The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   427,210 4,842 SH   SOLE 0 0 0 4,842
ALPHABET INC CAP STK CL C 02079K107   594,668 6,702 SH   SOLE 0 0 0 6,702
AMAZON COM INC COM 023135106   285,600 3,400 SH   SOLE 0 0 0 3,400
APPLE INC COM 037833100   588,296 4,528 SH   SOLE 0 0 0 4,528
AUTOMATIC DATA PROCESSING IN COM 053015103   205,420 860 SH   SOLE 0 0 0 860
COCA COLA CO COM 191216100   234,506 3,687 SH   SOLE 0 0 0 3,687
ELEVANCE HEALTH INC COM 036752103   349,377 681 SH   SOLE 0 0 0 681
EXXON MOBIL CORP COM 30231G102   200,368 1,817 SH   SOLE 0 0 0 1,817
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573   359,261 11,900 SH   SOLE 0 0 0 11,900
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   2,295,347 15,140 SH   SOLE 0 0 0 15,140
ISHARES TR CORE US AGGBD ET 464287226   1,568,134 16,168 SH   SOLE 0 0 0 16,168
ISHARES TR MSCI EAFE ETF 464287465   707,354 10,776 SH   SOLE 0 0 0 10,776
ISHARES TR RUS MID CAP ETF 464287499   461,322 6,839 SH   SOLE 0 0 0 6,839
ISHARES TR RUS 1000 GRW ETF 464287614   355,154 1,658 SH   SOLE 0 0 0 1,658
ISHARES TR CORE S&P TTL STK 464287150   211,644 2,496 SH   SOLE 0 0 0 2,496
ISHARES TR MODERT ALLOC ETF 464289875   1,235,340 32,500 SH   SOLE 0 0 0 32,500
ISHARES TR CONSER ALLOC ETF 464289883   544,496 16,200 SH   SOLE 0 0 0 16,200
ISHARES TR GRWT ALLOCAT ETF 464289867   469,078 9,947 SH   SOLE 0 0 0 9,947
JOHNSON & JOHNSON COM 478160104   279,411 1,582 SH   SOLE 0 0 0 1,582
JPMORGAN CHASE & CO COM 46625H100   649,816 4,846 SH   SOLE 0 0 0 4,846
LILLY ELI & CO COM 532457108   221,110 604 SH   SOLE 0 0 0 604
LOCKHEED MARTIN CORP COM 539830109   257,497 529 SH   SOLE 0 0 0 529
MARRIOTT INTL INC NEW CL A 571903202   304,662 2,046 SH   SOLE 0 0 0 2,046
MICROSOFT CORP COM 594918104   846,084 3,528 SH   SOLE 0 0 0 3,528
NORTHROP GRUMMAN CORP COM 666807102   446,855 819 SH   SOLE 0 0 0 819
PROSHARES TR S&P 500 DV ARIST 74348A467   364,787 4,054 SH   SOLE 0 0 0 4,054
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   4,306,840 133,711 SH   SOLE 0 0 0 133,711
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   4,052,885 72,946 SH   SOLE 0 0 0 72,946
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,643,343 111,675 SH   SOLE 0 0 0 111,675
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   237,890 4,931 SH   SOLE 0 0 0 4,931
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   3,419,394 52,117 SH   SOLE 0 0 0 52,117
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   5,449,767 119,382 SH   SOLE 0 0 0 119,382
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   2,094,800 44,837 SH   SOLE 0 0 0 44,837
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   30,496,912 570,676 SH   SOLE 0 0 0 570,676
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   24,455,743 823,703 SH   SOLE 0 0 0 823,703
SPDR S&P 500 ETF TR TR UNIT 78462F103   532,772 1,393 SH   SOLE 0 0 0 1,393
SPDR SER TR S&P 600 SMCP VAL 78464A300   10,932,003 147,292 SH   SOLE 0 0 0 147,292
SPDR SER TR PRTFLO S&P500 GW 78464A409   22,707,066 448,136 SH   SOLE 0 0 0 448,136
SPDR SER TR PRTFLO S&P500 VL 78464A508   9,495,432 244,161 SH   SOLE 0 0 0 244,161
SPDR SER TR PORTFOLIO S&P400 78464A847   16,333,793 384,325 SH   SOLE 0 0 0 384,325
SPDR SER TR PORTFOLIO AGRGTE 78464A649   22,198,508 883,347 SH   SOLE 0 0 0 883,347
SPDR SER TR PORTFOLIO S&P600 78468R853   233,602 6,319 SH   SOLE 0 0 0 6,319
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   1,115,923 27,870 SH   SOLE 0 0 0 27,870
UNION PAC CORP COM 907818108   410,545 1,983 SH   SOLE 0 0 0 1,983
UNITEDHEALTH GROUP INC COM 91324P102   327,855 618 SH   SOLE 0 0 0 618
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,177,588 58,151 SH   SOLE 0 0 0 58,151
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   912,284 6,867 SH   SOLE 0 0 0 6,867