The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   379,781 2,451 SH   SOLE   0 0 2,451
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,781,664 7,927 SH   SOLE   0 0 7,927
ADOBE INC COM 00724F101   422,393 708 SH   SOLE   0 0 708
ADVANCED MICRO DEVICES INC COM 007903107   1,328,754 9,014 SH   SOLE   0 0 9,014
AIR PRODS & CHEMS INC COM 009158106   599,896 2,191 SH   SOLE   0 0 2,191
AKEBIA THERAPEUTICS INC COM 00972D105   24,821 20,017 SH   SOLE   0 0 20,017
ALPHABET INC CAP STK CL C 02079K107   489,450 3,473 SH   SOLE   0 0 3,473
AMAZON COM INC COM 023135106   1,233,601 8,119 SH   SOLE   0 0 8,119
AMERICAN CENTY ETF TR US SML CP VALU 025072877   13,587,807 151,312 SH   SOLE   0 0 151,312
APPLE INC COM 037833100   1,910,725 9,924 SH   SOLE   0 0 9,924
ARCH CAP GROUP LTD ORD G0450A105   445,620 6,000 SH   SOLE   0 0 6,000
ARK ETF TR AUTNMUS TECHNLGY 00214Q203   358,870 6,220 SH   SOLE   0 0 6,220
ARK ETF TR GENOMIC REV ETF 00214Q302   348,303 10,616 SH   SOLE   0 0 10,616
AT&T INC COM 00206R102   320,358 19,092 SH   SOLE   0 0 19,092
ATLASSIAN CORPORATION CL A 049468101   490,229 2,061 SH   SOLE   0 0 2,061
AUTODESK INC COM 052769106   251,271 1,032 SH   SOLE   0 0 1,032
BANK AMERICA CORP COM 060505104   323,215 9,599 SH   SOLE   0 0 9,599
BECTON DICKINSON & CO COM 075887109   400,369 1,642 SH   SOLE   0 0 1,642
BLACKROCK ENHANCED EQUITY DI COM 09251A104   116,042 15,090 SH   SOLE   0 0 15,090
BLACKSTONE INC COM 09260D107   456,109 3,484 SH   SOLE   0 0 3,484
BOEING CO COM 097023105   792,517 3,040 SH   SOLE   0 0 3,040
BOSTON SCIENTIFIC CORP COM 101137107   540,928 9,357 SH   SOLE   0 0 9,357
BRISTOL-MYERS SQUIBB CO COM 110122108   200,725 3,912 SH   SOLE   0 0 3,912
BROADCOM INC COM 11135F101   547,850 491 SH   SOLE   0 0 491
CAMECO CORP COM 13321L108   481,858 11,180 SH   SOLE   0 0 11,180
CATERPILLAR INC COM 149123101   344,523 1,165 SH   SOLE   0 0 1,165
CHENIERE ENERGY INC COM NEW 16411R208   284,656 1,667 SH   SOLE   0 0 1,667
CHEVRON CORP NEW COM 166764100   1,490,083 9,990 SH   SOLE   0 0 9,990
COCA COLA CO COM 191216100   295,401 5,013 SH   SOLE   0 0 5,013
COMCAST CORP NEW CL A 20030N101   459,130 10,470 SH   SOLE   0 0 10,470
CROWDSTRIKE HLDGS INC CL A 22788C105   283,150 1,109 SH   SOLE   0 0 1,109
CSX CORP COM 126408103   295,963 8,537 SH   SOLE   0 0 8,537
CVS HEALTH CORP COM 126650100   594,668 7,531 SH   SOLE   0 0 7,531
DEERE & CO COM 244199105   203,557 509 SH   SOLE   0 0 509
DISNEY WALT CO COM 254687106   280,534 3,107 SH   SOLE   0 0 3,107
ELI LILLY & CO COM 532457108   2,334,595 4,005 SH   SOLE   0 0 4,005
EXACT SCIENCES CORP COM 30063P105   295,920 4,000 SH   SOLE   0 0 4,000
EXXON MOBIL CORP COM 30231G102   3,095,052 30,957 SH   SOLE   0 0 30,957
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   413,040 7,672 SH   SOLE   0 0 7,672
FORD MTR CO DEL COM 345370860   166,725 13,677 SH   SOLE   0 0 13,677
FULTON FINL CORP PA COM 360271100   1,592,347 96,740 SH   SOLE   0 0 96,740
GABELLI EQUITY TR INC COM 362397101   94,610 18,624 SH   SOLE   0 0 18,624
GABELLI UTIL TR COM 36240A101   98,308 18,138 SH   SOLE   0 0 18,138
GALLAGHER ARTHUR J & CO COM 363576109   1,954,432 8,691 SH   SOLE   0 0 8,691
GLOBAL X FDS MILLENNIAL CONSU 37954Y764   373,826 10,545 SH   SOLE   0 0 10,545
GLOBAL X FDS US INFR DEV ETF 37954Y673   417,897 12,127 SH   SOLE   0 0 12,127
HERC HLDGS INC COM 42704L104   229,953 1,544 SH   SOLE   0 0 1,544
HONEYWELL INTL INC COM 438516106   272,855 1,301 SH   SOLE   0 0 1,301
HUBSPOT INC COM 443573100   211,897 365 SH   SOLE   0 0 365
ICON PLC SHS G4705A100   216,832 766 SH   SOLE   0 0 766
ILLINOIS TOOL WKS INC COM 452308109   604,069 2,306 SH   SOLE   0 0 2,306
INTERNATIONAL BUSINESS MACHS COM 459200101   280,239 1,713 SH   SOLE   0 0 1,713
ISHARES TR RUSSELL 2000 ETF 464287655   209,618 1,044 SH   SOLE   0 0 1,044
ISHARES TR CORE S&P US GWT 464287671   328,331 3,154 SH   SOLE   0 0 3,154
ISHARES TR SHORT TREAS BD 464288679   358,583 3,256 SH   SOLE   0 0 3,256
ISHARES TR IBOXX HI YD ETF 464288513   337,962 4,367 SH   SOLE   0 0 4,367
ISHARES TR NATIONAL MUN ETF 464288414   995,609 9,184 SH   SOLE   0 0 9,184
ISHARES TR EAFE SML CP ETF 464288273   216,304 3,494 SH   SOLE   0 0 3,494
ISHARES TR ROBOTICS ARTIF 46435U556   364,028 10,552 SH   SOLE   0 0 10,552
JOHNSON & JOHNSON COM 478160104   347,692 2,218 SH   SOLE   0 0 2,218
JPMORGAN CHASE & CO COM 46625H100   1,432,656 8,422 SH   SOLE   0 0 8,422
LENNAR CORP CL A 526057104   670,680 4,500 SH   SOLE   0 0 4,500
MCDONALDS CORP COM 580135101   427,295 1,441 SH   SOLE   0 0 1,441
MERCK & CO INC COM 58933Y105   372,437 3,416 SH   SOLE   0 0 3,416
MICROSOFT CORP COM 594918104   2,025,477 5,386 SH   SOLE   0 0 5,386
NORTHROP GRUMMAN CORP COM 666807102   468,140 1,000 SH   SOLE   0 0 1,000
NORWOOD FINL CORP COM 669549107   774,306 23,528 SH   SOLE   0 0 23,528
NVIDIA CORPORATION COM 67066G104   269,930 545 SH   SOLE   0 0 545
OCEANFIRST FINL CORP COM 675234108   945,814 54,482 SH   SOLE   0 0 54,482
ORACLE CORP COM 68389X105   246,486 2,338 SH   SOLE   0 0 2,338
PEOPLES FINL SVCS CORP COM 711040105   1,393,551 28,615 SH   SOLE   0 0 28,615
PFIZER INC COM 717081103   207,736 7,216 SH   SOLE   0 0 7,216
PIMCO ETF TR INTER MUN BD ACT 72201R866   484,704 9,180 SH   SOLE   0 0 9,180
PNC FINL SVCS GROUP INC COM 693475105   309,390 1,998 SH   SOLE   0 0 1,998
PROCTER AND GAMBLE CO COM 742718109   366,321 2,500 SH   SOLE   0 0 2,500
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   334,298 5,467 SH   SOLE   0 0 5,467
QUALCOMM INC COM 747525103   270,118 1,868 SH   SOLE   0 0 1,868
RAYMOND JAMES FINL INC COM 754730109   225,451 2,022 SH   SOLE   0 0 2,022
ROCKWELL AUTOMATION INC COM 773903109   529,989 1,707 SH   SOLE   0 0 1,707
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   8,174,627 59,940 SH   SOLE   0 0 59,940
SOUTHERN CO COM 842587107   237,967 3,394 SH   SOLE   0 0 3,394
SPDR GOLD TR GOLD SHS 78463V107   214,684 1,123 SH   SOLE   0 0 1,123
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,249,965 4,734 SH   SOLE   0 0 4,734
SPDR SER TR S&P BIOTECH 78464A870   469,896 5,263 SH   SOLE   0 0 5,263
SPDR SER TR NUVEEN BLOOMBERG 78464A284   532,337 21,041 SH   SOLE   0 0 21,041
SSGA ACTIVE ETF TR GLOBL ALLO ETF 78467V400   220,556 5,322 SH   SOLE   0 0 5,322
T-MOBILE US INC COM 872590104   487,440 3,040 SH   SOLE   0 0 3,040
TARGA RES CORP COM 87612G101   418,080 4,813 SH   SOLE   0 0 4,813
TE CONNECTIVITY LTD SHS H84989104   270,744 1,927 SH   SOLE   0 0 1,927
UNITEDHEALTH GROUP INC COM 91324P102   720,436 1,368 SH   SOLE   0 0 1,368
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   15,333,498 154,587 SH   SOLE   0 0 154,587
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   272,563 3,706 SH   SOLE   0 0 3,706
VANGUARD INDEX FDS MID CAP ETF 922908629   16,981,288 72,994 SH   SOLE   0 0 72,994
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   39,816,793 91,156 SH   SOLE   0 0 91,156
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   691,100 13,538 SH   SOLE   0 0 13,538
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   16,670,600 229,813 SH   SOLE   0 0 229,813
VERIZON COMMUNICATIONS INC COM 92343V104   686,845 18,219 SH   SOLE   0 0 18,219
VERTEX PHARMACEUTICALS INC COM 92532F100   414,621 1,019 SH   SOLE   0 0 1,019