equities 539830109   1,617,208 3,328 SH   SOLE   3,328 0 0
Lord Abbett Short Duration Inco Mutual Funds 543916688   46,335 12,004 SH   DFND   12,004 0 0
Lord Abbett Short Duration Inco Mutual Funds 543916688   3,635,005 941,715 SH   SOLE   941,715 0 0
Lowe's Companies Inc Equities 548661107   33,318 135 SH   DFND 1 135 0 0
Lowe's Companies Inc Equities 548661107   798,645 3,236 SH   SOLE   3,236 0 0
M&T Bank Corp Equities 55261F104   1,863,555 9,912 SH   SOLE   9,912 0 0
Marsh & McLennan Co Inc Equities 571748102   377,665 1,778 SH   SOLE   1,778 0 0
Mastercard Inc Equities 57636Q104   73,720 140 SH   DFND 1 140 0 0
Mastercard Inc Equities 57636Q104   2,960,903 5,623 SH   SOLE   5,623 0 0
McCormick & Co Equities 579780206   5,794 76 SH   DFND   76 0 0
McCormick & Co Equities 579780206   325,621 4,271 SH   SOLE   4,271 0 0
McDonald's Corp Equities 580135101   66,095 228 SH   DFND   228 0 0
McDonald's Corp Equities 580135101   5,769,391 19,902 SH   SOLE   19,902 0 0
Medtronic PLC ADR Equities G5960L103   15,976 200 SH   DFND   200 0 0
Medtronic PLC ADR Equities G5960L103   432,550 5,415 SH   SOLE   5,415 0 0
Merck & Co Inc New Equities 58933Y105   23,079 232 SH   DFND   232 0 0
Merck & Co Inc New Equities 58933Y105   4,888,845 49,144 SH   SOLE   49,144 0 0
Meta Platforms Inc Cl A Equities 30303M102   130,569 223 SH   DFND   223 0 0
Meta Platforms Inc Cl A Equities 30303M102   5,786,595 9,883 SH   SOLE   9,883 0 0
Microsoft Corp Equities 594918104   323,291 767 SH   DFND   767 0 0
Microsoft Corp Equities 594918104   24,586,517 58,331 SH   SOLE   58,331 0 0
Mondelez Intl Inc Equities 609207105   318,301 5,329 SH   SOLE   5,329 0 0
Monolithic Pwr Sys Inc Equities 609839105   228,396 386 SH   SOLE   386 0 0
Morgan Stanley Equities 617446448   275,327 2,190 SH   SOLE   2,190 0 0
Netflix Inc Equities 64110L106   382,376 429 SH   SOLE   429 0 0
Nextera Energy Inc Equities 65339F101   90,043 1,256 SH   DFND   1,256 0 0
Nextera Energy Inc Equities 65339F101   1,961,582 27,362 SH   SOLE   27,362 0 0
Nike Inc CL B Equities 654106103   40,483 535 SH   DFND   535 0 0
Nike Inc CL B Equities 654106103   378,577 5,003 SH   SOLE   5,003 0 0
Norfolk Southern Corp Equities 655844108   26,756 114 SH   DFND   114 0 0
Norfolk Southern Corp Equities 655844108   1,017,190 4,334 SH   SOLE   4,334 0 0
Northrop Grumman Corp Equities 666807102   14,548 31 SH   DFND   31 0 0
Northrop Grumman Corp Equities 666807102   2,483,013 5,291 SH   SOLE   5,291 0 0
Novartis AG ADR Equities 66987V109   7,785 80 SH   DFND   80 0 0
Novartis AG ADR Equities 66987V109   807,089 8,294 SH   SOLE   8,294 0 0
Novo-Nordisk ADR Equities 670100205   77,418 900 SH   DFND 1 900 0 0
Novo-Nordisk ADR Equities 670100205   129,030 1,500 SH   SOLE   1,500 0 0
Nvidia Corp Equities 67066G104   63,788 475 SH   DFND   475 0 0
Nvidia Corp Equities 67066G104   16,327,112 121,581 SH   SOLE   121,581 0 0
Oracle Corp Equities 68389X105   218,798 1,313 SH   SOLE   1,313 0 0
Palo Alto Networks Equities 697435105   315,155 1,732 SH   SOLE   1,732 0 0
Paramount Global Class B Com Equities 92556H206   9,424 901 SH   DFND   901 0 0
Paramount Global Class B Com Equities 92556H206   110,154 10,531 SH   SOLE   10,531 0 0
Paychex Inc Equities 704326107   28,044 200 SH   DFND   200 0 0
Paychex Inc Equities 704326107   372,284 2,655 SH   SOLE   2,655 0 0
PayPal Holdings Inc Equities 70450Y103   28,166 330 SH   DFND   330 0 0
PayPal Holdings Inc Equities 70450Y103   3,016,184 35,339 SH   SOLE   35,339 0 0
Pepsico Inc Equities 713448108   76,942 506 SH   DFND   506 0 0
Pepsico Inc Equities 713448108   5,009,617 32,945 SH   SOLE   32,945 0 0
Pfizer Inc Equities 717081103   14,936 563 SH   DFND   563 0 0
Pfizer Inc Equities 717081103   504,521 19,017 SH   SOLE   19,017 0 0
Philip Morris Intl Inc Equities 718172109   18,775 156 SH   DFND   156 0 0
Philip Morris Intl Inc Equities 718172109   891,553 7,408 SH   SOLE   7,408 0 0
Pinnacle West Capital Equities 723484101   16,954 200 SH   DFND   200 0 0
Pinnacle West Capital Equities 723484101   358,831 4,233 SH   SOLE   4,233 0 0
PNC Finl Svcs Group Equities 693475105   16,199 84 SH   DFND   84 0 0
PNC Finl Svcs Group Equities 693475105   2,503,386 12,981 SH   SOLE   12,981 0 0
Procter & Gamble Co Equities 742718109   320,044 1,909 SH   DFND   1,909 0 0
Procter & Gamble Co Equities 742718109   5,149,370 30,715 SH   SOLE   30,715 0 0
Progressive Corp Equities 743315103   325,151 1,357 SH   SOLE   1,357 0 0
ProLogis Inc Equities 74340W103   342,891 3,244 SH   SOLE   3,244 0 0
Prudential Financial Inc Equities 744320102   461,200 3,891 SH   SOLE   3,891 0 0
Qualcomm Inc Equities 747525103   30,417 198 SH   DFND   198 0 0
Qualcomm Inc Equities 747525103   3,155,816 20,543 SH   SOLE   20,543 0 0
Quest Diagnostics Inc Equities 74834L100   527,407 3,496 SH   SOLE   3,496 0 0
Raytheon Technologies Corp Equities 75513E101   46,288 400 SH   DFND   400 0 0
Raytheon Technologies Corp Equities 75513E101   4,919,257 42,510 SH   SOLE   42,510 0 0
S&P Global Inc Equities 78409V104   199,212 400 SH   DFND   400 0 0
S&P Global Inc Equities 78409V104   521,935 1,048 SH   SOLE   1,048 0 0
Salesforce.com Inc Equities 79466L302   21,397 64 SH   DFND   64 0 0
Salesforce.com Inc Equities 79466L302   3,978,861 11,901 SH   SOLE   11,901 0 0
Schlumberger Ltd ADR Equities 806857108   10,544 275 SH   DFND   275 0 0
Schlumberger Ltd ADR Equities 806857108   262,859 6,856 SH   SOLE   6,856 0 0
Schwab Intermediate-Term Us Tre Equities 808524854   2,089 86 SH   DFND   86 0 0
Schwab Intermediate-Term Us Tre Equities 808524854   390,850 16,091 SH   SOLE   16,091 0 0
Schwab Short Term US Treas ETF Equities 808524862   2,117 88 SH   DFND   88 0 0
Schwab Short Term US Treas ETF Equities 808524862   543,876 22,605 SH   SOLE   22,605 0 0
Schwab Strategic Tr Equities 808524797   520,255 19,043 SH   SOLE   19,043 0 0
Schwab US Large Cap Growth ETF Equities 808524300   1,898,142 68,107 SH   SOLE   68,107 0 0
Schwab US Large Cap Value ETF Equities 808524409   1,535,497 58,899 SH   SOLE   58,899 0 0
Service Now Inc Equities 81762P102   587,306 554 SH   SOLE   554 0 0
Sherwin Williams Equities 824348106   2,983,226 8,776 SH   SOLE   8,776 0 0
Southern Co Equities 842587107   13,994 170 SH   DFND   170 0 0
Southern Co Equities 842587107   273,961 3,328 SH   SOLE   3,328 0 0
SPDR DJ Wilshire REIT Equities 78464A607   410,961 4,157 SH   SOLE   4,157 0 0
SPDR Portfolio Short Term Corp Equities 78464A474   3,165 106 SH   DFND   106 0 0
SPDR Portfolio Short Term Corp Equities 78464A474   304,572 10,200 SH   SOLE   10,200 0 0
SPDR S&P 600 SmallCap Val Equities 78464A300   44,498 510 SH   DFND   510 0 0
SPDR S&P 600 SmallCap Val Equities 78464A300   4,875,181 55,876 SH   SOLE   55,876 0 0
SPDR S&P Dividend Equities 78464A763   33,157 251 SH   DFND   251 0 0
SPDR S&P Dividend Equities 78464A763   341,479 2,585 SH   SOLE   2,585 0 0
SPDR S&P Midcap 400 Equities 78467Y107   645,904 1,134 SH   SOLE   1,134 0 0
Starbucks Corp Equities 855244109   51,100 560 SH   DFND   560 0 0
Starbucks Corp Equities 855244109   10,038 110 SH   DFND 1 110 0 0
Starbucks Corp Equities 855244109   628,713 6,890 SH   SOLE   6,890 0 0
Stryker Corp Equities 863667101   509,471 1,415 SH   SOLE   1,415 0 0
Synopsys Inc Equities 871607107   282,480 582 SH   SOLE   582 0 0
Target Corp Equities 87612E106   788,099 5,830 SH   SOLE   5,830 0 0
TC Energy Corp ADR Equities 87807B107   331,247 7,119 SH   SOLE   7,119 0 0
Tesla Inc Equities 88160R101   27,865 69 SH   DFND   69 0 0
Tesla Inc Equities 88160R101   4,599,334 11,389 SH   SOLE   11,389 0 0
Tetra Tech Inc New Equities 88162G103   628,078 15,765 SH   SOLE   15,765 0 0
The Home Depot Inc Equities 437076102   57,571 148 SH   DFND   148 0 0
The Home Depot Inc Equities 437076102   6,337,425 16,292 SH   SOLE   16,292 0 0
The Travelers Co Inc Equities 89417E109   24,089 100 SH   DFND   100 0 0
The Travelers Co Inc Equities 89417E109   294,127 1,221 SH   SOLE   1,221 0 0
Thermo Fisher Scientific Inc Equities 883556102   8,844 17 SH   DFND   17 0 0
Thermo Fisher Scientific Inc Equities 883556102   3,303,461 6,350 SH   SOLE   6,350 0 0
Tmc the Metals Company Equities 87261Y106   357,268 318,989 SH   SOLE   318,989 0 0
Truist Finl Corp Equities 89832Q109   353,243 8,143 SH   SOLE   8,143 0 0
Union Pacific Corp Equities 907818108   12,086 53 SH   DFND   53 0 0
Union Pacific Corp Equities 907818108   4,213,951 18,479 SH   SOLE   18,479 0 0
United Health Group Inc Equities 91324P102   21,752 43 SH   DFND   43 0 0
United Health Group Inc Equities 91324P102   3,949,249 7,807 SH   SOLE   7,807 0 0
United Parcel Service Equities 911312106   8,953 71 SH   DFND   71 0 0
United Parcel Service Equities 911312106   9,458 75 SH   DFND 1 75 0 0
United Parcel Service Equities 911312106   199,112 1,579 SH   SOLE   1,579 0 0
Unitil Corporation Equities 913259107   345,678 6,379 SH   SOLE   6,379 0 0
US Bancorp Equities 902973304   34,581 723 SH   DFND   723 0 0
US Bancorp Equities 902973304   422,769 8,839 SH   SOLE   8,839 0 0
Vanguard FTSE Developed Mkt Equities 921943858   109,412 2,288 SH   DFND   2,288 0 0
Vanguard FTSE Developed Mkt Equities 921943858   8,202,995 171,539 SH   SOLE   171,539 0 0
Vanguard Index Fds S&P ETF Equities 922908363   6,466 12 SH   DFND   12 0 0
Vanguard Index Fds S&P ETF Equities 922908363   2,030,236 3,768 SH   SOLE   3,768 0 0
Vanguard Index Fds Sm Cap Equities 922908611   63,418 320 SH   DFND   320 0 0
Vanguard Index Fds Sm Cap Equities 922908611   304,008 1,534 SH   SOLE   1,534 0 0
Vanguard Index Mid Cap Growth Equities 922908538   307,545 1,212 SH   SOLE   1,212 0 0
Vanguard Info Tech ETF Equities 92204A702   256,182 412 SH   SOLE   412 0 0
Vanguard Intermediate-Term Bond Equities 921937819   26,305 352 SH   DFND   352 0 0
Vanguard Intermediate-Term Bond Equities 921937819   3,909,948 52,321 SH   SOLE   52,321 0 0
Vanguard Mid Cap ETF Equities 922908629   230,585 873 SH   DFND   873 0 0
Vanguard Mid Cap ETF Equities 922908629   43,212,196 163,602 SH   SOLE   163,602 0 0
Vanguard REIT ETF Equities 922908553   121,505 1,364 SH   DFND   1,364 0 0
Vanguard REIT ETF Equities 922908553   10,155 114 SH   DFND 1 114 0 0
Vanguard REIT ETF Equities 922908553   10,398,932 116,737 SH   SOLE   116,737 0 0
Verizon Communications Equities 92343V104   35,911 898 SH   DFND   898 0 0
Verizon Communications Equities 92343V104   601,850 15,050 SH   SOLE   15,050 0 0
Visa Inc Equities 92826C839   102,081 323 SH   DFND   323 0 0
Visa Inc Equities 92826C839   4,532,014 14,340 SH   SOLE   14,340 0 0
Wal-Mart Inc Equities 931142103   25,750 285 SH   DFND   285 0 0
Wal-Mart Inc Equities 931142103   4,395,618 48,651 SH   SOLE   48,651 0 0
Waste Management Inc Equities 94106L109   17,152 85 SH   DFND   85 0 0
Waste Management Inc Equities 94106L109   376,338 1,865 SH   SOLE   1,865 0 0
Wells Fargo & Co Equities 949746101   499,055 7,105 SH   SOLE   7,105 0 0
Williams Companies Inc Equities 969457100   16,777 310 SH   DFND   310 0 0
Williams Companies Inc Equities 969457100   1,248,170 23,063 SH   SOLE   23,063 0 0
Wisdom MidCap Div Equities 97717W505   110,605 2,170 SH   DFND   2,170 0 0
Wisdom MidCap Div Equities 97717W505   470,453 9,230 SH   SOLE   9,230 0 0
Wisdomtree US Small Cap Dividen Equities 97717W604   64,097 1,866 SH   DFND   1,866 0 0
Wisdomtree US Small Cap Dividen Equities 97717W604   405,193 11,796 SH   SOLE   11,796 0 0
Zoetis Inc. Equities 98978V103   4,888 30 SH   DFND   30 0 0
Zoetis Inc. Equities 98978V103   1,581,562 9,707 SH   SOLE   9,707 0 0