The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 19,570 223,425 SH   SOLE   0 0 223,425
AFLAC INC COM 001055102 225 6,201 SH   SOLE   0 0 6,201
ALPHABET INC CAP STK CL C 02079K107 13,622 9,269 SH   SOLE   0 0 9,269
AMAZON COM INC COM 023135106 790 251 SH   SOLE   0 0 251
AMERICAN EXPRESS CO COM 025816109 287 2,863 SH   SOLE   0 0 2,863
APPLE INC COM 037833100 13,860 119,675 SH   SOLE   0 0 119,675
AT&T INC COM 00206R102 9,638 338,074 SH   SOLE   0 0 338,074
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 584 2,744 SH   SOLE   0 0 2,744
BRISTOL-MYERS SQUIBB CO COM 110122108 642 10,644 SH   SOLE   0 0 10,644
CAPITAL ONE FINL CORP COM 14040H105 5,524 76,865 SH   SOLE   0 0 76,865
CHEVRON CORP NEW COM 166764100 9,226 128,135 SH   SOLE   0 0 128,135
CINEDIGM CORP COM NEW 172406209 7 12,365 SH   SOLE   0 0 12,365
CISCO SYS INC COM 17275R102 17,952 455,748 SH   SOLE   0 0 455,748
COCA COLA CO COM 191216100 10,102 204,613 SH   SOLE   0 0 204,613
COLGATE PALMOLIVE CO COM 194162103 204 2,650 SH   SOLE   0 0 2,650
COMCAST CORP NEW CL A 20030N101 13,363 288,863 SH   SOLE   0 0 288,863
COMPUGEN LTD ORD M25722105 1,617 99,500 SH   SOLE   0 0 99,500
CONSOLIDATED EDISON INC COM 209115104 5,428 69,772 SH   SOLE   0 0 69,772
CVS HEALTH CORP COM 126650100 19,392 332,061 SH   SOLE   0 0 332,061
DUKE ENERGY CORP NEW COM NEW 26441C204 6,610 74,637 SH   SOLE   0 0 74,637
EATON CORP PLC SHS G29183103 10,656 104,443 SH   SOLE   0 0 104,443
EBAY INC. COM 278642103 9,612 184,492 SH   SOLE   0 0 184,492
EXXON MOBIL CORP COM 30231G102 377 10,983 SH   SOLE   0 0 10,983
EYEPOINT PHARMACEUTICALS INC COM 30233G100 20 39,500 SH   SOLE   0 0 39,500
FACEBOOK INC CL A 30303M102 11,112 42,429 SH   SOLE   0 0 42,429
FEDEX CORP COM 31428X106 12,668 50,366 SH   SOLE   0 0 50,366
GENERAL MLS INC COM 370334104 8,367 135,645 SH   SOLE   0 0 135,645
GILEAD SCIENCES INC COM 375558103 17,436 275,931 SH   SOLE   0 0 275,931
GOLDMAN SACHS GROUP INC COM 38141G104 8,486 42,223 SH   SOLE   0 0 42,223
HOME DEPOT INC COM 437076102 4,598 16,555 SH   SOLE   0 0 16,555
INTERNATIONAL BUSINESS MACHS COM 459200101 5,418 44,529 SH   SOLE   0 0 44,529
INVESCO QQQ TR UNIT SER 1 46090E103 254 913 SH   SOLE   0 0 913
ISHARES INC CORE MSCI EMKT 46434G103 291 5,520 SH   SOLE   0 0 5,520
ISHARES TR SHRT NAT MUN ETF 464288158 920 8,515 SH   SOLE   0 0 8,515
ISHARES TR ISHS 5-10YR INVT 464288638 289 4,751 SH   SOLE   0 0 4,751
ISHARES TR RUSSELL 2000 ETF 464287655 955 6,374 SH   SOLE   0 0 6,374
ISHARES TR ISHS 1-5YR INVS 464288646 510 9,287 SH   SOLE   0 0 9,287
ISHARES TR EAFE GRWTH ETF 464288885 310 3,446 SH   SOLE   0 0 3,446
ISHARES TR RUS 1000 ETF 464287622 906 4,842 SH   SOLE   0 0 4,842
ISHARES TR 1 3 YR TREAS BD 464287457 897 10,370 SH   SOLE   0 0 10,370
ISHARES TR 3 7 YR TREAS BD 464288661 238 1,785 SH   SOLE   0 0 1,785
ISHARES TR CORE 1 5 YR USD 46432F859 1,093 21,202 SH   SOLE   0 0 21,202
ISHARES TR CORE S&P500 ETF 464287200 523 1,557 SH   SOLE   0 0 1,557
ISHARES TR MSCI EAFE ETF 464287465 1,825 28,674 SH   SOLE   0 0 28,674
ISHARES TR SHORT TREAS BD 464288679 539 4,865 SH   SOLE   0 0 4,865
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,674 32,963 SH   SOLE   0 0 32,963
JOHNSON & JOHNSON COM 478160104 3,538 23,766 SH   SOLE   0 0 23,766
JPMORGAN CHASE & CO COM 46625H100 20,619 214,179 SH   SOLE   0 0 214,179
KELLOGG CO COM 487836108 20,812 322,223 SH   SOLE   0 0 322,223
KIMBERLY CLARK CORP COM 494368103 8,705 58,952 SH   SOLE   0 0 58,952
L3HARRIS TECHNOLOGIES INC COM 502431109 1,394 8,207 SH   SOLE   0 0 8,207
M & T BK CORP COM 55261F104 2,082 22,609 SH   SOLE   0 0 22,609
MERCK & CO. INC COM 58933Y105 9,405 113,387 SH   SOLE   0 0 113,387
METLIFE INC COM 59156R108 16,358 440,073 SH   SOLE   0 0 440,073
MICROSOFT CORP COM 594918104 34,693 164,947 SH   SOLE   0 0 164,947
MONDELEZ INTL INC CL A 609207105 8,166 142,138 SH   SOLE   0 0 142,138
MORGAN STANLEY COM NEW 617446448 10,378 214,633 SH   SOLE   0 0 214,633
PEPSICO INC COM 713448108 8,686 62,667 SH   SOLE   0 0 62,667
PINNACLE WEST CAP CORP COM 723484101 5,902 79,170 SH   SOLE   0 0 79,170
PNC FINL SVCS GROUP INC COM 693475105 6,776 61,654 SH   SOLE   0 0 61,654
PROCTER AND GAMBLE CO COM 742718109 382 2,746 SH   SOLE   0 0 2,746
QUALCOMM INC COM 747525103 15,953 135,566 SH   SOLE   0 0 135,566
SCHLUMBERGER LTD COM 806857108 2,523 162,142 SH   SOLE   0 0 162,142
SPDR SER TR S&P DIVID ETF 78464A763 352 3,809 SH   SOLE   0 0 3,809
STATE STR CORP COM 857477103 7,939 133,803 SH   SOLE   0 0 133,803
TE CONNECTIVITY LTD REG SHS H84989104 10,054 102,869 SH   SOLE   0 0 102,869
THERMO FISHER SCIENTIFIC INC COM 883556102 10,611 24,034 SH   SOLE   0 0 24,034
TRUIST FINL CORP COM 89832Q109 13,831 363,496 SH   SOLE   0 0 363,496
UNITED PARCEL SERVICE INC CL B 911312106 3,999 24,002 SH   SOLE   0 0 24,002
US BANCORP DEL COM NEW 902973304 3,755 104,731 SH   SOLE   0 0 104,731
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 251 3,019 SH   SOLE   0 0 3,019
VANGUARD INDEX FDS GROWTH ETF 922908736 295 1,298 SH   SOLE   0 0 1,298
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 290 2,254 SH   SOLE   0 0 2,254
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 370 4,569 SH   SOLE   0 0 4,569
VERIZON COMMUNICATIONS INC COM 92343V104 9,773 164,272 SH   SOLE   0 0 164,272
VIACOMCBS INC CL B 92556H206 10,132 361,727 SH   SOLE   0 0 361,727
WALMART INC COM 931142103 249 1,783 SH   SOLE   0 0 1,783
WELLS FARGO CO NEW COM 949746101 7,277 309,517 SH   SOLE   0 0 309,517
ZIMMER BIOMET HOLDINGS INC COM 98956P102 10,019 73,597 SH   SOLE   0 0 73,597