The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,609 13,137 SH   SOLE   13,137 0 0
ABB LTD SPONSORED ADR 000375204 1,119 32,908 SH   SOLE   32,908 0 0
ABBOTT LABS COM 002824100 2,765 23,851 SH   SOLE   23,851 0 0
ABBVIE INC COM 00287Y109 2,066 18,339 SH   SOLE   18,339 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,973 10,087 SH   SOLE   10,087 0 0
ACTIVISION BLIZZARD INC COM 00507V109 458 4,801 SH   SOLE   4,801 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 4,999 8,537 SH   SOLE   8,537 0 0
ADVANCED MICRO DEVICES INC COM 007903107 588 6,264 SH   SOLE   6,264 0 0
AEGON N V NY REGISTRY SHS 007924103 538 130,175 SH   SOLE   130,175 0 0
AFLAC INC COM 001055102 554 10,324 SH   SOLE   10,324 0 0
AIR PRODS & CHEMS INC COM 009158106 598 2,079 SH   SOLE   2,079 0 0
ALLEGION PLC ORD SHS G0176J109 288 2,071 SH   SOLE   2,071 0 0
ALPHABET INC CAP STK CL A 02079K305 6,986 2,861 SH   SOLE   2,861 0 0
ALPHABET INC CAP STK CL C 02079K107 6,935 2,767 SH   SOLE   2,767 0 0
ALTRIA GROUP INC COM 02209S103 839 17,595 SH   SOLE   17,595 0 0
AMAZON COM INC COM 023135106 14,650 4,259 SH   SOLE   4,259 0 0
AMCOR PLC ORD G0250X107 297 25,923 SH   SOLE   25,923 0 0
AMERICAN ELEC PWR CO INC COM 025537101 504 5,958 SH   SOLE   5,958 0 0
AMERICAN EXPRESS CO COM 025816109 2,991 18,100 SH   SOLE   18,100 0 0
AMERICAN TOWER CORP NEW COM 03027X100 662 2,450 SH   SOLE   2,450 0 0
AMERIPRISE FINL INC COM 03076C106 777 3,120 SH   SOLE   3,120 0 0
AMGEN INC COM 031162100 1,341 5,502 SH   SOLE   5,502 0 0
ANALOG DEVICES INC COM 032654105 656 3,809 SH   SOLE   3,809 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 477 6,630 SH   SOLE   6,630 0 0
ANTHEM INC COM 036752103 416 1,090 SH   SOLE   1,090 0 0
AON PLC SHS CL A G0403H108 578 2,421 SH   SOLE   2,421 0 0
APOLLO COML REAL EST FIN INC NOTE 4.750% 8/2 03762UAB1 18 18,000 SH   SOLE   18,000 0 0
APOLLO COML REAL EST FIN INC NOTE 5.375%10/1 03762UAC9 119 118,000 SH   SOLE   118,000 0 0
APPLE INC COM 037833100 38,940 284,313 SH   SOLE   284,313 0 0
APPLIED MATLS INC COM 038222105 1,346 9,451 SH   SOLE   9,451 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 306 5,055 SH   SOLE   5,055 0 0
ARES CAPITAL CORP NOTE 3.750% 2/0 04010LAT0 141 135,000 SH   SOLE   135,000 0 0
ARES CAPITAL CORP NOTE 4.625% 3/0 04010LAW3 185 170,000 SH   SOLE   170,000 0 0
ARGENX SE SPONSORED ADR 04016X101 693 2,303 SH   SOLE   2,303 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 1,113 1,611 SH   SOLE   1,611 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 1,042 17,400 SH   SOLE   17,400 0 0
AT&T INC COM 00206R102 1,492 51,832 SH   SOLE   51,832 0 0
ATLAS AIR WORLDWIDE HLDGS IN NOTE 2.250% 6/0 049164BH8 450 415,000 SH   SOLE   415,000 0 0
AUTODESK INC COM 052769106 296 1,015 SH   SOLE   1,015 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,776 13,975 SH   SOLE   13,975 0 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 216 34,726 SH   SOLE   34,726 0 0
BANCO SANTANDER S.A. ADR 05964H105 447 114,289 SH   SOLE   114,289 0 0
BANK NEW YORK MELLON CORP COM 064058100 622 12,134 SH   SOLE   12,134 0 0
BARCLAYS PLC ADR 06738E204 824 85,435 SH   SOLE   85,435 0 0
BAXTER INTL INC COM 071813109 213 2,640 SH   SOLE   2,640 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,930 7 SH   SOLE   7 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 18,005 64,786 SH   SOLE   64,786 0 0
BHP GROUP LTD SPONSORED ADS 088606108 653 8,962 SH   SOLE   8,962 0 0
BHP GROUP PLC SPONSORED ADR 05545E209 610 10,223 SH   SOLE   10,223 0 0
BIOCRYST PHARMACEUTICALS INC COM 09058V103 237 15,000 SH   SOLE   15,000 0 0
BK OF AMERICA CORP COM 060505104 3,418 82,899 SH   SOLE   82,899 0 0
BLACKROCK INC COM 09247X101 3,685 4,212 SH   SOLE   4,212 0 0
BLACKSTONE GROUP INC COM 09260D107 469 4,827 SH   SOLE   4,827 0 0
BOEING CO COM 097023105 1,452 6,062 SH   SOLE   6,062 0 0
BOOKING HOLDINGS INC COM 09857L108 628 287 SH   SOLE   287 0 0
BOSTON SCIENTIFIC CORP COM 101137107 323 7,564 SH   SOLE   7,564 0 0
BP PLC SPONSORED ADR 055622104 1,071 40,535 SH   SOLE   40,535 0 0
BRF SA SPONSORED ADR 10552T107 107 19,601 SH   SOLE   19,601 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,122 16,788 SH   SOLE   16,788 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 590 14,997 SH   SOLE   14,997 0 0
BROADCOM INC COM 11135F101 1,651 3,462 SH   SOLE   3,462 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 1,119 6,925 SH   SOLE   6,925 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 1,037 20,342 SH   SOLE   20,342 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 353 6,355 SH   SOLE   6,355 0 0
CADENCE DESIGN SYSTEM INC COM 127387108 381 2,782 SH   SOLE   2,782 0 0
CAPITAL ONE FINL CORP COM 14040H105 899 5,811 SH   SOLE   5,811 0 0
CARDINAL HEALTH INC COM 14149Y108 302 5,283 SH   SOLE   5,283 0 0
CARNIVAL PLC ADR 14365C103 438 18,834 SH   SOLE   18,834 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 360 7,398 SH   SOLE   7,398 0 0
CATERPILLAR INC COM 149123101 1,468 6,744 SH   SOLE   6,744 0 0
CELANESE CORP DEL COM 150870103 472 3,115 SH   SOLE   3,115 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 839 1,163 SH   SOLE   1,163 0 0
CHEVRON CORP NEW COM 166764100 3,163 30,195 SH   SOLE   30,195 0 0
CHUBB LIMITED COM H1467J104 1,860 11,700 SH   SOLE   11,700 0 0
CHURCH & DWIGHT INC COM 171340102 852 9,999 SH   SOLE   9,999 0 0
CIA ENERGETICA DE MINAS GERA SP ADR N-V PFD 204409601 286 120,303 SH   SOLE   120,303 0 0
CIGNA CORP NEW COM 125523100 746 3,148 SH   SOLE   3,148 0 0
CINCINNATI FINL CORP COM 172062101 371 3,178 SH   SOLE   3,178 0 0
CISCO SYS INC COM 17275R102 2,284 43,098 SH   SOLE   43,098 0 0
CITIGROUP INC COM NEW 172967424 1,818 25,701 SH   SOLE   25,701 0 0
CLOROX CO DEL COM 189054109 488 2,712 SH   SOLE   2,712 0 0
CME GROUP INC COM 12572Q105 323 1,518 SH   SOLE   1,518 0 0
COCA COLA CO COM 191216100 3,104 57,371 SH   SOLE   57,371 0 0
COLGATE PALMOLIVE CO COM 194162103 505 6,207 SH   SOLE   6,207 0 0
COMCAST CORP NEW CL A 20030N101 2,523 44,254 SH   SOLE   44,254 0 0
CONOCOPHILLIPS COM 20825C104 799 13,123 SH   SOLE   13,123 0 0
CONSOLIDATED EDISON INC COM 209115104 473 6,590 SH   SOLE   6,590 0 0
COSAN S A ADS 22113B103 569 29,890 SH   SOLE   29,890 0 0
COSTCO WHSL CORP NEW COM 22160K105 3,263 8,248 SH   SOLE   8,248 0 0
CRH PLC ADR 12626K203 803 15,788 SH   SOLE   15,788 0 0
CRITEO S A SPONS ADS 226718104 1,250 27,634 SH   SOLE   27,634 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 781 4,001 SH   SOLE   4,001 0 0
CSG SYS INTL INC NOTE 4.250% 3/1 126349AF6 440 427,000 SH   SOLE   427,000 0 0
CSX CORP COM 126408103 628 19,578 SH   SOLE   19,578 0 0
CVS HEALTH CORP COM 126650100 884 10,596 SH   SOLE   10,596 0 0
DANAHER CORPORATION COM 235851102 1,710 6,371 SH   SOLE   6,371 0 0
DECKERS OUTDOOR CORP COM 243537107 287 748 SH   SOLE   748 0 0
DEERE & CO COM 244199105 884 2,507 SH   SOLE   2,507 0 0
DISNEY WALT CO COM 254687106 4,263 24,253 SH   SOLE   24,253 0 0
DOLLAR GEN CORP NEW COM 256677105 234 1,081 SH   SOLE   1,081 0 0
DOMINION ENERGY INC COM 25746U109 359 4,876 SH   SOLE   4,876 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,027 10,400 SH   SOLE   10,400 0 0
DUPONT DE NEMOURS INC COM 26614N102 496 6,405 SH   SOLE   6,405 0 0
EATON CORP PLC SHS G29183103 781 5,270 SH   SOLE   5,270 0 0
EATON VANCE SR INCOME TR SH BEN INT 27826S103 254 37,336 SH   SOLE   37,336 0 0
ECOLAB INC COM 278865100 403 1,959 SH   SOLE   1,959 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 230 2,218 SH   SOLE   2,218 0 0
EMCORE CORP COM NEW 290846203 203 22,020 SH   SOLE   22,020 0 0
EMERSON ELEC CO COM 291011104 2,026 21,050 SH   SOLE   21,050 0 0
ENI S P A SPONSORED ADR 26874R108 481 19,730 SH   SOLE   19,730 0 0
EOG RES INC COM 26875P101 392 4,692 SH   SOLE   4,692 0 0
EQUINIX INC COM 29444U700 623 776 SH   SOLE   776 0 0
EQUINOR ASA SPONSORED ADR 29446M102 593 27,971 SH   SOLE   27,971 0 0
ERICSSON ADR B SEK 10 294821608 662 52,643 SH   SOLE   52,643 0 0
ESSEX PPTY TR INC COM 297178105 330 1,100 SH   SOLE   1,100 0 0
EVOLENT HEALTH INC NOTE 2.000%12/0 30050BAB7 489 447,000 SH   SOLE   447,000 0 0
EXELON CORP COM 30161N101 574 12,951 SH   SOLE   12,951 0 0
EXXON MOBIL CORP COM 30231G102 4,471 70,874 SH   SOLE   70,874 0 0
FACEBOOK INC CL A 30303M102 7,450 21,425 SH   SOLE   21,425 0 0
FEDERAL RLTY INVT TR SH BEN INT NEW 313747206 345 2,942 SH   SOLE   2,942 0 0
FEDEX CORP COM 31428X106 543 1,821 SH   SOLE   1,821 0 0
FERRARI N V COM N3167Y103 206 998 SH   SOLE   998 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 316 2,229 SH   SOLE   2,229 0 0
FIVE9 INC COM 338307101 328 1,790 SH   SOLE   1,790 0 0
FLY LEASING LTD SPONSORED ADR 34407D109 896 52,894 SH   SOLE   52,894 0 0
FRANKLIN RESOURCES INC COM 354613101 299 9,360 SH   SOLE   9,360 0 0
FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106 261 6,286 SH   SOLE   6,286 0 0
GENERAL DYNAMICS CORP COM 369550108 524 2,784 SH   SOLE   2,784 0 0
GENERAL ELECTRIC CO COM 369604103 1,018 75,649 SH   SOLE   75,649 0 0
GENERAL MTRS CO COM 37045V100 687 11,609 SH   SOLE   11,609 0 0
GENMAB A/S SPONSORED ADS 372303206 326 7,994 SH   SOLE   7,994 0 0
GENUINE PARTS CO COM 372460105 312 2,468 SH   SOLE   2,468 0 0
GILEAD SCIENCES INC COM 375558103 214 3,105 SH   SOLE   3,105 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 704 17,684 SH   SOLE   17,684 0 0
GLOBAL PMTS INC COM 37940X102 222 1,182 SH   SOLE   1,182 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 2,478 6,530 SH   SOLE   6,530 0 0
GUIDEWIRE SOFTWARE INC NOTE 1.250% 3/1 40171VAA8 84 71,666 SH   SOLE   71,666 0 0
HARMONY GOLD MINING CO LTD SPONSORED ADR 413216300 37 10,000 SH   SOLE   10,000 0 0
HCA HEALTHCARE INC COM 40412C101 517 2,502 SH   SOLE   2,502 0 0
HOME DEPOT INC COM 437076102 5,822 18,257 SH   SOLE   18,257 0 0
HONDA MOTOR LTD AMERN SHS 438128308 714 22,200 SH   SOLE   22,200 0 0
HONEYWELL INTL INC COM 438516106 3,321 15,139 SH   SOLE   15,139 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 270 9,366 SH   SOLE   9,366 0 0
HUBBELL INC COM 443510607 3,230 17,286 SH   SOLE   17,286 0 0
HUMANA INC COM 444859102 401 906 SH   SOLE   906 0 0
HUTCHMED CHINA LTD SPONSORED ADS 44842L103 662 16,855 SH   SOLE   16,855 0 0
ICICI BANK LIMITED ADR 45104G104 351 20,505 SH   SOLE   20,505 0 0
ICON PLC SHS G4705A100 328 1,588 SH   SOLE   1,588 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,209 5,408 SH   SOLE   5,408 0 0
ILLUMINA INC COM 452327109 388 819 SH   SOLE   819 0 0
INDEPENDENCE HLDG CO NEW COM NEW 453440307 334 7,205 SH   SOLE   7,205 0 0
INFOSYS LTD SPONSORED ADR 456788108 879 41,490 SH   SOLE   41,490 0 0
ING GROEP N.V. SPONSORED ADR 456837103 316 23,833 SH   SOLE   23,833 0 0
INGREDION INC COM 457187102 365 4,030 SH   SOLE   4,030 0 0
INTEL CORP COM 458140100 3,300 58,784 SH   SOLE   58,784 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 299 2,520 SH   SOLE   2,520 0 0
INTERCONTINENTAL HOTELS GROU SPONSORED ADS 45857P806 463 6,940 SH   SOLE   6,940 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,382 16,250 SH   SOLE   16,250 0 0
INTUIT COM 461202103 984 2,008 SH   SOLE   2,008 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 1,089 1,184 SH   SOLE   1,184 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 305 13,061 SH   SOLE   13,061 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 1,622 61,677 SH   SOLE   61,677 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 510 10,499 SH   SOLE   10,499 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 374 1,056 SH   SOLE   1,056 0 0
ISHARES GOLD TR ISHARES NEW 464285204 262 7,787 SH   SOLE   7,787 0 0
ISHARES INC CORE MSCI EMKT 46434G103 70,040 1,045,530 SH   SOLE   1,045,530 0 0
ISHARES INC MSCI HONG KG ETF 464286871 217 8,136 SH   SOLE   8,136 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 471 4,081 SH   SOLE   4,081 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 477 4,946 SH   SOLE   4,946 0 0
ISHARES TR CORE MSCI EAFE 46432F842 169,678 2,266,609 SH   SOLE   2,266,609 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 2,413 32,920 SH   SOLE   32,920 0 0
ISHARES TR CORE S&P MCP ETF 464287507 73,447 273,310 SH   SOLE   273,310 0 0
ISHARES TR CORE S&P SCP ETF 464287804 29,525 261,334 SH   SOLE   261,334 0 0
ISHARES TR CORE S&P TTL STK 464287150 4,189 42,413 SH   SOLE   42,413 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,209 2,812 SH   SOLE   2,812 0 0
ISHARES TR EAFE SML CP ETF 464288273 270 3,639 SH   SOLE   3,639 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 203 8,642 SH   SOLE   8,642 0 0
ISHARES TR IBONDS DEC 46435U697 499 18,505 SH   SOLE   18,505 0 0
ISHARES TR IBONDS DEC 25 46435U432 624 22,270 SH   SOLE   22,270 0 0
ISHARES TR IBONDS DEC 26 46435U259 560 20,747 SH   SOLE   20,747 0 0
ISHARES TR IBONDS DEC2021 46435G789 260 10,151 SH   SOLE   10,151 0 0
ISHARES TR IBONDS DEC2022 46435G755 497 18,913 SH   SOLE   18,913 0 0
ISHARES TR IBONDS DEC2023 46435G318 498 19,056 SH   SOLE   19,056 0 0
ISHARES TR MBS ETF 464288588 218 2,012 SH   SOLE   2,012 0 0
ISHARES TR MSCI EAFE ETF 464287465 549 6,958 SH   SOLE   6,958 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 408 7,396 SH   SOLE   7,396 0 0
ISHARES TR NATIONAL MUN ETF 464288414 859 7,329 SH   SOLE   7,329 0 0
ISHARES TR PFD AND INCM SEC 464288687 1,895 48,167 SH   SOLE   48,167 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,779 6,554 SH   SOLE   6,554 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 996 6,277 SH   SOLE   6,277 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 225 1,953 SH   SOLE   1,953 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 632 2,757 SH   SOLE   2,757 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 250 3,433 SH   SOLE   3,433 0 0
ISHARES TR S&P MC 400GR ETF 464287606 347 4,292 SH   SOLE   4,292 0 0
ISHARES TR SELECT DIVID ETF 464287168 384 3,292 SH   SOLE   3,292 0 0
ISHARES TR TIPS BD ETF 464287176 480 3,751 SH   SOLE   3,751 0 0
JOHNSON & JOHNSON COM 478160104 5,866 35,606 SH   SOLE   35,606 0 0
JPMORGAN CHASE & CO COM 46625H100 8,191 52,659 SH   SOLE   52,659 0 0
KEYCORP COM 493267108 310 15,023 SH   SOLE   15,023 0 0
KIMBERLY-CLARK CORP COM 494368103 703 5,255 SH   SOLE   5,255 0 0
KINDER MORGAN INC DEL COM 49456B101 283 15,512 SH   SOLE   15,512 0 0
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 601 12,096 SH   SOLE   12,096 0 0
KRAFT HEINZ CO COM 500754106 267 6,539 SH   SOLE   6,539 0 0
LAKELAND BANCORP INC COM 511637100 1,136 65,006 SH   SOLE   65,006 0 0
LAM RESEARCH CORP COM 512807108 434 667 SH   SOLE   667 0 0
LAUDER ESTEE COS INC CL A 518439104 495 1,556 SH   SOLE   1,556 0 0
LEGGETT & PLATT INC COM 524660107 300 5,783 SH   SOLE   5,783 0 0
LILLY ELI & CO COM 532457108 1,181 5,147 SH   SOLE   5,147 0 0
LINDE PLC SHS G5494J103 875 3,028 SH   SOLE   3,028 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 379 148,731 SH   SOLE   148,731 0 0
LOCKHEED MARTIN CORP COM 539830109 541 1,430 SH   SOLE   1,430 0 0
LOWES COS INC COM 548661107 2,179 11,234 SH   SOLE   11,234 0 0
MARRIOTT INTL INC NEW CL A 571903202 702 5,144 SH   SOLE   5,144 0 0
MARRIOTT VACATIONS WORLDWIDE NOTE 1.500% 9/1 57164YAB3 24 20,000 SH   SOLE   20,000 0 0
MARSH & MCLENNAN COS INC COM 571748102 1,381 9,819 SH   SOLE   9,819 0 0
MASTERCARD INCORPORATED CL A 57636Q104 4,354 11,927 SH   SOLE   11,927 0 0
MCDONALDS CORP COM 580135101 2,528 10,945 SH   SOLE   10,945 0 0
MEDTRONIC PLC SHS G5960L103 1,591 12,821 SH   SOLE   12,821 0 0
MERCK & CO INC COM 58933Y105 2,098 26,975 SH   SOLE   26,975 0 0
METLIFE INC COM 59156R108 689 11,509 SH   SOLE   11,509 0 0
MICRON TECHNOLOGY INC COM 595112103 549 6,457 SH   SOLE   6,457 0 0
MICROSOFT CORP COM 594918104 21,569 79,619 SH   SOLE   79,619 0 0
MINERALS TECHNOLOGIES INC COM 603158106 212 2,700 SH   SOLE   2,700 0 0
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 988 182,321 SH   SOLE   182,321 0 0
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 663 232,562 SH   SOLE   232,562 0 0
MONDELEZ INTL INC CL A 609207105 1,985 31,787 SH   SOLE   31,787 0 0
MOODYS CORP COM 615369105 974 2,687 SH   SOLE   2,687 0 0
MORGAN STANLEY COM NEW 617446448 1,073 11,705 SH   SOLE   11,705 0 0
MORGAN STANLEY EMERGING MKTS COM 617477104 61 10,000 SH   SOLE   10,000 0 0
NATWEST GROUP PLC SPONS ADR 2 ORD 639057108 521 92,385 SH   SOLE   92,385 0 0
NETFLIX INC COM 64110L106 2,033 3,848 SH   SOLE   3,848 0 0
NEW MTN FIN CORP COM 647551100 1,831 139,024 SH   SOLE   139,024 0 0
NEW RELIC INC NOTE 0.500% 5/0 64829BAB6 479 485,000 SH   SOLE   485,000 0 0
NEW YORK CMNTY CAP TR V UNIT 11/01/2051 64944P307 423 8,146 SH   SOLE   8,146 0 0
NEXTERA ENERGY INC COM 65339F101 1,932 26,363 SH   SOLE   26,363 0 0
NICE LTD SPONSORED ADR 653656108 852 3,444 SH   SOLE   3,444 0 0
NIKE INC CL B 654106103 2,097 13,572 SH   SOLE   13,572 0 0
NOKIA CORP SPONSORED ADR 654902204 673 126,455 SH   SOLE   126,455 0 0
NOMURA HLDGS INC SPONSORED ADR 65535H208 270 53,043 SH   SOLE   53,043 0 0
NORDIC AMERICAN TANKERS LIMI COM G65773106 38 11,648 SH   SOLE   11,648 0 0
NORFOLK SOUTHN CORP COM 655844108 1,085 4,088 SH   SOLE   4,088 0 0
NOVARTIS AG SPONSORED ADR 66987V109 1,252 13,718 SH   SOLE   13,718 0 0
NOVO-NORDISK A S ADR 670100205 1,072 12,793 SH   SOLE   12,793 0 0
NUCOR CORP COM 670346105 384 3,998 SH   SOLE   3,998 0 0
NUTRIEN LTD COM 67077M108 248 4,098 SH   SOLE   4,098 0 0
NVIDIA CORPORATION COM 67066G104 4,123 5,153 SH   SOLE   5,153 0 0
NXP SEMICONDUCTORS N V COM N6596X109 256 1,244 SH   SOLE   1,244 0 0
OMNICOM GROUP INC COM 681919106 381 4,757 SH   SOLE   4,757 0 0
ORACLE CORP COM 68389X105 2,023 25,993 SH   SOLE   25,993 0 0
ORIX CORP SPONSORED ADR 686330101 388 4,585 SH   SOLE   4,585 0 0
OTIS WORLDWIDE CORP COM 68902V107 297 3,637 SH   SOLE   3,637 0 0
PARK NATL CORP COM 700658107 371 3,161 SH   SOLE   3,161 0 0
PAYPAL HLDGS INC COM 70450Y103 3,593 12,326 SH   SOLE   12,326 0 0
PEARSON PLC SPONSORED ADR 705015105 678 58,420 SH   SOLE   58,420 0 0
PEOPLES UNITED FINANCIAL INC COM 712704105 324 18,903 SH   SOLE   18,903 0 0
PEPSICO INC COM 713448108 3,508 23,675 SH   SOLE   23,675 0 0
PFIZER INC COM 717081103 3,176 81,095 SH   SOLE   81,095 0 0
PHILIP MORRIS INTL INC COM 718172109 1,931 19,488 SH   SOLE   19,488 0 0
PHILLIPS 66 COM 718546104 519 6,053 SH   SOLE   6,053 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,399 7,334 SH   SOLE   7,334 0 0
PORTMAN RIDGE FIN CORP COM 73688F102 50 21,133 SH   SOLE   21,133 0 0
PROCTER AND GAMBLE CO COM 742718109 5,560 41,209 SH   SOLE   41,209 0 0
PROGRESSIVE CORP COM 743315103 479 4,877 SH   SOLE   4,877 0 0
PROLOGIS INC. COM 74340W103 987 8,261 SH   SOLE   8,261 0 0
PRUDENTIAL FINL INC COM 744320102 220 2,143 SH   SOLE   2,143 0 0
PURE STORAGE INC NOTE 0.125% 4/1 74624MAB8 408 390,000 SH   SOLE   390,000 0 0
QORVO INC COM 74736K101 226 1,154 SH   SOLE   1,154 0 0
QUALCOMM INC COM 747525103 1,369 9,580 SH   SOLE   9,580 0 0
RAMBUS INC DEL NOTE 1.375% 2/0 750917AG1 395 300,000 SH   SOLE   300,000 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,831 21,463 SH   SOLE   21,463 0 0
REALTY INCOME CORP COM 756109104 322 4,826 SH   SOLE   4,826 0 0
RELX PLC SPONSORED ADR 759530108 551 20,646 SH   SOLE   20,646 0 0
RIO TINTO PLC SPONSORED ADR 767204100 812 9,680 SH   SOLE   9,680 0 0
ROCKWELL AUTOMATION INC COM 773903109 372 1,301 SH   SOLE   1,301 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 368 9,101 SH   SOLE   9,101 0 0
RPM INTL INC COM 749685103 470 5,302 SH   SOLE   5,302 0 0
RYANAIR HOLDINGS PLC SPONSORED ADS 783513203 703 6,494 SH   SOLE   6,494 0 0
S&P GLOBAL INC COM 78409V104 656 1,598 SH   SOLE   1,598 0 0
SALESFORCE COM INC COM 79466L302 2,292 9,383 SH   SOLE   9,383 0 0
SANOFI SPONSORED ADR 80105N105 572 10,871 SH   SOLE   10,871 0 0
SAP SE SPON ADR 803054204 1,028 7,318 SH   SOLE   7,318 0 0
SCHWAB CHARLES CORP COM 808513105 1,910 26,233 SH   SOLE   26,233 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 494 9,034 SH   SOLE   9,034 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 266 7,981 SH   SOLE   7,981 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 202 2,665 SH   SOLE   2,665 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,329 12,784 SH   SOLE   12,784 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 226 2,170 SH   SOLE   2,170 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 6,640 106,223 SH   SOLE   106,223 0 0
SEA LTD SPONSORD ADS 81141R100 2,436 8,872 SH   SOLE   8,872 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 719 13,338 SH   SOLE   13,338 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 972 26,491 SH   SOLE   26,491 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 369 2,066 SH   SOLE   2,066 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 431 6,162 SH   SOLE   6,162 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 825 6,552 SH   SOLE   6,552 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 386 3,768 SH   SOLE   3,768 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 915 6,195 SH   SOLE   6,195 0 0
SERVICENOW INC COM 81762P102 632 1,150 SH   SOLE   1,150 0 0
SHERWIN WILLIAMS CO COM 824348106 843 3,094 SH   SOLE   3,094 0 0
SHIP FINANCE INTERNATIONAL L NOTE 5.750%10/1 G81075AF3 385 380,000 SH   SOLE   380,000 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 512 2,672 SH   SOLE   2,672 0 0
SMITH & NEPHEW PLC SPDN ADR NEW 83175M205 275 6,331 SH   SOLE   6,331 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 705 7,251 SH   SOLE   7,251 0 0
SOUTHERN CO COM 842587107 751 12,404 SH   SOLE   12,404 0 0
SPDR GOLD TR GOLD SHS 78463V107 331 1,999 SH   SOLE   1,999 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,047 16,463 SH   SOLE   16,463 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 587 1,196 SH   SOLE   1,196 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 30,668 487,022 SH   SOLE   487,022 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 24,937 630,686 SH   SOLE   630,686 0 0
STARBUCKS CORP COM 855244109 1,454 13,007 SH   SOLE   13,007 0 0
STRYKER CORPORATION COM 863667101 829 3,190 SH   SOLE   3,190 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 319 46,246 SH   SOLE   46,246 0 0
SUPERNUS PHARMACEUTICALS INC NOTE 0.625% 4/0 868459AD0 434 441,000 SH   SOLE   441,000 0 0
SYSCO CORP COM 871829107 316 4,067 SH   SOLE   4,067 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 497 4,135 SH   SOLE   4,135 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 305 18,128 SH   SOLE   18,128 0 0
TALEND S A ADS 874224207 807 12,301 SH   SOLE   12,301 0 0
TARGET CORP COM 87612E106 1,916 7,926 SH   SOLE   7,926 0 0
TELEFONICA S A SPONSORED ADR 879382208 210 44,725 SH   SOLE   44,725 0 0
TENARIS S A SPONSORED ADS 88031M109 234 10,692 SH   SOLE   10,692 0 0
TERADYNE INC COM 880770102 229 1,713 SH   SOLE   1,713 0 0
TESLA INC COM 88160R101 2,798 4,117 SH   SOLE   4,117 0 0
TEXAS INSTRS INC COM 882508104 2,705 14,065 SH   SOLE   14,065 0 0
TEXTRON INC COM 883203101 208 3,024 SH   SOLE   3,024 0 0
THERAVANCE INC NOTE 2.125% 1/1 88338TAB0 86 85,000 SH   SOLE   85,000 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 2,635 5,223 SH   SOLE   5,223 0 0
TJX COS INC NEW COM 872540109 718 10,647 SH   SOLE   10,647 0 0
T-MOBILE US INC COM 872590104 321 2,215 SH   SOLE   2,215 0 0
TOLL BROTHERS INC COM 889478103 1,153 19,940 SH   SOLE   19,940 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 386 5,516 SH   SOLE   5,516 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 848 18,728 SH   SOLE   18,728 0 0
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 1,245 7,119 SH   SOLE   7,119 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 390 2,120 SH   SOLE   2,120 0 0
TRAVELERS COMPANIES INC COM 89417E109 669 4,470 SH   SOLE   4,470 0 0
TRUIST FINL CORP COM 89832Q109 586 10,564 SH   SOLE   10,564 0 0
TWITTER INC NOTE 1.000% 9/1 90184LAD4 175 172,000 SH   SOLE   172,000 0 0
UNION PAC CORP COM 907818108 2,911 13,235 SH   SOLE   13,235 0 0
UNITED PARCEL SERVICE INC CL B 911312106 2,487 11,959 SH   SOLE   11,959 0 0
UNITEDHEALTH GROUP INC COM 91324P102 5,261 13,139 SH   SOLE   13,139 0 0
US BANCORP DEL COM NEW 902973304 1,601 28,096 SH   SOLE   28,096 0 0
V F CORP COM 918204108 305 3,713 SH   SOLE   3,713 0 0
VALERO ENERGY CORP COM 91913Y100 504 6,452 SH   SOLE   6,452 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 35,228 134,260 SH   SOLE   134,260 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 18,024 126,345 SH   SOLE   126,345 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 363 4,222 SH   SOLE   4,222 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 8,529 29,737 SH   SOLE   29,737 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 362 2,573 SH   SOLE   2,573 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 36,126 152,206 SH   SOLE   152,206 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 164,705 418,541 SH   SOLE   418,541 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 567 3,266 SH   SOLE   3,266 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 14,536 64,525 SH   SOLE   64,525 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 412 1,421 SH   SOLE   1,421 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,836 8,240 SH   SOLE   8,240 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 16,056 116,807 SH   SOLE   116,807 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 259 4,086 SH   SOLE   4,086 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 28,628 527,130 SH   SOLE   527,130 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 43,730 790,782 SH   SOLE   790,782 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 17,506 258,158 SH   SOLE   258,158 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 39,740 418,006 SH   SOLE   418,006 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 384 5,496 SH   SOLE   5,496 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 950 6,135 SH   SOLE   6,135 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 61,033 1,184,642 SH   SOLE   1,184,642 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 890 8,498 SH   SOLE   8,498 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,655 29,537 SH   SOLE   29,537 0 0
VIAVI SOLUTIONS INC NOTE 1.000% 3/0 925550AB1 296 210,000 SH   SOLE   210,000 0 0
VISA INC COM CL A 92826C839 4,471 19,120 SH   SOLE   19,120 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 490 28,604 SH   SOLE   28,604 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 606 11,519 SH   SOLE   11,519 0 0
WALMART INC COM 931142103 1,033 7,327 SH   SOLE   7,327 0 0
WASTE MGMT INC DEL COM 94106L109 383 2,737 SH   SOLE   2,737 0 0
WELLS FARGO CO NEW COM 949746101 1,985 43,833 SH   SOLE   43,833 0 0
WESTPAC BANKING CORP SPONSORED ADR 961214301 670 34,694 SH   SOLE   34,694 0 0
WNS HLDGS LTD SPON ADR 92932M101 366 4,581 SH   SOLE   4,581 0 0
WPP PLC NEW ADR 92937A102 693 10,218 SH   SOLE   10,218 0 0
YUM BRANDS INC COM 988498101 688 5,979 SH   SOLE   5,979 0 0
YUM CHINA HLDGS INC COM 98850P109 310 4,679 SH   SOLE   4,679 0 0
ZIOPHARM ONCOLOGY INC COM 98973P101 40 15,000 SH   SOLE   15,000 0 0
ZOETIS INC CL A 98978V103 1,059 5,685 SH   SOLE   5,685 0 0